Navy Federal Credit Union

In the growing Pearland community, Navy Federal Credit Union at 11011 Shadow Creek Pkwy is dedicated to supporting military members, veterans, and their families with trusted financial solutions tailored to your goals. Open Monday through Friday from 9:00 a.m. to 5:30 p.m. and Saturdays until 2:00 p.m., this welcoming branch features a lobby and convenient ATM services for quick cash withdrawals and balance checks, making banking simple and accessible.
Renowned for offering some of the best auto loans in Pearland, Navy Federal makes vehicle financing easy with competitive rates and flexible terms designed to fit your budget and get you on the road confidently. Homebuyers also benefit from low mortgage rates and refinancing options crafted to help turn your dream home into reality. Beyond lending, members enjoy personal banking solutions including checking and savings accounts built for everyday convenience, credit cards loaded with rewarding perks, plus business banking services such as merchant services and business loans to support local entrepreneurs.
Visit Navy Federal Credit Union at 11011 Shadow Creek Pkwy or call 888-842-6328 today to experience friendly, community-focused service in Pearland. Discover how our standout auto loans and mortgage offerings can empower your financial future—start your membership today!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial growth and community support. Located at 11011 Shadow Creek Pkwy, Pearland, TX 77584, we have been serving our members since 1947 with a strong commitment to helping you achieve your financial goals. With over 14 million members and total assets exceeding $180.8 billion, we are dedicated to providing exceptional service and a wide range of financial products tailored to your needs. Our experienced team, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is here to ensure that every member feels valued and supported. Whether you're looking for personal banking solutions, auto loans, or business financing, we've got you covered. Our total deposits stand at an impressive $2.32 billion, reflecting our solid foundation and the trust our members place in us. While you can visit us at our Pearland branch, please note that all official correspondence should be directed to the same address: 11011 Shadow Creek Pkwy, Pearland, TX 77584. We invite you to explore our services, including online and mobile banking options for your convenience. At Navy Federal Credit Union, we understand the importance of community impact. Our focus is not just on numbers; it's about making a difference in the lives of our members. With a net worth of $21.49 billion and cash reserves of $2.19 billion, we are well-positioned to serve your financial needs with stability and confidence. Ready to take the next step? Give us a call at 888-842-6328 or visit our website at navyfederal.org for more information about how we can help you reach your financial aspirations today!

Branch History & Mission

Community Engagement

At Navy Federal Credit Union, community isn't just part of our name; it's at the heart of everything we do. We engage with local organizations and support events that uplift Pearland residents. By collaborating with schools, charities, and local businesses, we strive to make a meaningful impact and foster connections that matter. While you can visit us at our branch address for any inquiries or transactions, please note that official correspondence should be sent to 11011 Shadow Creek Pkwy, Pearland, TX 77584 if different from our physical location.

Join Us Today!

With an ATM available for your convenience but no drive-thru service at this location, we're here during the following hours: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 9:00 AM to 2:00 PM. We invite you to experience the benefits of being part of Navy Federal Credit Union. Whether you're looking for financial advice or simply want to open an account, come see how we can help you achieve your goals. Reach out to us today at 888-842-6328 or visit us online at navyfcu.org. Together, let's build a prosperous future!

Mission Statement

Our mission is simple yet impactful: to empower our members by providing exceptional financial services while making a positive difference in their lives and communities. We focus on not only meeting the banking needs of our members but also supporting local initiatives through various outreach programs. By investing in our community, we aim to create a brighter future for everyone in Pearland and beyond. We pride ourselves on offering personal banking solutions tailored to meet diverse needs whether it's checking and savings accounts, auto loans, mortgage financing, or credit cards with rewards. As technology evolves, so do we. Our digital advancements ensure that you can bank anytime and anywhere with features like online banking, mobile payments, and e-statements.

Branch Location & Accessibility

Easy Access and Nearby Landmarks

Finding us is a breeze! We're conveniently located near local favorites like the Pearland Town Center, which is perfect for shopping and dining. Parking is readily available right outside our doors, and we ensure that our facilities are ADA compliant, so everyone can enjoy easy access.

Operating Hours Tailored for You

We understand that life can get busy, which is why we offer flexible hours. Our lobby is open Monday through Friday from 9:00 AM to 5:30 PM, and on Saturdays from 9:00 AM to 2:00 PM. We aim to accommodate your schedule as best we can!

Services That Fit Your Needs

At Navy Federal Credit Union, we provide a wide range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Plus, you can take advantage of our ATM services for quick withdrawals and balance checks making banking easier than ever. While members can visit us at 11011 Shadow Creek Pkwy, official correspondence should be sent to the same address. If you have any questions or need assistance, feel free to give us a call at 888-842-6328. We invite you to stop by and see how we can help make your banking experience smoother. Your financial journey starts here!

