Navy Federal Credit Union

In Portsmouth, Navy Federal Credit Union at 5627 West High St is proud to support military members, veterans, and their families with personalized financial solutions designed to meet your unique needs. Open Monday through Friday from 9:00 a.m. to 5:30 p.m. and Saturdays until 2:00 p.m., this branch offers convenient lobby and drive-thru banking along with on-site ATM access for quick cash withdrawals and balance checks—perfect for managing your finances on your schedule.
Known for providing some of the best auto loans in Portsmouth, Navy Federal makes vehicle financing simple with competitive rates and flexible terms tailored to fit your budget and get you confidently behind the wheel. Homebuyers will also appreciate low mortgage rates and refinancing options crafted to help turn your dream home into reality. Beyond lending, members benefit from comprehensive personal banking services including top checking and savings accounts built for everyday convenience, credit cards loaded with rewarding perks, plus business banking solutions such as merchant services and business loans designed to support your entrepreneurial goals.
Visit Navy Federal Credit Union at 5627 West High St or call 888-842-6328 today to experience friendly, community-focused service in Portsmouth. Discover how our standout auto loans and mortgage offerings can empower your financial future—contact us for personalized guidance!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, where your financial well-being is our top priority! Located at 5627 West High St, Portsmouth, VA 23703, we have been serving our community since 1947. With a strong foundation built on trust and reliability, we are proud to support over 14 million members who turn to us for their banking needs. At Navy Federal, we understand that every member's journey is unique. That's why we offer a wide array of services designed to meet your individual financial goals. From checking and savings accounts to auto loans, mortgages, and credit cards with rewards, we're here to help you navigate your financial path. As of now, our total assets stand at an impressive $180.81 billion, ensuring that we have the resources to assist you effectively. Our commitment goes beyond numbers; it's about community impact. We are dedicated to empowering our members through tailored solutions that foster financial success. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our team of over 24,500 employees is here to provide personalized service and support. While members can visit us at our branch location, official correspondence should be sent to the same address: 5627 Wst High St, Portsmouth, VA 23703. If you have any questions or need assistance, don't hesitate to reach out at 888-842-6328. We invite you to explore everything we have to offer by visiting our website at navyfcu.org. Whether you're looking for advice on loans or seeking a safe place for your savings, Navy Federal Credit Union is here for you every step of the way. Join us today and experience the difference!

Branch History & Mission

Join Us

As part of Navy Federal Credit Union, you're not just another account number; you're part of a family that cares about your financial well-being. With dedicated professionals ready to assist you and a wide range of member-focused services available, we invite you to experience everything we have to offer. Whether you're looking for help managing your finances or seeking new ways to grow your savings, we're here for you every step of the way. Don't wait join us today and discover how Navy Federal Credit Union can help you achieve your financial goals! For more information or assistance, please call us at 888-842-6328 or visit our website.

Mission Statement

Navy Federal Credit Union's mission is simple yet powerful: we strive to serve our members by providing quality financial products and services while supporting the communities where they live and work. Our goal is not just about banking; it's about fostering relationships built on trust and understanding. We are committed to helping our members achieve their financial dreams through personalized service and innovative solutions. In addition to traditional banking services such as checking accounts, auto loans, and mortgages, we also focus on community outreach initiatives. By partnering with local organizations and supporting various causes, we aim to make a positive impact in Portsmouth and beyond. While members can visit us at 5627 West High St for all their banking needs, official correspondence should be sent to our mailing address at 5627 Wst High St, Portsmouth, VA 23703.

Our Evolution

Since opening our doors, we have continually adapted to meet the needs of our members. From offering basic savings accounts to introducing advanced online banking services, our commitment to innovation remains unwavering. We understand that financial needs can change quickly, so we've embraced technology while ensuring that personal service is never compromised. This balance allows us to cater to all members from young families saving for their first home to veterans looking for retirement planning. Our branch's operating hours reflect our dedication to convenience: we are open Monday through Friday from 9:00 AM to 5:30 PM and on Saturdays from 9:00 AM to 2:00 PM. Additionally, we offer drive-thru banking and ATM services for quick transactions when time is of the essence.

Branch Location & Accessibility

Comprehensive Services at Your Fingertips

At Navy Federal Credit Union, we offer a wide range of services tailored for personal and business banking. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, with ATM availability right at our branch, accessing your cash has never been easier! While members can visit us at 5627 West High St, official correspondence should be sent to the same address as our mailing address. If you have any questions or need assistance, don't hesitate to call us at 888-842-6328. We invite you to stop by and see how we can help with your financial journey today!

Convenient Access and Features

Our branch is designed with your comfort in mind. Parking is readily available, ensuring you can visit us without any hassle. We are fully compliant with ADA standards, featuring ramps and accessible entrances to cater to all our members. Whether you're here for simple transactions or exploring more complex financial services, we aim to make your experience smooth and enjoyable.

Operating Hours Tailored for You

We understand that life can be busy, which is why we offer flexible hours. You can visit us Monday through Friday from 9:00 AM to 5:30 PM, and on Saturdays from 9:00 AM to 2:00 PM. Our drive-thru service operates during the same hours, providing an easy way to handle your banking needs without leaving your car.

Member Eligibility

At Navy Federal Credit Union, we believe that everyone deserves access to quality financial services in a welcoming community. If you're looking to become a member, it's easier than you might think! To join us at our Portsmouth branch, located at 5627 West High St Portsmouth Va 23703, you just need to meet a few simple eligibility criteria. Generally, anyone who is affiliated with the military, Department of Defense employees, and their families can become a part of our family. We also welcome members from select organizations and communities. If you'd like more details on specific eligibility requirements, feel free to check out our comprehensive guide at https://www.navyfederal.org/membership/eligibility.html. Opening an account with us is straightforward and designed with you in mind. You can easily start your membership journey online by visiting https://mymembership.navyfederal.org/#/milestones. Should you have any questions or need assistance during the process, don't hesitate to call us at (888) 842-6328. We're here to help you every step of the way as you take advantage of all the benefits that come with being part of Navy Federal Credit Union!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services Made Easy

In addition to loans, we offer practical merchant services designed to make transactions smoother for your business. Imagine accepting payments through various channels whether in-store or online without a hitch. Our solutions ensure you can focus on what truly matters: serving your customers and growing your enterprise. If you're ready to take your business to the next level, visit us at 5627 West High St Portsmouth Va 23703 in Portsmouth, VA or give us a call at (888) 842-6328. Let's work together to unlock new opportunities for your business!

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners, we have tailored solutions through our business banking services. Our merchant services and business loans are designed to support growth and operational efficiency. We understand the challenges businesses face today, and we're here to help you navigate them successfully.

Convenient Access

We know convenience is key in today's fast-paced world. Our branch offers ATM services for quick withdrawals and balance checks without the need for lengthy transactions inside the bank. Additionally, our drive-thru service allows you to perform basic transactions like deposits and withdrawals swiftly from your vehicle. As part of our commitment to digital banking, we've integrated features such as person-to-person payment options so you can send money easily to friends or family right from your phone. Whether you're visiting us in person or using our online tools, we aim to make your banking experience straightforward and enjoyable. If you have any questions about how we can serve you better, feel free to reach out at 888-842-6328. We invite you to explore all that Navy Federal Credit Union has to offer! Visit us today or check out our website at navyfcu.org to learn more about opening an account or applying for a loan. Your financial journey starts here!

Credit Cards

Our credit cards come with rewards, making it easy to earn points on everyday purchases. Whether you're traveling or shopping for essentials, you can take advantage of benefits that enhance your spending experience while earning rewards at the same time.

Loans and Financing

If you're planning to purchase a vehicle or buy a home, our auto loans and mortgage options can help make those dreams a reality. We offer competitive rates on auto loans along with flexible terms for financing that fit your budget. For homeowners looking to refinance, we provide mortgage loans with favorable conditions that can ease the burden of high monthly payments. And if you find yourself needing extra cash for unexpected expenses, our personal loans for debt consolidation can provide the relief you need.

Personal Banking

For those looking to manage their day-to-day finances, we offer personal banking services that include checking and savings accounts tailored for every lifestyle. Imagine effortlessly managing your budget with our user-friendly online and mobile banking platforms, allowing you to access your accounts anytime from anywhere. With features like e-statements and mobile payments, keeping track of your finances has never been easier.

Digital & Online Banking

Convenience and Security

We prioritize your security while ensuring convenience. Enjoy the peace of mind that comes with knowing that your sensitive information is protected through advanced security measures. For those who prefer paperless options, e-statements are readily available, making it easy to keep track of your transactions without the clutter. Our mobile payments feature lets you make purchases directly from your phone, while person-to-person transfers allow you to send money to friends or family in an instant no cash needed!

Key Features

Our online platform allows you to easily check your account balances, transfer funds, and pay bills all with just a few clicks. Whether you're at home or on the go, our mobile application makes it easy to manage your money right from your smartphone. Plus, with features like electronic signature authorization, you can sign documents quickly and securely without needing to visit a branch.

Real-Time Management

With all these tools at your fingertips, managing your finances has never been easier. You have real-time access to your accounts, enabling you to stay on top of your spending and savings goals. Whether you want to deposit checks remotely or set up alerts for account activity, our digital banking services are designed with you in mind. Explore all that Navy Federal Credit Union has to offer by visiting us online at https://www.navyfederal.org/ today!

Financial Strength

Commitment to Innovation

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,319,200,000 in total loans and leases and $1,023,510 in used auto loans.

Growing Member Base

Total Share Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. This growth highlights the confidence our members have in Navy Federal Credit Union as their trusted partner for all their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 5627 West High St Portsmouth Va 23703 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We offer flexible financing options for both new and used vehicles, making it easier for you to drive away in the car you want. Plus, if you're considering refinancing your current auto loan, we have options available to help you save even more.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, our team is here to assist you in finding the right financial solutions. At Navy Federal Credit Union, we strive to make the lending process as clear and accessible as possible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. For any questions or assistance with your loan application, feel free to reach out at (888) 842-6328 or visit us at 5627 West High St Portsmouth Va 23703 in Portsmouth, VA. Your financial success is our priority!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We guide you through every step of the process, ensuring you understand your choices and find a plan that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. Our credit cards come with various rewards programs to give you added value while shopping or handling everyday expenses.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that all offers are fair and transparent. The platform prioritizes accuracy in its comparisons by verifying each lender's legitimacy and compliance with regulatory standards.

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