Navy Federal Credit Union

In the vibrant Virginia Beach community, Navy Federal Credit Union at 1173 Amphibious Dr Bldg 3448 is proud to serve military members, veterans, and their families with trusted financial solutions tailored to your unique needs. Open Monday through Friday from 9:00 a.m. to 5:00 p.m., this branch offers convenient ATM access for quick cash withdrawals and balance checks, ensuring your everyday banking is smooth and hassle-free. Known for offering some of the best auto loans in the area, Navy Federal provides competitive rates and flexible vehicle financing options designed to get you confidently behind the wheel.
Homebuyers will also appreciate low mortgage rates and refinancing opportunities crafted to help turn your dream home into reality. Beyond lending, members enjoy comprehensive personal banking services including top checking and savings accounts built for convenience, credit cards loaded with rewarding perks, and business banking solutions that support local entrepreneurs. With over 14 million members and assets exceeding $180 billion, Navy Federal combines community focus with nationwide strength.
Visit Navy Federal Credit Union at 1173 Amphibious Dr Bldg 3448 or call 888-842-6328 today to experience friendly, personalized service in Virginia Beach. Discover how our standout auto loans and mortgage offerings can empower your financial future—contact us for personalized guidance!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.5 %
6.646 - 7.841 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.125 %
6.327 - 7.458 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.5 %
6.646 - 7.841 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.125 %
6.327 - 7.458 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
student_loans

Student Loans

Program Name
APR
Term
Link
Student Loan Refinancing
4.85 %
5 Yrs - 15 Yrs
Student Loan Refinancing
5.24 %
5 Yrs - 15 Yrs
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial wellness since 1947. Nestled in the heart of Virginia Beach, VA, at 1173 Amphibious Dr Bldg 3448, Virginia Beach, VA 23459, we are dedicated to serving our members with a range of personalized banking solutions. With over 14 million members and a robust asset portfolio exceeding $180.8 billion, our commitment to you is clear: we prioritize your financial health. At Navy Federal, we understand that every financial journey is unique. Whether you're looking to secure an auto loan or open a new checking account, our experienced team is here to guide you every step of the way. Under the leadership of our CEO, Dietrich Kuhlmann, and Board President, Edward Cochrane Jr., we have built a strong foundation based on trust and community engagement. We pride ourselves on our strong financial position, holding total deposits of $2.32 billion and a net worth of $21.49 billion. With total loans amounting to 8,384,529, we are well-equipped to meet your needs while ensuring your money is safe and sound. While members can visit us at our branch for all their banking needs, official correspondence should be sent to our mailing address: 1173 Amphibious Dr Bldg 3448, Virginia Beach, VA 23459-8601. If you're ready to take control of your finances or have any questions about our services, don't hesitate to reach out! Call us at 888-842-6328 or explore our offerings online at Navy Federal Credit Union. Let us help you achieve your financial goals!

Branch History & Mission

At Navy Federal Credit Union, our journey began in 1947 when we opened our doors to serve those who serve our country. Located at 1173 Amphibious Dr Bldg 3448, Virginia Beach, VA 23459, we have grown from a small credit union into a trusted financial partner for over 14 million members across the nation. Our commitment to providing exceptional service and building lasting relationships has always been at the heart of what we do. As we evolved through the years, our mission has remained clear: to empower our members to achieve their financial goals while fostering a sense of community. With total assets exceeding $180 billion, we are proud to offer a wide range of financial services, including personal banking, auto loans, mortgage financing, and business banking solutions. Our goal is not just to meet your financial needs but to support you in making informed decisions that enhance your financial well-being. Our branch stands ready to assist you during our operating hours from Monday to Friday, 9 AM to 5 PM. We are equipped with an ATM for your convenience, ensuring that you have access to your funds whenever you need them. While members can visit us at our Virginia Beach location, official correspondence should be sent to our mailing address: 1173 Amphibious Dr Bldg 3448, Virginia Beach, VA 23459-8601. Navy Federal Credit Union takes pride in being more than just a financial institution; we actively engage in community outreach and partnerships that uplift the lives of those around us. We believe in giving back and supporting initiatives that promote growth and stability within our community. We invite you to join us at Navy Federal Credit Union. Experience firsthand how our dedication to member service and community involvement can make a difference in your life. Whether you're looking for a checking account or seeking advice on loans, we're here to help you every step of the way. Come see us today!

Branch Location & Accessibility

Comprehensive Banking Services

At Navy Federal Credit Union, we offer a variety of services designed to meet your financial needs. Whether you're looking for personal banking options like checking and savings accounts or need help with auto loans, mortgages, or credit cards with rewards, we've got you covered. Plus, enjoy the convenience of online and mobile banking wherever you are! While members can visit us at 1173 Amphibious Dr Bldg 3448 Virginia Beach Va 23459, official correspondence should be sent to 1173 Amphibious Dr Bldg 3448, Virginia Beach, VA 23459-8601. If you have any questions or would like to learn more about how we can assist you, don't hesitate to call us at (888) 842-6328.

Convenient Access for Everyone

We prioritize accessibility for all our members. Our branch is ADA compliant, featuring ramps and spacious areas to ensure everyone can easily navigate our space. Parking is readily available, making your visit hassle-free whether you're stopping by for quick transactions or longer consultations.

Visit Us During Our Operating Hours

Our friendly team is ready to assist you from Monday to Friday, opening at 9 AM and closing at 5 PM. We know your time is valuable, and we strive to provide efficient service during these hours. If you need assistance outside of these times, remember that you can also access our ATM anytime for cash withdrawals and balance inquiries.

