Navy Federal Credit Union

In the welcoming Alexandria community, Navy Federal Credit Union at 3725A Richmond Hwy is proud to serve military members, veterans, and their families with trusted financial solutions designed around your needs. Open Monday through Friday from 9:00 a.m. to 5:00 p.m. and Saturdays until 4:00 p.m., this branch offers convenient lobby access along with on-site ATM services for quick cash withdrawals and balance checks, making everyday banking smooth and accessible.
Known for providing some of the best auto loans in Alexandria, Navy Federal makes vehicle financing simple with competitive rates and flexible terms tailored to fit your budget. Homebuyers will also appreciate low mortgage rates and refinancing options crafted to help turn your dream home into reality. Beyond lending, members benefit from a full range of personal banking services including top checking and savings accounts built for convenience, credit cards loaded with rewarding perks, plus business banking solutions such as merchant services and business loans designed to support local entrepreneurs.
Visit Navy Federal Credit Union at 3725A Richmond Hwy or call 888-842-6328 today to experience friendly, community-focused service right here in Alexandria. Discover how our exceptional auto loans and mortgage offerings can empower your financial future—contact us for personalized guidance!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 3725A Richmond Hwy, Alexandria, VA 22305. Since our establishment in 1947, we've dedicated ourselves to providing exceptional services to our members, helping them navigate their financial journeys with confidence and ease. With over 14 million members benefiting from our offerings, we pride ourselves on being more than just a credit union; we are a community that supports each other. At Navy Federal, we understand the importance of reliable banking services tailored to your needs. Our total assets amount to an impressive $180.8 billion, ensuring that we have the resources necessary to support your financial goals. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, mortgages, or business banking services, we've got you covered. We're also committed to transparency and member service. Our net worth stands strong at $21.5 billion, reflecting our dedication to maintaining a solid foundation for our members' financial security. Additionally, with $2.3 billion in total deposits and over 8 million loans issued, you can trust us to help you manage your money wisely. Our leadership team is here for you: led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we strive to foster a welcoming environment where every member feels valued. If you need assistance or have questions about our services, don't hesitate to reach out to us at 888-842-6328. While members can visit us at our branch location, official correspondence should be sent to the same address: 3725A Richmond Hwy, Alexandria, VA 22305. We invite you to explore what we can do for you by visiting our website at navyfcu.org. Join us today and experience the benefits of being part of a credit union that truly cares about your financial well-being!

Branch History & Mission

Commitment to Community

At Navy Federal, community is at the heart of everything we do. We actively participate in local outreach efforts, partnering with organizations that align with our mission to uplift those around us. We believe in giving back and helping create a brighter future for everyone in Alexandria and beyond. While members can visit us at our branch location on Richmond Hwy, official correspondence should be sent to the same address for consistency. Additionally, we offer modern conveniences such as ATM access for easy cash withdrawals anytime you need it.

Join Us

Our mission statement resonates deeply within every facet of our operations: "To serve those who serve." If you're looking for a credit union that prioritizes both your financial health and community welfare, look no further than Navy Federal Credit Union. Join us today to experience the benefits of being part of a supportive network dedicated to your success! For more information about membership eligibility or to open an account online, please visit Navy Federal's website. For any inquiries or assistance, feel free to reach us at (888) 842-6328. We're here to help you achieve your financial goals!

Our Evolution

From our humble beginnings, we have consistently adapted to meet the changing needs of our members. Our Alexandria branch has evolved with the times, embracing new technologies and customer-centric initiatives. We offer a variety of services including personal banking, auto loans, mortgage options, and business banking solutions. Our operating hours are convenient for all: Monday through Friday from 9 AM to 5 PM and Saturdays from 9 AM to 4 PM. As part of our mission, we aim not only to provide financial products but also to foster a sense of community among our members. Whether you're seeking assistance with managing your finances or looking for guidance on loans and credit cards, we are here for you every step of the way.

Branch Location & Accessibility

Amenities and Services

Our branch is designed with accessibility in mind. With ADA-compliant features and ample parking available, we strive to make your visit as smooth as possible. While we do not offer drive-thru services, we are proud to provide ATM access for quick cash withdrawals and balance checks whenever you need them. At Navy Federal Credit Union, we offer a range of services tailored for personal banking. From checking and savings accounts to auto loans and credit cards with rewards, we aim to meet all your financial needs under one roof.

Easy Access and Convenient Hours

At our branch, we understand that your time is valuable. That's why we offer convenient lobby hours from Monday to Friday, opening at 9 AM and closing at 5 PM. On Saturdays, we're available from 9 AM to 4 PM, giving you plenty of opportunities to visit us. If you have questions or need assistance, don't hesitate to call us at 888-842-6328; our friendly team is ready to help!

Your Home Away From Home

While members can visit us at our physical location on Richmond Highway, official correspondence should be sent to the same address. We invite you to explore everything we have to offer and see how we can assist you in achieving your financial goals. We look forward to welcoming you soon! Stop by today and discover the difference at Navy Federal Credit Union!

Member Eligibility

At Navy Federal Credit Union, we believe in creating a welcoming community where everyone can thrive. Becoming a member is easy and open to those who qualify, including active duty military members, veterans, and their families. If you live or work in the area surrounding our branch at 3725A Richmond Hwy Alexandria Va 22305, you're also invited to join us! We value every member's unique story and offer a range of services that cater to your financial needs, from checking and savings accounts to auto loans and mortgages. To get started on your journey with us, simply check the detailed eligibility criteria at https://www.navyfederal.org/membership/eligibility.html. This resource will provide you with all the information you need about becoming part of our supportive family. When you're ready to open an account, visit us online through https://mymembership.navyfederal.org/#/milestones or give us a call at (888) 842-6328 for any questions. We're here to help you take the first step towards better financial health!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer merchant services that simplify payment processing. Imagine having a reliable partner that helps you accept payments easily, whether it's in-store or online. Our services enable you to focus on what matters most growing your business. Located at 3725A Richmond Hwy Alexandria Va 22305 in Alexandria, VA, we invite you to explore how our business banking solutions can propel your success. Reach out at (888) 842-6328 for personalized service tailored to your business's needs!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash? Our ATM services allow for quick withdrawals and balance checks whenever you need them. Enjoy easy access without having to worry about long lines or limited hours. At Navy Federal Credit Union, we're committed to making banking accessible and convenient for all our members. If you'd like to learn more about any of these services or have questions about how we can assist you further, don't hesitate to reach out! You can contact us at (888) 842-6328 or visit us in person at 3725A Richmond Hwy Alexandria Va 22305. Let us help you achieve your financial goals today!

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options can help you get on the road quickly. With competitive rates and flexible terms, we aim to make your vehicle purchase as smooth as possible.

Business Banking Services

For our entrepreneurial members, we offer business banking solutions including merchant services and business loans. We understand that running a business requires financial tools that work for you, not against you.

Credit Cards with Rewards

With our credit cards featuring rewards programs, every purchase can earn you points toward travel, merchandise, or cash back. It's an easy way to make the most out of your spending while enjoying the benefits of being a member.

Mortgage Loans & Refinancing

If you're looking to buy a home or refinance your existing mortgage, we offer various mortgage options to fit your budget. Our knowledgeable team will guide you through the process, ensuring you find the best solution for your housing needs.

Online & Mobile Banking

In today's fast-paced world, managing your finances on-the-go is essential. That's why we provide robust online and mobile banking features. You can easily check balances, transfer funds, pay bills, and even deposit checks right from your smartphone or computer.

Personal Banking Solutions

Our personal banking services include checking and savings accounts that help you manage your day-to-day finances effortlessly. Whether you're saving for a vacation or need a reliable account for your regular transactions, our accounts are designed with your convenience in mind.

Personal Loans & Debt Consolidation

Sometimes life throws unexpected expenses your way. Our personal loans can provide the financial support you need during those times. Additionally, if you're juggling multiple debts, consider our debt consolidation options to simplify your payments and potentially lower your interest rates.

Digital & Online Banking

Key Features

Our online services also include electronic signatures for quick approvals on documents, allowing you to complete transactions without the hassle of printing or mailing paperwork. You can stay organized with e-statements that are available whenever you need them no more waiting for paper statements to arrive! For those who prefer banking on the go, our mobile application is a game-changer. You can make person-to-person transfers effortlessly through your phone, helping you send money to friends or family in just a few taps. And if you're into mobile payments, we've got you covered! With our mobile payments feature, shopping has never been easier; just tap and go.

Security You Can Trust

Your security is our top priority. We use advanced encryption technology to keep your personal information safe. With features like two-factor authentication and real-time alerts for suspicious activity, you can feel confident that your accounts are protected. In short, Navy Federal Credit Union offers a comprehensive digital banking experience that puts convenience first while keeping security at the forefront. Join us today and take control of your financial journey from anywhere!

Financial Strength

Growing Membership Base

Total Share Accounts stand at 30,809,321, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $1,127,735,547, emphasizing our commitment to providing valuable services to all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 3725A Richmond Hwy Alexandria Va 22305 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans.

Member Savings Secured

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team dedicated to your needs.

Solid Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, our flexible terms can accommodate your budget.

Business Loans

For business owners looking for capital to grow and expand their ventures, our outstanding commercial loans totaling $227,844,936 are available to meet your needs. We understand that investing in your business is crucial for success and are here to support your aspirations. If you're considering refinancing any existing loans or would like more information about eligibility options for our various loan products, please visit our website or contact us directly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Navy Federal Credit Union, we're dedicated to serving you with transparency and integrity as you explore your financing options.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We provide Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, allowing you to navigate the home-buying process with ease. Our experienced staff is ready to guide you through every step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans helping members manage their finances effectively, our credit cards are designed to provide convenience while allowing you to earn rewards.

Loan Aggregator

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