Navy Federal Credit Union Chesapeake VA: Affordable Vehicle Loans & Top Checking Accounts

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial growth and community support right here in Chesapeake, VA. Located at 241 Hanbury Rd E, our branch has been serving members since 1947, creating a legacy of trust and reliability. With over 14 million members and total assets exceeding $180 billion, we are committed to providing exceptional service tailored to meet the needs of our community. At Navy Federal, we understand that banking is more than just transactions; it's about building relationships. Our experienced team, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is dedicated to guiding you through every financial decision, whether you're looking for a new auto loan or opening a savings account. With total deposits reaching $2.32 billion and a net worth of over $21.49 billion, our solid foundation allows us to offer competitive rates and innovative solutions designed with you in mind. While members can visit us at 241 Hanbury Rd E, official correspondence should be sent to our mailing address at 241 Hanbury Rd, East, Chesapeake, VA 23322. We invite you to explore our range of services including personal banking, auto loans, credit cards with rewards, and business banking options. Your journey towards financial well-being starts here! Whether you have questions or need assistance, don't hesitate to reach out at 888-842-6328. Join us today at Navy Federal Credit Union where your financial goals become our mission. Visit our website at navyfcu.org for more information or to get started on your membership journey!

Branch History & Mission

Welcome to the inspiring journey of Navy Federal Credit Union, located at 241 Hanbury Rd E, Chesapeake, VA 23322. Since its inception in 1947, our branch has stood as a pillar of strength for the community, dedicated to serving members with care and commitment. Over the years, we have grown significantly, now boasting a membership of over 14 million individuals who trust us with their financial needs. Our mission is simple yet profound: to provide exceptional financial services while fostering a spirit of community support. We believe that banking should not only focus on numbers but also on people. At Navy Federal, we are dedicated to making a positive impact in the lives of our members by offering accessible financial solutions tailored to meet their unique needs. As we evolved through the decades, our branch has embraced innovation without losing sight of our core values. Today, we offer a wide range of services from personal banking, auto loans, and mortgages to business banking solutions. Our members can enjoy modern conveniences such as online and mobile banking, ensuring they can manage their finances easily from anywhere. In addition to our robust service offerings, we take pride in being an active part of the Chesapeake community. We engage in various outreach programs that support local initiatives and foster relationships with organizations that share our vision for a better future. Together with our members, we strive to create opportunities and improve lives. We invite you to visit us during our operating hours: Monday through Thursday from 9 AM to 5:30 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 2 PM. For those on-the-go, we also feature drive-thru banking for quick transactions. And yes, ATMs are available for your convenience! If you need assistance or have questions about our services, feel free to reach out at 888-842-6328. While members can visit us at 241 Hanbury Rd E, official correspondence should be sent to 241 Hanbury Rd, East, Chesapeake, VA 23322 if different. Join us at Navy Federal Credit Union become part of a community where your financial well-being is our top priority! Experience firsthand how we can support your goals and dreams today!

Branch Location & Accessibility

Accessibility Features

At Navy Federal Credit Union, we prioritize accessibility for all members. Our branch is designed with ADA compliance in mind, featuring ramps and designated parking spaces to ensure everyone can visit us comfortably. If you prefer not to come inside, our drive-thru service makes it simple to conduct basic transactions without leaving your vehicle.

Operating Hours

We understand that life can be busy, which is why we offer flexible operating hours. Visit us Monday through Thursday from 9 AM to 5:30 PM, Friday until 6 PM, and Saturday from 9 AM to 2 PM. Our drive-thru operates during the same hours for your convenience.

Services Offered

Navy Federal Credit Union provides a range of services designed to support both personal and business banking needs. From checking and savings accounts to auto loans and mortgages, you'll find everything you need under one roof. Plus, with ATM availability right at the branch and online banking options available anytime, managing your finances has never been easier. If you have any questions or want more information about our services, don't hesitate to reach out! Call us at (888) 842-6328 or stop by during our operating hours. We look forward to welcoming you at Navy Federal Credit Union your trusted partner in financial success!

Member Eligibility

Becoming a member of Navy Federal Credit Union is like joining a family that genuinely cares about your financial well-being. If you live, work, or worship in the area around our branch at 241 Hanbury Rd E Chesapeake Va 23322, or if you're part of the military community, you're likely eligible to join us. We pride ourselves on creating a welcoming environment where everyone can thrive. At Navy Federal Credit Union, you'll find a variety of services tailored to help you achieve your financial goals, from competitive loan rates to personalized banking solutions. Joining is simple! You can start the process by visiting our website for more detailed eligibility criteria at https://www.navyfederal.org/membership/eligibility .html . Once you're ready, check out the steps for opening an account at https://mymembership.navyfederal.org/#/milestones . If you have any questions, don't hesitate to reach out at (888) 842-6328. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that streamline payment processes for your business. Imagine making transactions smoother for your customers with easy-to-use point-of-sale systems. This not only enhances customer satisfaction but also helps you manage your finances more effectively. Located at 241 Hanbury Rd E Chesapeake Va 23322, in beautiful Chesapeake, VA, we are here to help you take the next step in your business journey. Contact us at (888) 842-6328 today to explore how our tailored solutions can benefit you!

