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Home Equity Loans
Mortgage Loans
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Personal Loans
Vehicle Loans
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Introduction
Welcome to Navy Federal Credit Union, your trusted partner in financial growth and community support, located at 1140 Galaxy Dr Ne, Lacey, WA 98516. Established in 1947, we have built a strong foundation of trust and service, growing alongside our members to meet their evolving financial needs. With a total membership exceeding 14 million, we pride ourselves on offering personalized banking solutions designed for every stage of life. At Navy Federal, we understand that managing your finances can be daunting. That's why we're here to provide the guidance and resources you need. Our total assets amount to an impressive $180.81 billion, showcasing our stability and commitment to member satisfaction. With $2.32 billion in total deposits and a robust net worth of $21.49 billion, you can feel confident knowing that your money is in good hands. Our dedicated team of over 24,500 employees is led by our CEO, Dietrich Kuhlmann, and Board President Edward Cochrane Jr., who are committed to fostering a culture of excellence in service. We offer a variety of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. While members can visit us at 1140 Galaxy Dr Ne, official correspondence should be sent to the same address as our mailing address: 1140 Galaxy Dr NE, Lacey, WA 98516. For any questions or assistance, feel free to reach out at 888-842-6328. Join us today at Navy Federal Credit Union and experience firsthand how we can help you achieve your financial goals with care and expertise. Visit our website at navyfcu.org for more information!
Branch History & Mission
Community Engagement
Community engagement is at the heart of what we do. Through initiatives such as financial education workshops and local sponsorships, we strive to make a positive impact in Lacey and beyond. Our dedicated team works tirelessly to strengthen relationships within the community and provide resources that promote financial literacy. As you consider your financial future, we invite you to explore everything Navy Federal Credit Union has to offer. Whether you're looking for personal banking options or business solutions, you'll find a welcoming environment here at our Lacey branch. If you have any questions or would like more information about becoming a member or utilizing our services, don't hesitate to reach out at 888-842-6328. Join us on this journey toward financial empowerment your future starts today!
Our Mission
At Navy Federal Credit Union, our mission is clear: We aim to empower our members by helping them achieve their financial goals while fostering a sense of community. We believe that everyone deserves access to affordable financial services that can improve their lives. This belief drives us to support not just our members but also the communities around us through various outreach programs and partnerships. In addition to traditional banking services, we prioritize digital advancements and accessibility. We proudly offer mobile banking options and online services designed for convenience and efficiency. This commitment includes ensuring ADA compliance so all members can easily access our offerings.
Branch Location & Accessibility
Welcome to the Navy Federal Credit Union branch located at 1140 Galaxy Dr Ne in Lacey, WA! Our friendly team is dedicated to providing you with convenient financial services right in your community. Whether you're visiting us for personal banking, auto loans, or mortgage options, our branch is designed to meet your needs. Nestled in Thurston County, our branch is easily accessible and close to local landmarks. You can find us just a short drive from the beautiful Lacey City Park, making it a breeze to stop by while enjoying a day out. Plus, we have ample parking available for your convenience. Our branch is fully ADA compliant, ensuring that everyone can access our services comfortably. You'll find features like ramps and wide doorways, making your visit smooth and hassle-free. When it comes to our operating hours, we are here for you Monday through Friday from 9:00 AM to 5:30 PM and on Saturday from 9:00 AM to 2:00 PM. We understand that your time is valuable, which is why we aim to make your banking experience as efficient as possible. For those who prefer digital banking options, we also offer ATM services right at the branch. While we currently do not have drive-thru banking available, our lobby services ensure that you receive prompt assistance from our staff. If you need to send official correspondence, please note that while members can visit us at 1140 Galaxy Dr Ne, official mail should be directed to our mailing address at 1140 Galaxy Dr NE, Ste A, Lacey, WA 98516. We invite you to come by and explore what Navy Federal Credit Union has to offer. If you have any questions or need assistance before your visit, feel free to give us a call at 888-842-6328. We look forward to serving you!
Member Eligibility
At Navy Federal Credit Union, we believe that everyone deserves the opportunity to join a caring and supportive community. Becoming a member is simple, and we welcome individuals who have a connection to the military, such as active duty members, veterans, and their families. If you reside or work in certain areas, including our local community here at 1140 Galaxy Dr Ne Lacey Wa 98516, you're also eligible to join us. This membership opens the door to a variety of financial products and services designed with your needs in mind, from personal banking to auto loans and more. To get started on your journey with us, you can easily check the detailed eligibility criteria by visiting https://www.navyfederal.org/membership/eligibility.html. When you're ready to open an account, just head over to https://mymembership.navyfederal.org/#/milestones for straightforward instructions. If you have any questions or need assistance, feel free to give us a call at (888) 842-6328. We're excited to welcome you into the Navy Federal Credit Union family!
Business Banking & Commercial Services
Streamlined Merchant Services
In addition to loans, we offer merchant services designed to simplify transactions for your business. Imagine being able to accept payments seamlessly whether your customers are shopping online or visiting your storefront at 1140 Galaxy Dr Ne Lacey Wa 98516, Lacey, WA. Our services help you focus on what matters most growing your business. Let us be your trusted partner in navigating the financial landscape. Contact us today at (888) 842-6328 to learn more about how our business banking and commercial services can help you thrive!
Tailored Business Loan Solutions
Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.
Comprehensive List Of Services
Business Banking Services
For our business members, we offer comprehensive banking services that help you manage your operations smoothly. Our merchant services allow businesses to accept payments easily, while our business loans provide the necessary funding for growth and expansion.
Convenient Digital Banking Features
We know how important convenience is in today's busy world. That's why Navy Federal Credit Union offers robust online and mobile banking features. You can check your account balances, transfer money between accounts, and pay bills all from the comfort of your home or on-the-go using your smartphone. With ATM access available for cash withdrawals and balance checks, managing your finances has never been easier.
Personal Banking Solutions
Our personal banking options include checking and savings accounts designed to help you manage your day-to-day expenses and save for the future. For those in need of financing, our auto loans and vehicle financing solutions make it easier than ever to get behind the wheel of your dream car. We understand that buying a home is a significant milestone, which is why we offer mortgage loans and refinancing options tailored to fit your budget. If you're facing unexpected expenses or looking to consolidate debt, our personal loans provide flexible solutions to meet your needs. Plus, with credit cards that come with rewards, you can earn points on your everyday purchases while enjoying the benefits of being a member.
We're Here for You
If you have any questions about our services or would like assistance setting up an account, don't hesitate to reach out! Call us at 888-842-6328 or visit us at our branch in Lacey. Our friendly team is ready to assist you with all your financial needs. Join us at Navy Federal Credit Union, where we're committed to helping you achieve financial success with ease and confidence!
Digital & Online Banking
E-Statements & Electronic Signature Authorization
We know that keeping track of paperwork can be a hassle. That's why we provide e-statements for all members. This not only helps you stay organized but also adds an extra layer of security by reducing the risk of sensitive information getting lost in the mail. And when it comes to signing documents, our electronic signature authorization makes it quick and simple no need to print or fax anything!
Mobile Banking Features
For those who prefer banking on their smartphones, our mobile application is here to help. Available for download, this app allows you to manage your accounts right from your pocket. You can even make mobile payments effortlessly, ensuring that your transactions are smooth and secure. Additionally, our person-to-person transfer feature enables you to send money directly to friends or family without any fuss. Whether it's splitting a dinner bill or sending a gift, we've got you covered. At Navy Federal Credit Union, we strive to make your banking experience as user-friendly as possible while keeping your information secure. With our comprehensive digital services, real-time account management is at your fingertips!
Financial Strength
Commitment to Growth
With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans.
Growing Membership Base
Total Share Accounts stand at 30,809,321, showing a strong and growing member base that trusts us with their finances. This community of members not only signifies trust but also strengthens our ability to serve each member effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 1140 Galaxy Dr Ne Lacey Wa 98516 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.
Member-Centric Savings Options
Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our operations reflect our commitment to efficiency and excellence. Although our current net income is $0, it allows us to continuously focus on providing the best products and services possible for our members. We have a dedicated team of 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with knowledge and commitment.
Solid Financial Foundation
With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We also offer refinancing options for those looking to lower their monthly payments or take advantage of better rates.
Business Loans
For business owners in our community, we offer outstanding commercial loans totaling $227,844,936 to provide the capital needed for growth and expansion. Whether you're starting a new venture or managing an established business, our team is here to support your financial success. At Navy Federal Credit Union located at 1140 Galaxy Dr Ne Lacey Wa 98516, we're committed to providing personalized service and competitive rates. If you're interested in exploring eligibility options or want more information about refinancing your current loans, feel free to contact us at 888-842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Your financial journey starts here let's work together towards achieving your dreams!
Mortgage Loans
Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We provide personalized service to guide you through the process and help you find the best terms that fit your budget.
Unsecured Credit Cards
Managing everyday expenses can be easier with our flexible unsecured credit card loans. With a total of $30,452,498,817 in unsecured credit card loans available to our members, we empower you to handle your finances effectively while enjoying rewards along the way.
Loan Aggregator
Benefits of Using LendMesh
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How LendMesh Ensures Accurate Loan Comparisons
Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to accuracy guarantees that all offers are fair and transparent, allowing users to make confident decisions.