Navy Federal Credit Union

Nestled in the heart of Midlothian, Navy Federal Credit Union at 13493 Hull Street Rd is proud to serve military members, veterans, and their families with trusted financial solutions designed to meet your unique needs. Open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Fridays until 6:00 p.m., and Saturdays from 9:00 a.m. to 1:00 p.m., this welcoming branch offers convenient lobby access along with on-site ATM services for quick cash withdrawals and balance checks—making everyday banking simple and accessible.
Renowned for providing some of the best auto loans in Midlothian, Navy Federal makes vehicle financing straightforward with competitive rates and flexible terms tailored to fit your budget and get you behind the wheel confidently. Homebuyers will also benefit from low mortgage rates and refinancing options crafted to help turn your dream home into reality. Beyond lending, members enjoy personal banking services including top checking and savings accounts built for convenience, credit cards loaded with rewarding perks, plus business banking solutions such as merchant services and business loans designed to support local entrepreneurs.
Visit Navy Federal Credit Union at 13493 Hull Street Rd or call 888-842-6328 today to experience friendly, community-focused service in Midlothian. Discover how our exceptional auto loans and mortgage offerings can empower your financial future—start your membership today!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 13493 Hull Street Rd, Midlothian, VA 23112. Since our establishment in 1947, we have been dedicated to serving our community and supporting over 14 million members with a variety of financial services designed to meet their needs. With total assets amounting to an impressive $180.8 billion, we pride ourselves on being a stable and reliable choice for your banking needs. At Navy Federal, we understand that each member's journey is unique. That's why we offer a wide range of products, including personal banking accounts, auto loans, mortgages, and credit cards with rewards. Our commitment to you goes beyond just providing financial solutions; we aim to foster a sense of belonging within our community. Under the leadership of our CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we are focused on building lasting relationships while ensuring your financial security. We invite you to experience our friendly service firsthand at our Midlothian branch. If you're looking for assistance or have questions about your finances, feel free to give us a call at 888-842-6328 or visit us online at navyfcu.org. While you can reach out to us at our physical address, official correspondence should be sent to the same address: 13493 Hull Street Rd, Midlothian, VA 23112-2103. With total deposits exceeding $2.32 billion and a robust net worth of $21.49 billion, Navy Federal is not only financially strong but also committed to supporting the dreams and aspirations of our members. We look forward to welcoming you into our family!

Branch History & Mission

Welcome to Navy Federal Credit Union, where our journey began in 1947. Established with a commitment to serve military families, we have grown into a trusted financial partner for over 14 million members. Our branch is located at 13493 Hull Street Rd, Midlothian, VA 23112, a vibrant area that reflects our mission of supporting the community. Over the years, we have achieved significant milestones, including amassing total assets of over $180.8 billion. This growth reflects our dedication to providing valuable financial services while maintaining a strong focus on community support. As we continue to expand, we are proud to be a resource for personal banking needs such as checking and savings accounts, auto loans, mortgages, and more. Our mission is clear: to serve our members with integrity and excellence. We strive to empower individuals and families by offering accessible financial solutions tailored to their needs. At Navy Federal, we believe in making a positive impact not just through our financial services but also by actively engaging in community outreach programs. We are dedicated to giving back and supporting local initiatives that enrich lives and strengthen bonds within the community. As part of our commitment to modern banking solutions, we offer digital advancements that make managing finances easier than ever. With features like online banking and mobile payments, members can handle their banking needs anytime, anywhere. We also ensure accessibility through ADA compliance. While members can visit us at 13493 Hull Street Rd, official correspondence should be sent to 13493 Hull Street Rd, Midlothian, VA 23112-2103 if different from the branch address. We invite you to experience the benefits of being a part of Navy Federal Credit Union. Join us today and discover how we can help you achieve your financial goals! For any inquiries or assistance, feel free to reach out at 888-842-6328 during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Your journey towards financial wellness starts here!

Branch Location & Accessibility

Get in Touch!

If you have any questions or would like more information about what we offer, feel free to give us a call at 888-842-6328. We're excited to welcome you into our branch soon! Your journey towards achieving your financial goals starts here at Navy Federal Credit Union in Midlothian.

Nearby Landmarks and Accessibility

Located in Chesterfield County, our branch is easily accessible and close to several local landmarks. Just a short drive from the bustling shopping areas and parks in Midlothian, you can conveniently stop by while running errands or enjoying a day out. We prioritize accessibility for all members; our facilities are ADA-compliant with ramps and designated parking spaces available for those who need them.

Operating Hours and Services

Our lobby hours are designed with your convenience in mind. You can visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. We encourage you to come in during these hours for personalized service that fits your schedule. At Navy Federal Credit Union, we offer a variety of services tailored just for you. From checking and savings accounts to auto loans and credit cards with rewards our team is ready to assist you every step of the way. And if you're on the go, don't worry! We have ATM availability right at our branch for quick cash withdrawals and balance checks.

