Navy Federal Credit Union Winchester VA: Affordable Vehicle Loans & Checking

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 828 Berryville Ave, Winchester, VA 22601. Since our establishment in 1947, we have proudly served our growing community of over 14 million members, providing them with a wide range of financial solutions tailored to their needs. With total assets reaching an impressive $180,806,000,000 and total deposits of $2,321,600,484, we are committed to ensuring the financial success and well-being of each member. At Navy Federal, we believe in making banking personal and accessible. Our dedicated team is here to assist you with services like checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. Led by our CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our staff of over 24,560 employees is always ready to provide exceptional service. While members can visit us at our branch for assistance or inquiries, official correspondence should be sent to the same address: 828 Berryville Ave, Winchester, VA 22601. For any questions or support, feel free to give us a call at 888-842-6328. Join us as we continue to make a positive impact in the lives of our members through financial education and community involvement. Visit our website at navyfcu.org today to explore how we can help you achieve your financial goals!

Branch History & Mission

At Navy Federal Credit Union, we take pride in our rich legacy that dates back to our founding in 1947. Our branch located at 828 Berryville Ave in Winchester, VA, has been a cornerstone of financial support for our community. Over the years, we have grown significantly, now serving over 14 million members and holding total assets of approximately $180.8 billion. This growth reflects not only our commitment to providing exceptional financial services but also our dedication to the communities we serve. Our mission is simple yet powerful: we strive to empower our members with the financial tools and resources they need to achieve their goals. We believe that everyone deserves access to quality banking services that promote financial health and community well-being. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgages, we are here to help you navigate your financial journey. The welcoming atmosphere at our Winchester branch invites members to stop by during our operating hours Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 2:00 PM. While visiting us at this convenient location, you'll find a dedicated team ready to assist you with any questions or needs you may have. Our commitment extends beyond just banking. We actively engage in community outreach programs and partnerships aimed at making a real difference in the lives of those around us. Through various initiatives, we provide educational resources and support local organizations that align with our mission of fostering a thriving community. For those who prefer digital convenience, we offer robust online and mobile banking options, including ATM access available right here at our branch. Although we currently do not have a drive-thru service or shared service center, our friendly staff is always eager to assist you in person or through various digital platforms. While members can visit us at 828 Berryville Ave, official correspondence should be sent to the same address for efficiency. Join us today and experience firsthand how Navy Federal Credit Union can help you reach your financial goals while supporting the community we all call home. Reach out to us at 888-842-6328 or explore more about becoming a member on our website. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

Our branch prioritizes accessibility and comfort for all visitors. We have ample parking available right outside the entrance, and our facilities are designed to be ADA compliant, ensuring that everyone can easily access our services.

Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours: we're open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you need assistance with personal banking, auto loans, mortgages, or credit cards with rewards, we're here when you need us!

Services Available

In addition to our welcoming atmosphere and convenient location, we offer a variety of services tailored to meet your financial needs. From checking and savings accounts to auto financing and mortgage options, we aim to support you at every stage of your financial journey. Plus, with ATM availability on-site, accessing your funds is quick and hassle-free. Feel free to reach out anytime at 888-842-6328 if you have questions or need assistance. We invite you to come visit us at Navy Federal Credit Union your financial partner in Winchester!

Member Eligibility

At Navy Federal Credit Union, we believe that everyone deserves the chance to be part of a supportive community that prioritizes your financial well-being. If you're looking to join us, becoming a member is simpler than you might think! To be eligible, you generally need to be affiliated with the military or Department of Defense, or have an immediate family member who is. We welcome active-duty members, veterans, and their families, as well as certain employees of the government and contractors. For a detailed look at the eligibility criteria, check out our resource at https://www.navyfederal.org/membership/eligibility.html. Once you confirm your eligibility, opening an account with us is easy! You can start the process online by visiting https://mymembership.navyfederal.org/#/milestones, or feel free to call us at (888) 842-6328 if you have any questions or need assistance. We're here to help you every step of the way, and we can't wait for you to experience the benefits of being part of Navy Federal Credit Union from competitive rates on loans and savings accounts to personalized service that truly cares about your financial journey. Join us today at our branch located at 828 Berryville Ave Winchester Va 22601, and become part of a community that values your success!

Business Banking & Commercial Services

Merchant Services That Work for You

Beyond loans, we offer merchant services that simplify transactions and enhance customer experiences. Imagine having the ability to accept various payment methods seamlessly whether your customers prefer credit cards or mobile payments. Our services are designed to fit your business's needs, ensuring you can focus on what matters most: serving your customers. Visit us at 828 Berryville Ave Winchester Va 22601 or call us at (888) 842-6328 to discover how we can help your business thrive!

Unlocking Growth with Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

If you're a business owner, we know how crucial it is to have reliable banking services. Our business banking options include merchant services and business loans tailored to help grow your venture. We're here to support both small businesses and larger enterprises with financial products that facilitate success.

Convenient Access

In addition to our extensive service offerings, we prioritize convenience. With an ATM available on-site, you can quickly withdraw cash or check balances without needing to step inside the branch. Plus, our digital banking features allow for easy management of your accounts right from your smartphone or computer. At Navy Federal Credit Union, we strive to make banking as convenient as possible so you can focus on what truly matters your life and goals. If you'd like more information about any of our services or want personalized assistance, feel free to call us at (888) 842-6328 or visit us at our branch in Winchester, VA. We look forward to serving you!

Credit Cards

For everyday purchases or special rewards, consider our credit cards with rewards. They not only simplify spending but also give you points or cash back on purchases that matter most to you.

Loans and Financing

When it comes to financing, we have you covered with various options. Our auto loans and vehicle financing are perfect if you're looking to purchase a new car or refinance your current loan. We aim to make the process straightforward and stress-free so you can hit the road without worrying about your budget. If buying a home is on your mind, explore our mortgage loans and refinancing solutions. We'll guide you through the mortgage process, ensuring you find the right fit for your financial situation. For those unexpected expenses or consolidating debts, our personal loans offer quick solutions without complicated terms.

Personal Banking

We understand that managing finances can be overwhelming. That's why we offer personal banking options like checking and savings accounts designed to fit into your lifestyle. Whether you're saving for a rainy day or planning for future expenses, our accounts provide the flexibility and ease you need. You can access your funds anytime with our user-friendly online and mobile banking platforms, making it simple to check balances, transfer money, or pay bills from anywhere.

Digital & Online Banking

Convenient Access Anytime, Anywhere

With our 24/7 online banking services available at https://www.navyfederal.org/, you can check your account balance, make transfers, and pay bills whenever it suits you day or night. Whether you're at home or on the go, you'll have real-time access to your accounts right at your fingertips.

Embrace Mobile Payments

For those who love convenience, our mobile payments feature means you can make purchases directly from your phone. No more fumbling for cash or cards just quick, secure payments when you're out and about. At Navy Federal Credit Union, we prioritize your security while making banking simple and accessible. Our robust digital offerings ensure that you stay in control of your financial life no matter where you are. Join us today and experience banking made easy!

Stay Updated with E-Statements

Keeping track of your finances has never been easier. With e-statements available, you can view and download your statements anytime without cluttering your mailbox. It's an eco-friendly option that keeps everything organized in one place.

User-Friendly Features

Our mobile application is a game-changer. It allows you to manage your finances effortlessly. You can even make person-to-person transfers with just a few taps. Need to sign a document? No problem! Our electronic signature authorization feature lets you handle paperwork digitally, saving time and hassle.

Financial Strength

Commitment to Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans.

Growing Membership Base

With a total of 30,809,321 share accounts, we show a strong and growing member base that trusts us with their finances. This reflects not only our stability but also our dedication to supporting each member's unique needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 828 Berryville Ave Winchester Va 22601 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable pre-owned car, our auto loans can fit your budget.

Credit Lines

For those who need additional flexibility in managing expenses or planning for unexpected costs, our total credit lines amount to an impressive $62,780,210,296. These credit lines offer peace of mind when it comes to financial planning. If you're interested in learning more about our loan offerings or checking your eligibility for any of these products, please give us a call at 888-842-6328. Our team is here to help guide you through every step of the process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Join us at Navy Federal Credit Union today and discover how we can help you secure the financing you need!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096. With straightforward eligibility options and refinancing available, we can assist you in navigating the home-buying process.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans helping members manage their finances effectively, our credit cards are designed for convenience and ease of use.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and accuracy, LendMesh empowers users to make informed financial decisions. Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers presented are fair and transparent. By working only with reputable lenders, LendMesh guarantees that users have access to legitimate loan options. One of the key benefits of using LendMesh is the Verified Data feature. Loan offers come from trusted financial institutions, which helps build confidence in the information provided. Additionally, LendMesh prides itself on having No Sponsored Listings; it does not prioritize lenders based on paid promotions. The goal is simple: to provide unbiased results that serve the best interests of users. LendMesh also provides Real-Time Rate Comparisons, ensuring that users see up-to-date loan rates from multiple institutions. This feature is crucial for making informed choices about loans and can lead to significant savings over time. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials reflect the platform's reliability and effectiveness. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.