Navy Federal Credit Union Helotes TX: Low Mortgage Rates & Rewards Cards

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner in the heart of Helotes, TX. Located at 12510 Bandera Rd Ste 101, Helotes, TX 78023, we have proudly served our community since 1947. As a member-focused institution, we believe in building lasting relationships and providing exceptional service tailored to your needs. With over 14 million members and total assets exceeding $180.8 billion, our commitment to your financial well-being is unwavering. We manage more than $2.3 billion in deposits and offer a range of services designed to help you achieve your financial goals, from checking and savings accounts to auto loans and mortgages. Our dedicated team of over 24,500 employees is here to assist you every step of the way. Led by our CEO, Dietrich Kuhlmann, and Board President, Edward Cochrane Jr., we prioritize transparency and integrity in all that we do. Our strong net worth of over $21.5 billion reflects our stability and ability to support our members effectively. Whether you're looking for a personal loan or exploring options for business banking, we've got you covered. While members can visit us at our branch location, official correspondence should be sent to the same address: 12510 Bandera Rd Ste 101, Helotes, TX 78023. We invite you to reach out with any questions or visit us during our lobby hours from Monday through Friday, 9:00 AM to 5:30 PM, and Saturdays from 9:00 AM to 2:00 PM. Feel free to give us a call at 888-842-6328 or explore more about what we offer on our website at navyfcu.org. Join us today and become part of a community that truly cares about your financial success!

Branch History & Mission

Community Engagement

We believe in the power of partnerships and collaboration. Through various outreach programs and initiatives, we actively engage with local organizations to uplift our community. Our goal is not only to meet the financial needs of our members but also to contribute positively to the lives of those around us. As we continue on this journey together, we invite you to become part of the Navy Federal family. Join us today and experience firsthand the dedication and service that have defined our branch for over seven decades. Whether you're looking for personal banking solutions or simply want to learn more about what we offer, we're here for you! For any inquiries or assistance, feel free to reach out at 888-842-6328. We look forward to welcoming you!

Our Mission

At Navy Federal Credit Union, our mission is clear: to serve our members with a focus on their financial well-being while fostering a spirit of community support. We aim to empower individuals and families by providing accessible financial products like checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Beyond just banking, we strive to make a positive impact through various community outreach initiatives. Our commitment extends beyond traditional banking; we embrace technology to enhance your experience. With features like online banking, mobile payments, and e-statements, we ensure that managing your finances is both easy and secure. We take pride in being ADA compliant so that all members can access our services comfortably.

Branch Location & Accessibility

Call Us Today!

Whether you're a long-time member or considering joining us for the first time, we invite you to stop by or give us a call at 888-842-6328. Our dedicated team at Navy Federal Credit Union in Helotes is here to help you with all your financial needs!

Convenient Access and Services

At our Helotes branch, we prioritize accessibility for all members. We feature ADA-compliant facilities, ensuring everyone can comfortably access our services. Parking is ample, allowing you to visit us without any hassle. While you can meet with our friendly staff in person, we also offer a range of services that are available through our ATM perfect for those quick transactions when you're on the go! Our lobby hours are set up to fit your busy schedule: we're open Monday through Friday from 9 AM to 5:30 PM and on Saturdays from 9 AM to 2 PM. This means you can come in before work or during your lunch break without missing a beat. While members can visit us at our physical address for all your banking needs from checking and savings accounts to auto loans and mortgage refinancing official correspondence should be sent to the same address for consistency.

Member Eligibility

Becoming a member of Navy Federal Credit Union feels like joining a welcoming family that genuinely cares about your financial well-being. If you live, work, or worship in the area, or if you have a family member who's already a member, you're likely eligible to join! We believe in making banking accessible and supportive for everyone in our community. Plus, being part of Navy Federal Credit Union opens the door to a range of benefits, from competitive loan rates to personalized service. To learn more about the specific eligibility requirements and see if you qualify, please visit our detailed page at https://www.navyfederal.org/membership/eligibility.html . Once you're ready to become a member, opening an account is straightforward and hassle-free. You can start the process by visiting us at 12510 Bandera Rd Ste 101 Helotes Tx 78023, or check out the easy steps online at https://mymembership.navyfederal.org/#/milestones . If you have any questions along the way, feel free to reach out at (888) 842-6328 we're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Needs

In addition to loans, we offer merchant services that simplify transactions for your business. From payment processing solutions that accept credit cards to online banking tools that keep track of your finances, we provide the resources you need to manage daily operations efficiently. Picture having the ability to process payments anywhere, boosting customer satisfaction while streamlining your workflow. Located at 12510 Bandera Rd Ste 101 Helotes Tx 78023 in Helotes, TX, our team is here to help you navigate the financial landscape and ensure your business thrives. For inquiries, feel free to call us at (888) 842-6328 let's work together to achieve your business dreams!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Need cash on the go? Our ATMs provide easy access for withdrawals and balance checks without any hassle. With locations throughout Helotes and beyond, getting cash when you need it is always simple. We invite you to experience all that Navy Federal Credit Union has to offer! If you have questions about any of our services or wish to get started today, don't hesitate to call us at 888-842-6328 or visit us at our branch in Helotes. Let us partner with you on your financial journey!

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? With our competitive auto loans and vehicle financing options, you can drive away with confidence. We provide flexible terms and rates that fit your budget. Imagine cruising down the road knowing that your loan is manageable and affordable.

Business Banking

For entrepreneurs and small business owners, we offer tailored business banking solutions including merchant services and business loans. We're dedicated to helping your business thrive by providing the financial support necessary for growth.

Credit Cards with Rewards

Do you want to make the most out of every purchase? Our credit cards come with rewards that give back while you spend. Imagine earning points for travel or cash back just for using your card on everyday purchases!

Mortgage Loans & Refinancing

Homeownership is within reach thanks to our comprehensive mortgage solutions. Whether you're buying a new home or refinancing an existing mortgage, we have options that cater to your specific situation. Our experts are ready to guide you through the process so you can focus on making memories in your new space.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we've invested in robust online and mobile banking platforms that allow you to manage your finances anytime, anywhere. Whether you're checking account balances or transferring funds between accounts, everything is just a few clicks away.

Personal Banking

We understand that managing your finances can be challenging. That's why we offer various personal banking services, including checking and savings accounts tailored to fit your lifestyle. You can easily open an account online or at our branch located at 12510 Bandera Rd Ste 101, Helotes, TX 78023. Our user-friendly mobile app allows you to check balances, transfer funds, and pay bills from anywhere.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. Our personal loans are designed to help you tackle those challenges head-on. From consolidating debt to funding a special project, our loans offer flexibility and support when you need it most.

Digital & Online Banking

Explore Our Services

Our online banking platform at https://www.navyfederal.org/ allows you to view your account balances, pay bills, and transfer funds with ease. Need to send money to a friend or family member? Our person-to-person transfer feature makes it simple and quick. Plus, if you prefer using your smartphone, our mobile application brings all these features right to your fingertips. You can even make mobile payments securely, so you're always ready for any purchase.

Security & Accessibility

Your security is our top priority. We utilize electronic signature authorization for your peace of mind, ensuring that all transactions are safe and secure. E-statements are also available, providing an eco-friendly way to keep track of your financial activities without the hassle of paper statements. With 24/7 online banking services, you can manage your account whenever it suits you best. Whether you're checking balances during a lunch break or making transfers late at night, we're here for you. At Navy Federal Credit Union, we believe that managing your finances should be straightforward and stress-free. Join us today and experience the convenience of modern banking!

Financial Strength

Commitment to Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases.

Growing Membership Base

We currently have a total of 30,809,321 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $1,127,735,547, further emphasizing our ability to support your needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 12510 Bandera Rd Ste 101 Helotes Tx 78023 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals.

Proven Operational Efficiency

Our operations reflect our commitment to efficiency with a net income of $0 that enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Secure Savings Options

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We make the process simple and straightforward, so you can focus on what matters most enjoying your new ride.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We understand the unique needs of small businesses and are committed to helping you succeed. At Navy Federal Credit Union, we believe that everyone deserves access to affordable financing. We invite you to explore our loan offerings today and see how we can help you reach your financial objectives. For more information or to start your application process, please give us a call at (888) 842-6328 or visit us at 12510 Bandera Rd Ste 101 Helotes Tx 78023. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Don't hesitate take the first step towards achieving your dreams with us!

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. Our team is here to guide you through every step of the process, ensuring that your path to homeownership is clear and manageable.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. This option allows you to handle everyday expenses with ease while enjoying benefits like rewards and no annual fees.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: Loan offers are sourced from legitimate financial institutions. This means you can trust the information you receive when comparing rates. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. Every user receives the same fair chance to access competitive rates. Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly. You won't waste time sifting through outdated or irrelevant information. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Testimonials like these reinforce our commitment to reliability and customer satisfaction. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

NAVY FEDERAL CREDIT UNION - Helotes, TX

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans