Navy Federal Credit Union

In the Tacoma community, Navy Federal Credit Union at 3407 S 23rd St is more than just a financial institution—it’s a trusted partner dedicated to helping military members, veterans, and their families reach their financial goals. Open Monday through Friday from 9:00 a.m. to 5:30 p.m. and Saturdays until 2:00 p.m., this welcoming branch offers convenient ATM services for quick cash withdrawals and balance checks, making everyday banking easy. Whether you're looking to secure one of the best auto loans available or explore low mortgage rates and refinancing options, Navy Federal provides competitive solutions tailored to your needs.
Beyond vehicle financing and home loans, members can take advantage of personal banking services including top checking and savings accounts designed for convenience, credit cards with rewarding perks, as well as business banking options like merchant services and business loans crafted to support local entrepreneurs. While there is no drive-thru service here, online and mobile banking ensure you can manage your accounts anytime, anywhere.
Visit Navy Federal Credit Union at 3407 S 23rd St in Tacoma or call 888-842-6328 today to experience friendly, personalized service. Discover how our exceptional auto loans and mortgage offerings can help you take the next step—contact us for personalized guidance!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Commitment to Members

Our commitment goes beyond just numbers; it reflects in the way we support our members' dreams and aspirations. With total deposits reaching $2.32 billion and a net worth of over $21 billion, we prioritize your financial security while offering a range of services from auto loans and mortgages to credit cards with rewards. Our CEO, Dietrich Kuhlmann, along with Board President Edward Cochrane Jr., leads a dedicated team of 24,560 employees who are passionate about making banking simple and beneficial for you. Whether you're seeking assistance with personal banking or business financing solutions, we are here every step of the way.

Join Us Today!

Explore how Navy Federal Credit Union can enhance your financial well-being by visiting us or calling us at 888-842-6328. We invite you to become part of our family today! For more information on membership eligibility or to open an account, check out our website at navyfcu.org. Let us help you achieve your financial goals with trust and care.

Branch History & Mission

A Commitment to Innovation

In an age where technology plays a vital role in daily life, we are proud to offer modern conveniences such as online and mobile banking. This ensures that you can manage your finances anytime and anywhere. With features like electronic signatures and mobile payments available at your fingertips, we prioritize making your banking experience as smooth as possible. As part of our commitment to accessibility, our branch meets ADA compliance standards so everyone can enjoy our services comfortably.

Join Us Today!

If you're looking for a financial partner who truly cares about your well-being and success, look no further than Navy Federal Credit Union. We invite you to join our family today! Experience firsthand the benefits of being a member take control of your financial future with us by visiting our website or calling us at (888) 842-6328. Together, let's build a brighter tomorrow!

Our Mission

At Navy Federal Credit Union, our mission is clear: we strive to empower every member with tools and resources that promote financial success. We believe that everyone deserves a chance at financial security. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options all tailored to meet your unique needs. Our dedication extends beyond just banking; it encompasses community support as well. Through various outreach initiatives and partnerships with local organizations, we actively participate in uplifting those around us. We focus on making a positive impact by offering educational resources and financial counseling designed to help our members make informed decisions.

Our Story

Located at 3407 S 23Rd St, Tacoma, WA 98405, our branch has been dedicated to fostering financial well-being for individuals and families alike. Over the years, we have witnessed significant milestones expanding our services to meet the evolving needs of our members while staying true to our mission of providing accessible banking solutions. Our commitment to excellence is reflected not only in our robust membership growth but also in the trust that our community places in us. While members can visit us at our Tacoma location for personal service, official correspondence should be sent to the same address: 3407 S 23RD ST, TACOMA, WA 98405. We invite you to explore all that we offer during our lobby hours from Monday through Friday, 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 2:00 PM.

Branch Location & Accessibility

Nearby Landmarks and Features

Our Tacoma location is just a stone's throw away from notable spots like the Tacoma Mall and Wright Park, making it easy for you to combine errands or enjoy a relaxing day out before or after your visit. Parking is plentiful and designed with accessibility in mind, ensuring that everyone can visit without hassle. We are proud to offer ADA-compliant facilities, including ramps and accessible entrances.

Operating Hours

We understand that life can get busy! That's why our lobby hours are designed to fit your schedule. You can visit us Monday through Friday from 9:00 AM to 5:30 PM and on Saturday from 9:00 AM to 2:00 PM. Feel free to call us at 888-842-6328 if you have any questions about our services or need assistance setting up an appointment.

Services Offered

At Navy Federal Credit Union, we strive to provide a wide range of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, our friendly staff is ready to help you navigate your options. While we don't currently offer drive-thru banking at this location, we do have an ATM available for your convenience.

Visit Us Today!

We invite you to drop by our branch at 3407 S 23rd St or reach out via phone if you'd like more information about becoming a member. While members can visit us at this address, official correspondence should be sent to our mailing address at the same location. We look forward to serving you and helping you achieve your financial goals!

Member Eligibility

At Navy Federal Credit Union, we believe that becoming a member is like joining a supportive family where your financial needs are prioritized. If you're curious about how to become a part of our community, you'll be pleased to know that eligibility is open to those who have connections with the military, including active members, veterans, and their families. Additionally, individuals working in the Department of Defense and select government agencies can also join us. We aim to make this process as simple as possible because we want everyone to feel welcome at our 3407 S 23Rd St Tacoma Wa 98405 location. For more detailed information on eligibility criteria, please visit our website at https://www.navyfederal.org/membership/eligibility.html. Once you're ready to take the next step, opening an account is straightforward and convenient. You can start your membership journey online by visiting https://mymembership.navyfederal.org/#/milestones or simply give us a call at (888) 842-6328 for assistance. We're here to help you every step of the way!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced market, efficient payment processing can make all the difference. Our merchant services provide your business with the tools needed to accept payments quickly and securely. Imagine being able to focus on serving your customers while we handle the transactions whether it's through in-store sales or online orders. Visit us at 3407 S 23Rd St Tacoma Wa 98405 or call us at (888) 842-6328 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Business Banking Support

For small business owners, we offer comprehensive business banking solutions, including merchant services and business loans. We understand the unique challenges that come with running a business and are here to support your growth.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we provide robust online and mobile banking features. You can easily check balances, transfer funds, or pay bills from anywhere at any time. Plus, our ATM & cash withdrawal services ensure you have access to your funds when you need them most. At Navy Federal Credit Union in Tacoma, WA, we're more than just a credit union; we're part of your community. If you're ready to explore how we can assist with your financial needs or want to learn more about our various services like those mentioned above, don't hesitate to reach out! Call us at 888-842-6328 today or visit us in person at our branch location. Join us in achieving your financial dreams we're excited to be part of your journey!

Flexible Personal Loans

For unexpected expenses or planned purchases, our personal loans and debt consolidation services provide flexible options that can help you achieve your goals without overwhelming debt. Picture consolidating multiple payments into one manageable loan making budgeting easier than ever.

Home Financing Made Easy

If you're considering buying a home or refinancing an existing mortgage, our mortgage loans and refinancing options can help you navigate this important decision. Our experienced staff is here to guide you through each step, ensuring you understand the terms and find the best fit for your situation.

Personal Banking Solutions

Managing your finances can be straightforward and rewarding with our personal banking options. We offer checking and savings accounts that cater to different lifestyles and goals. For those planning to purchase a new vehicle, our auto loans and vehicle financing services are designed to make the process simple and affordable. Imagine driving away in your dream car without the stress of complicated financing!

Rewards with Every Purchase

With our credit cards featuring rewards, every swipe brings you closer to exciting benefits. Enjoy perks that align with your lifestyle while managing your spending responsibly.

Digital & Online Banking

Key Features

One standout feature is our electronic signature authorization, which makes signing documents a breeze. No more printing and mailing forms just sign electronically and you're done! Plus, you can opt for e-statements to keep track of your finances while reducing paper clutter. This eco-friendly choice not only helps the environment but also keeps your records organized and easily accessible. If you prefer managing your money from your smartphone, you'll love our mobile application. It allows you to deposit checks, set up mobile payments, and even send money directly to friends or family through person-to-person transfers all with just a few taps on your screen.

Security and Accessibility

Your security is our priority. Our online banking services are equipped with advanced security features to protect your personal information. You can bank with confidence knowing that we prioritize keeping your data safe. At Navy Federal Credit Union, we're committed to making banking easy for you. With user-friendly tools and real-time account management, you can effortlessly stay on top of your finances. Experience the convenience of modern banking today!

Financial Strength

Commitment to Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases.

Efficient Operations

Our commitment to operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Member Base

Total Share and Deposit Accounts: 30,809,321, show a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $1,127,735,547, we have the resources needed to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 3407 S 23Rd St Tacoma Wa 98405 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your monthly payments or interest rates.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand your operations. We understand that running a business comes with its own set of challenges and are here to support you every step of the way. At Navy Federal Credit Union located at 3407 S 23Rd St Tacoma Wa 98405, our team is ready to assist you in finding the right loan product that fits your needs. You can reach us at 888-842-6328 for any questions or to schedule an appointment. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We offer competitive rates and flexible terms to accommodate your unique situation.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. This can be an excellent way to cover unexpected expenses while enjoying the benefits of rewards and cash back.

Loan Aggregator

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