Member Eligibility

At Navy Federal Credit Union, we believe that becoming a member is more than just opening an account; it's about joining a supportive community that values you. If you're looking to become part of our family, you'll find that eligibility is quite welcoming. To join us, you simply need to be a service member, veteran, or a family member of someone who qualifies. We also extend membership to select groups and employees of the Department of Defense. If you're curious about the specific criteria, I encourage you to check out our detailed eligibility information here. Once you've confirmed your eligibility, opening an account is straightforward! You can start your journey with us online by visiting our account opening page here, or feel free to give us a call at (888) 842-6328 if you have any questions. We're excited to help you unlock the benefits that come with being part of Navy Federal Credit Union, located at 11011 Shadow Creek Pkwy Pearland Tx 77584 in Pearland, TX. Welcome aboard!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services offer practical tools that help streamline your operations. Whether it's accepting payments seamlessly or managing transactions efficiently, we equip you with the resources needed to thrive. Picture running your business without worrying about payment processing hiccups our services make that possible. Ready to take your business to the next level? Visit us at 11011 Shadow Creek Pkwy Pearland Tx 77584 in Pearland, TX or call us at (888) 842-6328 to explore how we can support your success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We also provide essential services like basic ATM access for simple transactions such as cash withdrawals and balance inquiries. Ready to take the next step? Visit us at 11011 Shadow Creek Pkwy, Pearland TX 77584, or give us a call at 888-842-6328. Explore how our diverse offerings can help simplify your financial journey today!

Business Banking

For business owners, we provide comprehensive Business Banking services including Merchant Services & Business Loans. Whether you're starting a new venture or expanding an existing one, our team understands the unique challenges faced by small businesses and is ready to assist.

Credit Cards

Our Credit Cards with Rewards offer not just purchasing power but also benefits like cash back on purchases. This means that every time you shop or dine out, you're earning rewards that can go towards future purchases or travel making it a win-win situation.

Digital Services

In today's fast-paced world, digital access is essential. That's why we offer robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. With access to ATMs for cash withdrawals and balance checks at your fingertips, banking has never been more convenient.

Loans and Financing

If you're considering purchasing a car or refinancing an existing loan, our Auto Loans & Vehicle Financing options are designed to fit various budgets and lifestyles. Our rates are competitive, making it easier for you to drive away in the vehicle you want without breaking the bank. For those looking to buy a home, our Mortgage Loans & Refinancing services provide the support and guidance needed to navigate the mortgage process. We understand that buying a home is a significant investment, and we're here to help every step of the way. Additionally, our Personal Loans & Debt Consolidation options allow you to consolidate debt into one manageable payment or secure funds for unexpected expenses. Life can be unpredictable, but with our financial support, you can take charge of your financial situation.

Personal Banking

Our personal banking services include Checking & Savings Accounts that make managing your money easier than ever. With features like online and mobile banking, you can check balances, transfer funds, and pay bills right from your smartphone or computer. This is perfect for anyone who values convenience in their busy life.

Digital & Online Banking

Accessibility and Security

With 24/7 online banking services, you're never far from your financial information. Whether you're checking your balance or making transactions, you can do it all securely. We prioritize your safety with advanced security measures to protect your personal data while ensuring a smooth user experience. In today's world, having real-time access to your accounts is essential. At Navy Federal Credit Union, we strive to provide you with the tools you need to manage your finances confidently and efficiently, whether you're at home or on the move. Join us at Navy Federal Credit Union and discover how our digital banking services can simplify your life!

Key Features

Our digital banking options include everything from e-statements to person-to-person transfers. Enjoy the ease of electronic statements, which allow you to view your account information without the clutter of paper. Plus, with electronic signature authorization available, signing documents is now quicker and more efficient than ever. For those on the go, our mobile application is here to help. It offers features like mobile payments so you can make purchases directly from your smartphone. You can also transfer money easily between friends or family using our person-to-person transfer service perfect for splitting bills or sending gifts.

Financial Strength

Community Trust

Total Share Accounts stand at 30,809,321, showing a strong and growing member base that trusts us with their finances. With net shares available for lending and investments at $1,127,735,547, we're well-positioned to meet your needs today and into the future. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 11011 Shadow Creek Pkwy Pearland Tx 77584 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Investment in Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $1.3192 trillion in total loans and leases and $1,023,510 in used auto loans. This means whether you're purchasing a new vehicle or looking for personal financing solutions, Navy Federal is here to support your journey.

Member-Centric Savings

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency shines through with a net income of $0, reflecting our focus on serving you rather than maximizing profits. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Foundation

With a net worth of $21,492,783,754, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services and Options

We pride ourselves on being accessible to all our members. If you're considering refinancing any current loans or want to explore eligibility options for our various products, feel free to reach out. Our dedicated team at Navy Federal Credit Union is ready to assist you with personalized solutions tailored just for you. For more information about our loan offerings or to get started today, visit us at 11011 Shadow Creek Pkwy Pearland Tx 77584 in Pearland, TX, or give us a call at (888) 842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide financing options that suit your budget, whether you're interested in a brand-new ride or a reliable used vehicle.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. Whether you need funding for equipment, inventory, or other business expenses, we have solutions tailored for your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. Whether you are a first-time buyer or looking to refinance an existing mortgage, our team is here to guide you through every step of the process.

Unsecured Credit Card Loans

Managing finances effectively can sometimes require extra support. We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs designed to give you more value from your spending.

Loan Aggregator

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