Navy Federal Credit Union

In the vibrant San Antonio community, Navy Federal Credit Union at 7322 Jones Maltsberger Rd is proud to serve military members, veterans, and their families with trusted financial solutions tailored to your unique journey. Open Monday through Friday from 9:00 a.m. to 5:30 p.m. and Saturdays until 2:00 p.m., this branch provides convenient ATM access for quick cash withdrawals and balance checks, making everyday banking effortless.
Recognized for some of the best auto loans in San Antonio, Navy Federal offers competitive rates and flexible vehicle financing options designed to get you on the road with confidence. Homebuyers will also appreciate attractive mortgage loans and refinancing choices crafted to help you achieve your dream home smoothly. Beyond lending, members enjoy a full range of personal banking services including checking and savings accounts built for convenience, credit cards with rewarding perks, plus business banking solutions such as merchant services and business loans to support local entrepreneurs.
Visit Navy Federal Credit Union at 7322 Jones Maltsberger Rd or call 888-842-6328 today to experience friendly, community-focused service in San Antonio. Discover how our outstanding auto loans and mortgage offerings can empower your financial future—start your membership today!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 7322 Jones Maltsberger Rd, San Antonio, TX 78209. Since our establishment in 1947, we have proudly served a growing community of over 14 million members. With total assets exceeding $180.8 billion and deposits reaching $2.32 billion, we are committed to providing exceptional financial services tailored to meet the needs of our diverse member base. At Navy Federal, we understand that your financial journey is unique. That's why we offer a variety of services, from checking and savings accounts to auto loans, mortgages, and business banking solutions. Our robust portfolio also includes personal loans and credit cards with rewards to help you manage your finances effectively. Led by our dedicated CEO, Dietrich Kuhlmann, and Board President Edward Cochrane Jr., our team of over 24,500 employees is here to support you every step of the way. We pride ourselves on our member-centric approach, ensuring that every decision we make reflects our commitment to your financial well-being. While members can visit us at our branch location, official correspondence should be sent to the same address for consistency. If you have any questions or would like assistance, don't hesitate to reach out at 888-842-6328. Join us at Navy Federal Credit Union today! Experience the difference with a credit union that truly cares about your financial success. For more information about membership eligibility or to open an account, visit us online at navyfcu.org. We look forward to serving you!

Branch History & Mission

Commitment to Community

Our mission goes beyond just banking; it's about making a positive impact in the communities we serve. We actively participate in local outreach programs and initiatives that help strengthen our ties with residents in San Antonio and beyond. Whether it's through financial education workshops or community service events, Navy Federal aims to empower its members by providing them with the tools they need for financial success. While members can visit us at 7322 Jones Maltsberger Rd, official correspondence should be sent to the same address as our mailing address does not differ.

Join Us

As we continue this journey together, we invite you to become a part of the Navy Federal family. Experience firsthand how our commitment to exceptional service can help you achieve your financial goals. For more information or to open an account, feel free to call us at 888-842-6328 or visit us online at Navy Federal Credit Union. Together, let's build a brighter future!

Our Evolution

From humble beginnings, Navy Federal has evolved into one of the largest credit unions in the nation. Our mission has always been to provide exceptional financial services while fostering a sense of community and support among our members. We understand that each member's journey is unique, and we strive to offer personalized solutions that meet their diverse needs. In addition to traditional banking services, our branch is equipped with modern amenities including ATM availability for convenient cash access. Although we currently do not have drive-thru services, our friendly staff is ready to assist you during our operating hours: Monday through Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to 2:00 PM.

Branch Location & Accessibility

Convenient Access and Features

Our branch is accessible for everyone, featuring ADA-compliant entrances and ample parking to ensure your visit is smooth and hassle-free. Although we don't offer drive-thru service, our friendly team is ready to assist you inside during our lobby hours from 9 AM to 5:30 PM on weekdays, and from 9 AM to 2 PM on Saturdays. Whether you're looking to open a new account or need help with your existing services, we're here for you. If you prefer digital banking, don't forget that we also have an ATM available right here at the branch for quick cash withdrawals and balance checks.

Get in Touch

Should you need further information or wish to speak with one of our representatives, feel free to give us a call at 888-842-6328. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 7322 Jones Maltsberger Rd, San Antonio, TX 78209. We invite you to stop by and experience the personal touch that sets Navy Federal apart. Your financial journey is important to us, and we look forward to welcoming you soon!

Member Eligibility

At Navy Federal Credit Union, we believe that becoming a member is more than just opening an account; it's about joining a supportive community that cares about your financial well-being. If you're looking to be part of something special, you'll be pleased to know that eligibility at our branch is designed to be inclusive and welcoming. You can become a member if you are active duty or retired military personnel, a family member of someone who is, or even a Department of Defense civilian employee. We want everyone to feel like they belong here, so we encourage you to learn more about the specific eligibility criteria by visiting this link. Opening an account with us is straightforward and hassle-free! You can start the process by visiting our website where you'll find all the information you need. Plus, our friendly team is just a phone call away at (888) 842-6328 if you have any questions or need assistance along the way. We're located at 7322 Jones Maltsberger Rd San Antonio Tx 78209, ready to help you every step of the way as you join our family at Navy Federal Credit Union!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having a partner that understands the intricacies of daily transactions. Our merchant services help streamline payment processes, enabling you to focus on what you do best running your business. From secure payment options to easy-to-use point-of-sale systems, we make it simple for you to manage your sales and customer interactions. Ready to take your business further? Visit us at 7322 Jones Maltsberger Rd San Antonio Tx 78209 in San Antonio, TX, or call us at (888) 842-6328 to learn how we can assist you in reaching your goals.

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Solutions

If you're a business owner, Navy Federal Credit Union has your back too! We offer merchant services and business loans to help your enterprise thrive. Our business banking team is here to guide you through the process, ensuring you have the resources necessary for success.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we offer online and mobile banking services that allow you to manage your accounts anytime, anywhere. Check balances, pay bills, and even transfer funds all from the comfort of your home or on the go. Don't forget about our ATM services; with basic ATM access for withdrawals and balance checks, you'll always have cash when needed.

Join Us Today

At Navy Federal Credit Union, we strive to create an inclusive environment where every member feels valued. If you're ready to take control of your finances or want more information about any of our services like those mentioned above give us a call at (888) 842-6328 or visit us today at 7322 Jones Maltsberger Rd San Antonio Tx 78209 in San Antonio. Your financial future is bright with us by your side! We look forward to welcoming you into our community!

Personal Banking and More

Whether you're looking to open a checking or savings account, our personal banking options are designed with you in mind. We understand that everyone has unique goals, so our accounts come with features that help you manage your money effectively. If you're planning to purchase a new car, our auto loans and vehicle financing services can help get you behind the wheel without breaking the bank. For those dreaming of home ownership or considering refinancing, our mortgage loans provide competitive rates and flexible terms. Need some extra cash? Our personal loans and debt consolidation options make it easy to access funds when you need them most. Plus, with credit cards that offer rewards, you can earn while you spend!

Digital & Online Banking

Key Features

Our members enjoy several valuable features that make banking easier. With electronic signature authorization available, you can sign documents securely from your device without the hassle of printing or scanning. Plus, e-statements are offered so you can keep track of your transactions while reducing paper clutter. For those who prefer using their smartphones, our mobile application is available for download, allowing you to manage your accounts right from your pocket. You can also take advantage of mobile payments for quick and easy transactions at stores or online. Need to send money to a friend or family member? Our person-to-person transfers make it simple to send funds instantly no checks needed!

Security and Accessibility

Your security is our top priority. We employ advanced encryption technology to keep your information safe while ensuring that accessing your account is straightforward and user-friendly. You can bank confidently knowing that we have measures in place to protect you. With all these features at your fingertips, managing your finances has never been easier. Experience the convenience of modern banking today with Navy Federal Credit Union!

Financial Strength

Member Confidence

We proudly support 30,809,321 total share accounts, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) total $1,127,735,547. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 7322 Jones Maltsberger Rd San Antonio Tx 78209 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Operational Efficiency

Our operational efficiency is reflected in our current net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans.

Safe and Secure Savings

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have provided over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we can assist you every step of the way.

Business Financing

For business owners seeking capital to grow and expand their operations, we provide outstanding commercial loans totaling $227,844,936. Our team can work with you to find the right financing solution tailored to your business needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, we are dedicated to making home financing more accessible for our members.

Refinancing Options

If you're looking to refinance existing loans or credit lines for better rates or terms, talk to us about eligibility options that may work for you. We're here to ensure that you can find the best financial solutions that fit your situation. Our commitment is not just about offering loans; it's about providing financial support through every stage of life. If you're interested in learning more about our loan products or how we can help you reach your financial goals today, don't hesitate to call us at 888-842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Unsecured Credit Card Loans

Managing your finances effectively is crucial. We also offer flexible terms on unsecured credit card loans with a total of $30,452,498,817 in loans available to help you manage your spending and build your credit.

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