Navy Federal Credit Union

In the welcoming Webster community, Navy Federal Credit Union at 20070 Gulf Fwy is proud to support military members, veterans, and their families with trusted financial solutions tailored to your unique journey. Open Monday through Friday from 9:00 a.m. to 5:00 p.m. and Saturdays until 1:00 p.m., this branch offers both lobby and drive-thru services along with convenient ATM access for quick cash withdrawals and balance checks, making banking easy whether you're stopping by or on the go.
Renowned for providing some of the best auto loans in Webster, Navy Federal makes vehicle financing straightforward with competitive rates and flexible terms designed to get you behind the wheel confidently. Homebuyers also benefit from low mortgage rates and refinancing options crafted to help turn your dream home into reality. Beyond lending, members enjoy personal banking services including top checking and savings accounts built for convenience, credit cards loaded with rewarding perks, plus business banking solutions such as merchant services and business loans that empower local entrepreneurs.
Visit Navy Federal Credit Union at 20070 Gulf Fwy or call 888-842-6328 today to experience friendly, community-focused service in Webster. Discover how our exceptional auto loans and mortgage offerings can elevate your financial future—contact us for personalized guidance!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

At Navy Federal Credit Union, we believe in building lasting relationships with our members, providing them with the financial tools they need to thrive. Located at 20070 Gulf Fwy, Webster, TX 77598, our branch has been serving the community since 1947. With a total membership of over 14 million and assets exceeding $180 billion, we are proud to be a trusted partner in your financial journey. Our commitment extends beyond just numbers; it's about people. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we strive to create an environment where every member feels valued and empowered. With a dedicated team of 24,560 employees, we're here to ensure that your banking experience is seamless and satisfying. Whether you're looking for checking and savings accounts, auto loans, mortgages, or personal loans, our extensive services cater to your unique needs. Our total deposits stand at a robust $2.32 billion, reflecting the trust our members place in us. Additionally, we manage total loans amounting to 8,384,529, demonstrating our commitment to helping you achieve your financial goals. While members can visit us at our Webster location, official correspondence should be sent to the same address: 20070 Gulf Fwy, Webster, TX 77598. Feel free to reach out to us at 888-842-6328 for any inquiries or assistance you may need. We invite you to explore our website at navyfcu.org for more information on how we can help you succeed financially. Let's embark on this journey together!

Branch History & Mission

Accessibility and Convenience

Our branch offers convenient operating hours from Monday to Friday between 9 AM and 5 PM, and Saturdays from 9 AM to 1 PM. For those who prefer quick transactions, we have a drive-thru service available during these hours as well as ATM access for easy cash withdrawals anytime you need it. While members can visit us at 20070 Gulf Fwy Webster Tx 77598, official correspondence should be sent to 20070 Gulf Fwy, Webster, TX 77598 if it differs from our physical location.

Join Us!

Navy Federal Credit Union is more than just a bank; we're a community partner committed to helping you achieve your financial dreams. If you're looking for a supportive place where your voice matters, we invite you to become part of our family. Experience firsthand how we can help you grow financially while making a positive impact in the Webster area. For more information or assistance, feel free to reach out at (888) 842-6328. Join us today and take the first step towards securing your financial future with Navy Federal Credit Union!

Our Mission

At Navy Federal Credit Union, our mission is straightforward: to empower our members by providing exceptional financial products and services while fostering a supportive community environment. We believe that everyone deserves access to affordable banking solutions that help them thrive. Whether it's through personal banking, auto loans, or credit cards with rewards, we strive to meet the diverse needs of our members. We are not just about transactions; we are about relationships. Our team is here to guide you every step of the way, whether you're buying your first car or planning for retirement. We also prioritize community outreach through various partnerships and initiatives aimed at supporting local causes and charities.

Branch Location & Accessibility

Connect With Us

While members can visit us at 20070 Gulf Fwy, official correspondence should be sent to the same address. If you have any questions or need assistance, don't hesitate to reach out at 888-842-6328. We invite you to stop by our branch soon our friendly team is ready to help you navigate your financial journey!

Nearby Landmarks and Features

Located near popular spots like the Space Center Houston and just a short drive from local shopping centers, our branch is in a bustling area that offers plenty of parking. We strive to make your visit comfortable and accessible with features such as ADA-compliant entrances and dedicated parking spaces.

Operating Hours and Services

We understand that life can be busy, which is why we offer flexible hours for your convenience. Our lobby is open Monday through Friday from 9 AM to 5 PM, and on Saturdays from 9 AM to 1 PM. Need to access your account outside these hours? Our drive-thru service mirrors these hours, so you can easily manage transactions without having to leave your vehicle. At Navy Federal Credit Union, we provide a range of services tailored to meet your financial needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we aim to support you every step of the way. Plus, with ATM availability on-site, you can quickly withdraw cash or check balances at your convenience.

