Navy Federal Credit Union Colonial Heights VA: Best Auto Loans & Business Banking

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner in Colonial Heights, VA. Located conveniently at 1080 Temple Ave, we have been serving our community since 1947. With over 14 million members and total assets exceeding $180 billion, we pride ourselves on being a reliable source for all your banking needs. At Navy Federal, we understand that financial stability is crucial for you and your family. That's why we offer a variety of services tailored to fit your lifestyle, including personal checking and savings accounts, auto loans, mortgage options, and business banking solutions. With total deposits of $2.32 billion and a strong net worth of $21.49 billion, our commitment to the financial well-being of our members is unwavering. Led by our dedicated CEO, Dietrich Kuhlmann, and Board President, Edward Cochrane Jr., our team of over 24,500 employees is here to support you every step of the way. We aim to create lasting relationships built on trust and transparency while helping you reach your financial goals. While members can visit us at our branch in Colonial Heights, official correspondence should be sent to the same address: 1080 Temple Ave, Colonial Heights, VA 23834. Ready to take control of your finances? Visit us online at navyfcu.org or call us at 888-842-6328 today! Let's work together towards a brighter financial future.

Branch History & Mission

Navy Federal Credit Union has a rich history rooted in community and service. Established in 1947, our branch in Colonial Heights, VA, located at 1080 Temple Ave, has grown alongside the community it serves. Over the years, we have expanded our reach and offerings, now proudly serving over 14 million members with total assets exceeding $180 billion. This growth reflects our commitment to providing exceptional financial services while fostering a strong sense of belonging. Our mission is simple yet profound: to serve our members with dedication and integrity. We aim to empower individuals through comprehensive financial solutions that include personal banking, auto loans, mortgages, credit cards, and business banking services. We understand that every member's needs are unique, which is why we focus on personalized service and community support. At Navy Federal Credit Union, we believe in making banking accessible for everyone. Our branch features modern amenities such as ATMs available for member use, ensuring convenience for those on the go. While we do not currently offer drive-thru banking, our lobby hours are designed to accommodate your busy schedule: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. We also prioritize innovation and accessibility by providing online and mobile banking services that allow members to manage their accounts anytime and anywhere. Our digital tools are designed with you in mind, offering easy access to essential services like bill payments and money transfers. Community involvement is at the heart of what we do. Navy Federal actively participates in various outreach programs aimed at enhancing the lives of our members and neighbors. Whether it's sponsoring local events or partnering with organizations focused on education and financial literacy, we strive to make a positive impact beyond traditional banking. While members can visit us at our Colonial Heights branch address for all their banking needs, official correspondence should be sent to the same location: 1080 Temple Ave, Colonial Heights, VA 23834. Join us at Navy Federal Credit Union today! Experience firsthand how we can help you achieve your financial goals while being part of a supportive community dedicated to your success. For more information or assistance, feel free to call us at 888-842-6328 or visit our website at Navy Federal Credit Union. We look forward to welcoming you!

Branch Location & Accessibility

Welcome to the Navy Federal Credit Union located at 1080 Temple Ave in Colonial Heights, VA! We're excited to serve you from our convenient branch, nestled in a vibrant area that's easy to access. Whether you're heading over for personal banking needs or exploring auto loans, our friendly staff is ready to assist you. While members can visit us at this address, any official correspondence should be sent to the same location: 1080 Temple Ave, Colonial Heights, VA 23834. We're close to local landmarks, making your trip even easier. Just a short drive away from the Colonial Heights Plaza, you'll find us right where you need us. Accessibility is important to us. Our branch is designed to accommodate everyone with features such as ADA-compliant ramps and ample parking available right outside. You won't have trouble finding a spot! We know your time is valuable. That's why we offer convenient operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. Whether you prefer visiting during the week or on the weekend, we've got you covered. At our Navy Federal Credit Union branch, we're proud to provide a range of services tailored for your financial needs. From checking and savings accounts to auto loans and credit cards with rewards, we ensure that all your banking essentials are just a visit away. Plus, with ATM availability on-site, accessing your funds has never been easier. If you have questions or need assistance while you're here, don't hesitate to reach out! Give us a call at 888-842-6328 for any inquiries or feel free to drop by during our operating hours. We look forward to welcoming you soon!

Member Eligibility

Becoming a member of Navy Federal Credit Union feels like joining a close-knit family that genuinely cares about your financial well-being. If you live, work, worship, or attend school in the community surrounding our branch at 1080 Temple Ave Colonial Heights Va 23834, you're already on your way to becoming part of our supportive network. We welcome military families and veterans too, creating a space where everyone can thrive together. Joining us not only opens doors to various banking services but also connects you with a community that prioritizes your goals and dreams. For more details on eligibility, feel free to visit our resource page at https://www.navyfederal.org/membership/eligibility.html. Opening an account is a breeze! You can start the process by visiting us online at https://mymembership.navyfederal.org/#/milestones or give us a call at (888) 842-6328 if you have any questions or need assistance. We're excited to help you take this important step towards securing your financial future with Navy Federal Credit Union.

