Navy Federal Credit Union Fredericksburg VA: Top Auto Loans & Mortgage Rates

Introduction

Welcome to the Navy Federal Credit Union, your trusted partner in financial well-being, located at 10129 Patriot Hwy, Fredericksburg, VA 22407. Established in 1947, our credit union has grown significantly, proudly serving over 14 million members with a commitment to provide exceptional service and support. With total assets of an impressive $180.81 billion and total deposits reaching $2,321,600,484, we are dedicated to ensuring that your financial journey is both rewarding and secure. At Navy Federal, we understand that each member's financial goals are unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking options tailored to meet your needs. Our seasoned team of professionals is led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., who are committed to fostering a community-focused environment where every member feels valued. Our branch is equipped with convenient features such as ATM access and drive-thru services for hassle-free banking. We also prioritize transparency; you can trust us with a net worth of $21,492,783,754, ensuring that we have the stability to support you through all stages of life. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 10129 Jefferson Davis Hwy Ste 103, Fredericksburg, VA 22407. If you have questions or need assistance, don't hesitate to call us at 888-842-6328. Join us in making your financial aspirations a reality today! Visit our website at Navy Federal Credit Union for more information on how we can help you thrive financially.

Branch History & Mission

Community Impact

Navy Federal Credit Union believes in giving back to the communities we serve. Through partnerships and outreach programs, we actively engage with local organizations to promote financial literacy and provide support where it's needed most. Our team is dedicated not just to banking but also to building stronger communities. As you consider your financial future, we invite you to join us at Navy Federal Credit Union. Experience firsthand the benefits of membership dedicated service, competitive rates, and a commitment to your financial well-being. Together, let's achieve your goals for today and tomorrow! For more information or to get started, call us at 888-842-6328 or visit our website at navyfcu.org.

Our Evolution

Since our inception, we have focused on providing exceptional financial services while fostering strong community ties. Our journey is marked by significant milestones: expanding our membership base, enhancing service offerings, and adapting to the ever-changing financial landscape. We take pride in being a member-driven organization, where every decision is made with our members' best interests at heart. While members can visit us at 10129 Patriot Hwy, official correspondence should be sent to 10129 Jefferson Davis Hwy, Ste 103, Fredericksburg, VA 22407. This ensures that all communications are handled efficiently.

Our Mission

At the core of Navy Federal's mission is a commitment to serve those who serve our nation. We aim to empower our members through comprehensive financial education and support. Whether it's through personal banking options like checking and savings accounts or loans for vehicles and homes, we strive to make banking accessible and beneficial for everyone in our community. We also embrace modern advancements to enhance your banking experience. With options for online and mobile banking, along with ATM availability and drive-thru services, we ensure that managing your finances is convenient and straightforward.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Our branch sits near popular spots like the Spotsylvania Towne Centre, making it a breeze for you to stop by while running errands or shopping. We offer ample parking for our members, and our facilities are designed with accessibility in mind, including ADA-compliant features to ensure everyone can visit us comfortably.

Operating Hours

At Navy Federal Credit Union, we understand that life can get busy. That's why we offer flexible hours for your convenience. Our lobby is open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. If you're on the go, take advantage of our drive-thru service during the same hours.

Services Offered

We provide a variety of services tailored to meet your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Need cash? Our ATM is available for quick withdrawals and balance checks anytime. While members can visit us at 10129 Patriot Hwy, official correspondence should be sent to our mailing address at 10129 Jefferson Davis Hwy, Ste 103, Fredericksburg, VA 22407. If you have any questions or need assistance, feel free to give us a call at 888-842-6328. We invite you to stop by and see how we can assist you with your banking needs today!

Member Eligibility

At Navy Federal Credit Union, we believe that everyone deserves to be part of a community that supports their financial journey. Becoming a member is not just about opening an account; it's about joining a family that cares. If you're a member of the military, a veteran, or a family member of someone who serves, you're already eligible to join us! Additionally, residents of certain communities and specific organizations can also apply for membership. To get more details on the eligibility criteria, feel free to visit our website at https://www.navyfederal.org/membership/eligibility.html where you can find all the specifics. Joining us is simple and straightforward. Once you determine your eligibility, you can easily open an account online or in person at our branch located at 10129 Patriot Hwy Fredericksburg Va 22407. Our friendly team is here to guide you through the process, ensuring that you feel welcome every step of the way. If you have any questions or need assistance, don't hesitate to call us at (888) 842-6328. We can't wait to welcome you to the Navy Federal Credit Union family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments easily, manage your cash flow efficiently, and streamline your operations all while focusing on what you do best: running your business. Our merchant services offer practical benefits that empower you to serve your customers better and grow your bottom line. From payment processing to point-of-sale systems, we've got the tools you need to thrive. Located at 10129 Patriot Hwy Fredericksburg Va 22407 in Fredericksburg, VA, our dedicated team is ready to help you navigate the financial landscape and unlock new opportunities for your business. Reach out today at (888) 842-6328 or visit us online!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? With our ATM services available at various locations, accessing your funds is quick and easy. Our basic drive-thru banking also allows you to handle deposits and withdrawals without leaving your car. At Navy Federal Credit Union, we're committed to making banking straightforward and accessible for everyone in Fredericksburg and beyond. If you're ready to explore how these services can benefit you, give us a call at 888-842-6328 or visit us today! Join our community of satisfied members who trust us with their financial needs.

Auto Loans and Vehicle Financing

Planning to buy a new car? Our auto loans and vehicle financing options help you get behind the wheel without breaking the bank. We offer flexible terms and competitive rates so that you can focus on what really matters enjoying your new ride!

Business Banking Services

For our business members, we offer tailored solutions like merchant services and business loans. Whether you're starting a new venture or expanding an existing one, we're here to support you with financial tools that match your business needs.

Mortgage Loans and Refinancing

If homeownership is in your future, our mortgage loans provide a straightforward path to securing your dream home. We also offer refinancing options if you're looking to lower your monthly payments or tap into your home's equity. Picture yourself settling into a home that's truly yours!

Online & Mobile Banking Convenience

In today's fast-paced world, convenience is key. That's why Navy Federal Credit Union provides robust online and mobile banking features. You can manage your accounts anytime, anywhere pay bills, transfer money, or check balances all from the comfort of your smartphone or computer.

Personal Banking Solutions

Whether you're looking to open a checking or savings account, our personal banking services have got you covered. Imagine easily managing your day-to-day expenses or saving for that special trip. With our checking and savings accounts, you can do just that while enjoying competitive rates and no monthly fees.

Personal Loans and Debt Consolidation

Sometimes life throws unexpected expenses your way. That's where our personal loans come in handy. Whether it's for debt consolidation or any other need, we provide quick access to funds with reasonable interest rates, helping you regain control over your financial situation.

Rewarding Credit Cards

With our credit cards featuring rewards programs, every purchase you make can earn you points towards exciting benefits. From cashback to travel perks, imagine how rewarding it could be just for using your card for everyday purchases.

Digital & Online Banking

At Navy Federal Credit Union, we understand that managing your finances should be as easy and secure as possible. That's why we offer a comprehensive suite of digital and online banking services designed with your convenience in mind. With our 24/7 online banking, you can access your accounts anytime, anywhere, ensuring that you stay in control of your finances no matter where life takes you. Explore our online banking features at https://www.navyfederal.org/. Whether you're looking to check balances, transfer funds, or pay bills, our user-friendly platform has got you covered. You can also enjoy the benefits of e-statements, which allow you to view your account statements securely online no more waiting for paper statements in the mail! Plus, with electronic signature authorization available, signing documents has never been easier or more secure. For those on the go, our mobile application makes banking even simpler. You can manage your accounts directly from your smartphone or tablet. Need to make a quick payment? Our mobile payments feature allows you to send money effortlessly. You can also take advantage of person-to-person transfers, making it easy to share expenses with friends or family without any hassle. Security is always a top priority at Navy Federal Credit Union. Our advanced security measures protect your personal information while providing you with peace of mind. We strive to create a safe environment where you can bank confidently. With these digital tools at your fingertips, managing your finances is straightforward and stress-free. Whether you're at home or out and about, you'll find that our services are designed to fit seamlessly into your lifestyle. Experience the freedom of banking on your terms with Navy Federal Credit Union today!

Financial Strength

A Solid Foundation

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Dedicated Workforce

We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans. Our $0 net income reflects our operational efficiency during this period but does not hinder our ability to offer competitive loan rates and solid financial products for our members.

Member Engagement

With a total of 30,809,321 share accounts, we have a strong and growing member base that trusts us with their finances. This trust enables us to maintain the robust services you deserve. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 10129 Patriot Hwy Fredericksburg Va 22407 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Member-Centric Savings

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinventing for Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals effectively.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, making it easier than ever to drive away with confidence.

Business Loans

For business owners seeking capital to grow and expand their operations, our outstanding commercial loans totaling $227,844,936 provide the funding you need. We understand the challenges businesses face and are here to support your ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, we have solutions tailored for you.

Refinancing Options

If you're considering refinancing any of your existing loans or credit lines, we offer competitive rates and eligibility options that can save you money. Our team is ready to guide you through the process to find the best solution for your needs. Feel free to reach out to us at 888-842-6328 if you have questions about any of our loan products or need assistance with the application process. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Navy Federal Credit Union in Fredericksburg, VA, we're dedicated to helping our members succeed financially one loan at a time!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These cards come with competitive interest rates and benefits that make everyday spending easier.

Loan Aggregator

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