Navy Federal Credit Union

In the vibrant Spring community, Navy Federal Credit Union at 6725 N Grand Pkwy W warmly welcomes military members, veterans, and their families to a trusted financial partner dedicated to your success. Open Monday through Friday from 9:00 a.m. to 5:00 p.m. and Saturdays until 1:00 p.m., this branch offers both lobby and drive-thru services alongside convenient ATM access for quick cash withdrawals and balance checks, making everyday banking effortless.
Known for providing some of the best auto loans in Spring, Navy Federal makes vehicle financing straightforward with competitive rates and flexible terms designed to fit your budget and get you behind the wheel faster. Homebuyers will also appreciate low mortgage rates and refinancing options tailored to help make your dream home more attainable. Beyond lending, members enjoy personal banking solutions including checking and savings accounts built for convenience, credit cards loaded with rewarding perks, plus business banking services such as merchant solutions and business loans crafted to support local entrepreneurs.
Visit Navy Federal Credit Union at 6725 N Grand Pkwy W or call 888-842-6328 today to experience welcoming service in Spring. Discover how our outstanding auto loans and mortgage offerings can empower your financial future—contact us for personalized guidance!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial wellness located at 6725 N Grand Pkwy W, Spring, TX 77389. Since our establishment in 1947, we've dedicated ourselves to serving our members with integrity and care. With over 14 million members and a strong foundation of $180.81 billion in total assets, we are committed to making a positive impact on our community and helping you achieve your financial goals. At Navy Federal, we understand that life can be unpredictable. That's why we offer a range of services tailored to meet your needs, including checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards. We believe that everyone deserves access to reliable financial resources, which is why we strive to provide exceptional service in every interaction. Our leadership team is here for you. Under the guidance of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we work tirelessly to foster a welcoming environment where you feel valued as a member. Our dedicated staff of 24,560 employees is ready to assist you with all your banking needs. While members can visit us at our branch location, official correspondence should be sent to the same address: 6725 N Grand Pkwy W, Spring, TX 77389. For any inquiries or assistance, don't hesitate to call us at 888-842-6328. Join us today at Navy Federal Credit Union where your financial success is our mission! Visit our website at navyfcu.org for more information or stop by the branch during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. We look forward to serving you!

Branch History & Mission

Navy Federal Credit Union has been a cornerstone of financial support and community engagement in Spring, TX, since it first opened its doors in 1947. Located at 6725 N Grand Pkwy W, this branch has grown alongside its members, expanding both its services and impact over the decades. With a total membership of over 14 million, Navy Federal stands as a testament to the power of cooperative banking, committed to serving those who serve our nation. The mission of Navy Federal Credit Union is simple yet profound: to provide exceptional financial services while fostering a sense of community and belonging among its members. This commitment is reflected in every interaction, from personal banking solutions like checking and savings accounts to comprehensive auto loans, mortgages, and credit cards with rewards. The credit union's focus on member satisfaction drives its initiatives, ensuring that each member feels valued and supported. As technology advances, Navy Federal ensures that it keeps pace with the needs of its members. With online and mobile banking options available, managing finances has never been easier. The branch also offers ADA-compliant facilities, making banking accessible for everyone. Additionally, services such as ATM access and drive-thru banking enhance convenience for all members. Community outreach is at the heart of Navy Federal's mission. The branch actively participates in local events and supports various initiatives aimed at uplifting the community. Through partnerships with local organizations, Navy Federal demonstrates its commitment not just to financial success but to the well-being of the people it serves. While members can visit us at 6725 N Grand Pkwy W for all their banking needs, official correspondence should be sent to the same address for consistency. Our operating hours are designed to accommodate busy schedules: Lobby hours are Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM; Drive-thru hours mirror those of the lobby. As we continue to grow and adapt to meet our members' needs, we invite you to join us at Navy Federal Credit Union. Experience firsthand how our services can help you achieve your financial goals while being part of a supportive community. For more information or to become a member today, call us at 888-842-6328 or visit our website here. Together, let's build a brighter financial future!

Branch Location & Accessibility

Convenient Access and Features

Our location is designed with your convenience in mind. We offer ample parking for our members, ensuring that you can access our services without any hassle. Our branch is fully accessible, featuring ramps and ADA-compliant facilities to welcome everyone. When you visit us, you'll find a dedicated team ready to assist you during our generous operating hours. Our lobby is open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. If you're in a hurry, our drive-thru service also operates during these hours, allowing you to complete simple transactions without even leaving your car.

Let's Connect!

Whether you're looking for personal banking solutions or have questions about our services, we encourage you to give us a call at 888-842-6328 or simply drop by our branch. Our friendly staff is eager to help you navigate your financial journey. We look forward to seeing you soon!

Services at Your Fingertips

At Navy Federal Credit Union, we pride ourselves on offering a wide range of financial services tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we've got you covered. Need cash quickly? Our ATM is available for easy withdrawals and balance checks whenever you need it. While members can visit us at 6725 N Grand Pkwy W for all their banking needs, official correspondence should be sent to the same address if you're using our mailing address.

Member Eligibility

Becoming a member of Navy Federal Credit Union is like stepping into a community where your financial well-being truly matters. If you live, work, worship, or attend school in certain areas, you're likely eligible to join us! We welcome military members and their families as well, so there's a good chance that you can take advantage of our many benefits. At Navy Federal Credit Union, you'll find a supportive environment where your needs are prioritized, whether you're looking for a checking account, loans, or simply better rates on savings. To learn more about the specific eligibility requirements, feel free to check out our website at https://www.navyfederal.org/membership/eligibility.html. The process to open an account is straightforward and user-friendly just visit https://mymembership.navyfederal.org/#/milestones to get started! If you have any questions or need assistance, don't hesitate to reach out at (888) 842-6328. We're excited to help you become part of our family!

Business Banking & Commercial Services

Merchant Services That Matter

Imagine running your day-to-day operations without the hassle of complex payment systems. Our merchant services simplify transactions so you can focus on what really matters growing your business. From easy credit card processing to online payment options, we offer tools that help streamline your sales process. Visit us at 6725 N Grand Pkwy W Spring Tx 77389 in Spring, TX or call us at (888) 842-6328 to learn how we can assist you in achieving your business goals!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash or want to perform quick transactions? Our ATM services allow for easy withdrawals and balance checks without stepping inside the branch. Plus, our drive-thru banking offers basic services like deposits and withdrawals while keeping you comfortable in your vehicle. At Navy Federal Credit Union, we're dedicated to meeting all your financial needs under one roof. Whether you're opening an account or seeking advice on loans, we're here to help every step of the way. If you have questions or want to learn more about our services, please don't hesitate to reach out at (888) 842-6328 or visit us online at Spring Tx. Join us today as we embark on this journey together towards financial wellness!

Business Banking Solutions

For our entrepreneurial members, we understand the unique challenges faced by businesses today. That's why we offer business banking services, including merchant services and business loans tailored to support your company's growth and success.

Convenient Digital Banking

In this fast-paced world, convenience is key. With our robust online and mobile banking features, managing your finances has never been easier. Access your accounts anytime from anywhere, make transfers, pay bills, and even deposit checks right from your smartphone.

Financing Your Dreams

If you're considering buying a new car or refinancing an existing loan, our auto loans and vehicle financing options can set you on the right path. We offer competitive rates and flexible terms to fit your budget. Additionally, if homeownership is in your plans, explore our mortgage loans and refinancing services that guide you through every step of the process.

Personal Banking Made Easy

Navigating personal finances can be overwhelming, but at Navy Federal Credit Union, we simplify it for you. Our checking and savings accounts are designed to help you manage your money effortlessly. Whether you're saving for a vacation or planning for future expenses, our accounts come with features that make tracking your finances straightforward.

Rewarding Credit Options

When it comes to credit cards, we believe in rewarding our members. Our credit cards with rewards offer various benefits that align with your lifestyle and spending habits. From cashback on purchases to travel rewards, there's a card option perfect for you.

Support for Personal Needs

Life can throw unexpected challenges your way, and having access to funds can make all the difference. Our personal loans and debt consolidation services are here to support you when you need extra financial help. Whether it's consolidating debt or funding a major purchase, we work with you to find a solution that suits your situation.

Digital & Online Banking

Key Features

Our online banking platform provides a host of features that empower you to stay on top of your financial needs. You can easily check balances, view transaction history, and transfer money anytime, anywhere. Plus, with electronic signature authorization available, signing documents is straightforward and secure. Need to access your statements? We offer e-statements for those who prefer a paperless option, ensuring you have everything you need without clutter. Our mobile application enhances this experience even further. You can manage your account on the go, making payments or checking balances whenever it suits you.

Security and Convenience

When it comes to security, we've got you covered. Our platform uses advanced encryption technology to keep your information safe while you bank online or through our mobile app. You can also make person-to-person transfers easily send money to friends or family with just a few taps! We know that life can be busy, which is why our mobile payments feature allows you to pay using your smartphone at participating merchants. It's quick and hassle-free, giving you one less thing to worry about during your day. At Navy Federal Credit Union, we're committed to providing easy access and real-time management of your finances. Explore all these features today and see how our digital banking solutions can simplify your life!

Financial Strength

Commitment to Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our commitment to lending is evident with $1.3192 trillion in total loans and leases, including $1,023,510 in used auto loans that support your financial goals across various sectors.

Member Trust

Total Share Accounts stand at an impressive 30,809,321, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $1,127,735,547. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 6725 N Grand Pkwy W Spring Tx 77389 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our operational efficiency is reflected by our $0 net income, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Secure Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Financial Solutions

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand your business. If you're considering consolidating debt or need personal financing, we have options tailored just for you. If you're interested in any of these loan products or want to learn about refinancing options, feel free to reach out! You can contact us at (888) 842-6328, or visit us at our branch located at 6725 N Grand Pkwy W Spring Tx 77389 in Spring, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates, making it easier for you to drive away in the vehicle you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance an existing mortgage, our team is here to guide you through the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These credit cards come with rewards and benefits that can make your everyday purchases more rewarding.

Loan Aggregator

Benefits of Using LendMesh

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