Navy Federal Credit Union

In the vibrant Centreville community, Navy Federal Credit Union at 5900 Fort Dr is proud to serve military members, veterans, and their families with personalized financial solutions designed to support your goals. Open Monday through Friday from 9:00 a.m. to 6:00 p.m. and Saturdays until 2:00 p.m., this branch offers convenient lobby and drive-thru services along with on-site ATM access for quick cash withdrawals and balance checks—making everyday banking easy whether you're stopping by or on the go.
Renowned for offering some of the best auto loans in Centreville, Navy Federal makes vehicle financing straightforward with competitive rates and flexible terms tailored to fit your budget and get you behind the wheel confidently. Homebuyers will also appreciate low mortgage rates and refinancing options crafted to help turn your dream home into reality. Beyond lending, members enjoy personal banking services including top checking and savings accounts built for convenience, credit cards loaded with rewarding perks, plus business banking solutions such as merchant services and business loans designed to empower local entrepreneurs.
Visit Navy Federal Credit Union at 5900 Fort Dr or call 888-842-6328 today to experience welcoming, community-focused service in Centreville. Discover how our standout auto loans and mortgage offerings can help you achieve your financial goals—contact us for personalized guidance!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner in the heart of Centreville, VA. Located at 5900 Fort Dr, Centreville, VA 20121, we pride ourselves on being a cornerstone of the community since our establishment in 1947. With over 14 million members and a commitment to providing exceptional financial services, we are here to support you in achieving your financial goals. At Navy Federal, our assets total an impressive $180.81 billion, ensuring that we have the resources to meet your needs, whether you're looking for personal banking options, vehicle financing, or business loans. We understand that every member's journey is unique, which is why we offer tailored solutions including checking and savings accounts, mortgages, and credit cards with rewards. While you can visit us at our branch for personalized assistance, please note that all official correspondence should be sent to our mailing address: 5900 Fort Dr, Ste 110, Centreville, VA 20121. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., our dedicated team of over 24,500 employees works tirelessly to deliver outstanding service. Our commitment to our members goes beyond just numbers; it's about building lasting relationships and fostering a sense of community. Whether you're exploring new loan options or looking for expert advice on saving for the future, we're here for you. Don't hesitate to reach out by calling us at 888-842-6328 or visiting our website at navyfcu.org. Join us today and experience the Navy Federal difference!

Branch History & Mission

Community Engagement

Navy Federal is committed to giving back to the community through various outreach programs and partnerships. We work closely with local organizations and charities to ensure that we contribute positively to the lives of those around us. This commitment extends beyond just banking; it's about building lasting relationships within the community. As we look toward the future, we remain dedicated to improving our services and embracing technology while keeping customer satisfaction at the forefront of everything we do. Whether you need assistance with loans or simply want advice on managing your finances better, we're here for you. Join us today at Navy Federal Credit Union in Centreville and experience firsthand how we can support you in achieving your financial goals! Reach out via phone at 888-842-6328 or visit us online at navyfcu.org. We can't wait to welcome you into our family!

Our Mission

Our mission is straightforward yet powerful: we strive to empower our members through exceptional financial services while fostering a sense of community. We believe that by supporting our members financially, we help them achieve their dreams whether that's purchasing a new home, buying a car, or simply managing day-to-day expenses more effectively. While members can visit us at our physical location for personalized service during our operating hours Monday through Friday from 9:00 AM to 6:00 PM and Saturday from 9:00 AM to 2:00 PM official correspondence should be sent to the same address as ours.

Branch Location & Accessibility

Easy Access and Amenities

At our branch, you'll find ample parking available, making your visit hassle-free. We are proud to be ADA compliant, ensuring that all members can navigate our facility with ease. If you're looking for quick transactions, our drive-thru service is available during lobby hours, allowing you to handle deposits and withdrawals without leaving your vehicle.

Full-Service Offerings

At Navy Federal Credit Union, we offer a range of services tailored to meet your needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Plus, if you need quick access to cash or balance checks, our ATM is available for your convenience. While members can visit us at 5900 Fort Dr for all their banking needs, official correspondence should be sent to the same address: 5900 Fort Dr, Centreville, VA 20121. Don't hesitate to reach out! You can call us at 888-842-6328 if you have any questions or need assistance before your visit. We look forward to welcoming you into our branch soon!

Operating Hours

We understand that life gets busy! That's why we offer extended hours to serve you better. Our lobby is open Monday through Friday from 9 AM to 6 PM, and on Saturdays from 9 AM to 2 PM. The drive-thru operates under the same schedule, providing you flexibility whether you're coming in or driving by.

Member Eligibility

Becoming a member of Navy Federal Credit Union is like joining a warm, welcoming family where your financial needs are truly understood. If you live or work in the areas we serve, you're likely eligible to join us! We embrace individuals from all walks of life, especially those affiliated with the military and their families. This means whether you're active-duty, a veteran, or a family member of someone who has served, you can become part of our community. You can learn more about the specific eligibility criteria by visiting this link. Opening an account with us is straightforward and designed to make you feel at home. With access to personalized banking services tailored just for you, becoming a member at Navy Federal Credit Union means enjoying lower fees, competitive rates on loans, and a range of financial products that fit your lifestyle. To get started on your membership journey, simply reach out to us at (888) 842-6328, or check out our account opening details here. We can't wait to welcome you to Navy Federal Credit Union at 5900 Fort Dr Centreville Va 20121!

Business Banking & Commercial Services

Merchant Services That Work for You

Imagine streamlining your payment processes while enhancing customer satisfaction. Our merchant services allow you to accept payments easily and efficiently, whether online or in-store. This means you can focus more on what you do best running your business while we handle the rest. Located at 5900 Fort Dr Centreville Va 20121 in Centreville, VA, we're here to help you navigate your financial options and empower your business's future. If you're ready to explore how our business banking services can make a difference for you, contact us today at (888) 842-6328!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions that meet diverse needs. With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM services are available for withdrawals and balance checks at your convenience. Additionally, our drive-thru banking allows for easy deposits and withdrawals without leaving your car perfect for those busy days. At Navy Federal Credit Union in Centreville, VA, we strive to make banking simple and user-friendly so you can spend more time focusing on what matters most in life. To learn more about how we can support your financial journey or if you have any questions about our services, feel free to reach out at 888-842-6328 or visit us online at Navy Federal Credit Union. We're here for you!

Auto Loans and Vehicle Financing

When it comes to purchasing a vehicle, our auto loans provide flexible financing options tailored to your budget. Imagine driving off in your dream car with confidence, knowing you've secured the best rates possible through our credit union.

Business Banking Services

For our small business owners, we offer comprehensive business banking solutions including merchant services and business loans. This means you can focus on growing your business while we handle the financial side of things.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. Pay bills, transfer funds, and even deposit checks from the comfort of your home or on-the-go.

Home Financing Made Simple

If homeownership is on your mind, our mortgage loans and refinancing options are designed to help you take that leap. We guide you through each step of the process, making it easier than ever to turn your homeownership dreams into reality.

Personal Banking Solutions

We understand that managing your finances can sometimes feel overwhelming. That's why at our Centreville branch located at 5900 Fort Dr, Centreville, VA 20121, we offer various personal banking options. You can open checking and savings accounts that fit your lifestyle, allowing you to manage your day-to-day expenses while also saving for the future.

Personal Loans for Life's Needs

Sometimes life throws unexpected expenses your way. Our personal loans can help you consolidate debt or cover those unforeseen costs without breaking the bank. Picture having a safety net that allows you to breathe easier during tough times.

Rewards Credit Cards

Our credit cards come with rewards programs that make every purchase count. Whether you're shopping for groceries or planning a vacation, earn points that can be redeemed for exciting perks turning everyday spending into rewarding experiences.

Digital & Online Banking

Key Features

With our online banking platform available at https://www.navyfederal.org/, you can easily check your account balances, transfer funds, and pay bills all from the comfort of your home or on the go. Need to send money to a friend? Our person-to-person transfer service makes it quick and easy. Plus, with our mobile application, you have everything you need right at your fingertips. You can also take advantage of electronic statements, allowing you to keep track of your finances without the clutter of paper. With e-statements available, you'll receive your account updates electronically saving time and reducing waste. If you prefer signing documents digitally, our electronic signature authorization feature adds another layer of convenience to your banking experience.

Security and Accessibility

Your security is our priority. We use advanced security measures to protect your personal information while ensuring that accessing your accounts is straightforward. Whether you're using our website or mobile app, navigating through your financial activities is user-friendly. For those who are always on the move, our mobile payments feature lets you make purchases directly from your phone making shopping even easier! In summary, whether you're managing daily expenses or planning for future investments, Navy Federal Credit Union provides the digital banking tools you need for effective account management. Experience the convenience of modern banking with us today!

Financial Strength

A Solid Foundation

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Investing Back into the Community

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans.

Member-Centric Focus

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance reflects our operational efficiency; while our net income is $0, it highlights our careful management of resources to serve you effectively. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Trust Built Over Time

Total Share Accounts stand strong at 30,809,321, showing a robust and growing member base that trusts us with their finances. With net shares available for lending and investments at $1,127,735,547, our branch is well-equipped to meet your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 5900 Fort Dr Centreville Va 20121 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or opting for a reliable used vehicle, our competitive rates can make it easier for you to drive away happy.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand your enterprise. We understand the challenges faced by small businesses and are here to support your ambitions.

Conclusion

At Navy Federal Credit Union, we are committed to providing transparent and accessible loan offerings that cater to your specific needs. Our team is here to guide you through every step of the process, from application to approval. If you're interested in learning more about eligibility or refinancing options, please visit us or call us at (888) 842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take control of your financial future today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We also provide refinancing options that can help you secure better terms if you're looking to lower your monthly payments or tap into your home's equity.

Unsecured Credit Card Loans

Managing everyday expenses is crucial, and that's where our flexible unsecured credit card loans come into play. With a total of $30,452,498,817 in loans helping members manage their finances effectively, you can enjoy peace of mind knowing that you have access to funds when needed.

Loan Aggregator

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