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's market, smooth transactions are key to keeping customers happy. Our merchant services allow you to accept payments easily, whether online or in-store. Imagine a local café seamlessly processing orders while ensuring quick service; that's the kind of efficiency our services can bring to your operation. If you're ready to elevate your business banking experience or have questions about how we can assist you, don't hesitate to reach out at (888) 842-6328. Let's work together towards your success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Convenience is key when it comes to accessing cash. Our branch offers ATM and cash withdrawal services, ensuring you have access to your funds whenever you need them. At Navy Federal Credit Union, we pride ourselves on making banking accessible and straightforward for everyone in Colonial Heights. Ready to take the next step? Call us today at 888-842-6328 or visit our website at navyfcu.org to learn more about how we can assist you!

Auto Loans & Vehicle Financing

If you're dreaming about getting behind the wheel of a new car, our auto loans and vehicle financing options can help make that dream a reality. We provide competitive rates and flexible terms, allowing you to drive away in a vehicle that suits both your needs and budget.

Business Banking

Running a business comes with its own set of challenges, which is why we offer comprehensive business banking services including merchant services and business loans. We understand how crucial it is for businesses to thrive, and we're here to provide the financial tools you need.

Credit Cards with Rewards

For those who love to earn while they spend, our credit cards with rewards are an excellent choice. Enjoy perks like cashback on purchases or points redeemable for travel and other exciting rewards. Using a credit card shouldn't just be about spending; it should be about earning benefits too!

Mortgage Loans & Refinancing

Thinking about purchasing a home or refinancing your current mortgage? Our team can guide you through the process with our mortgage loans tailored for first-time buyers or seasoned homeowners alike. With personalized service and expert advice, you'll feel confident making one of life's biggest investments.

Personal Banking

We understand that managing your day-to-day finances is important. That's why we offer various checking and savings accounts designed to fit your lifestyle. From easy online banking to personalized assistance at our branch, accessing your funds has never been easier. Imagine having the ability to check your balance or transfer money from your phone while waiting in line at the grocery store. Our online and mobile banking features let you do just that!

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's where our personal loans come in handy. Whether it's for home improvements or consolidating debt, we offer solutions that help lighten your financial load. Picture being able to combine multiple payments into one simple monthly installment it's peace of mind at its best!

Digital & Online Banking

Key Features

One of the standout features is our ability to offer e-statements, making it easy for you to keep track of your financial documents without the clutter of paper statements. You can also enjoy electronic signature authorization, which means you can sign important documents securely from home, saving you trips to the branch. If you're looking to make quick payments, our mobile payments feature lets you pay using your smartphone with ease. Whether it's splitting a bill with a friend or making a purchase on the go, managing transactions has never been easier. For those times when you need to send money quickly to someone else, our person-to-person transfer service allows you to do just that! It's simple and fast ideal for sharing expenses or sending gifts.

Security and Support

Your security is our top priority. We use advanced security measures to ensure that your information remains safe while you bank online. And if you ever need assistance, our friendly support team is always ready to help you navigate any questions or concerns. In today's fast-paced world, having reliable online banking options is essential. At Navy Federal Credit Union, we empower our members with tools that make financial management straightforward and efficient. Join us today and experience the future of banking at your convenience!

Financial Strength

Commitment to Growth

Our commitment to growth is reflected in our $399,808,576 in undivided earnings, which we reinvest into innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases, our lending capacity supports your financial goals across various sectors.

Member Trust

Total Share Accounts stand at 30,809,321, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,127,735,547, further reinforcing our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 1080 Temple Ave Colonial Heights Va 23834 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is highlighted by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $21,492,783,754, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans to help members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable used vehicle, we are here to make the process as smooth as possible.

Business Financing

For business owners looking for capital to grow and expand their ventures, our outstanding commercial loans total $227,844,936. These loans are designed to support businesses in various stages and sectors.

Mortgage Loans

Thinking about homeownership? Our mortgage options are designed to simplify the journey of buying or refinancing your home. We currently provide Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making it easier for you to secure a place you can call home.

Refinancing Options

If you're considering refinancing your existing loans or mortgages for better rates or terms, we can assist you through this process as well. Be sure to ask about eligibility requirements when you contact us. At Navy Federal Credit Union in Colonial Heights, VA, we prioritize your financial wellness and strive to provide solutions that fit your unique circumstances. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our loan offerings today and let us help you take the next step toward achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans helping members manage their finances effectively, our credit cards come with rewards that can benefit you every time you use them.

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