Navy Federal Credit Union Fredericksburg VA: Low Mortgage Rates & Affordable Auto Loans

Introduction

Welcome to Navy Federal Credit Union, where your financial well-being is our top priority! Located at 3445 Fall Hill Ave, Fredericksburg, VA 22401, our branch is committed to serving our community with a personalized touch. Since our establishment in 1947, we have grown into a trusted partner for over 14 million members. Our dedication to providing quality service and financial products has resulted in an impressive total of $180.8 billion in assets, allowing us to support your dreams and goals effectively. At Navy Federal, we understand that every member's journey is unique. Whether you are looking for auto loans, mortgage financing, or personal banking services, we are here to guide you every step of the way. With total deposits exceeding $2.3 billion and a net worth of over $21.4 billion, we ensure that your money is secure while also offering competitive rates on loans and savings accounts. Under the leadership of our CEO, Dietrich Kuhlmann, and Board President, Edward Cochrane Jr., we strive for excellence in everything we do. With a dedicated team of over 24,500 employees, our goal is to provide exceptional service tailored to meet your needs. We invite you to explore how we can support you financially, whether through traditional banking or innovative online services. While members can visit us at our Fredericksburg location, official correspondence should be sent to the same address: 3445 Fall Hill Ave, Fredericksburg, VA 22401. Ready to take the next step towards achieving your financial goals? Call us today at 888-842-6328 or visit our website at navyfcu.org for more information on how we can help you thrive!

Branch History & Mission

Looking Ahead

As we continue to grow and innovate in today's digital landscape, we remain committed to ensuring ADA compliance and providing user-friendly online and mobile banking options. Our customer-centric approach means that every decision we make is geared towards enhancing your experience. If you're looking for a credit union that values community spirit as much as financial success, look no further than Navy Federal Credit Union. Join us today and discover how we can help you achieve your dreams while being part of something bigger. For more information or assistance, don't hesitate to call us at ${phone_number}. Let's embark on this journey together!

Our Journey

Located at 3445 Fall Hill Ave, Fredericksburg, VA 22401, our branch has been a cornerstone of the local community for decades. Over the years, we've expanded our offerings to meet the diverse needs of our members. Whether it's personal banking, auto loans, or business services, we strive to provide accessible and friendly financial solutions tailored to each individual. Our branch operates with extended hours, welcoming members Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. With both lobby and drive-thru services available, we make it easy for you to manage your finances at your convenience. Plus, our ATM services are always on hand to provide you with quick access to cash whenever you need it.

Our Mission

At Navy Federal Credit Union, our mission is clear: we are dedicated to putting our members first. We aim not just to provide financial products but also to foster financial well-being within our community. We believe that when our members thrive, so does the community around us. This belief drives us to support various outreach programs and initiatives that uplift those in need and strengthen local ties. While members can visit us at 3445 Fall Hill Ave for all their banking needs, official correspondence should be sent to the same address as our mailing address is identical. We're not just about transactions; we're about building lasting relationships.

Branch Location & Accessibility

Comprehensive Services Just for You

At Navy Federal Credit Union, we offer a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, our ATM is always available for quick cash withdrawals and balance checks. While members can visit us at 3445 Fall Hill Ave, official correspondence should be sent to the same address since it doubles as our mailing address.

Easy Access and Parking

At our branch, you'll find ample parking available right outside, ensuring that your visit is hassle-free. We take pride in our commitment to accessibility; our facilities are compliant with ADA standards, featuring ramps and designated parking spaces for those who need them. Whether you're stopping by for a quick transaction or planning a longer visit to discuss your financial goals, we strive to make your experience as pleasant as possible.

Get in Touch!

Have questions or need assistance? Don't hesitate to give us a call at 888-842-6328. Our friendly staff is ready to help you with any inquiries you may have about our services or how we can support your financial journey. We look forward to welcoming you soon!

Operating Hours that Fit Your Schedule

We understand that life can get busy, which is why our lobby is open Monday through Friday from 9 AM to 5 PM and Saturdays from 9 AM to 2 PM. If you're in a hurry, take advantage of our drive-thru services during these same hours. This allows you to handle deposits and withdrawals without even leaving your vehicle!

Member Eligibility

Joining the Navy Federal Credit Union means becoming part of a welcoming community that truly cares about its members. To become a member at our Fredericksburg branch, located at 3445 Fall Hill Ave Fredericksburg Va 22401, you simply need to meet a few friendly eligibility criteria. If you are an active or retired member of the military, a Department of Defense employee, or a family member of someone who is, you're already on your way! We also support those who live or work in certain areas. The great news is that membership is open to many, and we're excited to help you navigate this process. For more detailed information on eligibility, feel free to check out our website at https://www.navyfederal.org/membership/eligibility .html . Once you know you're eligible, opening an account with us is as easy as pie! You can kick off the process online by visiting https://mymembership.navyfederal.org/#/milestones or give us a call at (888) 842-6328 if you have any questions. We can't wait to welcome you into the Navy Federal family!