Comprehensive List Of Services

Business Banking Essentials

For entrepreneurs, we offer essential business banking services including merchant services and business loans. This means whether you're just starting out or looking to expand, we have resources available to help your business thrive.

Convenient Access Points

We know convenience matters. That's why we provide ATM and cash withdrawal services, along with basic drive-thru banking for deposits, withdrawals, and simple transactions. Need access outside of regular hours? Our ATMs allow you to check balances or make withdrawals at any time.

Embracing Digital Banking

In today's fast-paced world, having access to digital banking features is crucial. Our members enjoy robust online banking capabilities that make managing finances simpler than ever. With options like electronic statements and mobile payments, you can stay on top of your finances effortlessly. At Navy Federal Credit Union, we strive to be more than just a financial institution; we're a partner in your financial journey. If you're ready to explore how we can assist you further or if you have questions about any of our offerings, don't hesitate to reach out! Call us at 888-842-6328 or visit us at our branch in Chesapeake. Let's work together toward a brighter financial future!

Lending Made Easy

Need extra cash? Our personal loans and debt consolidation services provide quick access to funds when life throws unexpected expenses your way. With straightforward terms and support from our team, you'll feel empowered to tackle any financial challenge. Don't forget about our credit cards with rewards! They not only offer great benefits but also help you build your credit while enjoying perks like cashback or travel rewards.

Personal Banking Solutions

Our personal banking services include various checking and savings accounts that cater to different lifestyles. Imagine easily managing your budget with our user-friendly online and mobile banking tools. You can check your balance, transfer funds, and even pay bills from the comfort of your home or on-the-go. When it comes to financing a vehicle, our auto loans and vehicle financing options are both competitive and flexible. Picture driving away in your dream car with favorable terms that fit within your budget. Plus, our mortgage loans and refinancing services can help turn your homeownership dreams into reality. We guide you through the process, ensuring you understand every step along the way.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services available at https://www.navyfederal.org/ , you can check your account balances, pay bills, and transfer money with just a few clicks. No need to worry about office hours; manage your finances when it suits you best.

Effortless Transfers

Need to send money to a friend? Our person-to-person transfer feature makes it easy to send funds quickly and securely. Just a few taps on your screen, and the money is on its way! At Navy Federal Credit Union, we're dedicated to providing accessible and user-friendly banking solutions that fit into your life. With our robust digital banking tools, managing your money has never been easier!

Mobile Banking on the Go

Our mobile application makes banking even more convenient. Whether you're commuting or relaxing at home, you can access all the features right from your smartphone. Plus, our mobile payments feature allows you to make purchases directly from your device, giving you the flexibility to shop without carrying cash or cards.

Secure Transactions Made Simple

We prioritize your security with electronic signature authorization for safe transactions. You can feel confident knowing that your information is protected as you conduct business online. Plus, with e-statements available, you can keep track of your finances without the clutter of paper statements.

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share our financial strength with you, showcasing the robust foundation that allows us to serve you better. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. Our commitment to growth is evident with $399,808,576 in undivided earnings. This allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Furthermore, with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Even during challenging times, our operations remain efficient as reflected by our $0. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees who are dedicated to serving you with a knowledgeable team ready to assist with your needs. Net Shares (Funds available for lending and investments): $1,127,735,547. Total Share Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 241 Hanbury Rd E Chesapeake Va 23322 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our flexible terms make financing straightforward and accessible.

Business Loans

For business owners seeking capital to grow and expand their operations, our outstanding commercial loans totaling $227,844,936 provide essential funding tailored to meet your business needs. At Navy Federal Credit Union located at 241 Hanbury Rd E Chesapeake Va 23322, our team is dedicated to providing personalized service and support throughout your borrowing journey. If you have questions about eligibility or want to learn more about our refinancing options, don't hesitate to reach out at 888-842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We are here to help you find the right loan product that suits your financial situation!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making buying or refinancing simple. We offer competitive rates and personalized service to help you navigate the home-buying process. If you're considering refinancing your existing mortgage, we can assist you with that as well.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $30,452,498,817 helping members manage their finances effectively. This option is ideal for those looking to consolidate debt or cover unexpected expenses without putting up collateral.

Loan Aggregator

Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach ensures that all offers are fair and transparent, allowing users to make informed decisions without hidden fees or misleading information.

Key Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users receive up-to-date loan rates from multiple institutions, helping them find the best options available. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial highlights how effective the platform can be in helping individuals secure better financial outcomes. For those looking to explore their options, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans