Navy Federal Credit Union Lakewood WA: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial growth and community support, located at 6030 Main St Sw, Lakewood, WA 98499. Since our establishment in 1947, we have dedicated ourselves to serving the needs of our members, fostering a sense of belonging and financial well-being for over 14 million members across the nation. At Navy Federal, we believe in the power of community and strive to provide personalized financial solutions tailored to your unique needs. With total assets amounting to an impressive $180.81 billion, we are equipped to offer a range of services including checking and savings accounts, auto loans, mortgages, and credit cards all designed with your financial success in mind. Our commitment goes beyond numbers; it's about making a positive impact in the lives of our members. With a robust total deposit figure of $2.32 billion, we ensure that your money is not just safe but also working for you. Our leadership team, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is passionate about creating a welcoming environment where every member can thrive. While you can visit us at our branch address for friendly service and expert advice, please note that official correspondence should be directed to our mailing address: 6030 Main Street SW, Lakewood, WA 98499. Whether you're looking to finance your next vehicle or save for the future, we're here to assist you every step of the way. Don't hesitate to reach out at 888-842-6328 or visit our website at navyfcu.org for more information. Join us today and become part of a community that cares about your financial journey!

Branch History & Mission

At Navy Federal Credit Union, located at 6030 Main St SW in Lakewood, WA, we pride ourselves on a rich legacy that began in 1947. Over the years, we have grown from a small credit union to a robust financial institution that proudly serves over 14 million members nationwide. Our branch is not just a place to conduct transactions; it is a community hub where people come together for support and guidance on their financial journeys. Our mission is simple yet profound: to serve our members with exceptional financial services while fostering a strong sense of community. We believe that everyone deserves access to quality financial resources, and we strive to make banking easier and more accessible for all. Whether it's through personal banking options like checking and savings accounts or specialized services such as auto loans and mortgages, our goal is to empower our members with the tools they need to succeed. Since opening our doors, we've achieved significant milestones. Today, we boast total assets exceeding $180 billion, reflecting our commitment to providing sound financial solutions. Our dedicated team is here during our lobby hours Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 2 PM to assist you with any inquiries or concerns you may have. We understand the importance of convenience in today's world. That's why our branch offers ATM availability, ensuring you can access your funds when needed. While we do not currently offer drive-thru banking or shared service centers, we are committed to providing comprehensive online and mobile banking options for your convenience. At Navy Federal Credit Union, we also prioritize community outreach and partnerships that enhance the lives of those around us. From educational workshops to local sponsorships, we are dedicated to making a positive impact in Lakewood and beyond. If you're looking for a credit union that genuinely cares about your financial well-being and community engagement, look no further than Navy Federal Credit Union. Join us today and experience the difference of being part of an organization that puts its members first. For more information or assistance, feel free to call us at 888-842-6328 or visit our website at Navy Federal Credit Union. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to Navy Federal Credit Union, your friendly financial partner located at 6030 Main St SW in Lakewood, WA. Our branch is easily accessible and conveniently situated near several local landmarks, making it a great spot for all your banking needs. Whether you're headed to the nearby Lakewood Towne Center for shopping or enjoying a day out at Fort Steilacoom Park, stopping by our branch is simple and stress-free. At Navy Federal, we prioritize convenience. Our branch features ample parking and is designed with accessibility in mind, ensuring that everyone can visit us comfortably. If you need assistance, our team is always ready to help. While you're here, take advantage of our lobby hours open Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 2:00 PM. We offer a wide range of services tailored to meet your personal and business banking needs, including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. Plus, with ATM availability right at our location, accessing your cash has never been easier. For any official correspondence, please note that while members can visit us at our branch address, documents should be sent to our mailing address at 6030 Main Street SW, Lakewood, WA 98499. We invite you to come by and see how we can assist you with all your financial goals. Feel free to call us at 888-842-6328 if you have any questions or need further information. We look forward to welcoming you soon!

Member Eligibility

At Navy Federal Credit Union, we're excited to welcome you into our community of members where financial support and personal service are at the heart of everything we do. To become a member, you'll need to meet some friendly eligibility criteria designed to include those who share our values and mission. If you're an active duty service member, a veteran, or a family member of someone who falls within these categories, you're already on the right path! We also extend membership to Department of Defense employees and certain government contractors. For a full list of eligibility requirements, feel free to explore more at https://www.navyfederal.org/membership/eligibility .html . Opening your account with us is straightforward and designed for your convenience. Just visit us at our branch located at 6030 Main St Sw Lakewood Wa 98499, or check out our easy online process at https://mymembership.navyfederal.org/#/milestones . If you have any questions along the way, don't hesitate to reach out by calling us at (888) 842-6328. Joining Navy Federal Credit Union means becoming part of a supportive network that prioritizes your financial well-being!

Business Banking & Commercial Services

At Navy Federal Credit Union, we understand that every business has its own unique challenges and opportunities. Whether you're a startup looking for your first loan or an established company aiming to expand, our tailored financial solutions can help you achieve your goals. Imagine securing funding that allows you to purchase new equipment, hire more staff, or open a new location. With our commercial loan options, this dream can become a reality. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify transactions for your business. From processing credit cards to managing payroll, we provide tools that allow you to focus on what matters most growing your business. Visit us at 6030 Main St Sw Lakewood Wa 98499 in Lakewood, WA, or call us at (888) 842-6328 to learn how we can support your business's financial journey today!

Comprehensive List Of Services

ATM and Cash Withdrawal Services

With access to ATMs for cash withdrawals and balance checks, managing your money has never been easier. Our branch features an ATM for added convenience when you need quick access to cash without entering the branch. In conclusion, at Navy Federal Credit Union, we're dedicated to providing comprehensive financial services tailored just for you. Whether you're opening a new account or seeking advice on loans, we're here every step of the way. If you have any questions about our offerings or want to explore how we can assist you further, don't hesitate to reach out at 888-842-6328. We're excited to serve you!

Auto Loans and Vehicle Financing

If you're considering purchasing a new vehicle, our auto loans and vehicle financing options make it easy. We offer competitive rates and flexible terms that can fit any budget. Picture driving off in your dream car while knowing you've secured a loan that won't break the bank.

Business Banking Services

For our entrepreneur members, we provide comprehensive business banking services, including merchant services and business loans. If you're looking to expand your business or need assistance managing finances effectively, we are here to help with tailored solutions for your unique needs.

Credit Cards with Rewards

Don't forget about our credit cards with rewards! Enjoy shopping with peace of mind knowing that every purchase brings you closer to earning rewards like cash back or travel points. This makes everyday spending more rewarding!

Digital Banking Features

We understand the importance of convenience in today's world. Our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. Need to check your balance? Transfer funds? Pay bills? It's all at your fingertips with just a few taps on your smartphone.

Home Financing Solutions

For those ready to buy their first home or refinance an existing mortgage, our mortgage loans and refinancing options provide the support you need. You can trust us to guide you through the mortgage process, ensuring you understand each step along the way. With our tailored solutions, homeownership is within reach.

Personal Banking Services

Our personal banking services are crafted with your lifestyle in mind. Whether you're looking to open a checking or savings account, manage your day-to-day expenses, or save for future goals, we've got you covered. Imagine setting up a new checking account that not only fits your spending habits but also earns you interest over time this is just one way we help you achieve your financial dreams.

Personal Loans and Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation services come into play. Whether it's medical bills or consolidating multiple debts into one easy payment, we offer straightforward solutions that help reduce stress and improve your financial situation.

Digital & Online Banking

Key Services

Our online banking features are tailored for ease of use. You can manage your accounts 24/7, allowing you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. Plus, with our mobile application, you have all these capabilities right at your fingertips, making banking as simple as tapping your phone. Security is a top priority at Navy Federal Credit Union. Our electronic signature authorization feature ensures that your transactions are both safe and efficient. You can sign documents digitally without the hassle of printing or mailing them. Additionally, we offer e-statements to help you keep track of your financial activity while reducing paper clutter. Need to send money to a friend? Our person-to-person transfer feature makes it easy to send funds quickly and securely. And if you're someone who enjoys using mobile payments, you'll be pleased to know that we support this feature too, making purchases straightforward and fast. With our commitment to providing accessible and real-time account management tools, you can feel confident knowing that your financial needs are just a click away. Join us at Navy Federal Credit Union today and experience the convenience of modern banking!

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health to serve you better. With a net worth of $21,492,783,754, we maintain robust financial strength, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is impressive as well; we have $1.3192E+11 in total loans and leases available to support your financial goals across various sectors. Our operational efficiency is reflected in our $0 net income, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $1,127,735,547. Total Share Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 6030 Main St Sw Lakewood Wa 98499 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're interested in purchasing a brand-new model or a reliable used vehicle, we have financing options that work for you.

Credit Lines and Refinancing

In addition to these offerings, our credit lines total $62,780,210,296, providing extra flexibility when you need it most. If you're considering refinancing any existing loans, our team is here to guide you through your options and help you find the best solution for your needs. For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We understand how essential it is for businesses to have access to funding when opportunities arise. If you're curious about eligibility or need assistance with any of our loan products, don't hesitate to reach out. You can contact us at (888) 842-6328 or visit us at our branch located at 6030 Main St Sw Lakewood Wa 98499. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Navy Federal Credit Union, we're committed to supporting your financial journey every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We strive to provide competitive rates and terms that fit your budget, whether you are a first-time homebuyer or looking to refinance your existing mortgage.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. Our credit cards come with various benefits that suit everyday spending and emergencies alike.

Loan Aggregator

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NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans