Navy Federal Credit Union

In the heart of Virginia Beach, Navy Federal Credit Union at 2261 Upton Dr is your welcoming financial partner dedicated to serving military members, veterans, and their families. With convenient lobby and drive-thru banking open Monday through Friday from 9:00 a.m. to 5:30 p.m. and Saturdays from 9:00 a.m. to 2:00 p.m., managing your finances has never been easier. Whether you’re stopping by for quick ATM cash withdrawals or seeking personalized vehicle financing, this branch delivers tailored solutions to meet your needs.
Known for offering some of the best auto loans in Virginia Beach, Navy Federal provides competitive rates and flexible terms that help you get behind the wheel with confidence. Homebuyers will also appreciate low mortgage rates and refinancing options designed to make your dream home more attainable. Beyond lending, members enjoy full-service personal banking including top checking and savings accounts, credit cards packed with rewards, plus business banking services crafted to support entrepreneurs.
Visit Navy Federal Credit Union at 2261 Upton Dr or call 888-842-6328 today to experience friendly, community-focused service in Virginia Beach. Discover how our exceptional auto loans and mortgage offerings can support your financial goals—visit us to explore your options!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial success, located at 2261 Upton Dr, Virginia Beach, VA 23454. Established in 1947, we have grown alongside our members, now proudly serving over 14 million individuals. At Navy Federal, we believe in building strong relationships within our community while providing outstanding financial services tailored to your needs. Our branch is not just a place to bank; it's a community hub where you can access a wide range of services, including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. With total assets of over $180.81 billion, and a robust net worth of $21.49 billion, we are committed to ensuring your financial stability and growth. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our dedicated team of approximately 24,560 employees works tirelessly to provide exceptional service. We invite you to visit us for all your banking needs or to explore how we can help you achieve your financial goals. While members can visit us at 2261 Upton Dr, official correspondence should be sent to the same address for convenience. For any inquiries or assistance, feel free to call us at 888-842-6328. Join us today and experience the difference that comes with being part of the Navy Federal family! Visit our website at navyfcu.org for more information on membership eligibility and the variety of services we offer.

Branch History & Mission

Our Mission

At the heart of Navy Federal's mission is a commitment to serve not just as a financial institution but as a trusted partner in our members' lives. We strive to provide personal banking solutions that include checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking services. Our mission extends beyond financial products; we aim to support our local community through various outreach programs and partnerships that promote economic well-being. Our operating hours are designed with your convenience in mind: Lobby hours are Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 2:00 PM. We also offer drive-thru banking during these same hours for added accessibility. With ATM availability on-site, we're here to ensure that accessing your funds is quick and easy. As we look towards the future, we remain dedicated to embracing digital advancements while ensuring compliance with ADA standards so all members can enjoy seamless access to our services. Our member-centric initiatives continue to guide us as we expand our digital offerings like online banking and mobile payments. Join us in celebrating this legacy of service. Experience firsthand the benefits of being part of Navy Federal Credit Union where every member is treated like family. Whether you're looking for personal banking solutions or want to get involved in community initiatives, we invite you to become a part of our journey today! For more information or assistance, please reach out at 888-842-6328 or visit Navy Federal's website.

Branch Location & Accessibility

Welcome to the Navy Federal Credit Union branch located at 2261 Upton Dr in beautiful Virginia Beach, VA! Our location is designed with your convenience in mind, making it easy for you to manage your banking needs. Nestled near local landmarks, you can easily stop by while enjoying a day out in the community. At our branch, we prioritize accessibility. Whether you're driving in or walking through our doors, you'll find ample parking available. The branch is equipped with features that ensure everyone can visit comfortably, including ADA-compliant ramps and accessible entryways. We understand that your time is valuable, which is why our operating hours are tailored to fit your busy schedule. Our lobby is open Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 2 PM. You can also take advantage of our drive-thru services during these same hours for quick transactions without leaving your car. Need cash? We have an ATM available on-site for your convenience. Whether you're looking to make a withdrawal or check your balance, we've got you covered. Our services extend beyond just ATM access; we offer a range of personal banking options including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. For any official correspondence, please note that while members can visit us at 2261 Upton Dr, all mail should be directed to the same address for consistency: 2261 Upton Dr, Virginia Beach, VA 23454-1186. If you have questions or want to learn more about what we offer, feel free to call us at 888-842-6328. We're here to help you every step of the way! Come visit us today at Navy Federal Credit Union where we put members first!

Member Eligibility

Becoming a member of Navy Federal Credit Union is like joining a warm, welcoming family where your financial well-being is our top priority. To qualify for membership, you'll need to meet certain criteria, which typically include being an active duty or retired military member, a family member of someone who is eligible, or a Department of Defense civilian employee. This means that if you have ties to the military community or work with them, you're likely already on your way to becoming part of our supportive network. For more details about eligibility and any specific requirements, please check out this resource. Joining us at Navy Federal Credit Union, located at 2261 Upton Dr Virginia Beach Va 23454, opens the door to a range of financial products and services tailored just for you. Whether it's checking and savings accounts, auto loans, or credit cards with rewards, we strive to provide options that fit your lifestyle. The process of becoming a member is straightforward and inviting. If you're ready to take the next step or have questions, don't hesitate to give us a call at (888) 842-6328 or explore our account opening details here. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine quickly accepting payments from customers without hassle whether they pay with a credit card, debit card, or even mobile payments. Our tools make it easy for you to focus on what matters most: growing your business. Located at 2261 Upton Dr Virginia Beach Va 23454 in Virginia Beach, VA, we invite you to visit us or call (888) 842-6328 to learn more about how our business banking and commercial services can benefit you!

Comprehensive List Of Services

Auto Loans and Vehicle Financing

For those considering a new car, our auto loans and vehicle financing solutions make the process simple and affordable. Picture driving away in your dream car with competitive rates that fit your budget. Our team is ready to assist you in finding the right loan that meets your specific needs.

Business Banking Services

For entrepreneurs, our business banking options include merchant services and business loans tailored for growth. Whether you're starting a new venture or expanding an existing one, we have resources to support your success.

Convenient Access Features

At Navy Federal Credit Union, convenience is key. We offer ATM services for quick cash withdrawals and balance checks whenever you need them. Additionally, enjoy the ease of using our drive-thru service for simple transactions without leaving your vehicle. With operating hours designed around busy lives our lobby is open Monday through Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 2 PM we make it easy for you to get the help you need when you need it most. If you're ready to take advantage of these great services or if you have questions about how we can assist you further, don't hesitate to give us a call at (888) 842-6328 or visit us at 2261 Upton Dr Virginia Beach Va 23454 in beautiful Virginia Beach, VA. We look forward to helping you reach your financial goals!

Credit Cards with Rewards

Don't forget about our credit cards with rewards! Use them for everyday purchases and watch the benefits add up. From cash back to travel rewards, there's a card that suits your lifestyle perfectly.

Home Financing Options

If homeownership is on your horizon, explore our mortgage loans and refinancing options. We believe owning a home should be achievable for everyone. Whether you're purchasing your first home or looking to refinance an existing mortgage, our experts will guide you through every step.

Personal Banking Solutions

We offer a variety of personal banking options, including checking and savings accounts tailored to help you manage your finances efficiently. Imagine being able to access your funds anytime with our user-friendly online and mobile banking platforms. You can check your balance, transfer money, and pay bills all from the palm of your hand.

Personal Loans and Debt Consolidation

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. We offer flexible terms designed to help you manage any financial surprises while keeping your budget intact.

Digital & Online Banking

Convenient Online Services

Our online banking service is available 24/7 at https://www.navyfederal.org/. This means you can check your balance, pay bills, and transfer funds whenever it suits you. Plus, with electronic signature authorization, signing important documents has never been easier or more secure.

Mobile Banking Made Easy

For those on the go, our mobile application is an excellent tool for managing your money right from your smartphone. Enjoy the convenience of mobile payments and person-to-person transfers right at your fingertips. You can send money to friends or family instantly, making splitting bills or paying back loans a breeze.

Security First

We take security seriously at Navy Federal Credit Union. Your information is protected with advanced security features that ensure safe transactions every time. Whether you're logging in from a computer or using our mobile app, you can trust that your data is safeguarded. With all these features combined, managing your finances has never been easier or more efficient. Join us at Navy Federal Credit Union and experience banking that fits into your life!

Stay Updated with E-Statements

Say goodbye to paper clutter! With our e-statements, you can view your account statements online whenever you need them. This feature not only helps the environment but also allows you to keep track of your finances in real-time without waiting for mail delivery.

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Located at 2261 Upton Dr, Virginia Beach, VA 23454, our branch is committed to ensuring your financial well-being. Our financial data and performance insights are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $1.3192 trillion in total loans and leases supporting members' financial goals across various sectors. Although our current net income stands at $0, we continuously strive for operational efficiency to provide competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares available for lending and investments total $1,127,735,547. Our growing member base is reflected in our 30,809,321 total share accounts, demonstrating the trust that so many place in us. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 2261 Upton Dr or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new vehicle or a reliable used car, our flexible terms can make the process easier.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. Whether you need funds for inventory, equipment, or other business expenses, we are here to support your entrepreneurial journey. At Navy Federal Credit Union, we believe in making borrowing accessible and straightforward. If you're considering refinancing or want to check your eligibility for any of our loan products, visit us at our branch located at 2261 Upton Dr Virginia Beach Va 23454 in Virginia Beach, VA or give us a call at (888) 842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you navigate your financial path today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through every step of the home-buying process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These cards come with benefits that can help you build your credit while enjoying rewards on your everyday purchases.

Loan Aggregator

Ensuring Accurate Comparisons

LendMesh is committed to transparency and fairness in loan comparisons. The data presented on LendMesh comes directly from banks and credit unions that adhere to National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair offers backed by reliable financial institutions.

Key Benefits of Using LendMesh

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