Navy Federal Credit Union Montclair VA: Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Navy Federal Credit Union, your trusted partner for financial growth and support in Montclair, VA. Established in 1947, we have proudly served our community for over seven decades, helping members achieve their financial goals with confidence. Located at 5139 Waterway Dr, our branch is a hub of friendly service where you can find everything from personal banking solutions to business loans. At Navy Federal, we are not just about numbers; we are about people. With a total membership exceeding 14 million and assets totaling over $180.8 billion, we have the resources and experience to assist you in every step of your financial journey. Our commitment to serving our members is reflected in our impressive figures: we manage approximately $2.3 billion in deposits and maintain a net worth of $21.5 billion, ensuring that your money is safe and sound. Led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our dedicated team of over 24,500 employees is here to provide personalized services tailored to your unique needs. We offer a variety of financial products, including auto loans, mortgages, credit cards, and business banking solutions designed to help you thrive. For any official correspondence, please send it to the same address: 5139 Waterway Dr, Montclair, VA 22025. Whether you're looking for assistance with loans or simply want to explore your options, don't hesitate to reach out! Call us at 888-842-6328 or visit our website at Navy Federal Credit Union today. Join us as we continue to foster a strong community spirit while prioritizing your financial wellbeing!

Branch History & Mission

Welcome to the Navy Federal Credit Union branch in Montclair, Virginia! Since opening our doors in 1947, we have built a strong legacy of serving our community with dedication and care. Located at 5139 Waterway Dr, we proudly provide financial services that empower our members to achieve their goals. Whether you're near Lake Montclair or visiting the nearby shops, we're just around the corner to help you with your banking needs. Over the years, Navy Federal has grown remarkably, now boasting over 14 million members and total assets amounting to $180.8 billion. Our mission is simple yet powerful: to serve those who serve our country. We focus on providing accessible financial solutions while fostering a sense of community among our members. With a commitment to transparency and trust, we strive to ensure that every member feels valued and supported. At our Montclair branch, we offer a range of personal banking services including checking and savings accounts, auto loans, mortgage options, credit cards with rewards, and much more. Our operating hours are convenient Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM making it easy for you to visit us when it suits your schedule. In addition to traditional banking services, we are proud of our digital advancements that enhance your banking experience. From online banking and mobile payments to electronic signatures and person-to-person transfers, we prioritize convenience while ensuring security. While members can visit us at 5139 Waterway Dr for all their needs, official correspondence should be sent to the same address as well. We also offer ATM availability for quick cash access and basic transactions. Our commitment extends beyond financial services; we actively engage in community outreach efforts aimed at supporting local initiatives. By partnering with various organizations, we aim to make a positive impact in Montclair and surrounding areas. We invite you to join our growing family at Navy Federal Credit Union. Experience the benefits of being part of a community-focused institution dedicated to helping you reach your financial dreams. For more information or assistance, feel free to give us a call at 888-842-6328 or visit us online at Navy Federal. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

At our Montclair location, we prioritize accessibility for all our members. The branch is fully compliant with ADA standards, ensuring that everyone can visit us comfortably. There's ample parking available right outside, so you won't have to worry about finding a spot when you arrive.

Contact Us

If you have any questions or need assistance before visiting, don't hesitate to give us a call at 888-842-6328. We look forward to welcoming you to the Navy Federal Credit Union and helping you achieve your financial goals!

Operating Hours and Services

Our friendly team is here for you during convenient hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. Whether you need help with personal banking, auto loans, mortgages, or credit cards with rewards, we have a range of services tailored just for you. Plus, we offer ATM services on-site for quick cash withdrawals and balance checks. While our branch does not have a drive-thru option, we're always eager to assist you inside. If you prefer online services, we also provide robust mobile and online banking options for your convenience.

Member Eligibility

At Navy Federal Credit Union, we believe that everyone deserves a supportive community where they can thrive financially. Becoming a member is simple and welcoming! If you live, work, or worship in the area, or are part of the military or a family member of someone who is, you're likely eligible to join us. We value our members and offer a range of benefits designed to help you achieve your financial goals, from low-interest loans to competitive savings rates. To get started, check out the detailed eligibility criteria at https://www.navyfederal.org/membership/eligibility .html . If you're ready to open an account, it's just as easy! You can find all the information you need by visiting https://mymembership.navyfederal.org/#/milestones . If you have any questions along the way, don't hesitate to reach out to us at (888) 842-6328. We're here to help you every step of the way at our branch located at 5139 Waterway Dr Montclair Va 22025!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to our loan offerings, we provide merchant services that simplify payment processing for your business. Imagine running your shop without worrying about whether customers can pay easily and securely. Our solutions help ensure you can accept payments smoothly, allowing you to focus on what you do best growing your business. Located at 5139 Waterway Dr Montclair Va 22025 in Montclair, VA, we're here to partner with you on your journey. Contact us at (888) 842-6328 to learn more about how our business banking services can fuel your success!

Comprehensive List Of Services

ATM Services for Quick Access

Need cash on-the-go? Our branch offers ATM services, ensuring you have easy access to cash withdrawals and balance checks whenever you need them. With dedicated customer service available at 888-842-6328, we're ready to assist with any questions or concerns regarding our wide array of services. At Navy Federal Credit Union in Montclair, VA, we believe that everyone deserves reliable financial support. Visit us today or explore our offerings online at Navy Federal to discover how we can help you reach your financial aspirations!

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. Access your accounts anytime from anywhere! You can check balances, transfer funds, and even pay bills all from the comfort of your smartphone or computer.

Business Solutions Tailored for You

If you're a business owner, we haven't forgotten about you! Our business banking services, which include merchant services and business loans, are designed to help your venture thrive. We understand the challenges small businesses face and aim to provide support through various financial products.

Financing Your Dreams

Need a new car? Our auto loans and vehicle financing options are perfect for making that dream vehicle a reality. With competitive rates and flexible terms, getting behind the wheel has never been easier. For those looking to buy a home or refinance an existing mortgage, our mortgage loans provide the support you need for one of life's biggest investments.

Managing Debt Effectively

If you're feeling overwhelmed by debt, our personal loans and debt consolidation services can help simplify your payments and reduce stress. We understand that life can throw challenges your way, and we're here to provide solutions that fit your situation.

Personal Banking Made Easy

Whether you're just starting out or looking to manage your finances better, our personal banking services have got you covered. We offer checking and savings accounts designed for everyday needs, so you can easily manage your money. Imagine having a checking account with no monthly fees and access to online banking this is what we strive for at Navy Federal.

Rewarding Credit Options

For those who enjoy earning rewards while spending, our credit cards with rewards programs allow you to earn points on every purchase. Whether it's cash back or travel perks, you can make the most of your spending.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check balances, pay bills, and transfer money with just a few clicks. No more waiting in line or rushing to the branch before closing time! Our user-friendly interface lets you manage your finances in real-time, giving you control over your accounts right at your fingertips. For added flexibility, enjoy the benefits of e-statements, which provide a secure way to view your account information without cluttering your mailbox. You can also authorize transactions quickly and safely using our electronic signature feature no more printing or mailing forms!

Mobile Banking on the Go

Our mobile application makes it even easier to bank anytime, anywhere. With features like mobile payments, you can pay for purchases directly from your phone making checkout quicker and more convenient. Plus, if you need to send money to friends or family, our person-to-person transfer option allows for instant transactions with just a few taps. At Navy Federal Credit Union, we prioritize your security. Our robust security measures ensure that your personal information is protected while you enjoy these digital conveniences. In short, whether you're checking your balance or making payments on the go, our digital banking services at Navy Federal Credit Union are designed to fit seamlessly into your busy lifestyle. Explore all that we have to offer by visiting us online today!

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We're proud to share that our financial strength reflects our commitment to providing reliable services and support to our members. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share and Deposit Accounts: 30,809,321 demonstrate a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 5139 Waterway Dr Montclair Va 22025 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable used vehicle, our team is here to help you navigate through the financing process.

Business Financing

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing business, we have tailored solutions that fit your unique needs. At Navy Federal Credit Union, we're dedicated to providing financial tools that empower our members. To learn more about our loan offerings or discuss which option is best for you, feel free to reach out at (888) 842-6328 or visit us at our branch located at 5139 Waterway Dr Montclair Va 22025 in Montclair, VA. For performance insights and financial data, we source information from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore how we can assist you on your financial journey today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We offer various plans tailored for first-time buyers as well as those looking to refinance existing mortgages. If you're unsure about eligibility or refinancing options, our knowledgeable staff can guide you through the details.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. Our credit cards come with various rewards programs and no annual fees, making it easier for you to maximize your spending power while keeping costs down.

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Real-Time Rate Comparisons

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NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans