Navy Federal Credit Union

In the heart of Dale City, Navy Federal Credit Union at 2898 Dale Blvd warmly welcomes military members, veterans, and their families to a trusted financial partner dedicated to your success. Open Monday through Thursday from 9:00 a.m. to 5:00 p.m., Fridays until 6:00 p.m., and Saturdays from 9:00 a.m. to 2:00 p.m., this branch offers convenient lobby access alongside on-site ATM services for quick cash withdrawals and balance checks—making everyday banking simple and accessible.
Known for offering some of the best auto loans in Dale City, Navy Federal makes vehicle financing easy with competitive rates and flexible terms designed to fit your budget and get you behind the wheel faster. Homebuyers will also appreciate low mortgage rates and refinancing options crafted to help turn your dream home into reality. Beyond lending, members enjoy comprehensive personal banking services including top checking and savings accounts built for convenience, credit cards loaded with rewarding perks, plus business banking solutions such as merchant services and business loans tailored to support local entrepreneurs.
Visit Navy Federal Credit Union at 2898 Dale Blvd or call 888-842-6328 today to experience friendly, community-focused service in Dale City. Discover how our exceptional auto loans and mortgage offerings can empower your financial future—start your membership today!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, where our commitment to serving you is at the heart of everything we do. Located at 2898 Dale Blvd, Dale City, VA 22193, our branch has been a trusted financial partner since its establishment in 1947. With over 14 million members and total assets exceeding $180.8 billion, we pride ourselves on being a reliable choice for all your banking needs. At Navy Federal, we understand the importance of community and personal service. Under the leadership of our dedicated CEO, Dietrich Kuhlmann, and Board President, Edward Cochrane Jr., we strive to provide exceptional financial products tailored to fit your lifestyle. Whether you're looking for auto loans, mortgages, credit cards with rewards, or business banking services, our knowledgeable staff is here to guide you every step of the way. While members can visit us at our branch location, official correspondence should be sent to 2898 Dale Boulevard, Dale City, VA 22193. With total deposits amounting to $2.3 billion and a net worth of $21.5 billion, your funds are safe and secure with us. We invite you to take advantage of our online and mobile banking services for added convenience. If you have any questions or need assistance, please don't hesitate to reach out at 888-842-6328. We look forward to serving you!

Branch History & Mission

Community Engagement

We are proud of our partnerships and outreach efforts within Dale City. By collaborating with local organizations and participating in community events, we strive to make a positive difference where it matters most. From sponsoring educational programs to supporting local charities, Navy Federal is dedicated to giving back. As technology advances, so do we. Our digital banking options including online banking, mobile payments, and e-statements make managing finances easier for everyone. Plus, with ATM availability at our location, you can access your funds anytime.

Join Us

As we look forward to the future, we invite you to become part of the Navy Federal family. Experience the benefits of being a member-focused credit union that values your needs and supports your goals. Visit us today or call us at 888-842-6328 to learn more about how we can assist you on your financial journey!

Our Mission

At Navy Federal Credit Union, our mission is clear: to empower our members with financial solutions that enhance their lives. We believe in providing accessible banking services while also being deeply engaged in community support. Whether it's through personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, our goal is to help every member achieve their financial dreams. Our commitment goes beyond just financial services. We are dedicated to ensuring that our branch operates with inclusivity in mind. We provide ADA-compliant facilities and services that cater to all members of our community.

Branch Location & Accessibility

Accessibility Features

At our branch, we prioritize accessibility for everyone. We offer ADA-compliant features, including ramps and designated parking spaces to ensure that all members can navigate our facility with ease. If you need assistance, our friendly staff is always ready to help!

Call to Action

We invite you to visit our branch or give us a call at 888-842-6328 if you have any questions. At Navy Federal Credit Union, we're dedicated to helping you achieve your financial goals with personalized service every step of the way!

Operating Hours

We're here for you during convenient hours: - Monday through Thursday from 9:00 AM to 5:00 PM, - Friday from 9:00 AM to 6:00 PM, - And Saturday from 9:00 AM to 2:00 PM. Whether you're looking to open a new account or need help with loans and financing options, our team is available during these times to assist you.

Services Offered

While visiting us at the Navy Federal Credit Union, you can take advantage of a wide range of services tailored for your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we've got you covered. Plus, if you're in need of quick cash or balance checks, our ATM is available for your convenience. For those who prefer banking on-the-go, we also provide online and mobile banking options so you can manage your finances anytime, anywhere.

Member Eligibility

At Navy Federal Credit Union, we believe that becoming a member is like joining a family where your financial well-being is our top priority. If you're wondering about eligibility, it's quite simple! You can become a member if you have served in the military, are a family member of someone who has, or work in the Department of Defense. We welcome you with open arms, and being part of our community comes with fantastic benefits like competitive rates on loans and personalized service tailored to your needs. To get started, we encourage you to check out the detailed membership criteria at https://www.navyfederal.org/membership/eligibility.html. It's easy to navigate and will give you all the information you need. When you're ready to open an account, just follow the steps outlined at https://mymembership.navyfederal.org/#/milestones. If you have any questions or need assistance, feel free to reach out to us at (888) 842-6328. We're here for you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services can streamline your operations. Picture being able to accept payments easily from customers, whether they're shopping in-store or online. Our solutions help you manage transactions efficiently, giving you more time to focus on what you do best running your business. If you're located in Dale City, VA, visit us at 2898 Dale Blvd Dale City Va 22193 or give us a call at (888) 842-6328. Let's work together to take your business to the next level!

Comprehensive List Of Services

Business Banking Support

For those running a business, we provide essential business banking services including merchant services and business loans. We understand the unique challenges businesses face and are here to offer support that helps you thrive.

Cash Withdrawal Made Simple

Need cash? We offer ATM services for quick withdrawals and balance checks without hassle. With locations conveniently placed throughout the area, accessing your funds is straightforward. At Navy Federal Credit Union in Dale City, VA, we're committed to meeting all your financial needs under one roof while providing top-notch customer service. If you're ready to explore how we can assist you further or if you have any questions about our offerings, don't hesitate to reach out at 888-842-6328. Join us today your financial journey starts here!

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. Our robust online and mobile banking features allow you to manage your accounts anytime, anywhere. With secure access to your balances, transactions, and bill payments through our mobile app or website, staying on top of your finances has never been easier.

Home Financing Options

Buying a home is one of the most important decisions you'll make. At Navy Federal, we offer various mortgage loans and refinancing options designed to make homeownership achievable for everyone. Our team will assist you in finding the best terms suited to your financial situation.

Personal Banking Solutions

Managing your money should be easy and accessible. That's why we offer comprehensive personal banking options, including checking and savings accounts tailored for every lifestyle. Whether you're saving for a vacation or planning for retirement, our accounts come with features that make saving simple and rewarding.

Personal Loans for Your Needs

Life can throw unexpected expenses your way. That's where our personal loans and debt consolidation options come into play. Whether it's medical bills, home repairs, or consolidating credit card debt, we can help simplify your finances with flexible loan solutions.

Rewards with Every Purchase

With our credit cards featuring rewards, you can earn points on every purchase you make! Use these rewards towards travel, cash back, or other exciting opportunities it's an easy way to maximize your spending.

Vehicle Financing Made Easy

Thinking about purchasing a new car? We provide competitive auto loans and vehicle financing options that can help you get behind the wheel without breaking the bank. Our loan specialists are ready to guide you through the process, ensuring you find a plan that fits your budget.

Digital & Online Banking

Key Features for Your Convenience

Managing your money is easier than ever with our mobile application. Available for download, this app includes features like mobile payments, enabling you to make purchases directly from your phone without needing cash or cards. You can also enjoy person-to-person transfers, making it simple to send or receive money from friends and family instantly. For those who prefer keeping track of their statements electronically, we provide e-statements that are not only eco-friendly but also easily accessible whenever you need them. With electronic signature authorization available, completing transactions securely has never been more straightforward. Your security is paramount at Navy Federal Credit Union. We've implemented advanced security measures to protect your information while ensuring that you can navigate through your accounts with ease. Our goal is to provide a safe and efficient banking experience so that you can focus on what truly matters in life. In short, our digital banking services are designed to fit seamlessly into your busy lifestyle. From checking balances to making quick payments and managing transactions securely Navy Federal Credit Union has you covered every step of the way!

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial health reflects our commitment to serving you better. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive; with $1.3192 trillion in total loans and leases, including $1,023,510 in used auto loans, we support your financial goals across various sectors. Our operational efficiency shines through with a net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts: 30,809,321 show a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 2898 Dale Blvd Dale City VA 22193 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, our flexible terms can accommodate your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We understand the unique challenges businesses face and offer tailored solutions that can support your vision for success. If you're considering refinancing or exploring eligibility options, don't hesitate to reach out. Our team is here to answer any questions you may have about our loan products or how we can assist you further. For more information or to discuss your loan options, call us at (888) 842-6328. We're ready to help you take the next step toward achieving your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.*

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We provide various options tailored to your needs, making it easier than ever to step into your new home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These credit cards come with competitive rates and rewards programs that fit everyday spending needs.

Loan Aggregator

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