Neches Credit Union Bridge City TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Neches, your trusted financial partner right here in the heart of Bridge City, Texas! Located at 410 Texas Ave, Bridge City, TX 77611, our Bridge City Branch has been serving our community since 1952, offering a wide range of financial services tailored to meet your needs. With a proud membership of over 76,852 individuals, we stand as a pillar of support for our members and their families. At Neches, we believe in the power of community and strive to provide a welcoming environment where you can feel confident about your financial decisions. As of now, our total assets amount to an impressive $982,950,481, with total deposits reaching $73,561,708. This stability allows us to offer a diverse selection of loans over 52,438 loans and leases are currently available to help you achieve your goals, whether it's buying a new home or financing your dream car. Our leadership team is dedicated to ensuring that every member receives exceptional service. Under the guidance of our CEO, Jason Landry, and Board President Wesley Spivey, we are committed to maintaining high standards in everything we do. Our team of 233 employees is always ready to assist you, ensuring that your experience with us is both smooth and rewarding. While members can visit us at our main branch address for all their banking needs, please note that official correspondence should be sent to the same address: 410 Texas Ave, Bridge City, TX 77611. We invite you to explore our website at nechesfcu.org for more information on our services like personal banking accounts, auto loans, mortgages, and much more! If you have questions or need assistance, don't hesitate to reach out via phone at 409-238-6400. Join us today and experience the Neches difference where community meets commitment!

Branch History & Mission

Welcome to the Neches Bridge City Branch, where our roots run deep and our commitment to the community is unwavering. Established in 1952, Neches has proudly served the Bridge City area for over seven decades. From our humble beginnings, we have grown to become a trusted financial partner for more than 76,000 members, emphasizing community support and financial empowerment. Located at 410 Texas Ave, Bridge City, TX 77611, our branch is conveniently situated near local landmarks that residents know and love. As we evolved through the years, we've remained focused on providing accessible and personalized financial services that fit the needs of our diverse membership base. Our total assets now stand at an impressive $982,950,481, reflecting our dedication to growth and stability. At Neches, we believe in making a difference not just through financial services but also through community engagement. Our mission is clear: to provide high-quality banking solutions while uplifting the communities we serve. We strive to empower individuals and families with tools for better financial health, whether it's through personal banking products like checking accounts and auto loans or through our business banking services. Our operating hours are designed to accommodate your schedule visit us Monday through Thursday from 9:00 AM to 5:00 PM or on Fridays until 6:00 PM. Need quick service? Take advantage of our drive-thru banking available during these same hours. As part of our commitment to enhancing member experience, we offer modern conveniences such as mobile banking, online banking, and ATM access for easy transactions anytime you need them. We're proud to say that we embrace digital advancements while ensuring ADA compliance for all members of our community. While members can visit us at 410 Texas Ave, official correspondence should be sent to the same address as there is no separate mailing location. If you have questions or need assistance, don't hesitate to reach out at 409-238-6400. We invite you to join us at Neches Bridge City Branch. Experience firsthand how we can help you achieve your financial goals while being part of a supportive community-focused institution. Together, let's build a brighter future!

Branch Location & Accessibility

Accessibility and Convenience

Situated in Orange County, our branch is easily accessible for all members. If you're near popular spots like Bridge City Park or the local library, a quick visit to our branch is just around the corner! Our parking lot offers ample space, and we take pride in being ADA compliant, ensuring that everyone can access our services with ease. While you can come see us at our physical location, please note that any official correspondence should be sent to the same address: 410 Texas Ave, Bridge City, TX 77611.

Get in Touch

Have questions or want to learn more? Feel free to reach out by calling us at 409-238-6400. We invite you to visit us today and discover how we can help you achieve your financial goals right here at the Neches Bridge City Branch!

Operating Hours

We know life can get busy! That's why we have flexible operating hours designed to fit your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, and on Fridays from 9:00 AM to 6:00 PM. For those who prefer drive-thru service, we're here for you even earlier Monday through Thursday from 7:00 AM to 5:00 PM and Friday from 7:00 AM to 6:00 PM.

Services Offered

At Neches Credit Union, we offer a variety of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered! Whether you're looking for convenient ATM access or drive-thru banking for quick transactions, our facilities are equipped to make your banking experience as easy as possible.

Member Eligibility

At Neches, we believe that everyone deserves a chance to join our supportive community. Becoming a member is simple and welcoming, as we open our doors to anyone who lives, works, worships, or attends school in the area. This means if you're part of our vibrant community, you're already on your way to enjoying the benefits we offer, including competitive rates on loans and personalized service. To learn more about the eligibility requirements and see if you qualify, feel free to check out this resource. Once you're ready to take the next step, opening an account with us is a breeze! Just visit our website at this link for all the details on how to get started. If you have any questions or need assistance, don't hesitate to give us a call at (409) 238-6400. We're here to help you make the most of your membership!

Business Banking & Commercial Services

At Neches, we understand that every business has unique needs. That's why we offer tailored solutions to help you grow and thrive in today's competitive market. Our commercial loan options are designed to empower local businesses, whether you're just starting out or looking to expand. Imagine securing the funds you need to purchase new equipment or open a new location. With our commitment to supporting businesses, we've funded over $242 in commercial loans for our members, helping them scale and succeed. We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions for all types of businesses. In addition to our lending programs, our merchant services make it easy for you to accept payments and manage transactions efficiently. Picture a busy Saturday where your sales soar our systems ensure that you can handle any volume without a hitch. With an outstanding commercial loan portfolio of $35,494,009, we continue to drive economic growth by financing new and expanding businesses in Bridge City, TX. Let us help you turn your business vision into reality at 410 Texas Ave Bridge City Tx 77611. Reach out today at (409) 238-6400 to learn more about how we can assist your business!

Comprehensive List Of Services

Business Banking Services

For our business members, we offer robust solutions tailored to meet the demands of running a business. Our merchant services streamline payment processing, while our business loans provide the necessary capital to grow your venture. We understand that managing a business requires flexibility, so we're here to support you every step of the way.

Convenience at Your Fingertips

Our branch embraces modern banking features that prioritize convenience without compromising security. With basic drive-thru banking options for deposits, withdrawals, and simple transactions, along with easy ATM access for balance checks and cash withdrawals, we're committed to ensuring that banking fits seamlessly into your busy life.

Credit Options for Every Need

Life can throw unexpected expenses your way, which is why we provide personal loans and debt consolidation options to help you regain control over your finances. Our credit cards come with rewards that allow you to earn while you spend, making each purchase even more rewarding.

Join Us Today!

Ready to experience all that Neches has to offer? Whether you're looking for personal finance options or business banking services, we are here to help. Contact us today at 409-238-6400 or visit us in person at our Bridge City location. Explore how we can assist you in reaching your financial dreams! Visit us online at nechesfcu.org for more information about our services or to start an application today!

Personal Banking Solutions

Whether you are looking to open a new checking or savings account, our personal banking services are designed with you in mind. Imagine having the flexibility to manage your finances effortlessly through our online and mobile banking platforms. You can check your balance, transfer funds, and pay bills anytime and anywhere. Plus, our ATM services ensure you have easy access to your cash when you need it. For those dreaming of hitting the road in a new car or truck, our auto loans and vehicle financing options make purchasing a vehicle straightforward and affordable. If homeownership is on your radar, we offer competitive mortgage loans and refinancing solutions that can help turn your dream home into reality.

Digital & Online Banking

Easy Transfers and Management

Need to send money to a friend or family member? Our person-to-person transfer feature makes it easy to send funds directly from your account to theirs in real-time. Whether it's splitting a bill or sending a gift, our digital tools provide a hassle-free experience. In summary, the digital and online banking services at Neches empower you to manage your finances at your convenience while keeping security front and center. Experience modern banking that works for you by visiting https://www.nechesfcu.org/ today!

Enhanced Security and Accessibility

Your security is our top priority. We use electronic signature authorization to ensure that your transactions are safe and verified. Plus, with e-statements available, you can easily keep track of your account activity without the clutter of paper statements. This way, you stay organized while protecting your personal information.

Key Services Offered

Our online banking services are available 24/7 at https://www.nechesfcu.org/, allowing you to check your balance, pay bills, and transfer funds with just a few clicks. If you're always on the go, our mobile application is here to help you manage your accounts right from your smartphone. You can even make mobile payments effortlessly, turning your phone into a wallet for quick transactions.

Financial Strength

Commitment to Our Members

Total Share Accounts: 156430, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0 reflects our focus on using resources effectively to benefit all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neches is your trusted partner. Visit us at 410 Texas Ave Bridge City Tx 77611 or call 4092386400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member Savings and Investments

Members' savings are secured through $267,140,038 in share certificates and $109,073,163 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our current net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 219 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $149,724,167, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is reflected in our net worth ratio of 1519, which demonstrates our commitment to maintaining a robust capital position. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Growth

With $147,230,455 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This allows us to maintain a diverse portfolio of loans. In fact, we have extended $10112 in used auto loans and a total of $741,843,565 in loans and leases to support our members' financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $198,700,273 in used vehicle loans and $137,324,072 in new vehicle loans already helping members get on the road. Whether you're interested in a new or used vehicle, our team is here to guide you through the process and find the right loan for your budget.

Business Financing

For business owners looking to expand or invest in new opportunities, our outstanding commercial loans totaling $35,494,009 provide the capital needed for growth. We understand that every business has different needs; our team is ready to tailor solutions that align with your objectives. At Neches, we're committed to providing competitive lending solutions tailored just for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan or planning home renovations with a mortgage refinance option, we're here to help every step of the way. Come visit us today or check out our website for more information!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $12,433,246. Our mortgage specialists will work with you to ensure you understand all your options and find a solution that fits your lifestyle.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans, with a total of $26,793,592 in loans helping members manage their finances effectively. Enjoy competitive rates and rewards programs designed to give you more value as you spend.

Loan Aggregator

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