Business Banking & Commercial Services

Commercial Loans Tailored for Your Success

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Streamlined Merchant Services

In addition to loans, our merchant services simplify transactions so you can focus on running your business. Imagine processing payments easily while enjoying lower transaction fees this is what we offer at Navy Federal Credit Union. Our solutions help you manage sales efficiently and build lasting customer relationships. Visit us at 3445 Fall Hill Ave Fredericksburg Va 22401 in Fredericksburg, VA, or call us at (888) 842-6328 to discover how our business banking solutions can empower your success!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Need a new vehicle? Our auto loans and vehicle financing options make it simple for you to drive away in the car of your dreams. With competitive rates and flexible terms, we help you navigate the financing process smoothly.

Business Banking Solutions

If you're a small business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to support your growth. We know running a business comes with its challenges, and we aim to provide tools that help simplify your banking needs.

Convenient Access Anytime, Anywhere

Accessing your accounts is straightforward with our ATM services available at various locations. Plus, if you're on the go, our basic drive-thru banking allows for quick transactions without leaving your vehicle. For those who prefer digital options, take advantage of features like person-to-person payments, ensuring that sending money is just as easy as receiving it. In conclusion, Navy Federal Credit Union offers a comprehensive suite of services designed with you in mind. Whether you're managing day-to-day expenses or planning for future goals, we're here to support you every step of the way. If you have any questions or would like more information about how we can assist you further, don't hesitate to call us at 888-842-6328 or visit us at 3445 Fall Hill Ave, Fredericksburg. Your financial journey starts here!

Home Ownership Simplified

Thinking about buying a home? Our mortgage loans and refinancing services are designed to guide you every step of the way. We understand that purchasing a home is a significant milestone, and our team is here to ensure you get the best possible deal tailored to your financial situation.

Personal Banking Made Easy

Starting your financial journey is easy with our personal banking options. Whether you are looking to open a checking or savings account, we have tailored solutions that fit your lifestyle. Imagine having the flexibility to manage your finances right from your smartphone through our online and mobile banking features. You can easily check balances, transfer funds, and pay bills whenever it suits you.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses at us. That's where our personal loans come into play. Whether you need funds for a major purchase or want to consolidate debt into one manageable payment, we offer personal loans that can ease your financial stress.

Rewarding Credit Cards

For those who love rewards, our credit cards come packed with benefits that allow you to earn points on everyday purchases. Picture yourself enjoying cash back or travel rewards simply for using your card for things like groceries or gas.

Digital & Online Banking

Key Features

Our digital banking services come packed with features that make managing your finances simpler than ever. You can enjoy electronic statements, which provide an eco-friendly way to keep track of your account activity without the clutter of paper. Plus, with electronic signature authorization available, signing documents is quick and hassle-free. For those who love using their smartphones, our mobile application lets you do everything from making payments to monitoring transactions right from the palm of your hand. And speaking of payments, if you're interested in mobile payments, we've got you covered! You can make purchases easily and securely using your phone. If you need to send money to friends or family, our person-to-person transfer feature makes it a breeze. No more waiting for checks to clear; you can send money instantly and get back to what really matters.

Security First

At Navy Federal Credit Union, we prioritize your security. We use advanced encryption methods to protect your personal information and financial data while ensuring that you have a smooth user experience. Rest assured that when you're using our online banking services, you're in safe hands. In summary, whether you want to check balances, transfer funds, or simply keep track of your spending habits, Navy Federal Credit Union offers the tools you need for easy and secure banking. Start enjoying these benefits today by visiting us at https://www.navyfederal.org/ .

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strengths, which reflect our commitment to serving you with integrity and reliability. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1.3192E+11 in total loans and leases, including $1,023,510 in used auto loans. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 30,809,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 3445 Fall Hill Ave Fredericksburg Va 22401 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Additional Options

If you're considering refinancing or need more information about eligibility options for any of our loan products, feel free to reach out. Our dedicated team is available at 888-842-6328 to discuss how we can assist you further. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. At Navy Federal Credit Union in Fredericksburg, we're here to support your financial journey every step of the way!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We make financing simple and straightforward so you can focus on what matters most driving your new vehicle.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096. We aim to make buying or refinancing your home as easy as possible. Our team is here to guide you through the process and answer any questions you may have.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These cards come with various benefits tailored to suit your spending habits while allowing you to maintain control over your finances.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This means that users receive fair and transparent offers without any hidden agendas.

NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans