Navy Federal Credit Union

In the vibrant Woodbridge community, Navy Federal Credit Union at 12520 Dillingham Sq is dedicated to supporting military members, veterans, and their families with personalized financial solutions. Open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Fridays until 6:00 p.m., and Saturdays from 9:00 a.m. to 2:00 p.m., this welcoming branch offers convenient ATM access for quick cash withdrawals and balance checks, making everyday banking seamless whether you visit in person or manage your finances online.
Known for offering some of the best auto loans in Woodbridge, Navy Federal provides competitive rates and flexible vehicle financing options designed to get you confidently behind the wheel. Homebuyers will also appreciate low mortgage rates and refinancing solutions tailored to help make your dream home a reality. Beyond lending, members enjoy a comprehensive range of personal banking services including top checking and savings accounts built for convenience, credit cards loaded with rewarding perks, plus business banking options like merchant services and business loans crafted to support local entrepreneurs.
Visit Navy Federal Credit Union at 12520 Dillingham Sq or call 888-842-6328 today to experience friendly, community-focused service in Woodbridge. Discover how our exceptional auto loans and mortgage offerings can empower your financial future—contact us for personalized guidance!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 12520 Dillingham Sq, Woodbridge, VA 22192. With a rich history dating back to 1947, we have proudly served our community and dedicated ourselves to helping our members achieve their financial goals. As of today, we are honored to support over 14 million members with a robust asset base of approximately $180.8 billion. At Navy Federal, we believe in building lasting relationships with our members through personalized service and comprehensive financial solutions. Our commitment is reflected in our impressive total deposits of $2.3 billion, alongside a strong net worth of $21.5 billion, ensuring your money is safe and sound with us. While you can visit us at our branch for all your banking needs, please note that official correspondence should be directed to the same address: 12520 Dillingham Square, Woodbridge, VA 22192. Led by our dedicated CEO, Dietrich Kuhlmann, and Board President, Edward Cochrane Jr., our team of over 24,000 employees is here to provide you with excellent service tailored to your unique needs. Whether you're looking for auto loans, mortgages, or business banking services, we have the tools and expertise to assist you. Join us in making a positive impact in the community as we strive to empower each member on their financial journey. Have questions or need assistance? Feel free to reach out at 888-842-6328 or visit our website at Navy Federal Credit Union. We invite you to explore what sets us apart and how we can help you thrive financially!

Branch History & Mission

Commitment to Innovation

In addition to traditional banking services like checking accounts and auto loans, we embrace technology that enhances your banking experience. Features like online banking, mobile payments, and electronic signatures make managing your finances easier than ever. As we look ahead, we remain committed to ADA compliance and customer-centric initiatives that ensure every member feels valued and included.

Join Us

We invite you to become part of the Navy Federal family. Experience firsthand how we can support your financial journey while contributing positively to the community around us. Contact us today at 888-842-6328 or visit our website here for more information on membership eligibility and account opening processes. Together, let's build a brighter financial future!

Our Mission

The mission of Navy Federal Credit Union is simple yet profound: to serve our members with exceptional financial products and personalized service while fostering a strong sense of community. We believe that when our members thrive, so does the community around us. This belief drives us to create partnerships with local organizations and participate in outreach programs that benefit those in need. While members can visit us at 12520 Dillingham Sq, official correspondence should be sent to the same address as our mailing address remains unchanged. We also offer convenient ATM services for quick access to cash when you need it most.

Our Story

From our humble beginnings, Navy Federal Credit Union has evolved significantly. We started with the mission to provide financial support to military families and their loved ones. Today, we are proud to extend our services beyond just loans and savings accounts; we aim to empower our members through education and community engagement. Our total assets have grown impressively to approximately $180.8 billion, showcasing our dedication to stability and growth. At our Woodbridge branch, we focus on providing an inviting and supportive environment for all members. We are open Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to 2 PM. Whether you're looking for personal banking options or business solutions, our team is here to assist you.

Branch Location & Accessibility

Convenient Access

Our branch is designed with accessibility in mind. You'll find ample parking available, including ADA-compliant features to ensure everyone can visit us comfortably. While members can reach us at our main address, if you need to send official correspondence, please use our mailing address: 12520 Dillingham Square, Woodbridge, VA 22192.

Operating Hours and Services

We invite you to stop by during our welcoming operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Our team is dedicated to providing a range of services tailored to your needs, including checking and savings accounts, mortgage loans, personal loans, and credit cards with rewards. For your convenience, we offer ATM access right at the branch so you can easily manage your cash withdrawals and balance checks without hassle. Although we do not have drive-thru banking available at this location, our friendly staff is always ready to assist you inside.

Visit Us Today!

With so many services designed with you in mind, we encourage you to come and see how Navy Federal Credit Union can help meet your financial goals. If you have questions or would like more information before your visit, feel free to give us a call at 888-842-6328. We look forward to welcoming you soon!

Member Eligibility

At Navy Federal Credit Union, we believe in creating a welcoming community for our members, and joining us is easier than you might think! If you live, work, worship, or attend school in the area around 12520 Dillingham Sq Woodbridge Va 22192, you're likely eligible to become a member. We proudly serve those who are part of the armed forces and their families as well. The benefits of being with us include access to competitive rates on loans, personalized service, and a range of financial products designed to meet your needs. To find out more about specific eligibility criteria and how to join our family, feel free to check out this resource. Opening an account is simple too! Just visit our website or give us a call at (888) 842-6328 for assistance. We're excited to help you take the first step towards becoming a valued member of Navy Federal Credit Union! For detailed instructions on how to open an account, click here.

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine having the tools to accept payments easily and efficiently while keeping track of your finances at your fingertips. Our merchant services enable you to do just that. Whether you're a retail shop or a service provider, you can process transactions quickly, manage inventory seamlessly, and ensure customer satisfaction without missing a beat. Located conveniently at 12520 Dillingham Sq Woodbridge Va 22192 in Woodbridge, VA, we invite you to explore how our business banking solutions can make a difference for your enterprise. Let's grow together!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about getting a new car? Our auto loans and vehicle financing options make it easy for you to hit the road. We offer competitive rates and flexible terms tailored to fit your budget. With our quick approval process, you'll be one step closer to driving your dream car.

Business Banking Solutions

For entrepreneurs and small business owners, we offer business banking services including merchant services and business loans. Our team understands the challenges of running a business and is ready to support you with resources tailored for growth.

Convenient Access Options

To ensure you have access to your accounts when you need them most, we provide ATM services for cash withdrawals and balance checks at convenient locations. Plus, our mobile payment features allow for quick transactions right from your phone. At Navy Federal Credit Union, we strive to create an inviting atmosphere where members feel valued and supported in their financial journeys. If you're ready to explore these services further or have any questions, don't hesitate to reach out! Call us at (888) 842-6328 or visit us in person at 12520 Dillingham Sq Woodbridge Va 22192 in Woodbridge, VA. Let us help you take the next step toward a brighter financial future!

Credit Cards with Rewards

With our credit cards featuring rewards programs, you can earn points for everyday purchases. Whether you're shopping for groceries or planning a vacation, each swipe helps you get closer to exciting rewards.

Mortgage Loans & Refinancing

If homeownership is on your radar, explore our mortgage loans designed for first-time buyers and seasoned homeowners alike. We also provide refinancing options that can help lower your monthly payments or tap into your home's equity.

Personal Banking Services

Whether you're looking to open a new checking or savings account, we have personal banking options that suit every lifestyle. Imagine managing your money with ease through our user-friendly online and mobile banking platforms, allowing you to check balances, transfer funds, and pay bills anytime, anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but we're here to help with personal loans that can cover everything from medical bills to home improvements. Additionally, if you're feeling weighed down by debt, our debt consolidation services can simplify your finances by combining multiple debts into one manageable payment.

Digital & Online Banking

At Navy Federal Credit Union, we understand that your time is valuable. That's why our digital and online banking services are designed to offer you convenience, security, and peace of mind. Whether you're at home or on the go, managing your finances has never been easier. With our robust online banking platform available at https://www.navyfederal.org/, you can access your accounts 24/7. Need to check your balance? Pay a bill? Or transfer money? It's all just a few clicks away. Plus, our mobile application makes banking even more accessible right from your smartphone. You can download it today and enjoy features like mobile payments, allowing you to make transactions quickly and securely. We also know how important security is when it comes to managing your finances. That's why we offer electronic signature authorization for added peace of mind when signing documents digitally. Our e-statements service ensures that you can receive your account statements electronically helping you stay organized while reducing paper clutter. If you often send money to friends or family, our person-to-person transfer feature is a game-changer. With just a few taps, you can send funds directly from your account to theirs, making splitting bills or sending gifts effortless. Our commitment to user-friendly services means that whether you're experienced with technology or new to online banking, you'll find everything easy to navigate. With real-time account management tools, tracking your spending and savings has never been simpler. So why wait? Explore the full range of digital banking services available at Navy Federal Credit Union today! Visit us online at https://www.navyfederal.org/ and take control of your finances with ease and confidence.

Financial Strength

A Growing Community

Our member base continues to grow with a total of 30,809,321 share accounts that show strong trust from our community. This level of engagement reflects the dedication of Navy Federal Credit Union to meet your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 12520 Dillingham Sq Woodbridge Va 22192 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals.

Commitment to Excellence

Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings and Investments

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting in Your Future

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust: we currently offer $1,023,510 in used auto loans and have a total of $131,920,000,000 across various loan products, supporting our members' financial goals.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates, ensuring you can drive away with confidence.

Credit Lines

Our credit lines also stand out, with a total amount available of $62,780,210,296. This option allows you to access funds as needed, giving you the financial freedom to handle unexpected expenses or plan for future purchases. For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand your business operations. At Navy Federal Credit Union, we prioritize making financing accessible and straightforward for all our members. If you're interested in refinancing or want to explore eligibility options, please visit our website or give us a call at (888) 842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Join us today and let's work together towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. Whether you're purchasing your first home or looking to refinance your current mortgage, our dedicated team is ready to guide you through the process.

Unsecured Credit Card Loans

Managing everyday expenses just got easier with our flexible unsecured credit card loans. We currently offer a total of $30,452,498,817 in loans that help members effectively manage their finances without the burden of high-interest rates.

Loan Aggregator

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