Navy Federal Credit Union

Nestled in the vibrant community of Sterling, VA, Navy Federal Credit Union at 46300 Potomac Run Plz is dedicated to empowering military members, veterans, and their families with trusted financial solutions. Open Monday through Friday from 9:00 a.m. to 6:00 p.m. and Saturdays until 2:00 p.m., this welcoming branch offers convenient lobby access and an on-site ATM for quick cash withdrawals and balance checks—making everyday banking simple whether you visit in person or manage your finances on the go.
Known for delivering some of the best auto loans in Sterling, Navy Federal makes vehicle financing seamless with competitive rates and flexible terms tailored to fit your budget and get you confidently behind the wheel. Homebuyers will also benefit from low mortgage rates and refinancing options designed to help make your dream home a reality. Beyond lending, members enjoy comprehensive personal banking services including top checking and savings accounts built for convenience, credit cards loaded with rewarding perks, plus business banking solutions like merchant services and business loans crafted to support local entrepreneurs.
Visit Navy Federal Credit Union at 46300 Potomac Run Plz or call 888-842-6328 today to experience friendly, community-focused service in Sterling. Discover how our exceptional auto loans and mortgage offerings can elevate your financial future—contact us for personalized guidance!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial wellness since 1947. Located at 46300 Potomac Run Plaza, Sterling, VA 20164, we pride ourselves on serving our community with dedication and integrity. With a robust membership base of over 14 million members, we are committed to providing personalized banking solutions tailored to meet your unique needs. At Navy Federal, we understand that financial decisions can be overwhelming. That's why we're here to guide you every step of the way, whether you're looking for an auto loan, mortgage refinancing, or simply want to manage your everyday banking with ease. Our total assets amount to an impressive $180.81 billion, showcasing our stability and reliability as a financial institution. Our leadership team is dedicated to creating a welcoming environment. Under the guidance of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our talented staff of 24,560 employees works tirelessly to ensure that you receive the best possible service. We believe in fostering strong relationships with our members it's what sets us apart. When you choose Navy Federal, you benefit from a wide range of services including checking and savings accounts, credit cards with rewards, business banking options, and access to online and mobile banking tools. With total deposits exceeding $2.32 billion and significant cash reserves of $2.19 billion, you can trust that your finances are in good hands. While members can visit us at our Sterling branch for assistance or inquiries, official correspondence should be sent to the same address: 46300 Potomac Run Plz, Sterling, VA 20164. Ready to take the next step towards achieving your financial goals? Visit our website at navyfcu.org or give us a call at 888-842-6328 today!

Branch History & Mission

Community Engagement

Navy Federal takes pride in giving back to the communities we serve. Through various outreach programs and partnerships, we aim to make a positive impact on the lives of our members. Our commitment goes beyond just financial transactions; it extends into supporting local initiatives that foster growth and development. We understand that being part of a community means more than just banking it's about building relationships. That's why we prioritize customer service excellence and actively seek feedback from our members to improve their experience continually. As we look toward the future, we invite you to join us at Navy Federal Credit Union. Experience the difference of being part of a community-focused credit union dedicated to your success. Whether you're opening your first account or seeking advice on loans, we're here for you every step of the way. For inquiries or assistance, feel free to contact us at (888) 842-6328 or visit us during our operating hours: Monday through Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Join us today and discover how Navy Federal Credit Union can help you achieve your financial dreams!

Our Mission

The mission of Navy Federal Credit Union is clear: We exist to serve those who serve. We strive to provide outstanding financial services while fostering a sense of community and belonging among our members. Our goal is not just to offer banking products but also to empower individuals and families by helping them achieve their financial goals. In addition to traditional banking services such as checking and savings accounts, auto loans, mortgages, and credit cards, we are dedicated to providing resources that enhance financial literacy within our community. We believe in making banking easier for everyone through digital advancements like online banking and mobile payments. With features such as electronic signatures and e-statements, we ensure that accessing your funds is quick and hassle-free.

Branch Location & Accessibility

Contact Us Today!

If you have any questions or need assistance before visiting, feel free to call us at 888-842-6328. While members can visit us at our branch address, official correspondence should be sent to the same address: 46300 Potomac Run Plz in Sterling. We look forward to welcoming you soon!

Convenient Access and Amenities

At our branch, convenience is key. We offer ample parking options and ensure that our facilities are ADA-compliant, making it easy for everyone to visit us. While you're here, enjoy our welcoming lobby space designed for your comfort. Plus, if you ever need assistance outside regular hours, we have an ATM available for quick transactions.

Operating Hours

We know how busy life can be, which is why we offer flexible operating hours. Visit us Monday through Friday from 9 AM to 6 PM and on Saturdays from 9 AM to 2 PM. Our dedicated team is ready to help you with personal banking services, including checking and savings accounts, auto loans, mortgages, and more.

