Navy Federal Credit Union

In Virginia Beach, Navy Federal Credit Union at 1772 Salem Rd stands as a trusted financial partner dedicated to serving military members, veterans, and their families with a community-first approach. Open Monday through Friday from 9:00 a.m. to 5:30 p.m. and Saturdays until 2:00 p.m., this branch offers both lobby and drive-thru services along with convenient ATM access for quick cash withdrawals and balance checks—making banking straightforward whether you visit in person or manage your finances on the go.
Renowned for some of the best auto loans in Virginia Beach, Navy Federal simplifies vehicle financing with competitive rates and flexible terms tailored to fit your budget and get you confidently behind the wheel. Homebuyers will also appreciate low mortgage rates and refinancing options designed to make your dream home more attainable. Beyond lending, members enjoy comprehensive personal banking services including top checking and savings accounts built for convenience, credit cards loaded with rewarding perks, plus business banking solutions like merchant services and business loans crafted to support local entrepreneurs.
Visit Navy Federal Credit Union at 1772 Salem Rd or call 888-842-6328 today to experience friendly, personalized service in Virginia Beach. Discover how our standout auto loans and mortgage offerings can empower your financial future—start your membership today!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 1772 Salem Rd, Virginia Beach, VA 23456. Since our establishment in 1947, we have proudly served our community, growing to a vibrant membership of over 14 million individuals. As part of our commitment to providing exceptional service, we offer a wide range of financial products designed to meet the diverse needs of our members. At Navy Federal, we understand that your financial journey is unique. With total assets exceeding $180.8 billion and total deposits around $2.32 billion, we are well-equipped to support you with everything from checking accounts and savings options to auto loans and mortgages. Our dedicated team of over 24,000 employees, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is here to ensure that you receive personalized assistance tailored to your goals. While members can visit us at our branch for in-person services, official correspondence should be sent to the same address: 1772 Salem Road, Virginia Beach, VA 23456. We invite you to explore our offerings online at navyfcu.org or reach out via phone at 888-842-6328 for any inquiries. Join us today and experience the difference that a member-focused credit union can make in your financial life!

Branch History & Mission

At Navy Federal Credit Union, we take pride in our rich legacy that dates back to 1947. Established with a vision to serve military members and their families, our branch in Virginia Beach, VA, has grown significantly over the years. Today, we proudly serve over 14 million members, offering them a safe and reliable place for their financial needs. Located at 1772 Salem Rd, Virginia Beach, VA 23456, our branch is not just a financial institution; it's a community hub where families come together to achieve their financial goals. Our mission is clear: to enhance the lives of our members by providing exceptional financial services while supporting our community. We believe that banking should be about more than just transactions; it should foster relationships built on trust and mutual support. Whether it's helping you secure your first auto loan or guiding you through home financing options, we are dedicated to empowering our members every step of the way. Since opening our doors, we have made significant strides in enhancing our offerings. With total assets exceeding $180 billion, we have positioned ourselves as a leader in providing personal banking services such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our commitment to digital advancements ensures that members can conveniently access services through online and mobile banking platforms. While visiting us at our physical location is encouraged, official correspondence should be sent to 1772 Salem Road, Virginia Beach, VA 23456 if different from the branch address. Our lobby operates from Monday to Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 2:00 PM, ensuring ample opportunity for you to connect with us. Additionally, our drive-thru service is available during the same hours for those who prefer quick transactions without leaving their vehicles. Community outreach is at the heart of what we do. We actively engage with local organizations and participate in initiatives that uplift those around us. By forming partnerships within the community, we strive to make a positive impact beyond just banking. If you're looking for a credit union that prioritizes your needs while fostering a strong sense of community, consider becoming a member of Navy Federal Credit Union. Join us today and experience firsthand the benefits of being part of an organization dedicated to serving you with integrity and care. For more information or assistance, feel free to reach out at 888-842-6328 or visit our website at Navy Federal. Together, let's build a brighter financial future!

Branch Location & Accessibility

Connect With Us

If you have any questions or need assistance before your visit, feel free to call us at 888-842-6328. We invite you to stop by our Navy Federal Credit Union branch at Salem Rd; we can't wait to welcome you!

Nearby Landmarks and Accessibility

Our branch is conveniently located near popular landmarks such as the bustling shopping centers and local eateries that make this area lively. We offer ample parking spaces right outside our door, ensuring that you can park easily when you visit. Our facility is also designed with accessibility in mind, featuring ADA-compliant ramps to accommodate all members.

Operating Hours and Services

We understand that life can get busy, which is why we are here for you during flexible hours. Our lobby is open Monday through Friday from 9 AM to 5:30 PM and Saturdays from 9 AM to 2 PM. If you're on the go, take advantage of our drive-thru banking services during the same hours for quick deposits and withdrawals. For added convenience, we also have an ATM available on-site for your cash withdrawal needs. While our branch does not operate as a shared service center, our dedicated staff is ready to assist you with a wide range of services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and much more.

