Navy Federal Credit Union

In the vibrant community of Vienna, Navy Federal Credit Union at 820 Follin Ln SE is dedicated to supporting military members, veterans, and their families with trusted financial services tailored to your needs. Open Monday through Friday from 7:45 a.m. to 6:00 p.m. and Saturdays from 9:00 a.m. to 2:00 p.m., this branch offers a welcoming lobby and convenient ATM access for cash withdrawals and balance checks—making banking simple whether you visit in person or manage your finances on the go.
Known for some of the best auto loans in Vienna, Navy Federal makes vehicle financing straightforward with competitive rates and flexible terms designed to fit your budget and get you confidently behind the wheel. Homebuyers will also appreciate low mortgage rates and refinancing options crafted to turn your dream home into reality. Beyond lending, members enjoy comprehensive personal banking solutions including top checking and savings accounts built for everyday convenience, plus credit cards loaded with rewarding perks.
Visit Navy Federal Credit Union at 820 Follin Ln SE or call 888-842-6328 today to experience friendly, community-focused service in Vienna. Discover how our exceptional auto loans and mortgage offerings can help you achieve your financial goals—contact us for personalized guidance!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner since 1947! Nestled in the heart of Vienna, VA, at 820 Follin Ln Se, we pride ourselves on providing exceptional services tailored to meet the needs of our community. With over 14 million members and a robust asset base of over $180 billion, our commitment to financial wellness is unwavering. At Navy Federal, we understand that every member has unique goals. Whether you're looking to finance a new car with our competitive auto loans or save for the future through our diverse savings options, we've got you covered. Our total deposits amount to an impressive $2.32 billion, reflecting the trust our members place in us. While you can visit us at our branch location, please note that official correspondence should be sent to our mailing address at 820 Follin LN SE, Vienna, VA 22180 if different from the branch address. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our dedicated team of 24,560 employees works tirelessly to provide outstanding service and innovative solutions. With an available cash reserve of about $2.19 billion, we are well-equipped to support your financial journey. With a focus on community impact and member satisfaction, we invite you to explore all that Navy Federal has to offer. For more information or assistance, don't hesitate to reach out to us at 888-842-6328 or visit our website at navyfcu.org. We look forward to helping you achieve your financial dreams!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we understand that convenience matters. That's why we've embraced technology with online banking, mobile payments, and electronic statements all designed for your ease of use. We also ensure our services are accessible by adhering to ADA compliance standards. Our branch features an ATM for easy cash withdrawals and balance checks but does not have drive-thru service. We're here during convenient hours Monday through Friday from 7:45 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM so you can manage your finances when it suits you best.

Join Us

As we continue on this journey together, we invite you to become part of the Navy Federal Credit Union family. Experience firsthand the benefits of membership where your financial success is our top priority. For more information about joining us or exploring what we offer, please reach out at 888-842-6328 or visit our website. Together, let's build a brighter financial future!

Our Journey

Nestled at 820 Follin Ln SE, Vienna, VA 22180, our branch has witnessed significant growth and change over the decades. We started with a mission to provide affordable financial services to military personnel and their families, and that commitment remains strong today. Our location is easily accessible for residents and nearby communities, making it convenient for members to take advantage of our comprehensive range of services. Throughout our history, we have achieved numerous milestones that reflect our dedication to member satisfaction and community support. From expanding our service offerings to embracing digital advancements, we continually strive to meet the evolving needs of our members. Today, we offer personal banking, auto loans, mortgages, credit cards with rewards, business banking solutions, and much more all aimed at helping you achieve your financial goals.

Our Mission

At Navy Federal Credit Union, our mission is simple: to serve our members with excellence while supporting their financial well-being. We believe in empowering individuals through education and access to resources that promote financial literacy. Our team is committed to being your trusted partner on your financial journey. We also take pride in giving back to the community through various outreach programs and partnerships. Whether it's sponsoring local events or supporting veterans' initiatives, we are dedicated to making a positive impact beyond banking. While members can visit us at 820 Follin Ln SE, official correspondence should be sent to 820 Follin LN SE, Vienna, VA 22180 if different.

Branch Location & Accessibility

Convenient Access and Features

At Navy Federal, we prioritize your convenience. Our branch features ample parking spaces, making it easy for you to visit us anytime during our operating hours. We are proud to be ADA-compliant, ensuring that all members can access our facilities comfortably. For those who prefer digital banking, we offer a variety of online and mobile banking services. And if you need cash on-the-go, our ATM is available right outside for your convenience.

Join Us Today!

We invite you to come by and experience what Navy Federal Credit Union has to offer. Our friendly team is ready to assist you with any questions or services you may need. Don't hesitate to give us a call at 888-842-6328 if you need more information or would like assistance before your visit. We look forward to seeing you soon!

Operating Hours

We understand that life can get busy. That's why we're here for you Monday through Friday from 7:45 AM to 6:00 PM and on Saturday from 9:00 AM to 2:00 PM. Whether you're coming in before work or planning a weekend visit, we have hours designed to fit your schedule.

Services Tailored for You

Navy Federal Credit Union offers a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans, mortgages, credit cards with rewards, and more, we've got you covered. If you're a business owner, don't forget that we also provide business banking solutions! While members can visit us at 820 Follin Ln SE for all their banking needs, any official correspondence should be sent to the same address as our mailing address remains unchanged.

Member Eligibility

At Navy Federal Credit Union, we believe that everyone deserves a supportive financial community, and becoming a member is your first step towards that. If you live, work, or worship in the Vienna area, or have family who are already members, you're likely eligible to join us! We welcome individuals from various backgrounds and walks of life, so whether you're just starting your financial journey or looking to enhance your existing plans, there's a place for you here. Plus, as a member of Navy Federal Credit Union, you'll enjoy exclusive benefits like competitive loan rates, personalized service, and access to a wide range of financial products tailored just for you. To learn more about the eligibility criteria and see if you qualify, check out this resource: Membership Eligibility. When you're ready to take the next step and open an account with us at our branch located at 820 Follin Ln Se Vienna Va 22180, simply visit Account Opening for an easy online process. If you have any questions or need assistance, don't hesitate to call us at (888) 842-6328. We're excited to welcome you into our community!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer merchant services that simplify payment processing. Imagine being able to accept payments from customers seamlessly, whether in-store or online. Our solutions help you manage transactions efficiently, allowing you to focus on what matters most growing your business. Located at 820 Follin Ln Se Vienna Va 22180, Vienna, VA, our team is here to guide you every step of the way. For more information, call us at (888) 842-6328 and let's talk about how we can help your business thrive!

Comprehensive List Of Services

Business Services

For entrepreneurs and small business owners, we offer tailored solutions through our business banking services. From essential merchant services to support for securing business loans, we understand the challenges of running a business and are here to help you thrive.

Convenient Access

We know that convenience is key in today's busy world. That's why we provide various access points for your financial needs. With an ATM available on-site, you can easily withdraw cash or check balances without needing to enter the branch. Our basic ATM access ensures you can manage simple transactions quickly and efficiently.

Get Started Today!

With all these great services at your fingertips, why wait? Visit us at Navy Federal Credit Union, or call us at 888-842-6328 for more information about how we can assist you today! Your financial goals are within reach let's achieve them together!

Loans and Financing

When it comes to financing options, we offer a variety of choices to suit different lifestyles. Need a new car? Our auto loans and vehicle financing options help you hit the road with confidence. If homeownership is on your mind, check out our competitive mortgage loans and refinancing services that can help you secure the home of your dreams or lower your current mortgage payments. If you're facing unexpected expenses or want to consolidate debt, our personal loans provide flexibility and peace of mind. For those looking to earn rewards while spending, our credit cards with rewards make everyday purchases more rewarding.

Personal Banking

Our personal banking services are designed with you in mind. With checking and savings accounts, managing your money has never been easier. Imagine having access to your funds anytime, anywhere through our user-friendly online and mobile banking platforms. You can make transfers, pay bills, and even deposit checks from your smartphone. Plus, our e-statements keep your finances organized without the clutter of paper.

Digital & Online Banking

Convenient Features for Modern Banking

Our online banking platform is packed with features that prioritize your convenience. Want to check your balance or transfer funds? You can do it all with just a few clicks! Plus, our mobile application makes it even easier to manage your finances right from your smartphone. Need to send money to a friend? Our person-to-person transfer feature allows you to do this quickly and securely. If you're looking for a paperless option, we have you covered with e-statements available for all members. This not only helps the environment but also keeps your financial records organized and accessible. And for those moments when you need to sign documents digitally, our electronic signature authorization feature ensures that everything is handled efficiently without needing to visit a branch.

Security You Can Trust

Your security is our top priority. We use advanced security measures to protect your personal information and transactions. This means you can bank with peace of mind knowing that your data is safe and secure. Whether you're making mobile payments or accessing your accounts online, you'll find that our user-friendly platform makes managing your money easier than ever before. No more waiting in line or dealing with cumbersome paperwork everything you need is just a click away! Experience the future of banking today at Navy Federal Credit Union. Visit us online at https://www.navyfederal.org/ and take control of your finances anytime, anywhere!

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that the foundation of your trust lies in our financial strength and operational integrity. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; we have $1.3192E+11 in total loans and leases, which includes $1,023,510 in used auto loans. This means we're well-equipped to support your financial goals across various sectors. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,127,735,547. Total Share Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 820 Follin Ln Se Vienna Va 22180 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Our auto loan options are tailored to fit your budget and lifestyle. Whether you're interested in financing a new vehicle for those exciting weekend trips or a reliable used car for daily commutes, we have competitive rates and flexible terms to suit your needs. Plus, if you're considering refinancing an existing auto loan, we can help you explore eligibility options that might lower your payments.

Business Financing

For those looking to grow their business, we have outstanding commercial loans totaling $227,844,936. These loans provide the capital needed for expansion and operational needs, ensuring your business has the resources to thrive. At Navy Federal Credit Union, our commitment is not just to provide loans but also to educate and support our members throughout their financial journey. For more information about our loan offerings or to find out how you can qualify for one of our products, please don't hesitate to reach out at (888) 842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Come visit us at 820 Follin Ln Se Vienna Va 22180, Vienna, VA we're here to help!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making it easier than ever to take that important step towards owning your own home.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. This can be an excellent way to build credit while enjoying rewards on your everyday purchases.

Loan Aggregator

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