Member Eligibility

At Navy Federal Credit Union, we're excited to welcome you into our community! Joining us is a simple process, and we believe that everyone deserves the opportunity to be part of something special. To become a member, you generally need to be an active duty member of the military, a veteran, or a family member of someone who is. If you have connections with the Department of Defense or are employed by it, you're also eligible! We want you to enjoy the benefits of membership, which include competitive loan rates, personalized service, and access to exclusive financial products tailored just for you. If you're ready to take the next step, you can find detailed eligibility criteria by visiting this link. Once you've confirmed your eligibility, opening an account is a breeze! Just head over to this page to get started. Should you have any questions or need assistance along the way, feel free to give us a call at (888) 842-6328. We can't wait for you to join us at our branch located at 46300 Potomac Run Plz Sterling Va 20164!

Business Banking & Commercial Services

Lending Solutions for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make a Difference

In addition to loans, we offer practical merchant services that can streamline your operations. Imagine being able to accept payments effortlessly from customers while managing your cash flow efficiently. Our services are designed with real-world applications in mind, making it easier for you to focus on what you do best running your business. Located at 46300 Potomac Run Plz Sterling Va 20164 in Sterling, VA, we're here to partner with you on your journey to success. For personalized service and expert guidance, give us a call at (888) 842-6328 today!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we provide comprehensive banking services designed to help grow your ventures. From merchant services that streamline transactions to business loans that support expansion, we're here to ensure your business thrives.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features, making it easy for you to manage your accounts from anywhere at any time. With capabilities like ATM access for cash withdrawals and balance checks, along with person-to-person payment options, managing your finances has never been easier. With our commitment to member satisfaction and a focus on community, we invite you to explore all that Navy Federal Credit Union has to offer. Whether you're visiting us in person or accessing our digital services from home, we're here to help every step of the way. For more information about our services or to speak with one of our representatives, please call us at (888) 842-6328. We look forward to serving you!

Financing Your Dreams

Thinking about getting a new car or refinancing your home? At Navy Federal Credit Union, we offer auto loans and vehicle financing options that fit your budget. With competitive rates, our goal is to make the car-buying process as simple as possible. Additionally, our mortgage loans and refinancing solutions can help you secure the best possible terms for your home.

Personal Banking Made Easy

Whether you're opening your first checking account or looking for ways to save for the future, we have the tools you need. Our personal banking services include checking and savings accounts that cater to various lifestyles and goals. Imagine having the peace of mind that comes with knowing your money is safe and easily accessible whenever you need it.

Simplifying Borrowing

Sometimes life throws unexpected expenses your way. That's where our personal loans come in handy. They can assist you with debt consolidation or any immediate financial needs you may have. Plus, if you're looking to manage expenses while earning rewards, check out our credit cards that offer great benefits tailored just for you.

Digital & Online Banking

Key Services

With our 24/7 Online Banking Services, accessing your account has never been easier. You can check balances, transfer funds, and pay bills with just a few clicks. For those who prefer mobile banking, our mobile application makes it simple to handle your finances from the palm of your hand. Need to send money to friends or family? Our person-to-person transfers let you quickly send funds without any hassle. Plus, if you're looking for an easy way to keep track of your statements, we offer e-statements, allowing you to view your financial information securely and conveniently.

Security and Ease of Use

We prioritize the safety of your personal information. With features like electronic signature authorization, you can complete transactions securely without needing paper forms. We ensure that every step in our online banking process is user-friendly so that even those new to digital banking can feel confident navigating their accounts. And if you're interested in making payments using your smartphone, we support mobile payments that let you shop seamlessly while keeping your financial details secure. At Navy Federal Credit Union, we're committed to providing accessible, easy-to-use tools that help you stay in control of your finances. Explore all our digital offerings today and experience banking made simple!

Financial Strength

Growing Member Trust

Total Share and Deposit Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,127,735,547. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 46300 Potomac Run Plz Sterling Va 20164 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Your Benefit

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases.

Solid Financial Foundation

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. These competitive rates make it easier for you to finance the vehicle you need without breaking the bank.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making buying or refinancing simple. We provide various mortgage products that fit different needs and budgets, ensuring that your path to homeownership is clear and manageable.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we have options available to help lower your payments or adjust your loan terms. Check our eligibility criteria here or reach out via phone at 888-842-6328 for personalized assistance. At Navy Federal Credit Union in Sterling, VA, we are dedicated to providing financial solutions that work for you. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or explore more about our offerings through our website at Navy Federal. Your financial journey starts here!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in unsecured credit card loans helping members manage their finances effectively, you can take advantage of rewards and benefits that fit your lifestyle. This option allows you to handle unexpected expenses while building your credit score.

Loan Aggregator

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