Navy Federal Credit Union Killeen TX: Low Mortgage Rates & Auto Loans

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 500 W Central Texas Expy, Killeen, TX 76541. Established in 1947, our mission has always been to serve the community with care and dedication. With over 14 million members relying on us, we take pride in offering a wide range of services tailored to meet your financial needs. At Navy Federal, we understand that every member's journey is unique. Whether you're looking for personal banking solutions like checking and savings accounts, auto loans, or mortgage refinancing, we've got you covered. Our total assets stand strong at an impressive $180.81 billion, reflecting our commitment to safeguarding your finances while empowering you to reach your goals. Under the leadership of our CEO, Dietrich Kuhlmann, and Board President Edward Cochrane Jr., we foster a culture of trust and transparency. With a dedicated team of 24,560 employees, we ensure that you receive personalized service whenever you need assistance. Our branch not only serves as a place for transactions but also as a hub for community engagement. While members can visit us at our Killeen location, official correspondence should be sent to our mailing address: 500 W Central Texas Expressway, Killeen, TX 76541. We invite you to explore all that we offer by visiting our website at navyfcu.org or by calling us at 888-842-6328. Join us today and experience the Navy Federal difference where your financial well-being is our top priority!

Branch History & Mission

Community Commitment

Our branch isn't just a place for transactions; it's a hub for community interaction. Through partnerships with local organizations and outreach programs, we work tirelessly to give back and make a positive impact in Killeen and surrounding areas. While members can visit us at 500 W Central Texas Expy, official correspondence should be sent to 500 W Central Texas Expressway, Killeen, TX 76541 if it differs from our main address. With a focus on digital advancements such as online banking and mobile payments, we're committed to making banking easy and accessible for everyone. Additionally, our ATM availability ensures that you can manage your finances whenever you need. In conclusion, whether you're looking for expert advice or comprehensive financial services tailored just for you, Navy Federal Credit Union is here for you every step of the way. Join us today and experience firsthand the benefits of being part of a credit union that truly cares about its members and community! For more information or to become a member, call us at 888-842-6328 or visit our website.

Our Mission

At Navy Federal Credit Union, our mission goes beyond just offering financial products; we aim to enhance the lives of our members and uplift the communities we serve. We believe in fostering strong relationships built on trust and transparency. Our commitment is evident not only in the services we provide but also in how we actively engage with local initiatives and support community programs. We understand that every member's situation is unique. That's why we offer personalized solutions designed to help individuals achieve their financial goals. From our lobby hours Monday through Wednesday from 8:30 AM to 5:00 PM, and Thursday through Friday until 6:00 PM to convenient drive-thru services, we ensure accessibility for all.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Just a stone's throw away from popular spots like the Killeen Mall and Fort Hood, our location is perfect for both shopping trips and military families. We offer ample parking right outside, making it simple to stop by for any of your banking transactions. Our branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities to ensure everyone can visit us comfortably.

Operating Hours

Our friendly team is here to help during convenient hours: you can visit us Monday through Wednesday from 8:30 AM to 5 PM, and Thursday through Friday until 6 PM. We also open on Saturday from 9 AM to 1 PM for those who need to bank over the weekend. If you're looking for quick service, our drive-thru is available during the same hours ideal for busy days when you just need to make a deposit or withdrawal.

Services Offered

At this branch, we provide a wide range of services tailored to meet your financial needs. Whether you're interested in personal banking options like checking and savings accounts, or exploring auto loans and mortgage refinancing, our knowledgeable staff is here to guide you every step of the way. Plus, with an ATM available on-site, accessing cash has never been easier! While members can visit us at 500 W Central Texas Expy, official correspondence should be sent to our mailing address at 500 W Central Texas Expressway, Killeen, TX 76541. We invite you to come in or give us a call at 888-842-6328 if you have any questions or need assistance. Your financial well-being is our priority!

Member Eligibility

At Navy Federal Credit Union, we believe that everyone deserves a financial partner who truly cares. Becoming a member is simple and open to a wide range of individuals. If you live, work, worship, or attend school in the Killeen area or are related to someone who is already a member, you're eligible to join our welcoming community. We offer a variety of services tailored to meet your needs, from checking and savings accounts to auto loans and credit cards with rewards. To see all the specifics about eligibility, please visit our detailed page at https://www.navyfederal.org/membership/eligibility.html. Opening an account is just as easy! You can start your journey with us by checking out our account opening process here: https://mymembership.navyfederal.org/#/milestones. If you have any questions or need assistance, don't hesitate to reach out to us at (888) 842-6328. We can't wait for you to experience the benefits of being part of Navy Federal Credit Union!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that streamline payment processes for your business. Imagine having a reliable partner that ensures your transactions are handled smoothly allowing you to focus on what you do best: running your business. From card processing to point-of-sale systems, our services can help improve cash flow and enhance customer satisfaction. Located at 500 W Central Texas Expy Killeen Tx 76541, Killeen, TX, we're here to help you thrive. Reach out to us at (888) 842-6328 for more information or visit us online. Let's build a brighter future for your business together!

Comprehensive List Of Services

Accessible Banking Features

At Navy Federal Credit Union, we recognize the importance of having access to your funds when you need them most. Our branch features ATM services for quick cash withdrawals and balance checks. Additionally, our basic drive-thru banking allows for easy deposits, withdrawals, and simple transactions without having to step inside the branch.

Business Banking Made Easy

For small business owners, we offer tailored solutions through our business banking services, which include merchant services and business loans. These resources can help streamline operations and support growth initiatives while ensuring that managing finances remains hassle-free.

Convenient Digital Services

With advancements in technology, we've embraced digital banking features that enhance convenience for all members. Enjoy the ability to make payments through mobile payments or person-to-person transfers all from the palm of your hand. Our commitment extends beyond traditional banking by offering electronic signatures for ease in completing necessary documentation online. If you're ready to explore these services further or have any questions about how we can assist you financially, we encourage you to visit us at our Killeen branch or reach out via phone. The friendly team at Navy Federal Credit Union is here to help guide you on your financial journey because your success is our mission!

Financial Assistance When You Need It

Life can throw unexpected expenses your way, but with our personal loans and debt consolidation services, you can take control of your financial situation. This means fewer bills to manage and potentially lower interest rates on what you owe. Our credit cards with rewards also allow you to earn points on everyday purchases making every dollar spent work harder for you.

Personal Banking Solutions

Managing your finances should be straightforward and convenient. That's why we offer checking and savings accounts designed with you in mind. Whether you're saving for a special occasion or simply want easy access to your funds, our accounts cater to various preferences and lifestyles. You can easily monitor your balance and transactions through our online and mobile banking platforms, ensuring that your banking experience is as simple as possible. When it comes time to make a significant purchase, like a new car, we are here to help with auto loans and vehicle financing options that fit your budget. We understand that buying a home is also one of the biggest decisions you'll make, which is why our mortgage loans and refinancing options provide flexible solutions for first-time buyers or those looking to refinance their current mortgage.

Digital & Online Banking

At Navy Federal Credit Union, we understand that managing your finances should be simple and secure, no matter where you are. Our digital and online banking services are designed to give you the freedom to handle your banking needs with ease, whenever it suits you. With our online banking platform, accessible at https://www.navyfederal.org/, you can check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go. Enjoy the convenience of 24/7 online banking services that allow you to manage your account in real-time. Plus, with e-statements available, you can stay organized without the clutter of paper statements saving trees while keeping your information safe. Need to send money to a friend or family member? Our person-to-person transfers make it easy to send funds instantly, so you'll never have to worry about carrying cash again. And if you're always on the move, our mobile application is here for you. It offers all the features of online banking right at your fingertips, including mobile payments that let you pay at stores using just your smartphone. Security is a top priority for us. That's why we offer electronic signature authorization to ensure that your transactions are both safe and efficient. You can sign documents digitally without needing to print or fax anything a true time-saver! At Navy Federal Credit Union, we believe in making banking accessible for everyone. Whether you're checking your balance or transferring funds late at night, our user-friendly digital services help simplify your financial life. Join us today and experience the ease of modern banking!

Financial Strength

Committed to Service

Our operational efficiency is reflected by our net income of $0, which allows us to continue offering competitive loan rates and solid financial products for our members. We pride ourselves on having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvesting in Your Future

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans.

Secure Savings Opportunities

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' interests; with non-member deposits at $0, our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Foundation

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trusted by Many

Total Share Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,127,735,547 further confirms our commitment to serving you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 500 W Central Texas Expy Killeen Tx 76541 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We also provide refinancing options if you want to lower your monthly payments or interest rates on existing auto loans.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $227,844,936 provide the capital needed for expansion. Whether you're starting a new venture or looking to expand your existing business operations, we've got tailored solutions for you. At Navy Federal Credit Union in Killeen, TX, we pride ourselves on providing personalized service and competitive rates. If you're considering refinancing or want to learn more about eligibility options for any of our loan products, feel free to reach out at 888-842-6328 or visit our website at Navy Federal Credit Union. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We look forward to helping you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096. This means you can take the next step toward owning your own home with confidence.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans helping members manage their finances effectively, our credit cards provide an easy way to handle everyday expenses while earning rewards.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Every loan option displayed is based on current market conditions and vetted data from legitimate financial entities, removing any guesswork for the consumer.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions without delay. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the effectiveness and reliability of the platform. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.