Your Financial Partner Awaits

We invite you to stop by and see how we can support your financial journey today. With our dedicated staff and comprehensive services, Navy Federal Credit Union is here for all your banking needs in Virginia Beach!

Member Eligibility

At Navy Federal Credit Union, we believe that becoming a member is like joining a family that truly cares about your financial well-being. If you're wondering how to join us, the good news is that membership is open to a variety of individuals! You may be eligible if you have served in the military, are a family member of someone who has, or even if you work for specific government agencies or contractors. This welcoming approach means that many in our community can enjoy the benefits of being part of Navy Federal Credit Union. For detailed eligibility information, feel free to check out our guidelines at https://www.navyfederal.org/membership/eligibility.html. Once you're ready to take the next step, opening an account is straightforward and quick. Just visit us online at https://mymembership.navyfederal.org/#/milestones to get started. If you have any questions or need assistance, don't hesitate to reach out by calling us at (888) 842-6328. We're excited to help you become part of our vibrant community at Navy Federal Credit Union, located right here at 1173 Amphibious Dr Bldg 3448 Virginia Beach Va 23459!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine having the ability to accept payments easily while managing your business finances all in one place. Our merchant services streamline payment processing, allowing you to focus on what truly matters running your business. Whether it's point-of-sale systems or mobile payment options, we provide practical solutions that fit your operational needs. Located at 1173 Amphibious Dr Bldg 3448 Virginia Beach Va 23459, Virginia Beach, VA, our dedicated team is here to assist you with everything from securing a loan to optimizing your payment processes. Give us a call at (888) 842-6328 today to explore how we can partner together for your success!

Supporting Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash quickly? Our ATM & Cash Withdrawal Services are readily available for easy access to funds whenever you need them. Enjoy basic ATM access for withdrawals and balance checks without hassle. If you're ready to explore how these services can work for you or if you have questions about what we offer, feel free to reach out! Call us at 888-842-6328, or visit us in person at our Virginia Beach location. At Navy Federal Credit Union, we're here to help you achieve your financial goals!

Auto Loans and Vehicle Financing

When it comes to purchasing a vehicle, we make financing easy with our Auto Loans and Vehicle Financing options. Picture yourself driving away in your dream car with a loan that suits your budget. Our team is here to guide you through the process, ensuring you get the best deal available.

Business Banking

Small business owners will find value in our Business Banking services. From merchant services that simplify transactions to business loans tailored for growth, we're here to support entrepreneurs in achieving their dreams.

Credit Cards with Rewards

For those who enjoy rewards while spending, our Credit Cards with Rewards offer excellent benefits. Earn points on every purchase that can be redeemed for travel, cash back, or gift cards all while building your credit score.

Mortgage Loans and Refinancing

Homeownership is a goal for many, and at Navy Federal, we provide comprehensive Mortgage Loans and Refinancing solutions. Whether you're buying your first home or looking to refinance an existing mortgage for better rates, we're ready to assist you every step of the way.

Online & Mobile Banking

In today's fast-paced world, convenience matters. With our Online & Mobile Banking options, you can manage your finances anytime and anywhere. Pay bills, transfer money, and check balances right from your smartphone or computer.

Personal Banking

For those looking to manage their everyday finances, we offer Personal Banking options like checking and savings accounts. Imagine having a checking account that fits your lifestyle, whether you're managing household expenses or saving for a vacation. Our savings accounts also help you grow your funds over time with competitive rates.

Personal Loans and Debt Consolidation

If life throws unexpected expenses your way, our Personal Loans and Debt Consolidation services are designed to help. You can consolidate high-interest debts into one manageable payment or take out a personal loan for any financial need. We aim to relieve some of the stress that comes with financial burdens.

Digital & Online Banking

Key Features

Our online banking platform provides everything you need to stay on top of your finances. You can check balances, pay bills, and transfer money with just a few clicks. If you're looking to send money to friends or family, our person-to-person transfer feature makes it simple and fast. Plus, if you prefer handling things on the go, our mobile application is here to help you manage your accounts right from your smartphone.

Security and Convenience

Security is a top priority for us. You can confidently use our electronic signature authorization feature to handle important documents online without worry. Additionally, e-statements are readily available, helping you keep track of your account activity while reducing paper clutter. Our mobile payments feature allows you to make transactions quickly and securely from your device. With these user-friendly tools, managing your finances becomes an effortless part of your daily routine. Whether you're at home or out and about, the power of banking is literally at your fingertips with Navy Federal Credit Union's digital services. We're committed to making sure that you have all the support you need for effective account management in real time. Join us today and experience the convenience of modern banking!

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a robust financial position, ensuring that you can trust us with your savings and loans. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in the $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases; this supports our members' financial goals across various sectors. Our operational efficiency is highlighted by a $0 that reflects our commitment to providing competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,127,735,547. Total Share and Deposit Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 1173 Amphibious Dr Bldg 3448 Virginia Beach Va 23459 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Additional Loan Options

If you're considering expanding your business or need capital for commercial projects, our outstanding commercial loans total $227,844,936. This support can be vital for business owners looking to grow their operations. Lastly, if you're interested in refinancing any existing loans or exploring eligibility options for our various products, please reach out to us at 888-842-6328 or visit us at 1173 Amphibious Dr Bldg 3448 Virginia Beach Va 23459. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Navy Federal Credit Union, we're here to support you every step of the way in achieving your financial aspirations!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have flexible terms to fit your budget.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096. These mortgages are designed to help you secure your dream home while keeping your payments manageable.

Unsecured Credit Card Loans

For those looking to manage their spending effectively, we also provide flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans available, our credit cards can help you build credit and manage your expenses seamlessly.

Loan Aggregator

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