Navy Federal Credit Union

In Virginia Beach, Navy Federal Credit Union at 5193 Shore Dr stands as a trusted financial partner for military members, veterans, and their families who value community-focused banking. Open Monday through Friday from 9:00 a.m. to 5:30 p.m. and Saturdays until 2:00 p.m., this branch offers convenient lobby access along with an on-site ATM for quick cash withdrawals and balance checks—making everyday banking easy whether you visit in person or manage your finances on the go.
Renowned for providing some of the best auto loans in Virginia Beach, Navy Federal makes vehicle financing straightforward with competitive rates and flexible terms designed to fit your budget and get you confidently behind the wheel. Homebuyers will also appreciate low mortgage rates and refinancing options tailored to help make your dream home a reality. Beyond lending, members enjoy personal banking solutions including top checking and savings accounts built for convenience, credit cards loaded with rewarding perks, plus business banking services such as merchant services and business loans crafted to support local entrepreneurs.
Visit Navy Federal Credit Union at 5193 Shore Dr or call 888-842-6328 today to experience friendly, personalized service in Virginia Beach. Discover how our standout auto loans and mortgage offerings can empower your financial future—start your membership today!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 5193 Shore Dr, Virginia Beach, VA 23455. Since our establishment in 1947, we have been committed to serving our members with dedication and care. With a strong community focus, we are proud to support over 14 million members and manage assets totaling an impressive $180.8 billion. At Navy Federal, we understand that every member's financial journey is unique. That's why we offer a variety of services tailored to meet your needs, including personal banking options like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our commitment doesn't stop there; we also provide business banking solutions to help local businesses thrive. While you can visit us at our branch for face-to-face assistance, please note that all official correspondence should be sent to the same address: 5193 Shore Dr, Virginia Beach, VA 23455. Our team is here to guide you through any financial queries you may have. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we pride ourselves on maintaining a solid foundation built on trust and reliability. With total deposits reaching $2.32 billion and net worth exceeding $21.49 billion, you can feel confident that your finances are in good hands. As part of our mission to create a positive impact in the community, we believe in empowering our members with the resources they need to achieve their financial goals. Whether you're looking to buy a new car or save for the future, we're here to help every step of the way. Ready to take the next step in your financial journey? Call us today at 888-842-6328 or visit our website at navyfcu.org for more information on how we can assist you!

Branch History & Mission

Community Impact

Community involvement is at the heart of what we do. We actively seek partnerships that enhance the lives of those around us through outreach programs and initiatives that support local causes. By investing in our community's well-being, we strengthen not only individual lives but also the fabric of Virginia Beach. With ATM availability right here at our branch and convenient lobby hours from Monday to Friday (9:00 AM - 5:30 PM) and Saturday (9:00 AM - 2:00 PM), accessing your funds is easy and hassle-free. As we continue on this journey together, we invite you to be part of the Navy Federal family. Join us today to experience personalized financial solutions tailored just for you. Whether you're looking for a simple checking account or planning for your future with loans or investment options, we're here to help every step of the way. Visit us or call us at 888-842-6328 to learn more about how Navy Federal Credit Union can serve you!

Our Journey

Since opening our doors, Navy Federal has been dedicated to serving military families and the broader community. Our journey began with a small group of service members who recognized the need for a financial institution that truly understood their unique circumstances. Over the years, we have grown significantly while maintaining that original spirit of service and dedication. Our branch is conveniently located at 5193 Shore Dr, near beautiful Virginia Beach an area known for its stunning coastline and vibrant community life. This location allows us to connect closely with our members and offer them personalized financial services. If you need to reach out for official correspondence, please send your mail to our mailing address: 5193 Shore Dr, Ste 116, Virginia Beach, VA 23455.

Our Mission

At Navy Federal Credit Union, our mission goes beyond just providing financial products; we aim to empower our members through exceptional service and support. We are committed to helping individuals achieve their financial goals by offering a range of services including personal banking, auto loans, mortgages, credit cards with rewards, and business banking solutions. We understand the importance of accessibility in today's digital world. That's why we have embraced technology with online and mobile banking options that allow our members to manage their accounts anytime, anywhere. Plus, our commitment to ADA compliance ensures that everyone can access our services without barriers.

Branch Location & Accessibility

Welcome to the Navy Federal Credit Union, your trusted partner in banking located at 5193 Shore Dr in beautiful Virginia Beach, VA. This branch is conveniently situated near local landmarks, making it easy for you to stop by whether you're running errands or enjoying a day at the beach. Our friendly team is here to assist you with all your banking needs. At our Virginia Beach branch, we offer accessible parking options and features that comply with ADA standards, ensuring everyone can visit us comfortably. While members can meet us at our branch address, official correspondence should be sent to the same address: 5193 Shore Dr, Virginia Beach, VA 23455. We understand that your time is valuable. That's why our lobby is open Monday through Friday from 9:00 AM to 5:30 PM, and on Saturdays from 9:00 AM to 2:00 PM. Whether you need assistance with personal banking services like checking and savings accounts or exploring auto loans and credit cards with rewards, our team is ready to help. Although we don't have a drive-thru service at this location, we do offer ATM availability for quick cash withdrawals and balance checks. If you have any questions or need assistance, feel free to give us a call at 888-842-6328. We invite you to visit us soon and discover how we can support your financial journey!

Member Eligibility

At Navy Federal Credit Union, we believe that everyone deserves to be part of a community that truly cares about their financial well-being. If you're interested in becoming a member, you'll be pleased to know that eligibility is open to various groups including active duty members, veterans, and their families. This means if you've served or are currently serving in the military, or if you have a family member who has, you're already on the path to joining us! For a detailed overview of the eligibility criteria and any specific requirements, you can check out our resource at Navy Federal Membership Eligibility. Becoming a member is simple and rewarding. Not only will you gain access to a wide range of financial products tailored just for you, but you'll also enjoy personalized service from our dedicated team right here at our Virginia Beach branch located at 5193 Shore Dr. If you're ready to take the next step towards membership, visit our account opening page at Navy Federal Account Opening or give us a call at 888-842-6328. We're excited to welcome you into our Navy Federal family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify transactions for your business. Imagine running your operations smoothly while accepting payments from customers easily whether they're using a credit card or mobile payment app. Our tools not only make transactions hassle-free but also help you manage sales efficiently, allowing you to focus on what you do best: growing your business. Located conveniently at 5193 Shore Dr Virginia Beach Va 23455, Virginia Beach, VA, our team is ready to assist you with all your business banking needs. Call us today at (888) 842-6328 to explore how we can partner with you for success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? With our ATM services, withdrawing money is simple and secure. You can easily access funds whenever necessary without having to visit a branch. At Navy Federal Credit Union, located at 5193 Shore Dr Virginia Beach Va 23455, we strive to meet all your financial needs under one roof. For questions about our services or assistance getting started, feel free to reach us at 888-842-6328. We look forward to serving you!

Auto Loans & Vehicle Financing

Looking to purchase a new car? With our auto loans and vehicle financing, we make it easier than ever to drive away in the vehicle you want. We provide competitive rates and flexible terms, ensuring you find the right loan that fits your budget.

Business Banking

For our members who own businesses, we have tailored solutions such as merchant services and business loans. These offerings help streamline operations and support growth, allowing you to focus on what matters most running your business.

Credit Cards with Rewards

Our credit cards with rewards give you more than just purchasing power; they offer benefits too! Earn points on everyday purchases that can be redeemed for travel, cash back, or other exciting rewards. It's a smart way to make the most out of your spending.

Mortgage Loans & Refinancing

When it comes time to buy a home or refinance an existing mortgage, our mortgage loans can help turn your dreams into reality. We offer various mortgage products that cater to different financial situations, making homeownership accessible for everyone.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. Access your accounts anytime, anywhere pay bills, transfer funds, and check balances from the comfort of your home or on the go using our user-friendly mobile app.

Personal Banking

We offer various personal banking options tailored to fit your lifestyle. Our checking and savings accounts allow you to manage your funds with ease. Whether you're saving for a vacation or managing monthly expenses, our accounts come with features that make banking straightforward and convenient.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or looking to consolidate debt, our personal loans are designed with you in mind. We provide straightforward options that can help you get back on track without adding stress.

Digital & Online Banking

E-Statements and Account Management

Say goodbye to paper clutter with e-statements! You can easily opt-in for electronic statements to keep track of your account activity in a safe and eco-friendly way. Real-time updates mean you're always informed about your financial health. At Navy Federal Credit Union, we prioritize security alongside convenience. Your personal information is protected using advanced encryption technologies, ensuring peace of mind as you manage your finances digitally. In short, whether you're using our online platform or mobile app, Navy Federal Credit Union ensures that banking is straightforward and secure. Explore all the features we offer today at https://www.navyfederal.org/!

Mobile Banking Convenience

For those who prefer banking on their mobile devices, our mobile application is available for download. This app makes it easy to access your accounts, make mobile payments, and even send money to friends and family with our person-to-person transfer feature. Imagine splitting the bill for dinner or sending a gift without needing cash it's that simple! And yes, we also support mobile payments, so you can make purchases right from your phone.

Online Banking Features

With our comprehensive online banking platform, accessible at https://www.navyfederal.org/, you can check your account balances, pay bills, and transfer funds anytime, anywhere. Our 24/7 online banking services mean you can manage your finances whenever it suits you. Plus, with electronic signature authorization, signing documents is quick and hassle-free no need for printing or mailing!

Financial Strength

Commitment to Innovation

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases.

Member Trust

Total Share and Deposit Accounts stand at 30,809,321, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $1,127,735,547. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 5193 Shore Dr Virginia Beach Va 23455 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Opportunities

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, ensuring that you find a payment plan that fits your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. Whether you're launching a new venture or need funds for equipment, we're here to support your business ambitions. At Navy Federal Credit Union, we believe that everyone deserves access to affordable financing options. If you're considering refinancing or want more information about eligibility, don't hesitate to visit our website or contact us directly. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you achieve your financial dreams today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. Whether you are a first-time buyer or looking to refinance an existing mortgage, our team is ready to guide you through the process.

Unsecured Credit Card Loans

Managing finances effectively can sometimes require extra flexibility. We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. This option allows you to handle unexpected expenses without the burden of collateral.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment to compliance means that users receive fair and transparent offers tailored to their needs.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that they are seeing reliable information. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This impartiality helps consumers make informed decisions without hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can easily compare options and choose what works best for them. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

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