Navy Federal Credit Union

In Stafford, VA, Navy Federal Credit Union at 308 Worth Ave is proud to serve military members, veterans, and their families with community-driven financial solutions designed to fit your lifestyle. Open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Fridays until 6:00 p.m., and Saturdays from 9:00 a.m. to 2:00 p.m., this welcoming branch offers lobby access alongside an on-site ATM for quick cash withdrawals and balance checks—making banking convenient whether you stop by or manage your finances remotely.
Known for some of the best auto loans in Stafford, Navy Federal provides competitive rates and flexible vehicle financing options tailored to get you behind the wheel confidently. Homebuyers will also appreciate low mortgage rates and refinancing solutions crafted to help turn your homeownership dreams into reality. Beyond lending, members enjoy personal banking services including top checking and savings accounts designed for everyday convenience, plus credit cards loaded with rewarding perks.
Visit Navy Federal Credit Union at 308 Worth Ave or call 888-842-6328 today to experience friendly, personalized service in Stafford. Discover how our standout auto loans and mortgage offerings can support your financial goals—start your membership today!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union at 308 Worth Ave, Stafford, VA 22556, where we believe in building a strong community through financial support and member-focused services. Since our establishment in 1947, we have been dedicated to serving our members, and today, we proudly support over 14 million members with a commitment to trust and reliability. At Navy Federal, you'll find more than just banking services; you'll discover a partner in your financial journey. With total assets exceeding $180.8 billion and total deposits of $2,321,600,484, we ensure that your money is not only safe but also growing. Our loans and leases stand at an impressive 8,384,529, making it easier for you to achieve your financial dreams whether that's buying a car or purchasing your first home. Our team is led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., who are passionate about creating a supportive environment for all members. With a dedicated staff of 24,560 employees, we're here to assist you with everything from personal banking to business loans. While members can visit us at our branch address, official correspondence should be sent to the same location at 308 Worth Ave, Stafford, VA 22556. We invite you to explore our wide range of services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and online banking solutions. We're not just about numbers; we're about people. Our mission is clear: to empower our members financially while actively contributing to the community we serve. If you're ready to take the next step in your financial journey or have any questions about how we can assist you, please don't hesitate to reach out! Call us at 888-842-6328 or visit our website at Navy Federal Credit Union today!

Branch History & Mission

Our Mission

Navy Federal's mission is clear: to serve those who serve. We are dedicated to offering top-notch banking solutions tailored to meet the needs of our military and civilian members alike. Whether it's through checking and savings accounts, auto loans, mortgages, or credit cards with rewards, we aim to empower our members with the tools they need for financial success. Moreover, we believe in giving back to the community that supports us. Through various outreach programs and partnerships, we work tirelessly to uplift those around us. Our commitment extends beyond banking; it's about fostering a sense of belonging and support. While members can visit us at 308 Worth Ave, official correspondence should be sent to 308 Worth Ave, Ste 105, Stafford, VA 22556 if different. Our lobby hours are convenient for all: Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to 2 PM. We also offer ATM services for added convenience. As we look ahead, we continue to embrace digital advancements while ensuring accessibility for all members. With features like online banking and mobile payments available, managing your finances has never been easier. We invite you to join Navy Federal Credit Union and become part of a community that values service and support. Experience firsthand how we're dedicated to helping you reach your financial goals today! For more information or assistance, feel free to reach out at 888-842-6328 or visit us online at navyfcu.org.

Branch Location & Accessibility

Convenient Access

At Navy Federal, we understand that accessibility is key for our members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces for those with mobility challenges. We strive to create a welcoming environment for everyone. For those who prefer driving, we offer ample parking space right outside the branch. While we do not have drive-thru banking available, our lobby hours are designed to accommodate your schedule: we are open Monday through Thursday from 9 AM to 5 PM, Friday until 6 PM, and Saturday from 9 AM to 2 PM.

Services Offered

Whether you're looking to open a checking account, apply for an auto loan, or explore mortgage options, our team is here to help. We provide a wide range of services including personal loans, credit cards with rewards, business banking solutions, and online and mobile banking options. Plus, with ATM access available on-site, managing your finances has never been easier! While members can visit us at 308 Worth Ave for all their banking needs, official correspondence should be sent to the same address. If you have any questions or need assistance before your visit, feel free to give us a call at 888-842-6328.

Visit Us Today!

We invite you to stop by our Navy Federal Credit Union branch in Stafford today! Experience firsthand the friendly service and extensive resources we offer. Whether you're a long-time member or new to our community, we're excited to assist you with all your financial needs. Come see how we can help you achieve your financial goals!

Member Eligibility

At Navy Federal Credit Union, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is simple and rewarding! If you live, work, worship, or attend school in the area, or if you're related to someone who does, you're likely eligible to join us. We welcome military members, veterans, and their families too, so there's a good chance you can take advantage of our services. For detailed eligibility criteria and to see if you qualify, check out our resource at https://www.navyfederal.org/membership/eligibility.html. Once you're ready to join, opening an account is just as easy! You can start your membership journey online by visiting https://mymembership.navyfederal.org/#/milestones or give us a call at (888) 842-6328 for assistance. We're excited to help you access all the benefits of being part of Navy Federal Credit Union, including personalized service and financial products designed with your needs in mind. Join us today and experience the difference!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services that Make Sense

In addition to loans, we offer tailored merchant services designed to simplify daily operations. Imagine easily processing payments from your customers with secure and efficient options. Whether you're running a retail shop or a service-based business, our services help you focus on what matters most growing your business. Visit us at 308 Worth Ave Stafford Va 22556 in Stafford, or give us a call at (888) 842-6328 to learn how we can support your business journey!

Comprehensive List Of Services

Additional Financial Solutions

Financial flexibility is key in today's world. That's why we also offer personal loans and debt consolidation services designed to give you peace of mind. Whether you need extra cash for unexpected expenses or want to consolidate debt into one manageable payment, we've got you covered. For those who enjoy using credit wisely, our credit cards with rewards let you earn points on everyday purchases while keeping spending manageable. You can benefit from rewards while building credit history at the same time!

Business Banking Services

If you're running a business, we have specialized services just for you! Our business banking options include merchant services and business loans that can help you manage cash flow effectively and grow your enterprise without unnecessary stress.

Digital Banking Features

In addition to these essential services, we emphasize the importance of digital banking convenience. Our robust online and mobile banking platforms allow you to bank anytime, anywhere. With features like ATM access for cash withdrawals and balance checks available at numerous locations, managing your finances has never been easier. At Navy Federal Credit Union, we believe that banking should adapt to your lifestyle. That's why we offer a range of services designed not only for ease but also for enhancing your overall financial health. Ready to explore what Navy Federal Credit Union can do for you? Visit us at 308 Worth Ave in Stafford or give us a call at 888-842-6328. Let us help you achieve your financial goals today!

Personal Banking Services

Managing your finances should be simple and convenient. That's why we offer various personal banking options, including checking and savings accounts that help you keep track of your money effortlessly. Our accounts come with features that allow for easy online management, so you can check balances, transfer funds, and pay bills all from your phone or computer. When it comes time to buy a new car or truck, our auto loans and vehicle financing solutions provide competitive rates that make ownership more accessible. Imagine driving off in your dream vehicle with affordable monthly payments tailored to fit your budget. If you're considering purchasing a home or refinancing your current mortgage, our mortgage loans and refinancing options are here to guide you through the process. We understand that buying a home is one of the biggest decisions you'll ever make, and our team is committed to helping you find the best solution for your situation.

Digital & Online Banking

Access Anytime, Anywhere

With our 24/7 online banking services, you can check your account balance, pay bills, and transfer funds whenever it fits your schedule. Simply visit https://www.navyfederal.org/ to get started! Our platform is user-friendly, allowing you to navigate with ease whether you're on a computer or using our mobile application.

Go Green with E-Statements

We also offer e-statements so you can view your account statements electronically. This not only helps reduce paper waste but also ensures that your financial information is just a click away whenever you need it.

Mobile Payments Made Simple

If you're always on the go, our mobile payments feature allows you to make purchases directly from your smartphone. Whether it's buying groceries or paying for gas, you can do it all without fumbling for cash or cards. With all these options at Navy Federal Credit Union, staying on top of your finances has never been easier or more secure. Enjoy real-time account management and peace of mind knowing that we prioritize your security while providing accessible banking solutions tailored to your needs.

Stay Connected with Your Finances

You'll love the convenience of features like person-to-person transfers, which make sending money to friends or family as simple as a few taps on your phone. Plus, with our electronic signature authorization, signing documents online is quick and secure no more printing and mailing forms.

Financial Strength

Growing Membership Base

Total Share Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $1,127,735,547, further solidifying our ability to meet member needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 308 Worth Ave Stafford Va 22556 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings Security

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our financial performance is reflected by our operational efficiency with a net income of $0. This allows us to maintain competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment in Member Services

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide financing options that are flexible and designed to meet your specific needs.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to help you thrive. In addition to these loan products, we also offer refinancing options for those looking to lower their monthly payments or consolidate debt. If you're unsure about your eligibility, feel free to reach out for assistance; our dedicated team is here to help guide you through the process. For more information or to discuss how we can assist with your financial journey, please don't hesitate to contact us at (888) 842-6328 or visit us at our branch located at 308 Worth Ave Stafford Va 22556 in Stafford, VA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We aim to support you every step of the way with easy eligibility criteria and competitive rates.

Unsecured Credit Card Loans

Managing your finances just got easier with our flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans helping members manage their finances effectively, you can enjoy the freedom of spending while keeping your budget in check.

Loan Aggregator

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