NCE Credit Union Corpus Christi TX | Affordable Auto Loans & Business Banking

Introduction

At N. C. E. Credit Union, we believe in building strong relationships with our members and the community of Corpus Christi, TX. Established in 1966, our commitment to providing personalized financial services has helped us grow to a vibrant membership of 1,391 individuals who trust us with their banking needs. You can find us at 901 Leopard St, where our friendly team is ready to assist you from 9:00 am to 4:30 pm on weekdays. With total assets amounting to $5,559,331 and deposits reaching $1,054,364, we pride ourselves on being a secure place for your finances. Our net worth stands at $1,195,111, showcasing our stability and dedication to responsible management. Whether you're looking for auto loans of which we currently have 276 or personal loans and credit cards with rewards, we offer a wide range of services tailored to meet your needs. While you can visit us at our branch for immediate assistance, please note that any official correspondence should be sent to our mailing address at 901 Leopard Street, County Courthouse Suite 114, Corpus Christi, TX 78401-3808. Under the leadership of our CEO Yomeida Delgado and Board President Juan Escobar, N. C. E. Credit Union is focused not only on financial growth but also on making a positive impact in our community. We're dedicated to ensuring that every member feels valued and understood. If you have questions or need assistance with your accounts or loans, don't hesitate to give us a call at (361) 882-4780. Join us today and experience the difference that comes from being part of a credit union that truly cares! Visit our website at ncecreditunion.net for more information about our services and how we can help you achieve your financial goals.

Branch History & Mission

Join Us Today!

We invite you to become part of the N. C. E. Credit Union family! Discover how we can help you achieve your financial goals while being an active participant in your community's growth. For more information or assistance, feel free to contact us at (361) 882-4780 or visit our website at ncecreditunion.net. Experience the difference that comes with being a member of N. C. E. Credit Union where your success is our priority!

Our Evolution

From humble beginnings, N. C. E. Credit Union has evolved significantly over the years. We started with a mission to offer personalized financial solutions and support local families and businesses. As we grew, so did our commitment to ensuring that everyone in our community had access to affordable banking services. Our journey is marked by milestones such as expanding our range of offerings from checking and savings accounts to auto loans and mortgages making us a one-stop shop for all financial needs. Our operating hours reflect our dedication to convenience: we are open from 9:00 am to 4:30 pm on weekdays, with extended hours until 5:00 pm on Mondays and Thursdays. While members can visit us at our main branch address at 901 Leopard St, official correspondence should be sent to 901 Leopard Street, County Courthouse Suite 114, Corpus Christi, TX 78401-3808.

Our Mission

At the core of N. C. E. Credit Union's mission is a simple yet powerful belief: we exist to empower our members financially while fostering community growth and connection. We strive not just to provide financial services but also to support local initiatives that uplift those around us. Whether through partnerships with local organizations or community outreach programs, we aim to make a positive impact in Corpus Christi. As technology continues to advance, we remain committed to enhancing our digital offerings while ensuring they are accessible for everyone. Although we currently do not have ATM or drive-thru services available at our branch, we provide online banking options that allow members to manage their accounts conveniently from anywhere.

Branch Location & Accessibility

Welcome to Nce, your friendly neighborhood credit union located at 901 Leopard St in beautiful Corpus Christi, Texas. Our branch is easily accessible and conveniently situated near popular landmarks like the Nueces County Courthouse and vibrant local shops, making it a breeze for you to stop by for your banking needs. At Nce, we take pride in our welcoming atmosphere and commitment to serving our members with ease. While you can visit us at our main location on Leopard Street, please note that any official correspondence should be sent to our mailing address: 901 Leopard Street, County Courthouse Suite 114, Corpus Christi, TX 78401-3808. We understand how important convenience is in today's busy world. That's why we're open Monday through Friday from 9:00 am to 4:30 pm, with extended hours on Mondays and Thursdays starting at 8:00 am until 5:00 pm. Whether you're looking to open a new account or inquire about loans, our dedicated team is here to assist you. Accessibility is key for us. Our branch features ADA-compliant facilities, ensuring everyone can comfortably access our services. Parking is available nearby, making your visit hassle-free. Although we currently do not offer ATM services or drive-thru banking, our knowledgeable staff is always ready to help you with online banking options and other financial services. With a range of personal banking solutions including checking and savings accounts, auto loans, mortgages, and credit cards with rewards, Nce is here to meet all your financial needs. We also provide business banking services for local entrepreneurs seeking support. If you have any questions or would like more information about our services, feel free to give us a call at 361-882-4780. We invite you to come by and experience the Nce difference today!

Member Eligibility

At Nce, we believe that joining our community is more than just opening an account it's about becoming part of a family that truly cares. If you're looking to become a member, you'll find that eligibility is accessible and welcoming. Generally, anyone who lives, works, or worships in the area can apply to join us. We're especially committed to serving the needs of our local community and ensuring everyone has access to financial resources that support their goals. For those interested in learning more about specific eligibility criteria, feel free to visit our website at . The process of becoming a member is straightforward and supportive. All it takes is a quick visit to our branch located at 901 Leopard St Corpus Christi Tx 78401 or a call to us at (361) 882-4780 for personalized assistance. We'll guide you through every step of opening your new account, ensuring you feel informed and confident in your decision. With membership at Nce, you'll enjoy various benefits tailored to help you achieve financial success, whether it's through checking and savings accounts, loans, or other services designed with your needs in mind. We can't wait to welcome you into our vibrant community!

