Navy Federal Credit Union

In Woodbridge, VA, Navy Federal Credit Union at 15101 Potomac Town Pl is more than just a branch—it’s a welcoming community hub for military members, veterans, and their families seeking trusted financial solutions. Open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Fridays until 6:00 p.m., and Saturdays from 9:00 a.m. to 4:00 p.m., this location offers convenient lobby access alongside an on-site ATM for quick cash withdrawals and balance checks, making your banking experience smooth whether you stop by or manage finances digitally.
Renowned for some of the best auto loans available, Navy Federal makes vehicle financing straightforward with competitive rates and flexible terms designed to fit your budget and get you confidently behind the wheel. Homebuyers will also appreciate low mortgage rates and refinancing options crafted to turn your homeownership dreams into reality. Beyond lending, members benefit from personal banking services including top checking and savings accounts tailored for everyday convenience, credit cards loaded with rewarding perks, plus business banking solutions like merchant services and business loans that support local entrepreneurs.
Visit Navy Federal Credit Union at 15101 Potomac Town Pl in Woodbridge or call 888-842-6328 today to experience friendly, personalized service. Discover how our exceptional auto loans and mortgage offerings can help you achieve your financial goals—start your membership today!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial success, located at 15101 Potomac Town Pl, Woodbridge, VA 22191. Since our establishment in 1947, we've dedicated ourselves to serving our members with integrity and commitment. With a robust membership of over 14 million individuals, we pride ourselves on being a community-focused credit union that understands your unique financial needs. At Navy Federal, we manage total assets of approximately $180.8 billion, ensuring that we have the resources necessary to support our members through various life stages. Whether you're looking for personal banking options like checking and savings accounts or seeking loans for vehicles and homes, we offer a range of services tailored just for you. Our total loans amount to over 8.3 million, showcasing our commitment to helping you achieve your financial goals. Our leadership team, headed by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is deeply invested in the welfare of our members. We have a dedicated workforce of around 24,560 employees who are here to assist you every step of the way. For your convenience, while you can visit us at our branch location, any official correspondence should be sent to the same address: 15101 Potomac Town Pl, Woodbridge, VA 22191. Feel free to reach out with any questions or concerns at 888-842-6328. We invite you to explore how Navy Federal can help you secure a brighter financial future! Visit us online at navyfcu.org for more information on membership eligibility and account openings. Join us today and become part of a community committed to your success!

Branch History & Mission

Navy Federal Credit Union has a rich history that dates back to 1947, when it first opened its doors in Woodbridge, VA. Since then, our commitment to serving the financial needs of our members has only grown stronger. Today, we proudly serve over 14 million members and manage total assets exceeding $180 billion. This impressive journey reflects our dedication to providing exceptional financial services while fostering a sense of community. Located at 15101 Potomac Town Pl, Woodbridge, VA 22191, our branch is easily accessible for all members. We are proud to be part of a vibrant community and strive to offer not just banking services but also support and resources that help improve the lives of our members. While members can visit us at this address, official correspondence should be sent to the same location. Our mission is simple yet impactful: to empower our members through personalized financial solutions and exceptional service. We focus on offering a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. Our goal is to ensure that every member feels valued and supported in achieving their financial goals. At Navy Federal Credit Union, we understand the importance of adapting to meet the needs of our members in today's digital world. We have embraced technology with features such as online banking, mobile payments, and e-statements, making it easier than ever for you to manage your finances from anywhere. Plus, our commitment to accessibility ensures that all members can take advantage of these services comfortably. Community outreach is another cornerstone of our mission. We actively engage with local organizations and initiatives to give back and create positive change within the communities we serve. Our partnerships allow us to extend support beyond traditional banking services and help foster a stronger community spirit. We invite you to join Navy Federal Credit Union and experience firsthand the benefits we offer. Whether you're looking for reliable banking options or want a partner in achieving your financial dreams, we're here for you. Visit us today or call us at 888-842-6328 to learn more about how we can assist you on your financial journey!

Branch Location & Accessibility

A Welcoming Atmosphere

Our branch offers a friendly atmosphere where you can feel comfortable discussing your financial goals. We are committed to ensuring accessibility for everyone, including ADA-compliant features and ample parking to make your visit smooth. While you're with us, you'll find that our lobby hours are designed with your schedule in mind: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 4 PM.

Connect With Us

Have questions or need assistance? Don't hesitate to call us at 888-842-6328. We're eager to help you achieve your financial dreams! Come visit us today and experience the exceptional service that makes Navy Federal Credit Union a trusted partner in your financial journey.

Services That Fit Your Needs

At Navy Federal Credit Union, we provide a variety of personal banking services tailored for you. Whether you're interested in checking and savings accounts, auto loans, mortgages, or credit cards with rewards, our knowledgeable staff is ready to assist. Plus, with ATM availability on-site, accessing cash is quick and easy. While members can visit us at this branch location for all their banking needs, official correspondence should be sent to the same address: 15101 Potomac Town Pl, Woodbridge, VA 22191.

Member Eligibility

Becoming a member of Navy Federal Credit Union feels like joining a family that truly cares about your financial well-being. If you live, work, or worship in the area, or are a veteran or family member of a service member, you're likely eligible to join us! At Navy Federal Credit Union, we believe in making banking accessible and friendly for everyone. Membership opens up a world of benefits, from competitive rates on loans to personalized service that puts you first. To learn more about specific eligibility requirements and how you can become part of our community, check out the details at https://www.navyfederal.org/membership/eligibility.html. Ready to take the next step? Opening an account is simple! Just visit us online at https://mymembership.navyfederal.org/#/milestones, or give us a call at (888) 842-6328 for any questions. We can't wait to welcome you into our Navy Federal Credit Union family at 15101 Potomac Town Pl Woodbridge Va 22191!

Business Banking & Commercial Services

Our Commitment to Supporting Businesses

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses. In addition to loans, our merchant services simplify transactions for your business. Whether you need point-of-sale solutions or mobile payment options, we've got you covered. With us by your side, you can focus on what matters most: growing your business. Reach out today at (888) 842-6328 to learn more about how we can assist you!

Comprehensive List Of Services

Business Banking Services

For small business owners, we offer comprehensive Business Banking solutions including Merchant Services and Business Loans. If you're starting a new venture or looking to expand an existing one, we are here to support your growth with tailored financial products.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking services that let you manage your accounts from anywhere at any time. With features such as ATM & Cash Withdrawal Services available at our branch and basic ATM access for withdrawals and balance checks, handling your finances has never been easier.

Get Started Today!

We invite you to visit us at Navy Federal Credit Union, where our friendly staff is ready to assist you with all your banking needs. If you're interested in learning more about any of our services, don't hesitate to reach out at (888) 842-6328. Experience the difference with us today your financial journey starts here!

Home Financing Options

Thinking about buying a home? Our Mortgage Loans & Refinancing options can help you secure the best deal on your new house or lower your current mortgage payments. We guide you through every step of the process, making home ownership more achievable than ever before.

Personal Banking Solutions

Our personal banking services include Checking & Savings Accounts that help you effectively manage your money. Imagine having a checking account that not only allows you to make everyday purchases but also offers features like online bill pay and mobile deposits. Additionally, our Auto Loans & Vehicle Financing make it easy for you to drive away in your dream car without breaking the bank. We offer competitive rates and flexible terms, ensuring that financing your vehicle is as smooth as possible.

Personal Loans and Credit Solutions

Need extra funds for unexpected expenses? Our Personal Loans & Debt Consolidation services can provide quick access to cash while also helping you manage existing debts. Additionally, explore our Credit Cards with Rewards, which allow you to earn points on everyday purchases perfect for those who love to travel or shop!

Digital & Online Banking

Access Your Accounts Anytime

With our online banking platform, available at https://www.navyfederal.org/, you can check balances, transfer funds, and pay bills from the comfort of your home or on the go. Whether it's day or night, our 24/7 online banking services ensure you're always in control of your finances. You can even take advantage of e-statements to stay organized and reduce paper clutter it's all about making banking easier for you.

Secure Transactions Made Simple

Security is a top priority at Navy Federal Credit Union. We offer electronic signature authorization for added convenience when signing documents online. Plus, our mobile application provides a safe way to manage your accounts right from your smartphone. You can also enjoy mobile payments, making transactions as simple as a tap on your phone.

Stay Connected with Person-to-Person Transfers

Need to send money to a friend or family member? Our person-to-person transfer feature lets you do just that with ease. Say goodbye to complicated payment methods and hello to quick, hassle-free transactions. At Navy Federal Credit Union, we are committed to providing you with all the tools you need for effective account management. From checking balances to transferring funds seamlessly, our digital banking services are designed with your needs in mind. Join us today and experience banking that's not only convenient but also tailored for your busy lifestyle!

Financial Strength

Commitment to Reinvestment

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment reflects our dedication to continually improving the services we offer.

Dedicated Team

We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our staff is dedicated to helping you navigate your financial journey smoothly.

Member-Centric Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is highlighted by our $0 net income, demonstrating our focus on sustainable practices rather than short-term profits. This allows us to provide competitive loan rates and solid financial products for our members.

Robust Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $1,023,510 in used auto loans and an impressive $131,920,000,000 in total loans and leases. This extensive lending ability means that whether you're looking to buy a car or need funds for personal projects, we've got you covered.

Solid Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Membership Base

Total Share and Deposit Accounts stand at 30,809,321, showing a strong and growing member base that trusts us with their finances. This trust is foundational as we work together towards your financial success. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 15101 Potomac Town Pl Woodbridge Va 22191 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're eyeing that brand-new model or a reliable pre-owned vehicle, our competitive rates and flexible terms make financing straightforward and accessible.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We recognize the challenges businesses face and are committed to offering solutions that support your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We offer various mortgage solutions tailored to your unique circumstances, helping you navigate the path to owning your dream home.

Refinancing Options

If you're considering refinancing existing loans or exploring eligibility options for any of our products, we're here to assist you every step of the way. Our dedicated team will help you find the best fit for your financial situation. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether it's your first loan or you're looking to expand your financial portfolio, Navy Federal Credit Union is here to guide you through each step of the process. Don't hesitate to reach out at (888) 842-6328 for more information or visit us at 15101 Potomac Town Pl Woodbridge Va 22191 in Woodbridge, VA. Let's work together towards achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and rewards programs that enhance your purchasing power while keeping your budget in check.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to using only verified institutions guarantees that all offers are fair and transparent.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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