Member Eligibility

Becoming a member of Navy Federal Credit Union is like joining a caring family that's dedicated to your financial well-being. If you live, work, or worship in the Virginia Beach area, or if you're related to someone who does, you're likely eligible to join us. We believe in making banking accessible and friendly, so we invite anyone who meets these simple criteria to apply. As a member, you gain access to personalized services and great rates on loans and savings accounts that can help you achieve your financial goals. Ready to take the next step? Opening an account with us is easy! You can find more details about eligibility and start your application process by visiting our website at https://www.navyfederal.org/membership/eligibility.html. If you have questions or need assistance, don't hesitate to call us at (888) 842-6328. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services Made Simple

In today's fast-paced market, having the right tools can set your business apart. Our merchant services simplify payment processing so you can focus on what you do best running your business. Imagine being able to accept payments easily, whether online or in-person, while gaining insights into customer behavior that help you make informed decisions. Located at 1772 Salem Rd Virginia Beach Va 23456 in Virginia Beach, VA, our friendly team is here to guide you through the options available to meet your specific needs. Reach out at (888) 842-6328 to learn more about how we can partner with you for success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For small business owners, we offer specialized services such as merchant services and business loans. Whether you need funding to expand or tools to manage transactions smoothly, we provide resources that help your business thrive.

Credit Cards and Rewards

Looking for flexible spending options? Our credit cards with rewards let you earn points on everyday purchases, making your spending work for you.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why at Navy Federal Credit Union, we emphasize our robust online and mobile banking features. You can manage your accounts anytime, anywhere using our secure mobile app or website. Need cash? Our ATM and cash withdrawal services are readily available at various locations for easy access.

Drive-Thru and ATM Services

For those who prefer in-person banking, our basic drive-thru banking allows for quick deposits, withdrawals, and simple transactions without leaving your car. We also have basic ATM access for withdrawals and balance checks ideal for busy days when you're on the go. We invite you to visit us at 1772 Salem Rd Virginia Beach Va 23456, or give us a call at (888) 842-6328 if you have any questions about our offerings or want assistance in choosing the right service for you. Join us at Navy Federal Credit Union, where we prioritize your financial well-being with friendly service and a wide array of solutions tailored just for you!

Home Financing

If owning a home is on your mind, consider our mortgage loans and refinancing solutions. We're here to guide you through every step of the mortgage process, ensuring that you find a plan that suits your financial situation. And if you're facing debt challenges, our personal loans and debt consolidation services can help lighten your load.

Personal Banking Solutions

Our personal banking services make it easy for you to manage your money effectively. With options like checking and savings accounts, you can choose the right account that fits your lifestyle. For those looking to purchase a car or refinance an existing loan, our auto loans and vehicle financing options come with competitive rates designed to help you hit the road without breaking the bank.

Digital & Online Banking

Convenient Services

Want to keep track of your statements? Enroll in e-statements and receive them directly in your email no more paper clutter! If you need to send money to friends or family quickly, our person-to-person transfer feature makes it simple and fast. And if you're looking to make purchases on the go, take advantage of our mobile payments feature. It allows you to pay using just your phone no wallet needed! At Navy Federal Credit Union, we believe that banking should be straightforward and accessible for everyone. Our user-friendly services are designed to help you stay organized and in control of your finances whenever you need it. Embrace the convenience of modern banking today!

Key Features

With our online banking, you can easily manage your finances in real-time. Check your account balances, transfer funds, and pay bills with just a few clicks. Plus, our mobile application allows you to take control of your banking right from your smartphone. Imagine making payments or checking transactions while waiting for your coffee it's that easy! Security is always a top priority at Navy Federal Credit Union. We use advanced encryption technologies to protect your personal information, ensuring that your financial data remains safe. Additionally, with features like electronic signature authorization available, signing documents is hassle-free and secure.

Financial Strength

Commitment to Innovation

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Dedicated Team

We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a total of 30,809,321 share accounts, we demonstrate a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 1772 Salem Rd Virginia Beach Va 23456 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals.

Member Savings

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Lending Capacity

Our lending capacity supports your financial goals across various sectors. We currently have $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases. This capacity allows us to be there when you need financing for important purchases or investments.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We offer flexible terms that can fit your budget, making it easier than ever to drive away with confidence.

Business Financing

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and are here to support you every step of the way.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We provide guidance through every step of the process, ensuring that you have all the information needed to make informed decisions.

Refinancing Options

If you're considering refinancing any existing loans, we encourage you to explore our options. Refinancing could lower your monthly payments or help you pay off your loan faster. Check our eligibility requirements here and see how we can assist you in achieving better financial outcomes. Our dedicated team is available at (888) 842-6328 to discuss which loan product best fits your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us at our branch located at 1772 Salem Rd Virginia Beach Va 23456, Virginia Beach, VA for personalized service and advice tailored specifically for you. Let's take the next step together towards achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These cards come with competitive rates and benefits tailored to suit your lifestyle.

Loan Aggregator

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