Navy Federal Credit Union Lynnwood WA: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner in Lynnwood, WA. Established in 1947, we have proudly served our community for decades, offering a wide range of services to help you achieve your financial goals. Located at 2701 184th St SW Ste 100A, our branch is dedicated to providing personalized banking solutions tailored to meet your needs. With over 14 million members and $180.8 billion in assets, we are committed to supporting your financial journey. Our total deposits stand at an impressive $2,321,600,484, reflecting the trust and loyalty of our members. Whether you're looking for auto loans, personal banking services, or business banking solutions, we are here to assist you every step of the way. At Navy Federal Credit Union, we believe in empowering our members through strong leadership and community involvement. Under the guidance of our CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we strive to create a welcoming environment where you can feel confident about your financial decisions. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to the same address: 2701 184th St SW Ste 100A, Lynnwood, WA 98037. Ready to take charge of your financial future? Call us today at 888-842-6328 or visit our website at navyfcu.org to learn more about how we can support you!

Branch History & Mission

Commitment to Accessibility

To ensure all our members can access essential services easily, we have made significant advancements in technology. Our branch offers ATM availability and user-friendly online and mobile banking options that allow you to manage your finances on the go. Additionally, we're proud of our efforts toward ADA compliance so that everyone can comfortably navigate our facilities.

Join Us

As we continue on this journey of growth and service since opening nearly eight decades ago, we invite you to become part of the Navy Federal family. Experience how we're different where your needs come first and where together we can build a financially secure future. For more information about joining us or exploring your options with Navy Federal Credit Union, call us at 888-842-6328 or visit our website. Let's take this step together!

Our Mission

At Navy Federal Credit Union, our mission is simple yet powerful: to serve those who serve. We are dedicated to empowering our members with financial resources that help them achieve their goals. Whether it's saving for a home or managing day-to-day expenses, we aim to make financial services straightforward and accessible for everyone. Our approach goes beyond just providing banking products; we actively engage in community outreach initiatives that strengthen local ties and support those in need. We believe that by investing in our communities, we create a brighter future for all. While members can visit us at 2701 184th St SW Ste 100A in Lynnwood, WA 98037 for assistance or to explore our services firsthand, official correspondence should be sent to the same address.

Branch Location & Accessibility

Easy Access and Convenient Services

We understand that convenience is key when it comes to banking. That's why our branch features ample parking for members, ensuring you can visit us without any hassle. Plus, we are fully ADA compliant, so everyone can easily access our facilities. While you're here, you can take advantage of our ATM services available on-site, giving you quick access to your funds whenever you need them. If you're looking for personalized assistance, stop by during our operating hours: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 1:00 PM. Our dedicated team is here to help with everything from checking and savings accounts to auto loans and mortgage refinancing.

Reach Out Anytime

While members can visit us at our Lynnwood location, official correspondence should be sent to the same address. If you have any questions or need assistance before coming in, don't hesitate to call us at 888-842-6328. We're here to help you every step of the way! We invite you to come by and see how Navy Federal Credit Union can support your financial journey!

Member Eligibility

Becoming a member of Navy Federal Credit Union is like joining a welcoming family that truly cares about your financial well-being. If you live, work, worship, or attend school in the Lynnwood area, you're already eligible to join us! We also extend membership to immediate family members of current members, making it easy for your loved ones to enjoy our services too. At Navy Federal Credit Union, we offer a variety of benefits including competitive rates on loans and savings accounts, personalized service, and access to online banking tools that make managing your money simple. Getting started is a breeze! Just visit us at 2701 184Th St Sw Ste 100A Lynnwood Wa 98037 or check out our website for more information on how to open an account here. If you have any questions, feel free to reach out at (888) 842-6328. For detailed eligibility criteria, take a look at this resource: [Eligibility Details]( https://www.navyfederal.org/membership/eligibility .html ). We're excited to help you become part of our community!

Business Banking & Commercial Services

Merchant Services Tailored for You

In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine processing payments effortlessly while focusing on what you do best serving your customers. Our merchant services provide easy payment processing options that fit your needs, allowing you to accept various payment methods seamlessly. Located at 2701 184Th St Sw Ste 100A Lynnwood Wa 98037, in the heart of Lynnwood, WA, our team is ready to partner with you on your journey toward success. Whether you're just starting or looking to expand, we have the resources to help you thrive. Reach out today at (888) 842-6328 to learn more about how we can support your business ambitions!

Supporting Your Growth with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Convenient Access Anytime, Anywhere

In today's fast-paced world, convenience is key. With our robust online and mobile banking platform, accessing your accounts has never been easier. You can withdraw cash from our ATMs or perform basic ATM transactions like balance checks without any hassle. Plus, our person-to-person payment feature makes it easy to send money quickly to friends or family. If you're interested in learning more about how Navy Federal Credit Union can serve your financial needs, don't hesitate to reach out! Call us at 888-842-6328 or visit us at 2701 184th St SW Ste 100A, Lynnwood, WA 98037. We're excited to assist you in achieving your financial goals!

Financing Your Dreams

Need a new car? Our auto loans and vehicle financing options make it simple to get behind the wheel of your desired vehicle without breaking the bank. With competitive rates and flexible terms, you can find a loan that fits your budget. If homeownership is your goal, explore our mortgage loans and refinancing solutions designed for first-time buyers or those looking to upgrade their current living situation.

Personal Banking Made Easy

Managing your finances should be straightforward and accessible. That's why at Navy Federal Credit Union, we offer personal banking options like checking and savings accounts tailored to fit various lifestyles and needs. Imagine effortlessly managing your funds online or through our mobile banking app while enjoying features such as e-statements and mobile payments. You can easily check balances, transfer funds, and pay bills from anywhere.

Rewards with Every Purchase

With our credit cards featuring rewards, every purchase brings you closer to exciting benefits. Whether you're using it for everyday shopping or special occasions, enjoy cash back or points redeemable for travel experiences.

Simplifying Debt Management

We understand that life can throw unexpected expenses your way. That's why we provide personal loans and debt consolidation services to help you regain control over your finances. Whether it's covering an emergency expense or consolidating multiple debts into one manageable payment, we're here to support you.

Supporting Local Businesses

For our business members, we offer comprehensive business banking services, including merchant services and business loans. We are dedicated to helping local entrepreneurs thrive by providing financial tools that foster growth and success.

Digital & Online Banking

Key Features

Our online banking service allows you to check balances, transfer funds, and pay bills anytime, anywhere. For members who prefer a paperless approach, e-statements are available, letting you access your financial information securely without the clutter. Plus, with electronic signature authorization, signing documents is as simple as a click, making transactions faster and hassle-free. If you're always on the go, you'll love our mobile application. It offers the same great features as our online banking but in a user-friendly format right on your smartphone. You can also take advantage of mobile payments for quick and secure purchases right from your device.

Stay Connected

Need to send money to a friend? Our person-to-person transfer feature makes it easy to send cash directly from your account without any fuss. Whether it's splitting dinner or paying back a loan, you can do it all with just a few taps. At Navy Federal Credit Union, we prioritize both accessibility and security in all our digital services. With real-time account management and robust protection measures in place, you can feel confident that your financial information is safe while enjoying the ease of online banking. Experience the freedom of managing your finances on your terms with our suite of digital banking tools at Navy Federal Credit Union!

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to providing you with the support you need for all your financial journeys. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,023,510 in used auto loans and a total of $131,920,000,000 in loans and leases. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $1,127,735,547. Total Share and Deposit Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 2701 184Th St Sw Ste 100A Lynnwood Wa 98037 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a new or used vehicle, our financing options can make your journey smoother and more affordable.

Business Financing

For business owners looking for growth opportunities, our outstanding commercial loans totaling $227,844,936 provide the capital needed to expand and thrive in today's market. We pride ourselves on offering personalized service and solutions that fit your lifestyle. Explore how our loan offerings can assist you today by calling us at 888-842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making buying or refinancing simple. We provide competitive rates and flexible terms to help you achieve your dream of owning a home. If you're considering refinancing your current mortgage, we can guide you through the process and explore eligibility options tailored for you.

Unsecured Credit Card Loans

Managing your finances effectively is crucial. We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans available to help our members navigate their expenses without the burden of high-interest rates.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and reliability, LendMesh serves as a trusted resource for borrowers seeking competitive loan options. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This approach guarantees that users receive fair and transparent offers based on the latest results (Source: https://www.ncua.gov ). Each loan offer is verified, allowing users to trust the information they receive without fear of hidden fees or misleading terms. One of the standout features of LendMesh is its focus on verified data. All loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh does not prioritize lenders based on paid promotions this means that users will not encounter sponsored listings skewing their results. Instead, the platform presents unbiased outcomes to help users make informed decisions. Real-time rate comparisons are another benefit of using LendMesh. By providing up-to-date loan rates from multiple institutions, users can quickly assess their options and choose what best fits their financial needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" For anyone looking to navigate the loan market effectively, LendMesh is a reliable tool that promotes informed borrowing decisions. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans