Navy Federal Credit Union

In the vibrant community of The Colony, Navy Federal Credit Union at 5101 TX-121 offers a welcoming financial home for military members, veterans, and their families seeking trusted support. Open Monday through Friday from 9:00 a.m. to 5:30 p.m. and Saturdays from 9:00 a.m. to 2:00 p.m., this branch provides convenient lobby access alongside on-site ATM services for quick cash withdrawals and balance checks, making everyday banking both easy and accessible.
Renowned for some of the best auto loans in The Colony, Navy Federal simplifies vehicle financing with competitive rates and flexible terms tailored to your budget—helping you get behind the wheel confidently. Homebuyers will also appreciate low mortgage rates and refinancing options designed to turn your dream home into reality with ease. Beyond lending, members enjoy comprehensive personal banking services including checking and savings accounts crafted for convenience, credit cards packed with rewarding perks, plus business banking solutions such as merchant services and business loans to support local entrepreneurs.
Visit Navy Federal Credit Union at 5101 TX-121 or call 888-842-6328 today to experience friendly, community-focused service in The Colony. Discover how our exceptional auto loans and mortgage offerings can empower your financial future—start your membership today!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union located at 5101 Tx121, The Colony, TX 75056! Since our establishment in 1947, we have been dedicated to providing top-notch financial services to our growing community of members. With a robust membership base of over 14 million, we take pride in being a trusted partner for your financial journey. At Navy Federal, we understand that every member has unique needs. That's why we offer a wide range of services including personal banking, auto loans, mortgages, and credit cards with rewards tailored just for you. Our total assets exceed an impressive $180.8 billion, reflecting our commitment to ensuring financial stability and growth for all our members. With a strong net worth of $21.5 billion and total deposits amounting to $2.3 billion, we are equipped to provide the resources you need. Whether you're looking to secure a loan or simply want to open a savings account, our experienced team is here to assist you every step of the way. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we strive for excellence in serving your banking needs. While you're welcome to visit us at our branch for any inquiries or assistance, please note that if you need to send any official correspondence, it should be directed to the same address: 5101 TX-121, The Colony, TX 75056. We invite you to discover how Navy Federal Credit Union can help you achieve your financial goals. Call us at 888-842-6328 or visit our website at navyfcu.org today! Your financial future starts here!

Branch History & Mission

Our Mission

At Navy Federal Credit Union, our mission is simple yet profound: to serve those who serve. We are dedicated to providing not just financial products but also comprehensive support that empowers our members to achieve their goals. From personal banking options like checking and savings accounts to auto loans and mortgages, we strive to offer solutions that meet the diverse needs of our community. We recognize that being part of a thriving community means more than just offering financial services. We actively engage in outreach efforts aimed at supporting local initiatives and partnerships that uplift those around us. Our goal is not only to help members with their financial needs but also to contribute positively to The Colony and surrounding areas. As technology advances, we remain committed to enhancing accessibility for all members. Our digital offerings include online banking, mobile payments, and e-statements all designed with your convenience in mind while ensuring compliance with ADA standards. Whether you are looking for personal loans or seeking guidance on business banking solutions, Navy Federal Credit Union stands ready to assist you every step of the way. While members can visit us at 5101 Tx121 for all their banking needs, official correspondence should be sent to the same address. Join us today and experience firsthand how Navy Federal Credit Union can make a difference in your life. Together, let's build a brighter future one member at a time! If you have any questions or need assistance, don't hesitate to reach out at (888) 842-6328.

Branch Location & Accessibility

Convenient Access

Our branch is designed with your needs in mind. With ample parking available right outside, visiting us is hassle-free. We are committed to ensuring accessibility for all members; our location features ADA-compliant entrances and ramps so everyone can feel welcome. If you need to send us any official correspondence, please note that while you can visit us at our physical address, mail should be directed to 5101 TX-121, Ste 300, The Colony, TX 75056.

Hours That Fit Your Schedule

At Navy Federal Credit Union, we understand that life can get busy. That's why our lobby hours are tailored to fit your schedule open Monday through Friday from 9:00 AM to 5:30 PM and on Saturday from 9:00 AM to 2:00 PM. Whether you prefer banking during the week or on the weekend, we're here for you.

Services Tailored for You

We offer a variety of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have solutions that fit every stage of life. Plus, with ATM availability right at our branch and access to online and mobile banking services, managing your finances has never been easier.

We’re Here For You

Have questions? Our friendly staff is always ready to assist you. Give us a call at 888-842-6328 or stop by during our operating hours we'd love to help you on your financial journey! So why wait? Come visit us at Navy Federal Credit Union in The Colony today!

Member Eligibility

Becoming a member of Navy Federal Credit Union is like joining a family that genuinely cares about your financial well-being. If you're looking to experience personalized service and great benefits, you're in the right place! To qualify for membership, you simply need to meet a few friendly criteria whether you're an active duty service member, a veteran, or even a family member of someone who fits those categories. We believe in making it easy for everyone to join our supportive community. You can find all the detailed eligibility requirements at https://www.navyfederal.org/membership/eligibility.html. Opening your account is just as simple! With a straightforward online process, you'll be on your way to enjoying the advantages of membership, from competitive rates on loans to exceptional customer service. Don't hesitate to reach out at (888) 842-6328 if you have any questions or need assistance with getting started. We're here for you at our branch located at 5101 Tx121 The Colony Tx 75056, ready to welcome you into our community! For more information on opening an account, visit https://mymembership.navyfederal.org/#/milestones.

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services make it easier for you to manage transactions smoothly. Imagine being able to accept payments from customers anytime, anywhere, whether it's online or in-store. This flexibility not only enhances customer satisfaction but also boosts your bottom line. Discover how Navy Federal Credit Union can be your partner in success. Visit us at 5101 Tx121 The Colony Tx 75056, The Colony, TX or call us at (888) 842-6328 to explore our offerings tailored for your business needs!

Comprehensive List Of Services

Accessing Your Funds Anytime

With our ATM and cash withdrawal services, accessing cash is straightforward. We offer basic ATM access for withdrawals and balance checks at convenient locations so that you can manage your finances effortlessly. At Navy Federal Credit Union located at 5101 Tx121 The Colony Tx 75056, we strive to ensure all members feel supported in their financial journeys. If you have any questions or would like more information about our services, please don't hesitate to call us at 888-842-6328. Explore how we can help meet your financial needs today! Join us at Navy Federal Credit Union and experience the difference of member-focused service.

Business Support When You Need It

For small business owners, our business banking services include merchant services and business loans that help you grow your enterprise. We know how important it is for businesses to have reliable financial support, so whether you're just starting out or expanding an established company, we're here to back you up.

Financing Your Dreams

If you're thinking about purchasing a new car or refinancing an existing loan, our auto loans and vehicle financing options provide competitive rates that can save you money. Picture yourself driving off in that dream car with favorable terms that suit your budget. For those looking to buy a home, our mortgage loans and refinancing solutions offer flexible options designed to make homeownership achievable.

Managing Debt Wisely

Life can bring unexpected expenses, which is why we also offer personal loans and debt consolidation services. These options allow you to manage your debts more effectively and relieve some financial pressure. You'll be able to combine multiple debts into one manageable payment, simplifying your monthly budgeting.

Personal Banking Made Easy

We understand that managing your finances is essential for achieving your goals. That's why we offer various personal banking services such as checking and savings accounts that fit different lifestyles. Imagine having easy access to your funds through our online and mobile banking platforms. You can check balances, transfer money, and even make payments right from your smartphone making everyday banking as convenient as possible.

Rewards That Matter

Our credit cards with rewards give you the chance to earn points on everyday purchases. Whether you're shopping for groceries or planning a vacation, every dollar spent gets you closer to exciting rewards. It's a great way to make the most out of your spending while enjoying additional perks.

Digital & Online Banking

At Navy Federal Credit Union, we understand that managing your finances should be as easy and secure as possible. That's why we offer a robust suite of digital and online banking services designed to give you the control you need, right at your fingertips. With our 24/7 online banking services available at https://www.navyfederal.org/, you can access your accounts anytime, anywhere. Whether you're checking your balance or transferring funds, our user-friendly platform makes it straightforward. For those who prefer using their smartphones, our mobile application ensures you can manage your money on the go with just a few taps. In today's fast-paced world, convenience is key. That's why we also provide person-to-person transfers, allowing you to send money to friends or family with ease. No need for cash or checks just a few clicks and the funds are on their way. Security is a top priority for us. Our electronic signature authorization feature ensures that your transactions are safe and verified, giving you peace of mind as you bank online. Plus, with the option for e-statements, you can keep track of your account activity without the clutter of paper statements. And if you're looking to simplify payments, our mobile payments feature lets you pay bills or make purchases directly from your phone. It's quick and hassle-free perfect for those busy days when you're on the move. At Navy Federal Credit Union, we're committed to providing accessible and efficient banking solutions that fit your lifestyle. Explore all that our digital banking services have to offer today!

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, the strength of your financial institution can make all the difference. That's why we are proud to share our robust financial standing with you. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $1,127,735,547. Total Share Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 5101 Tx121 The Colony Tx 75056 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans, helping members get on the road with confidence. Whether you're purchasing a brand-new model or a reliable used vehicle, our loan options are tailored to suit your needs.

Business Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $227,844,936 provide the capital needed for expansion and development. We understand the unique challenges faced by businesses and are here to support your ambitions. At Navy Federal Credit Union in The Colony, TX (5101 Tx121), we aim to create a positive borrowing experience for all our members. If you're interested in refinancing or want more information about eligibility options for any of our loan products, feel free to give us a call at 888-842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Visit us today to explore how we can assist you in achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096. We simplify the process of buying or refinancing your home so you can focus on what matters most settling into your new space.

Unsecured Credit Card Loans

Managing finances can sometimes be challenging. That's why we also offer flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans available, our unsecured credit cards are designed to help you navigate expenses while earning rewards along the way.

Loan Aggregator

Accurate Loan Comparisons

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Benefits of Using LendMesh

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