Business Banking & Commercial Services

Merchant Services Made Simple

In addition to loans, we offer merchant services designed to streamline your payment processes. Picture this: a busy day at your store where customers are eager to buy. Our merchant services ensure you can accept payments quickly and efficiently, allowing you to focus on what matters most growing your business. Located at 901 Leopard St Corpus Christi Tx 78401 in Corpus Christi, TX, our team is ready to help you navigate your financial options. Contact us today at (361) 882-4780 to explore how we can support your business's journey!

Tailored Loan Options

Imagine securing the funds needed to invest in new equipment or expand your storefront this is what our commercial loans aim to achieve. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

While we currently do not have ATMs on-site, our cash withdrawal services are available to ensure that you can access your money when needed. At N. C. E. Credit Union, we are committed to serving our members with integrity and dedication. If you have any questions about our services or want to learn more about how we can assist you in achieving your financial goals, please don't hesitate to reach out! You can call us at (361) 882-4780 or visit us during our operating hours from 9:00 am to 4:30 pm, Monday through Friday. We look forward to helping you achieve financial success!

Business Banking Services

For our business members, we offer banking solutions that cater specifically to your needs. Our business banking services include merchant services to facilitate transactions and business loans aimed at helping you grow your operations.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options. With just a few clicks or taps on your phone, you can manage your accounts, pay bills, and transfer funds without having to visit a branch. We believe in empowering our members with the tools they need for effective financial management right at their fingertips.

Credit Card Benefits

Don't forget about our credit cards with rewards! They come with perks that allow you to earn points for every dollar spent, making it easier to treat yourself while managing your expenses.

Personal Banking Solutions

Our personal banking services start with checking and savings accounts designed to help you manage your money effectively. Imagine being able to easily access your funds while also earning interest on your savings! For those considering larger purchases, we offer auto loans and vehicle financing options that can make owning a car more affordable. With competitive rates and flexible terms, getting behind the wheel has never been easier. If you're thinking about buying a home, our mortgage loans and refinancing options can guide you through that process smoothly. We understand that each member's situation is unique, so our team is here to provide personalized assistance every step of the way. Additionally, if you find yourself needing extra cash, our personal loans and debt consolidation services can help simplify your financial obligations.

Digital & Online Banking

Accessibility and Security

We prioritize your security with robust measures that protect your personal information while you're banking online. Our system is designed to be easy to use, ensuring that even those new to digital banking can feel confident as they explore their options. Although we don't currently offer person-to-person transfers or a dedicated mobile application, our comprehensive online services provide everything you need for effective account management right at your fingertips. Whether you're checking balances or paying bills, Nce is here to support your financial journey every step of the way. Visit us today at https://www.ncecreditunion.net/ to learn more about how our digital banking services can make your life simpler and more secure!

Key Features

Our online banking platform allows you to check your account balances, review transactions, and transfer funds anytime, anywhere. You can also sign up for e-statements, which are not only eco-friendly but help you keep track of your finances in a secure and organized manner. While we currently do not support electronic signatures or mobile payments, our user-friendly interface makes it simple to navigate all other features. You can easily manage your accounts from your computer or smartphone, allowing for real-time updates on your financial status.

Financial Strength

A Committed Team

Our efficient operations are evidenced by our current $0. This allows us to provide competitive loan rates and solid financial products for our members. With a dedicated team of 3 full-time employees ready to assist you, alongside our commitment to exceptional service, we ensure that every visit feels welcoming and supportive.

Growing Together

The trust placed in us by our members is reflected in our growth evidenced by having 1,177 share accounts under management. This shows that more people are choosing Nce as their trusted financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Nce is here for you as your trusted partner. Visit us at 901 Leopard St Corpus Christi Tx 78401 or call (361) 882-4780 to learn more about how we can help you achieve your financial goals!

Investing in Your Future

Our commitment to your financial success is reflected in our $1,195,111 in undivided earnings. These funds allow us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures tailored to serve you better. We're also dedicated to helping you achieve your goals with $56 in used auto loans and a total of $2,834,296 across all loans and leases available to support your financial aspirations.

Member-Centric Savings Solutions

Your savings are secure with us. We have $1,204,713 in share certificates, ensuring that your funds are invested wisely for stable and rewarding growth opportunities. Although we currently hold $0 in money market shares, our focus remains on enhancing member benefits. Unlike traditional banks, we prioritize you our valued members. With non-member deposits at $0, we ensure that our resources are directed towards your needs through better loan rates, lower fees, and exclusive perks designed for you.

Solid Financial Health

With a net worth of $1,195,111, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This is complemented by our net worth ratio of $2,150, which demonstrates a solid capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financial Options

For those looking for additional borrowing solutions, our total credit lines amount to $200,000, providing you with accessible funds for unexpected expenses or planned purchases. We encourage our members to explore refinancing options as well, which could lead to lower monthly payments or reduced interest rates on existing loans. Our dedicated staff is here to discuss eligibility criteria and help you determine which options work best for your financial situation. For inquiries about any of our loan products or services, feel free to reach us at (361) 882-4780. Visit us at our location: 901 Leopard St Corpus Christi Tx 78401, Corpus Christi, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us support you on your financial journey at Nce!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $926,986 in used vehicle loans and $1,432,122 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our team can guide you through options that best fit your budget and preferences.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We currently offer Junior Lien 1-4 Family Residential Properties loans totaling $0. This means if you're looking to settle into a new home or refinance an existing mortgage, we can provide competitive terms and personalized service to make the process as smooth as possible.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. These cards can be an excellent way to build credit while enjoying rewards and benefits tailored to your lifestyle.

Loan Aggregator

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Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers presented are not only current but also fair and transparent.

NCE CREDIT UNION