Member Eligibility

At Navy Federal Credit Union, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to individuals who meet our eligibility criteria. If you live, work, or worship in the areas we serve, or if you have a family member who is already a member, you're likely eligible to join us! You can check all the specific details about eligibility on our website at https://www.navyfederal.org/membership/eligibility.html. Joining Navy Federal Credit Union not only gives you access to a variety of financial products and services tailored to your needs, but it also connects you with a supportive network that truly cares about your financial well-being. The process to open an account is straightforward and can be done online; just visit https://mymembership.navyfederal.org/#/milestones for more information. If you have any questions or need assistance, feel free to call us at (888) 842-6328. We look forward to welcoming you into our family!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify payment processing for your business. Imagine serving your customers with ease whether they pay by card, mobile app, or cash. Our tools help streamline transactions, allowing you to focus on what you do best: running your business. Visit us at 13493 Hull Street Rd Midlothian Va 23112 or call us at (888) 842-6328 to learn how we can support your business journey today!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We also provide reliable ATM & Cash Withdrawal Services, giving you access to your money when you need it most. With ATMs available throughout the area, withdrawing cash or checking balances is quick and straightforward. At Navy Federal Credit Union in Midlothian, VA, we strive to make banking easier and more accessible for everyone in our community. If you have questions about any of these services or want to explore how they can benefit you personally, don't hesitate to reach out at 888-842-6328. We look forward to helping you achieve your financial dreams!

Auto Loans & Vehicle Financing

If you're considering purchasing a new vehicle, our Auto Loans & Vehicle Financing services make the process simple and affordable. We understand that buying a car is a big decision, and we offer competitive rates and flexible terms to help you drive away in your dream car without breaking the bank.

Business Banking

If you're an entrepreneur or small business owner, our Business Banking services include essential tools like Merchant Services and Business Loans. We recognize the unique challenges faced by businesses today and are committed to helping them thrive in any economic climate.

Credit Cards with Rewards

Our Credit Cards with Rewards allow you to earn points on everyday purchases. Picture yourself enjoying cashback rewards or travel points just for using your card! This service provides not only convenience but also added value for being part of our credit union family.

Mortgage Loans & Refinancing

For those thinking about homeownership or refinancing an existing mortgage, our Mortgage Loans provide various options suited for different budgets and needs. Whether you're buying your first home or upgrading to a larger space, our team is here to guide you through each step of the mortgage process.

Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust Online & Mobile Banking services empower you to manage your accounts anytime, anywhere. With features like bill pay and person-to-person payments, handling your finances has never been easier.

Personal Banking

Starting with our Personal Banking options, we have various Checking & Savings Accounts that cater to different lifestyles and preferences. Imagine having easy access to your funds while earning interest on your savings. Our accounts come with convenient features like online banking and mobile app access, so you can manage your finances from anywhere.

Personal Loans & Debt Consolidation

Managing debt can be challenging, which is why we offer Personal Loans & Debt Consolidation solutions. If you're feeling overwhelmed by multiple payments, consolidating them into one manageable loan can help ease your financial stress. Let us help you regain control over your finances with personalized loan options.

Digital & Online Banking

Accessibility Anytime

With 24/7 online banking services available, you can check in on your accounts whenever it suits you best. Whether it's early morning or late at night, you have control over your finances whenever you need it. Plus, if you're ever unsure about something, our friendly support team is just a call away at (888) 842-6328. At Navy Federal Credit Union, we're committed to making banking straightforward and accessible for everyone. Explore all these features and more by visiting our website at https://www.navyfederal.org/. Your financial peace of mind is just a click away!

Key Features

With our online banking portal, you can check balances, transfer funds, and pay bills anytime, anywhere. Our secure platform ensures that your personal information is protected while giving you the freedom to manage your accounts with ease. You'll also love the option of e-statements. Say goodbye to paper clutter and hello to instant access to your financial statements. Plus, if you ever need a document signed quickly, our electronic signature authorization feature allows you to handle transactions without the hassle of printing or mailing. Need to send money to a friend? Our person-to-person transfers make it simple. Just a few taps on your mobile app, and you can send or receive money with ease. Speaking of apps, our mobile application is user-friendly and packed with features like mobile payments that let you shop conveniently with just your smartphone.

Financial Strength

A Trusted Partner for Your Future

Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing for the future, Navy Federal Credit Union is your trusted partner. Visit us at 13493 Hull Street Rd Midlothian Va 23112 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Commitment to Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to support your financial goals is evident through the $1.3192 trillion in total loans and leases available. We also provide $1,023,510 in used auto loans, helping you achieve your dreams of vehicle ownership.

Operational Efficiency

Our operations reflect our commitment to efficiency with a net income of $0, which allows us to focus on delivering quality products without compromising service quality. Additionally, we pride ourselves on having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to find a car that fits your lifestyle. Plus, if you're considering refinancing your current auto loan, we have competitive rates available!

Business Financing

For business owners looking for capital to grow and expand their operations, our outstanding commercial loans totaling $227,844,936 provide the support you need. Whether you're starting a new venture or expanding an existing one, our team is ready to assist you. At Navy Federal Credit Union in Midlothian, VA, we're committed to providing transparent and accessible lending options for all our members. If you're interested in learning more about our eligibility criteria or want to apply for any of our loan products today, feel free to reach out at 888-842-6328 or visit us online at Navy Federal. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We aim to make the process straightforward so you can focus on creating a place you can call home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These credit cards come with competitive rates and rewards programs that fit your spending habits.

Loan Aggregator

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