Neches Credit Union Lumberton TX | Best Auto Loans & Quick Personal Loans

Introduction

Welcome to Neches, your trusted community credit union located at 299 Country Lane Dr, Lumberton, TX 77657. Established in 1952, we have proudly served our members for over seven decades, cultivating a sense of belonging and financial well-being. With a total membership of 76,852 and assets totaling an impressive $982,950,481, we strive to provide personalized banking solutions that meet the diverse needs of our community. At Neches, we understand that every dollar matters. Our commitment is reflected in our robust offerings, including auto loans, mortgage refinancing, personal loans, and more backed by our total loans and leases amounting to 52,438. We prioritize your financial growth with total deposits reaching $73,561,708 and a net worth of $149,724,167, ensuring your funds are secure and ready to work for you. Our dedicated team is here to support you with any financial inquiries or services you may need. Under the leadership of CEO Jason Landry and Board President Wesley Spivey, our staff of 233 employees is passionate about making a positive impact in your life and within the Lumberton community. For your convenience, we invite you to visit us in person or contact us at 409-299-5277. Whether you're looking to open an account or explore loan options, we're here to help guide you every step of the way. You can also check out our website at www.nechesfcu.org for more information on services offered. While members can visit us at 299 Country Lane Dr, official correspondence should be sent to the same address. Come experience the Neches difference today where your financial dreams become reality!

Branch History & Mission

Join Us!

We invite you to experience everything Neches has to offer. Become part of a thriving community where your financial aspirations are supported by dedicated professionals who genuinely care about your success. Explore more about joining us at Neches FCU or give us a call at 409-299-5277 today! Let's work together towards your financial goals!

Our Journey

Since opening our doors more than seven decades ago, Neches has experienced remarkable growth. We began with a small group of members who shared a common goal: to empower one another through accessible financial services. Over the years, we have evolved into a robust financial institution with total assets amounting to $982,950,481. This growth reflects not only our commitment to our members but also the trust they place in us. As we expanded our services, we embraced technology and innovation while maintaining our focus on personal connections. Today, we offer a full range of services including checking and savings accounts, auto loans, mortgage loans, and business banking solutions. Members can enjoy convenient online and mobile banking options that keep them connected wherever they are.

Our Mission

Our mission is simple yet powerful: to provide exceptional financial services while fostering a sense of community and belonging among our members. At Neches, we believe in treating every member like family. We strive to create an environment where everyone feels valued and supported in their financial journey. We understand that financial well-being goes beyond transactions; it's about building relationships and supporting each other through life's challenges. That's why we actively engage in community outreach programs and partnerships that uplift those around us. Whether it's sponsoring local events or providing resources for education and development, we are committed to making a positive impact.

Visit Us

While members can visit us at 299 Country Lane Dr, Lumberton, TX 77657 for all their banking needs, official correspondence should be sent to the same address as there is no separate mailing address. Our branch features both ATM availability and drive-thru banking for added convenience. Our operating hours cater to busy schedules: Lobby Hours from Monday to Thursday are 9 AM to 5 PM; Fridays until 6 PM; and Saturdays from 7 AM to 10 AM for drive-thru access.

Branch Location & Accessibility

A Friendly Invitation

Whether you need assistance with checking and savings accounts, auto loans, or mortgage options, Neches is here for you. While members can visit us at our branch location, official correspondence should be sent to the same address: 299 Country Lane Dr, Lumberton, TX 77657. Don't hesitate to give us a call at 409-299-5277 if you have questions or need more information. We invite you to stop by and see how we can help make your banking experience better!

Convenient Access and Amenities

At Neches, we understand that convenience matters. Our branch features ample parking and is designed to be accessible for everyone, including ADA-compliant entrances and ramps. Whether you're visiting us for personal banking or business services, you'll find our staff ready to assist you with a smile.

Operating Hours and Services

We offer flexible operating hours to fit your busy schedule. Our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 7 AM to 10 AM. For those on the go, our drive-thru service allows for easy transactions without leaving your vehicle. You can also take advantage of our ATM availability for quick cash withdrawals and balance checks.

Member Eligibility

At Neches, we believe that everyone deserves a chance to join our supportive community and benefit from our personalized financial services. Becoming a member is straightforward! If you live, work, worship, or attend school in the area surrounding 299 Country Lane Dr Lumberton Tx 77657, you're likely eligible to join us. This means that whether you're just starting out or looking for a place to grow your financial future, we welcome you with open arms. Membership not only opens doors to various banking options like checking and savings accounts but also offers exclusive access to loans and credit products tailored just for you. Ready to take the next step? You can find all the details about eligibility and membership on our website at . Once you're ready to join, simply visit us at https://www.nechesfcu.org/borrow/apply-now.html for easy account opening instructions. If you have any questions, feel free to give us a call at (409) 299-5277. We can't wait to have you as part of our family!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $242 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $35,494,009, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, we offer essential merchant services designed to simplify payment processing and enhance customer experiences. Imagine having the ability to accept payments quickly and securely, allowing you to focus on what truly matters growing your business. Located at 299 Country Lane Dr Lumberton Tx 77657 in Lumberton, TX, our team is here to partner with you every step of the way. For more information or assistance, feel free to reach out at (409) 299-5277. Let's work together to build a brighter future for your business!

Comprehensive List Of Services

Business Solutions

For our business members, we provide essential services like merchant services and business loans that help you grow and manage your ventures smoothly. Having access to reliable financial tools is crucial for any business owner, and we're here to support your journey.

Convenient Banking Options

In addition to traditional banking services, we offer ATM access for quick withdrawals and balance checks whenever you need them. Our drive-thru service provides a convenient way to handle deposits and withdrawals without leaving your car perfect for those busy days! We also prioritize digital convenience through online banking features such as mobile payments, person-to-person transfers, and e-statements. These services ensure that managing your finances is not only easy but also secure.

Credit Cards with Benefits

Our credit cards come with rewards that make every purchase more rewarding. From cashback offers to travel points, you can enjoy benefits while managing your spending effectively.

Financing Your Dreams

Need a new car or looking to refinance your mortgage? Our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. If you're considering buying a home, our mortgage loans and refinancing solutions are designed to fit various budgets and situations. We know that life can be unpredictable; therefore, our personal loans and debt consolidation options can give you the flexibility you need during challenging times.

Get in Touch

With all these offerings, Neches is committed to making banking simpler and more accessible for everyone in Lumberton. If you have questions or want to learn more about how we can assist you, don't hesitate to call us at 409-299-5277 or visit us in person at 299 Country Lane Dr. We're excited to help you achieve your financial goals!

Personal Banking Made Easy

When it comes to personal banking, we offer checking and savings accounts that are tailored for your lifestyle. Whether you're saving for a special occasion or managing everyday expenses, our accounts come with features that make banking straightforward. Imagine being able to track your spending easily through our online and mobile banking platforms. You can check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go.

Digital & Online Banking

Key Features

Our mobile application makes banking even more convenient. You can make mobile payments with just a few taps on your smartphone. Plus, sending money to friends or family is simple with our person-to-person transfer feature no need for cash or checks anymore! We also offer electronic signature authorization to streamline processes like loan applications and account openings. No more waiting for paperwork; everything can be handled digitally from the comfort of your home. If you prefer keeping track of your finances through e-statements, we've got you covered there too! Enjoy the benefits of going paperless while having quick access to all your statements right at your fingertips.

Security and Accessibility

Your security is our top priority. We use advanced encryption and secure protocols to protect your information, giving you peace of mind while you bank online. Our user-friendly interface makes navigation easy for everyone, regardless of tech experience. In summary, at Neches, our digital banking services are tailored to enhance your financial management experience. Whether you're using our mobile app or accessing online banking via https://www.nechesfcu.org/, you'll find that convenience and security go hand in hand. Join us today and take control of your banking like never before!

Financial Strength

At Neches, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength stands as a solid foundation for the services we provide. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $149,724,167, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1519 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $267,140,038 in share certificates and $109,073,163 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $147,230,455 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $10,112 in used auto loans and $741,843,565 in total loans and leases. Our operational efficiency is reflected in our $0 net income, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 219 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 156430, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neches is your trusted partner. Visit us at 299 Country Lane Dr Lumberton Tx 77657 or call 409-299-5277 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $198,700,273 in used vehicle loans and $137,324,072 in new vehicle loans already helping members get on the road. We offer flexible terms and competitive rates to make your car buying experience as smooth as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $35,494,009 provide the capital needed to grow and expand. Whether you need funds for equipment purchases, inventory, or other business expenses, we are here to support your entrepreneurial journey. At Neches, we value transparency and community support. We invite you to explore our loan offerings further by visiting our website at https://www.nechesfcu.org/ or giving us a call at (409) 299-5277. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. If you're interested in applying for a loan or would like more information about eligibility options and refinancing opportunities, please visit https://www.nechesfcu.org/borrow/apply-now.html. We're here to help you take the next step toward achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $12,433,246, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our dedicated team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $26,793,592 in loans helping members manage their finances effectively. Our credit cards come with no annual fees and rewards that can benefit you for every dollar spent.

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Neches