Member Eligibility

At Navy Federal Credit Union, we believe that everyone deserves the chance to be part of a caring community that prioritizes your financial well-being. If you're looking to join us at our Webster branch located at 20070 Gulf Fwy Webster Tx 77598, becoming a member is both simple and rewarding. You might qualify if you are an active duty service member, a veteran, or related to someone who is. Additionally, if you're part of certain organizations or government agencies, you could also be eligible. We welcome all members who share our commitment to community and service. For a full rundown of eligibility details, feel free to check out this link: https://www.navyfederal.org/membership/eligibility.html. Once you confirm your eligibility, opening an account with us is a breeze! Our friendly team is ready to assist you every step of the way, ensuring you have access to great services like auto loans, savings accounts, and more. If you have any questions or need assistance, don't hesitate to reach out at (888) 842-6328. Join us today and experience the benefits of being a valued member at Navy Federal Credit Union!

Business Banking & Commercial Services

Financing Options for Every Business

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer merchant services tailored to your needs. Imagine having a reliable partner that simplifies payment processing and helps you manage transactions effortlessly. Our solutions make it easy for you to focus on what you do best running your business. Visit us at 20070 Gulf Fwy Webster Tx 77598, Webster, TX, or call us at (888) 842-6328 to learn how our business banking services can help you thrive!

Comprehensive List Of Services

Access When You Need It

Need cash on the go? Take advantage of our ATM and cash withdrawal services, ensuring you have access when it matters most. Additionally, for straightforward transactions like deposits or withdrawals, our basic drive-thru banking makes it quick and efficient. At Navy Federal Credit Union in Webster, TX, we're more than just a financial institution we're here to support your journey every step of the way. If you're ready to take control of your finances or simply want to learn more about how we can assist you, don't hesitate to reach out! Give us a call at 888-842-6328 or visit us at our branch today! Let's work together toward achieving your financial goals!

Banking on Your Terms

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that let you handle your finances anytime and anywhere. Whether it's checking balances or transferring funds, our digital tools are designed with ease of use in mind.

Personal Banking Made Easy

Navigating your finances can sometimes feel overwhelming, but at Navy Federal, we strive to make it simple and accessible. Our checking and savings accounts provide you with flexible options to manage your money effectively. Plus, if you're considering a new vehicle, our auto loans and vehicle financing options help you get behind the wheel without the stress. If homeownership is on your mind, explore our mortgage loans and refinancing services. We offer competitive rates to make buying or refinancing your home more manageable. Need some extra cash? Our personal loans and debt consolidation solutions are designed to give you the support you need during those unexpected moments.

Rewards That Make Sense

Who doesn't love rewards? With our credit cards with rewards, every purchase gets you closer to benefits that matter to you. This way, while you're managing day-to-day expenses, you're also earning perks that can enhance your lifestyle.

Supporting Your Business Endeavors

For our entrepreneurial members, we understand that running a business comes with its own set of challenges. Our business banking services, which include merchant services and business loans, are crafted to help you thrive in today's market.

Digital & Online Banking

Key Services

Whether you're at home or on the go, our 24/7 online banking services provide you with real-time access to your accounts. You can easily check balances, transfer funds, and pay bills all from the comfort of your device. Plus, our mobile application offers the same features, so you can manage your finances right from your smartphone. For those who prefer going paperless, we provide e-statements, allowing you to view your account statements digitally. This not only keeps your information safe but also helps reduce clutter. And if you're looking to sign documents quickly, our electronic signature authorization makes it simple and efficient no need for printing or mailing.

Payment Options

Our digital services don't stop there! If you're looking for a quick way to send money to friends or family, our person-to-person transfer feature is here for you. It's as easy as sending a text! And for those who love convenience in shopping, we support mobile payments that let you make purchases directly from your phone. With all these features combined, Navy Federal Credit Union ensures that your banking experience is accessible and straightforward. We're committed to providing tools that help you stay in control of your financial life while maintaining high standards of security. Join us today and experience the ease of digital banking!

Financial Strength

Commitment to Excellence

Our operational efficiency is highlighted by a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable team.

Growing Membership Base

Total Share Accounts stand at 30,809,321, showcasing a strong and growing member base that trusts us with their finances. This growth reflects the confidence our members have in us as their trusted partner for all things financial. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 20070 Gulf Fwy Webster Tx 77598 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans.

Member-Centric Savings

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Offerings

For those considering business opportunities or expansion plans, our outstanding commercial loans totaling $227,844,936 provide essential capital for growth. We also have a robust line of credit options with total credit lines reaching $62,780,210,296, offering further flexibility for personal or business needs. If you're interested in refinancing any existing loans or learning more about eligibility options for our products, visit us online or give us a call at 888-842-6328. Our team is ready to assist you with any questions you may have. Remember that all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're committed to transparency and providing you with reliable information as you consider your loan options. Visit us today at Navy Federal Credit Union in Webster and let's explore how we can help finance your next big step!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. With over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road, you can trust us to provide competitive financing solutions for both new and pre-owned vehicles.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. We offer Junior Lien 1-4 Family Residential Property loans totaling $6,343,248,096, ensuring that you have the support you need as you embark on this important investment.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in unsecured credit card loans available, we help members manage their finances effectively while enjoying the convenience of credit when they need it most.

Loan Aggregator

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