Neches Credit Union Beaumont TX | Best Auto Loans & Business Banking

Introduction

Welcome to Neches, your trusted financial partner in the heart of Beaumont, Texas! Located at 1955 Dowlen Rd, Beaumont, TX 77706, our branch has been serving the community since 1952. With a strong commitment to helping our members achieve their financial goals, we take pride in offering personalized banking services tailored to meet your unique needs. At Neches, we believe that banking should be more than just transactions; it should foster relationships. With over 76,852 members and total assets exceeding $982,950,481, we are dedicated to providing exceptional service and support. Our experienced team of 233 employees is here to assist you with everything from checking and savings accounts to auto loans and business financing. While our branch is your go-to spot for face-to-face interactions, we also understand the importance of convenience. That's why we offer online and mobile banking options so you can manage your finances anytime, anywhere. And if you need assistance, don't hesitate to reach out! You can call us at 409-860-0800 or visit our website at nechesfcu.org. We value transparency and trustworthiness in all our dealings. With a robust net worth of $149,724,167 and total deposits amounting to $73,561,708, you can rest assured that your money is in safe hands. Our CEO, Jason Landry, along with Board President Wesley Spivey, lead our efforts in maintaining the highest standards of financial stability and member satisfaction. So why wait? Visit us today at our Beaumont branch or give us a call! Join the Neches family and experience a banking relationship built on trust and community spirit.

Branch History & Mission

Community Engagement

We understand that being part of the community means more than just providing financial services; it also involves giving back. Neches actively participates in various outreach programs and partnerships aimed at enhancing the lives of those in Beaumont and beyond. Whether it's sponsoring local events or supporting educational initiatives, we are committed to making a positive impact. As technology continues to advance, we remain dedicated to ensuring that our services are accessible and user-friendly for all members. Our compliance with ADA standards reflects our commitment to inclusivity making sure everyone can benefit from what we offer. Join us today at Neches! Experience firsthand the difference a member-focused credit union can make in your life. Visit our website at Neches FCU or call us at 409-860-0800 for more information on how you can become part of our thriving community. Together, let's build a brighter financial future!

Our Mission

Our mission at Neches is simple yet profound: to provide exceptional financial services while fostering community growth and well-being. We believe that everyone deserves access to quality banking options that empower them to achieve their dreams. From auto loans and mortgages to personal loans and business banking solutions, we strive to support our members in every step of their financial journey. While members can visit us at 1955 Dowlen Rd, official correspondence should be sent to 1955 Dowlen Rd, Beaumont, TX 77706-3330. Our operating hours are designed with your convenience in mind: lobby hours from Monday through Thursday are 9 AM to 5 PM, Fridays until 6 PM, and Saturdays from 7 AM to 10 AM. Additionally, our drive-thru service allows for quick transactions without leaving your vehicle.

Branch Location & Accessibility

Connect With Us Today!

Ready to take the next step? Whether you're looking to open an account or simply have questions about our services, don't hesitate to reach out! Give us a call at 409-860-0800 or visit our website at nechesfcu.org for more information. We look forward to serving you soon at the Neches Dowlen Branch!

Convenient Access and Nearby Landmarks

Our branch is strategically situated near popular landmarks like the Beaumont Civic Center and Parkdale Mall, making it a breeze for you to combine your banking errands with shopping or community activities. We offer ample parking right outside the entrance, ensuring easy access whether you're visiting for a quick transaction or a more in-depth consultation.

Operating Hours Tailored for You

We understand that life can be busy, which is why we've tailored our hours to fit your schedule. Our lobby is open Monday through Thursday from 9:00 AM to 5:00 PM, with extended hours on Friday until 6:00 PM. For those who need to bank on weekends, we also welcome you on Saturday mornings from 7:00 AM to 10:00 AM. Our dedicated team is always ready to assist you during these times.

Services Designed for Your Needs

At Neches Dowlen Branch, we offer a range of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're here to help you achieve your financial goals. Plus, with convenient ATM access available on-site, you can easily manage cash withdrawals or balance inquiries any time of day. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address at 1955 Dowlen Rd, Beaumont, TX 77706-3330.

Welcoming Environment

The Neches Dowlen Branch is designed with accessibility in mind. Our facilities are ADA compliant, featuring ramps and spacious entrances so everyone can feel comfortable when they visit us. If you're in a hurry or prefer not to come inside, our drive-thru service allows for quick deposits and withdrawals without leaving your vehicle.

Member Eligibility

At Neches, we believe that everyone deserves to be part of a friendly, supportive community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in the Beaumont area or have family members who are already part of our credit union, you're likely eligible to join us. This means you can enjoy the many benefits we offer, from personalized banking services to competitive loan rates and financial education resources. For those interested in specific eligibility details, please check out our guidelines at . Ready to take the next step? Opening an account is straightforward and convenient! Just visit us at https://www.nechesfcu.org/borrow/apply-now.html to get started. If you have any questions or need assistance along the way, feel free to reach out to us at (409) 860-0800. We can't wait to welcome you into the Neches family at our branch located at 1955 Dowlen Rd Beaumont Tx 77706!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $242 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $35,494,009, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial backing to expand your operations, invest in new equipment, or launch a marketing campaign. Our competitive loan options provide you the means to turn those ideas into reality.

Merchant Services

In addition to loans, we offer merchant services that simplify daily transactions for your business. Picture this: a local café using our payment processing solutions to accept credit cards seamlessly. This not only enhances customer satisfaction but also improves cash flow, allowing you to focus on what you do best serving your community. Located at 1955 Dowlen Rd Beaumont Tx 77706 in Beaumont, TX, we're here to empower your business with the right tools and support. Connect with us today at (409) 860-0800 to explore how we can help you thrive!

Comprehensive List Of Services

Business Banking Support

For small business owners, we offer specialized banking solutions including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team is here to support you every step of the way.

Convenient Online & Mobile Banking

In today's fast-paced world, we know convenience is key. That's why Neches provides robust online and mobile banking options. With features like ATM and cash withdrawal services at your fingertips, managing your finances has never been easier. Our basic drive-thru banking allows for quick deposits and withdrawals without stepping inside the branch.

Get in Touch

We invite you to explore all that Neches has to offer. If you have any questions about our services or need assistance, don't hesitate to call us at 409-860-0800. Visit us during our lobby hours from Monday to Thursday between 9:00 AM - 5:00 PM, Friday from 9:00 AM - 6:00 PM, or Saturday from 7:00 AM - 10:00 AM. Join us at Neches, where we're committed to serving you better every day! For more information about opening an account or exploring loan options, check out our website here or apply now here.

Home Financing Made Easy

For those dreaming of homeownership, our mortgage loans and refinancing services provide flexible solutions that fit different budgets. Imagine finally stepping into your dream home with a mortgage plan that works for you! We also offer personal loans and debt consolidation options to help simplify your financial commitments.

Personal Banking Solutions

Whether you are looking to open a checking or savings account, our personal banking services have you covered. We understand that managing finances can be challenging, so we offer easy-to-use accounts designed for everyday needs. If you're considering purchasing a new car or refinancing your current vehicle, our auto loans and vehicle financing options make the process straightforward and affordable.

Rewarding Credit Options

Looking for a credit card that gives back? Our credit cards come with rewards that can benefit you on daily purchases, making every transaction count towards something more.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.nechesfcu.org/, you can check your account balances, transfer funds, and pay bills whenever it suits you. No more rushing to the bank during business hours your bank is always open!

Mobile Banking on the Go

Take your banking experience with you wherever you go by downloading our mobile application. This user-friendly app allows you to access your accounts, make transactions, and even send money through person-to-person transfers with just a few taps. Plus, if you're looking to make quick purchases, enjoy the convenience of mobile payments right from your phone.

Real-Time Account Management

Managing your money in real-time has never been easier. Our online banking features allow you to monitor transactions instantly and keep tabs on your spending habits. With everything at your fingertips, you'll have peace of mind knowing that you're in control of your finances. Join us at Neches and experience the ease of digital banking tailored for you!

Secure Transactions

Your security is our top priority. We offer electronic signature authorization, ensuring that your transactions are safe and secure. You can also opt for e-statements, which provide a paperless way to keep track of your finances while being environmentally friendly.

Financial Strength

At Neches, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand how important it is for you to feel confident in your financial institution, and we are proud to share the strength of our branch. With a net worth of $149,724,167, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1519 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $267,140,038 in share certificates and $109,073,163 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $147,230,455 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $10,112 in used auto loans and a total of $741,843,565 in loans and leases, supporting members' financial goals across various sectors. Our operational efficiency is highlighted by a net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 219 full-time employees and 14 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share Accounts stand at an impressive 156,430, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Neches is your trusted partner. Visit us at 1955 Dowlen Rd Beaumont Tx 77706 or call 409-860-0800 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $198,700,273 in used vehicle loans and $137,324,072 in new vehicle loans to help our members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, we are here to support you every step of the way.

Credit Lines and Unsecured Loans

For those looking for flexibility in managing expenses, we provide credit lines totaling $232,534,544, as well as unsecured credit card loans amounting to $26,793,592. These options give you the freedom to navigate life's unexpected costs while keeping your finances in check.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $12,433,246. Our competitive rates and flexible terms make it easier for you to find the perfect mortgage solution tailored to your situation.

Refinancing and Eligibility Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, our team is ready to assist you. We aim to provide personalized service that makes the lending process straightforward and accessible. At Neches, we're committed to helping our members thrive financially. If you have questions or want to learn more about our loan offerings, please call us at 409-860-0800. Remember that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Explore how Neches can help you achieve your financial goals today!

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Neches