Navy Federal Credit Union

Nestled in the vibrant community of Vienna, Navy Federal Credit Union at 820 Follin Ln SE is dedicated to serving military members, veterans, and their families with tailored financial solutions. Open Monday through Friday from 7:00 a.m. to 6:00 p.m., this branch offers convenient ATM services for quick cash withdrawals and balance checks, making day-to-day banking hassle-free. Whether you're looking to finance your next vehicle or secure a mortgage with competitive rates, Navy Federal stands out with some of the best auto loans and low mortgage refinancing options designed to fit your budget and life goals.
Beyond lending, members enjoy a comprehensive suite of personal banking services including top checking and savings accounts that simplify money management, credit cards packed with rewarding perks, and robust business banking solutions to support entrepreneurs. With over 14 million members and assets exceeding $180 billion, Navy Federal combines local accessibility with trusted nationwide strength.
Visit Navy Federal Credit Union at 820 Follin Ln SE or call 888-842-6328 today to experience personalized service in Vienna. Discover how our exceptional auto loans and mortgage offerings can help you achieve your financial dreams—contact us for personalized guidance!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, where we believe in putting our members first. Located at 820 Follin Ln SE, Vienna, VA 22180, our branch is dedicated to serving over 14 million members with a strong commitment to community and financial well-being. Established in 1947, we have grown significantly, now boasting total assets of $180.81 billion and total deposits reaching $2.32 billion. At Navy Federal, we understand that your financial journey is unique. That's why we offer a variety of services tailored to meet your needs, from personal banking solutions like checking and savings accounts to auto loans, mortgages, and credit cards with rewards. Our team of 24,560 employees is here to assist you every step of the way. While members can visit us at our branch location, official correspondence should be sent to the same address: 820 Follin Lane, Vienna, VA 22180. Our website at navyfcu.org provides additional resources and information about our offerings. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we continue to focus on enhancing member experience while ensuring financial security with a net worth of $21.49 billion and cash reserves totaling $2.19 billion. We invite you to join our growing family of members who trust us for their financial needs. Whether you're looking for a loan or simply need assistance managing your finances, our friendly staff is ready to help! Feel free to call us at 888-842-6328 or visit us today let's take the next step together toward achieving your financial goals!

Branch History & Mission

A Community-Focused Future

As we continue to grow and adapt to the ever-changing financial landscape, we remain dedicated to listening to our members' needs. Your feedback shapes the services we offer and how we engage with the community. With regular operating hours from Monday to Friday between 7 AM and 6 PM, we're here for you when you need us most. Join us at Navy Federal Credit Union and experience the difference that comes from being part of a supportive community. Together, we can achieve more than just financial success; we can build a brighter future for all. Reach out today at (888) 842-6328 or visit us online at Navy Federal to learn more about becoming a member!

Our Journey

Navy Federal was founded with a simple yet powerful mission: to provide exceptional financial services while fostering a sense of belonging among our members. Over the years, we've expanded our offerings to include personal banking, auto loans, mortgage solutions, and business banking services. We understand that life can be unpredictable, which is why we are committed to being there for you whether you're looking to buy your first home or manage day-to-day expenses. Throughout our journey, we have embraced innovation. Our digital advancements ensure you can manage your finances conveniently through online and mobile banking platforms. We prioritize accessibility by maintaining ADA compliance and providing various services like ATM access for easy cash withdrawals and balance checks.

Our Mission

At Navy Federal Credit Union, our mission extends beyond just providing financial products. We aim to empower our members through education and community support. We actively partner with local organizations to give back, whether through financial literacy programs or community outreach initiatives. This commitment reflects our belief that when our members thrive, so does the entire community. While you can visit us at 820 Follin Ln Se, please note that official correspondence should be sent to 820 Follin Lane, Vienna, VA 22180 if it differs from our branch address.

Branch Location & Accessibility

Accessibility and Features

At Navy Federal Credit Union, we believe in making banking accessible for everyone. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and ample parking space for your convenience. If you prefer to bank on the go, our ATM services are available for quick cash withdrawals and balance checks. While you can visit us at our physical location, please remember that official correspondence should be sent to our mailing address: 820 Follin Lane, Vienna, VA 22180.

Operating Hours

We understand that life gets busy. That's why our lobby is open Monday through Friday from 7 AM to 6 PM, providing plenty of time for you to stop by before or after work. Our friendly staff is always ready to assist you with a variety of services tailored to meet your banking needs.

Services Offered

At Navy Federal Credit Union, we offer a range of personal banking options including checking and savings accounts, auto loans and vehicle financing, mortgage loans and refinancing, personal loans for debt consolidation, and credit cards with rewards. For those running a business, we also provide merchant services and business loans. Plus, our online and mobile banking features allow you to manage your accounts whenever and wherever it suits you best. We invite you to come visit us at Navy Federal Credit Union! If you have any questions or need assistance before your visit, feel free to give us a call at 888-842-6328. Your financial well-being is important to us, and we're here to help!

Member Eligibility

At Navy Federal Credit Union, we believe in creating a welcoming community where every member feels valued and supported. Becoming a part of our family is easier than you might think! If you're a member of the military, a veteran, or an eligible family member, you're already on the right track. But that's not all; anyone who lives or works in the communities we serve can also join us. This inclusive approach means that no matter your background, there's a place for you here at Navy Federal Credit Union. To learn more about the specific eligibility requirements, feel free to check out our detailed guidelines at https://www.navyfederal.org/membership/eligibility.html. Once you're ready to take the next step, opening an account is straightforward just visit us online at https://mymembership.navyfederal.org/#/milestones or give us a call at (888) 842-6328. We're excited to help you start your journey with us at our branch located at 820 Follin Ln Se Vienna Va 22180, where you'll find a range of financial services designed to meet your needs!

Business Banking & Commercial Services

Merchant Services That Empower

Imagine having a payment solution that works seamlessly for your customers while boosting your bottom line. Our merchant services allow you to accept payments easily, whether online or in-store. This means quicker transactions and happier customers, giving you more time to focus on what you do best growing your business. Located at 820 Follin Ln Se Vienna Va 22180 in Vienna, VA, we're here to provide the financial support and resources you need. Connect with us today at (888) 842-6328 to discover how we can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Convenience is key at Navy Federal Credit Union. Our branch offers ATM access for cash withdrawals and balance checks whether you're out shopping or enjoying time with family. You won't have to worry about finding an ATM; we're here for you anytime. In addition to these offerings, our digital banking features make accessing your accounts straightforward and convenient. With options like person-to-person payments and mobile payments, managing your finances has never been easier. Ready to take control of your finances? Visit us at Navy Federal Credit Union, call us at 888-842-6328, or explore more about what we offer at Navy Federal's website. We're excited to help you achieve all of your financial dreams!

Auto Loans & Vehicle Financing

When it comes to purchasing a new car or refinancing an existing loan, our auto loans offer competitive rates and flexible terms. Picture yourself driving off in your dream vehicle with a loan that fits comfortably within your budget. We also provide guidance on vehicle financing options to ensure you make informed decisions.

Business Banking

If you're a business owner, we have specialized services just for you! Our business banking solutions include merchant services and business loans aimed at helping you grow and manage your enterprise effectively.

Credit Cards with Rewards

Our credit cards come packed with rewards that fit your lifestyle. Whether you're traveling or simply making everyday purchases, earning points has never been more rewarding. You can enjoy benefits like cash back or travel rewards, turning each purchase into an opportunity for extra perks.

Mortgage Loans & Refinancing

Buying a home is one of the biggest investments you'll make in your lifetime. Our mortgage loans come with various options to suit different financial situations, whether you're a first-time buyer or looking to refinance an existing mortgage. With our expert team ready to assist you, navigating the home-buying process becomes much easier.

Personal Banking

Our personal banking services include checking and savings accounts designed for every member of your family. You can easily manage your funds with online and mobile banking options that allow you to view balances, transfer money, and pay bills right from your phone or computer. Imagine being able to check your account balance while waiting in line at the grocery store or making quick transfers between accounts without stepping foot in the branch.

Personal Loans & Debt Consolidation

For those unexpected expenses or when you want to consolidate debt into one manageable payment, our personal loans are here to help. We understand that life can throw curveballs, and having access to funds when you need them most can alleviate stress.

Digital & Online Banking

Key Features

Our online banking platform allows you to view your account balances, transfer money, and pay bills effortlessly. You can also take advantage of our person-to-person transfers, making it simple to send money to friends and family without the hassle of cash or checks. Plus, with our mobile application, you can manage your account right from your smartphone, giving you flexibility at your fingertips. For added convenience, we provide electronic statements that allow you to keep track of your financial activity without the clutter of paper. If you're looking for a quick way to sign documents, our electronic signature authorization makes it easy and fast no need for printing or scanning!

Security and Accessibility

We prioritize your security with robust measures in place to protect your information. Our online services are designed with user-friendly features so that anyone can navigate them easily. You'll feel confident knowing that your sensitive data is safe while you enjoy the freedom of real-time account management. In addition, if you prefer using mobile payments, we have you covered! Our mobile payments feature lets you make purchases quickly and securely right from your phone. With all these options available at Navy Federal Credit Union, managing your money has never been easier or more secure. Join us today and experience the benefits of modern banking!

Financial Strength

Growing Trust

Total Share Accounts stand at 30,809,321, showcasing a strong and growing member base that trusts us with their finances. With $1,127,735,547 in net shares, we have funds available for lending and investments that directly support our community. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 820 Follin Ln Se Vienna Va 22180 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect our commitment to efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our robust lending capacity supports your financial goals across various sectors with $1.3192E+11 in total loans and leases.

Solid Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Our team is here to guide you through financing options that best fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are committed to supporting local entrepreneurs. If you're interested in any of our loan products or want to explore refinancing options, feel free to reach out! You can contact us at (888) 842-6328 for more information or visit us at our branch located at 820 Follin Ln Se Vienna Va 22180, Vienna, VA. Let's work together to find the right financial solution for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We provide flexible terms and competitive rates so you can focus on what matters most: making your house a home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These cards come with rewards that can benefit your everyday spending.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Access up-to-date loan rates from multiple institutions, enabling informed decision-making. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective the platform can be in finding better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This adherence guarantees that users receive fair and transparent offers. Each lender's information is regularly updated, ensuring that you are viewing the most current rates available.

Join Our Community

Unlock the power of community with LendMesh! Subscribe for personalized alerts—just tell us your target rate (like 5% or 4%), and we'll notify you the moment offers drop below your threshold. Get weekly or monthly updates with expert insights, rate trends, and hand-picked loan deals—delivered straight to your inbox. Join thousands of smart borrowers who rely on LendMesh to stay ahead of the curve and never miss a great opportunity.