Navy Federal Credit Union Chesapeake VA: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Navy Federal Credit Union, located at 1020 Eden Way N, Chesapeake, VA 23320. Since our establishment in 1947, we have been dedicated to serving our community and helping our members achieve their financial goals. With a strong commitment to reliability and trust, we proudly support over 14 million members, providing them with essential banking services tailored to their needs. At Navy Federal, we believe in the power of community and aim to make a positive impact through our diverse range of financial products. Our total assets amount to an impressive $180.81 billion, while our members enjoy the benefits of $2.32 billion in deposits that are safely backed by our robust net worth of $21.49 billion. We offer a wide variety of loans, totaling 8,384,529, ensuring that whether you're looking for personal loans, mortgages, or vehicle financing, we've got you covered. Our leadership team is here for you every step of the way. Under the guidance of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our dedicated staff of 24,560 employees works tirelessly to provide exceptional service and support. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to the same address: 1020 Eden Way North, Chesapeake, VA 23320. If you're ready to experience member-focused banking that prioritizes your financial success, don't hesitate to reach out! Call us at 888-842-6328 or explore our website at navyfcu.org to learn more about how we can help you thrive financially.

Branch History & Mission

A Commitment to Community

Over the years, we have witnessed remarkable growth and transformation. Our dedication to providing exceptional financial services has remained steadfast as we expanded our offerings to meet the evolving needs of our members. We are not just a credit union; we are a community partner committed to making a positive impact in Chesapeake and beyond. Our mission goes beyond banking; it encompasses a commitment to support our members' financial well-being while actively engaging in local outreach initiatives. We believe that by investing in our communities, we foster stronger ties that benefit everyone involved. This belief is reflected in our extensive partnerships with local organizations and participation in community events.

Join Us on This Journey

As we look ahead to the future, Navy Federal Credit Union remains committed to enhancing the lives of our members and the communities we serve. Whether you're looking for personal banking solutions or seeking support for your business ventures, we invite you to join us on this journey. Experience firsthand how our dedicated team is here to help you achieve your financial goals. For more information about membership eligibility or to open an account today, please visit our website or call us at 888-842-6328. Together, let's build a brighter financial future!

Our Values and Services

The heart of Navy Federal lies in our core values integrity, respect, and service. These principles guide us as we provide a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. We also prioritize convenience through advanced digital banking options, ensuring that members can manage their finances easily anytime, anywhere. For those who prefer face-to-face interactions, our branch offers drive-thru banking and ATM access for quick transactions. Our lobby hours are convenient too: Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 2 PM. While members can visit us at 1020 Eden Way N, official correspondence should be sent to 1020 Eden Way North, Chesapeake, VA 23320 if different.

Branch Location & Accessibility

Welcome to Navy Federal Credit Union, your trusted financial partner located at 1020 Eden Way N in the vibrant city of Chesapeake, VA. Nestled in the heart of Chesapeake City, our branch is easily accessible and designed to meet all your banking needs with convenience and care. Whether you're here for personal banking, loans, or just some friendly advice, we are thrilled to serve you. While members can visit us at our branch location, official correspondence should be sent to our mailing address at 1020 Eden Way North, Chesapeake, VA 23320. This ensures that your documents reach us without any delays. Our branch is close to familiar landmarks such as the bustling Greenbrier Mall and the scenic Chesapeake City Park. With ample parking available right outside, you can visit us stress-free. Plus, we have ensured that our facilities are ADA compliant, with ramps and accessible entrances for everyone's comfort. At Navy Federal Credit Union, we pride ourselves on being there for you when you need us most. Our lobby hours are Monday through Friday from 9 AM to 5:30 PM and Saturday from 9 AM to 2 PM. If you prefer a quicker transaction, take advantage of our drive-thru services during the same hours! Need cash on the go? We have an ATM on-site for your convenience. From checking and savings accounts to auto loans and mortgages, our team is ready to assist you with a wide range of services tailored to meet your financial goals. So why wait? Come visit us at Navy Federal Credit Union in Chesapeake or give us a call at 888-842-6328 today! We look forward to helping you achieve your financial dreams!

Member Eligibility

At Navy Federal Credit Union, we're thrilled to welcome new members into our community! Joining us is easy, and you might be surprised to find out that many people qualify. If you live, work, or worship in the area around 1020 Eden Way N Chesapeake Va 23320, or if you have family members who are already part of our credit union, you're likely eligible for membership. This means you can enjoy personalized financial services tailored just for you, from checking and savings accounts to auto loans and mortgages. We pride ourselves on offering a supportive environment where your financial needs are understood and met with care. To learn more about the specific eligibility requirements, feel free to visit our detailed page at https://www.navyfederal.org/membership/eligibility .html . Once you're ready to take the next step, opening an account is a breeze just check out the straightforward process outlined at https://mymembership.navyfederal.org/#/milestones . If you have any questions, don't hesitate to call us at (888) 842-6328. We can't wait for you to experience everything that Navy Federal Credit Union has to offer!

Business Banking & Commercial Services

Lending Solutions That Empower Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer comprehensive merchant services that simplify transactions. Imagine processing payments effortlessly whether you're at a bustling market or running an online store. Our solutions help you stay focused on what matters serving your customers and growing your business. Visit us at 1020 Eden Way N Chesapeake Va 23320 in Chesapeake, VA, or give us a call at (888) 842-6328 to learn how we can partner with you on your journey to success.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners in Chesapeake, we offer specialized business banking services, including merchant services and business loans. We understand the challenges of running a business and aim to provide solutions that facilitate growth and success.

Convenient Access Anytime

We know that life can be busy, which is why we prioritize convenience through our online and mobile banking features. With access to ATMs for cash withdrawals and basic drive-thru banking for simple transactions like deposits and withdrawals, managing your finances has never been easier.

Credit Cards with Benefits

Our credit cards with rewards provide not just purchasing power but also benefits that can enhance your lifestyle. Earn points on every purchase and enjoy perks that make spending rewarding. It's all about giving back to you as a valued member.

Join Us Today!

At Navy Federal Credit Union, we're here to support you every step of the way. Whether you're just starting out or looking for ways to expand your financial horizons, our team is ready to assist. Feel free to reach out at 888-842-6328 or visit us at our branch in Chesapeake. Explore all that we have to offer at Navy Federal's website, and let us help you take charge of your financial future today!

Loans Tailored Just for You

If you're in the market for a new car or need financing options, our auto loans and vehicle financing services can help you drive off with confidence. We understand that buying a home is one of the most significant investments you'll ever make, which is why we provide flexible mortgage loans and refinancing options to fit your unique situation. For those unexpected expenses or consolidating debt, our personal loans offer a straightforward solution that helps you regain control over your finances.

Personal Banking Solutions

For those looking to manage their day-to-day finances, we offer various checking and savings accounts that cater to different lifestyles. Whether you're saving for a special occasion or just want easy access to your funds, our accounts are designed with your needs in mind. Imagine having the convenience of online banking at your fingertips, allowing you to check balances, transfer money, and pay bills from the comfort of your home or on the go through our mobile app.

Digital & Online Banking

Always Available and Secure

Your security is our priority. Our 24/7 online banking services ensure that you can access your accounts whenever you need to, all while keeping your information safe. With robust security measures in place and easy-to-navigate tools at your fingertips, you'll feel confident managing your finances wherever life takes you. Explore the convenience of digital banking with Navy Federal Credit Union today! Whether it's through our website or mobile app, we're here to support you every step of the way.

Key Features of Our Digital Banking Services

With our user-friendly online banking platform available at https://www.navyfederal.org/ , you can check balances, pay bills, and transfer money anytime you need to. We also provide electronic signature authorization, making it easy for you to complete transactions securely without needing to visit a branch. Plus, with e-statements available, you can access your account statements quickly and reduce paper clutter. For those who prefer mobile banking, our mobile application is packed with features that let you manage your accounts right from your smartphone. You can even enjoy mobile payments, allowing you to make purchases directly from your device with ease. Need to send money to friends or family? Our person-to-person transfer feature lets you do just that in real-time, providing a simple way to share funds without hassle.

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to serve you better. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans. Our operational efficiency reflects positively on our finances; however, our current net income stands at $0. This allows us to focus on enhancing the services we provide rather than short-term profits. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments) stand at $1,127,735,547 while our Total Share Accounts number at 30,809,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 1020 Eden Way N Chesapeake Va 23320 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have issued over $20,470,200 in total auto loans, including $14,784,600 in new vehicle loans and $17,423,226,266 in used vehicle loans already helping members get on the road. You can trust us for financing that fits your budget and lifestyle.

Business Loans

For business owners seeking capital to grow and expand their enterprises, we provide outstanding commercial loans totaling $227,844,936. Our business loan offerings are designed to support entrepreneurs and small business owners in achieving their objectives without undue stress. At Navy Federal Credit Union, we prioritize your financial well-being by offering competitive rates and personalized services. If you're interested in learning more about our loan offerings or would like assistance with your application process, please give us a call at 888-842-6328 or visit our website at Navy Federal Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards financial success!

Mortgage Loans

Thinking about homeownership? Our mortgage options are designed to help you navigate the buying process smoothly. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making buying or refinancing simple. Don't hesitate to reach out for details on eligibility and refinancing options.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans helping members manage their finances effectively, our credit cards come with features that suit various spending habits while keeping interest rates competitive.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. This commitment to accuracy means users can trust that they are seeing legitimate loan options that reflect current market conditions.

NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans