Navy Federal Credit Union

In Suffolk, VA, Navy Federal Credit Union at 1202 N Main St Ste 140 warmly welcomes military members, veterans, and their families to a branch focused on your financial success. Open Monday through Friday from 9:00 a.m. to 5:30 p.m. and Saturdays until 2:00 p.m., this location offers lobby access and an on-site ATM for easy cash withdrawals and balance checks—making everyday banking simple and accessible.
Known for providing some of the best auto loans in Suffolk, Navy Federal makes vehicle financing straightforward with competitive rates and flexible terms designed to fit your budget and get you confidently behind the wheel. Homebuyers will also appreciate low mortgage rates and refinancing options tailored to help make your dream home a reality. Beyond lending, members enjoy a full range of personal banking services including top checking and savings accounts built for convenience, credit cards with rewarding perks, plus business banking solutions such as merchant services and business loans crafted to support local entrepreneurs.
Visit Navy Federal Credit Union at 1202 N Main St Ste 140 or call 888-842-6328 today to experience friendly, community-focused service in Suffolk. Discover how our standout auto loans and mortgage offerings can empower your financial future—contact us for personalized guidance!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial well-being since 1947. Nestled at 1202 N Main St Ste 140, Suffolk, VA 23434, our branch is dedicated to serving the community with a commitment to excellence and member satisfaction. With over 14 million members, we pride ourselves on being more than just a credit union; we are a family that supports you through life's financial journeys. At Navy Federal, we understand the importance of financial stability and growth. Our total assets stand strong at $180.81 billion, showcasing our reliability and strength in the financial landscape. We manage $2.32 billion in deposits, ensuring that your hard-earned money is safe and sound. Furthermore, our net worth of $21.49 billion reflects our dedication to maintaining a secure environment for all members. Our CEO, Dietrich Kuhlmann, alongside Board President Edward Cochrane Jr., leads a team of 24,560 employees who are passionate about providing exceptional service. Whether you're looking for personal banking options such as checking accounts or auto loans, or seeking business banking solutions, our staff is here to help every step of the way. While members can visit us at 1202 N Main St Ste 140, official correspondence should be sent to the same address for your convenience. With an unwavering commitment to our members, we encourage you to reach out via phone at 888-842-6328 or explore our services online at navyfcu.org. Join us today and discover how Navy Federal Credit Union can help you achieve your financial goals!

Branch History & Mission

Commitment to Innovation

In today's fast-paced world, we recognize the importance of staying current with technological advancements. That's why we offer robust online and mobile banking services, allowing members to manage their finances effortlessly from anywhere. With features like mobile payments and electronic statements, we're committed to making your banking experience as user-friendly as possible. While you can visit us at 1202 N Main St Ste 140 Suffolk Va 23434, official correspondence should be sent to 1202 N Main St Ste 140, Suffolk, VA 23434 if it differs from our physical address. We invite you to connect with us at 888-842-6328 during our lobby hours Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 2:00 PM.

Join Us

As we look toward the future, Navy Federal Credit Union remains dedicated to providing outstanding service while adapting to the evolving needs of our members. If you're not already part of our family, we encourage you to explore how joining Navy Federal can benefit you today! Together, let's build a stronger community and secure your financial future. Visit us online at Navy Federal for more information on membership eligibility and account opening steps.

Our Journey

From our humble beginnings, we have evolved significantly over the decades. Initially established to meet the financial needs of military members and their families, Navy Federal has expanded its services to include personal banking, auto loans, mortgages, and business banking solutions. Each step forward reflects our unwavering dedication to helping our members achieve their financial goals. As we opened our Suffolk branch in 1947, we aimed not just to provide financial services but also to create a welcoming space for community engagement. Our location makes it easy for members to access our services while being close to local landmarks that foster a sense of belonging.

Our Mission

Navy Federal Credit Union's mission is simple yet powerful: we exist to serve our members and their families with respect and integrity. We believe in putting people first by providing exceptional service and support tailored to their unique needs. Whether you are looking for checking accounts, auto financing, or credit cards with rewards, we strive to make banking convenient and accessible. In addition to offering competitive financial products, we actively invest in our communities through various outreach programs and partnerships. Our aim is not only to help individuals grow financially but also to strengthen the community as a whole.

Branch Location & Accessibility

Accessibility and Parking

At Navy Federal Credit Union, we prioritize accessibility for everyone. Our branch is designed with ADA compliance in mind, featuring ramps and ample parking spaces for your convenience. You can easily park right outside the building, allowing you to get in and out without any hassle.

Get in Touch

Have questions? Don't hesitate to reach out! You can call us at 888-842-6328 for any inquiries or assistance. We're excited to welcome you into our branch soon. Come experience how Navy Federal Credit Union can help you achieve your financial goals!

Operating Hours

We know your time is valuable! Our lobby hours are crafted to fit your busy schedule: we're open Monday through Friday from 9 AM to 5:30 PM and on Saturday from 9 AM to 2 PM. This way, you can visit us at a time that suits you best.

Services Offered

We offer a variety of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans, mortgages, personal loans, credit cards with rewards, and even business banking options Navy Federal has you covered! Plus, with ATM access available right at our location, cash withdrawals and balance checks are quick and easy.

Member Eligibility

At Navy Federal Credit Union, we believe that everyone deserves the opportunity to be part of a caring financial community. Joining us is simple and welcoming! If you live, work, or worship in the Suffolk area or have a family member who is already a member, you can easily qualify for membership. Our commitment to supporting our members means you'll gain access to a range of benefits, including personalized banking services and competitive loan rates. To find out more about the specific eligibility criteria, feel free to visit our detailed resource at https://www.navyfederal.org/membership/eligibility.html. Getting started with your new account is just as easy. Whether you're looking for checking and savings accounts or loans tailored to your needs, we've got you covered. Just visit us at 1202 N Main St Ste 140 Suffolk Va 23434 or check out our account opening process online at https://mymembership.navyfederal.org/#/milestones. If you have any questions or need assistance, don't hesitate to give us a call at (888) 842-6328. We're excited to welcome you into our family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to make payment processing easy and efficient. Picture a retail store owner who wants to accept credit cards without hassle. Our services enable businesses to accept various payment methods seamlessly, ensuring smooth transactions and happy customers. Visit us at 1202 N Main St Ste 140 Suffolk Va 23434 in Suffolk, VA, or call us at (888) 842-6328 to learn how we can help your business grow!

Comprehensive List Of Services

Accessibility

Our branch located at 1202 N Main St Ste 140 Suffolk Va 23434 in Suffolk, VA, is easily accessible for all your banking needs. You can reach us at (888) 842-6328 if you have any questions or need assistance. We also provide basic ATM access for quick withdrawals and balance checks whenever you need it. As a member-focused credit union, our goal is to empower you with the financial tools necessary for success. Explore everything we have to offer by visiting us at Suffolk Va, where friendly staff are ready to assist you in navigating your financial journey. Ready to take the next step? Come visit us or check out our website today!

Business Solutions

For entrepreneurs, we provide essential tools through our business banking services. From merchant services that simplify transactions to business loans that fuel growth, we support local businesses in achieving their goals.

Digital Convenience

In today's fast-paced world, convenience is key. That's why at Navy Federal Credit Union, we offer robust online and mobile banking platforms. Manage your accounts anytime, anywhere with features like mobile payments and person-to-person transfers. Our ATM & cash withdrawal services ensure that access to your money is just a few taps away.

Loans Made Easy

Need extra cash? Our personal loans and debt consolidation services are here to help you tackle unexpected expenses or consolidate existing debts into one manageable payment. Plus, our credit cards with rewards offer great benefits on every purchase, allowing you to earn while you spend.

Personal Banking

Our personal banking services start with checking and savings accounts that help you manage your money effectively. For those dreaming of owning a new car, our auto loans and vehicle financing options can turn that dream into reality with competitive rates and flexible terms. If you're thinking about buying a home or refinancing your existing mortgage, our mortgage loans and refinancing solutions make the process straightforward and accessible.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which allows you to manage your accounts right from your smartphone. You can even make mobile payments easily no cash or cards needed! Plus, with person-to-person transfers, sending money to friends and family is as simple as a few taps on your screen. We prioritize security so that you can bank with confidence. Our electronic signature authorization feature allows you to sign documents digitally, making processes quicker without sacrificing safety. E-statements are also available for those who prefer a paperless option, allowing you to view your account statements online while helping the environment. With all these features combined, managing your finances has never been easier or more convenient. Join us at Navy Federal Credit Union and experience how digital banking can simplify your life!

Financial Strength

Committed Team

We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members.

Growing Member Base

Our robust structure is further demonstrated by the trust placed in us by our community reflected in our 30,809,321 total share accounts. This shows a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 1202 N Main St Ste 140 Suffolk Va 23434 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Member-Centric Savings

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans. This means whether you're looking to finance a new vehicle or manage other expenses, we're here to help.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We also provide refinancing options if you're looking to lower your monthly payments or interest rate.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We understand the importance of reliable financing for your business's success. Each of these loan products comes with competitive rates and personalized service from our dedicated team. If you're interested in learning more about eligibility or how to apply for any of our loans, don't hesitate to visit our website at Navy Federal Credit Union or call us directly. Remember that performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making buying or refinancing simple. We cater to first-time homebuyers as well as those looking to refinance existing mortgages.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. This can be a great option for those who want to consolidate debt or make purchases without tying up cash.

Loan Aggregator

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. Users can trust that the information presented reflects real offers available in the market. - No Sponsored Listings: Unlike many comparison tools, LendMesh does not prioritize lenders based on paid promotions. The focus is solely on providing unbiased results for users. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, which helps them stay informed about current market trends and options. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial underscores the effectiveness of LendMesh as a reliable resource for borrowers looking for competitive rates. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Join Our Community

Unlock the power of community with LendMesh! Subscribe for personalized alerts—just tell us your target rate (like 5% or 4%), and we'll notify you the moment offers drop below your threshold. Get weekly or monthly updates with expert insights, rate trends, and hand-picked loan deals—delivered straight to your inbox. Join thousands of smart borrowers who rely on LendMesh to stay ahead of the curve and never miss a great opportunity.