Navy Federal Credit Union

Nestled in the vibrant Garland community, Navy Federal Credit Union at 5102 N President George Bush Hwy is proud to serve military members, veterans, and their families with trusted financial solutions designed around your goals. Open Monday through Friday from 9:00 a.m. to 5:00 p.m. and Saturdays until 2:00 p.m., this branch offers both lobby and drive-thru services along with convenient ATM access for quick cash withdrawals and balance checks.
Renowned for offering some of the best auto loans in Garland, Navy Federal makes vehicle financing straightforward with competitive rates and flexible terms tailored to your budget. Homebuyers will also appreciate low mortgage rates and refinancing options crafted to help you achieve your dream home. Beyond lending, members enjoy comprehensive personal banking services including checking and savings accounts built for everyday convenience, credit cards with rewarding perks, plus business banking solutions such as merchant services and business loans designed to support local entrepreneurs.
Visit Navy Federal Credit Union at 5102 N President George Bush Hwy or call 888-842-6328 today to experience friendly, community-focused service. Discover how our standout auto loans and mortgage offerings can empower your financial future right here in Garland!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 5102 N President George Bush Hwy, Garland, TX 75040. Since our establishment in 1947, we have proudly served our community and beyond, amassing a membership of over 14 million individuals. Our commitment to providing exceptional services is reflected in our impressive total assets of $180.81 billion and total deposits reaching $2.32 billion. At Navy Federal, we understand that every member has unique financial needs. Whether you're looking for a personal loan, mortgage options, or business banking solutions, we are here to help. With 24560 dedicated employees, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we strive to create a welcoming environment where you can feel confident managing your finances. While members can visit us at our branch in Garland, official correspondence should be sent to the same address for your convenience. Our team is committed to supporting you with various services, including online and mobile banking, auto loans, credit cards with rewards, and much more. Ready to take the next step? Feel free to reach out at 888-842-6328 or visit us online at Navy Federal Credit Union. Your journey toward financial success starts here!

Branch History & Mission

Navy Federal Credit Union has been a pillar of strength and support for the community in Garland, TX, since its opening in 1947. Located at 5102 N President George Bush Hwy, this branch has grown alongside its members, adapting to their needs while maintaining a commitment to exceptional service. Over the years, Navy Federal has expanded significantly, now boasting a total membership of over 14 million and total assets exceeding $180 billion. Our mission is clear: we strive to provide our members with the best financial services possible while fostering a sense of community and belonging. We are not just a credit union; we are a partner in your financial journey. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgages, or business banking solutions such as merchant services and business loans, we're here to help every step of the way. At Navy Federal, we take pride in our customer-centric approach. Our team is dedicated to ensuring that every member feels valued and supported. Our operating hours reflect our commitment to accessibility, with lobby hours Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM. The drive-thru is also available during these times for added convenience. In addition to traditional banking services, we have embraced digital advancements that allow members to manage their finances easily through online and mobile banking platforms. This makes it simple to check balances, transfer funds, and pay bills on the go. We also prioritize ADA compliance so that all members can access our services without barriers. Community engagement is at the heart of what we do. We actively seek partnerships that uplift those around us through outreach programs and initiatives designed to give back. By investing in our local community, we aim not only to provide financial support but also to inspire growth and development. While you can visit us at our main location in Garland, any official correspondence should be sent to our mailing address: 5102 N President George Bush Hwy, Garland, TX 75040. We invite you to join the Navy Federal family today! Experience firsthand the dedication we have towards serving you and your financial goals. For more information about membership eligibility or how you can get started with us today, please call us at 888-842-6328 or visit our website at Navy Federal Credit Union. Together, let's build a brighter future!

Branch Location & Accessibility

ATM Availability

Need cash on the go? Our branch also features an ATM for your convenience. It's available around the clock for withdrawals and balance checks, ensuring you have access to your funds whenever you need them. While members can visit us at 5102 N President George Bush Hwy, official correspondence should be sent to the same address as our mailing address: 5102 N President George Bush Hwy, Garland, TX 75040. We invite you to come experience the welcoming atmosphere at Navy Federal Credit Union in Garland. If you have any questions or would like more information about our services, please don't hesitate to give us a call at 888-842-6328. We look forward to serving you!

Convenient Access and Services

At our Garland location, we prioritize your convenience. With ample parking available, visiting us is hassle-free. Our branch is designed to be accessible for everyone, featuring ADA-compliant entrances and ramps so that all members can easily navigate our space. We're open Monday through Friday from 9 AM to 5 PM and on Saturdays from 9 AM to 2 PM. Whether you need help with personal banking, loans, or credit cards, our dedicated team is here to assist you during these hours. For those who prefer drive-thru services, we have that too! The drive-thru operates Monday through Friday until 5:30 PM and Saturday until 2 PM for quick transactions without leaving your vehicle.

Member Eligibility

Welcome to the family at Navy Federal Credit Union, where becoming a member is more than just opening an account it's joining a community that truly cares about your financial well-being. If you're wondering whether you can become a member, you're in luck! At Navy Federal Credit Union, membership is open to individuals who are part of the military community, their families, and even certain Department of Defense employees. This means if you've served, are currently serving, or have a loved one in service, you can easily join us. To see the complete list of eligibility requirements and learn more about what it takes to become part of our supportive network, check out our detailed criteria at https://www.navyfederal.org/membership/eligibility.html. Once you know you qualify, opening an account is a breeze! Just head over to https://mymembership.navyfederal.org/#/milestones for step-by-step instructions on how to get started. Our friendly team is always here to assist you along the way feel free to give us a call at (888) 842-6328 if you have any questions. We're excited to welcome you to Navy Federal Credit Union, located at 5102 N President George Bush Hwy Garland Tx 75040, where together we can achieve your financial goals!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, our merchant services simplify payment processing. Imagine being able to accept payments seamlessly whether it's through credit cards, mobile wallets, or online transactions. Our services are designed to meet the needs of today's businesses, allowing you to focus on what you do best while we handle the rest. Located at 5102 N President George Bush Hwy Garland Tx 75040 in Garland, TX, we're here to help your business reach new heights. For personalized support, contact us at (888) 842-6328 and discover how we can partner with you on your journey to success!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, we haven't forgotten about you! Our business banking services include merchant services and business loans designed to support your entrepreneurial journey.

Convenience at Your Fingertips

Our lobby hours are convenient for busy schedules: open Monday through Friday from 9:00 AM to 5:00 PM and Saturdays from 9:00 AM to 2:00 PM. The drive-thru operates until 5:30 PM on weekdays and also on Saturdays until 2:00 PM, giving you more time flexibility. We invite you to visit us at Navy Federal Credit Union in Garland or give us a call at 888-842-6328 to learn more about how we can help you with all your financial needs. Discover how easy it can be to manage your money with us by exploring our comprehensive suite of services!

Credit Cards with Rewards

For those who enjoy earning rewards while they spend, our credit cards come with benefits that fit various lifestyles. From cashback offers to travel rewards, there's something for everyone.

Digital Banking Features

In today's fast-paced world, having access to your accounts anytime, anywhere is crucial. That's why we offer robust online and mobile banking services. You can check balances, transfer funds, or even pay bills right from your smartphone or computer. Plus, with ATM access available at our branch and throughout the network, withdrawing cash is a breeze whether you prefer using an ATM or the drive-thru service.

Loans and Debt Management

Sometimes life throws unexpected expenses your way. That's where our personal loans come into play, providing quick access to cash when you need it most. We also offer debt consolidation options to help streamline your payments and reduce financial stress.

Personal Banking Solutions

Managing your finances has never been easier. Our personal banking services include checking and savings accounts that help you save for emergencies or those special moments in life. If you're in the market for a new vehicle, our auto loans and vehicle financing options are here to assist you in making that dream car a reality. For those considering home ownership or refinancing, our mortgage loans offer competitive rates and terms tailored to fit your situation.

Digital & Online Banking

Key Services

Our online banking platform is accessible 24/7 at https://www.navyfederal.org/. This means you can check your account balances, transfer funds, and pay bills whenever it suits you. Plus, with our electronic signature authorization feature, signing documents is a breeze no need to visit the branch in person! We also offer e-statements to keep your financial information organized and eco-friendly. You can easily access your statements online, saving paper and clutter while staying on top of your finances. If you're always on the go, our mobile application puts banking right in your pocket. With features like mobile payments, you can make purchases quickly and securely using just your phone. Want to send money to a friend? Our person-to-person transfer option makes it simple to send cash instantly.

Security and User-Friendliness

Your security is our priority. Our online services come equipped with robust security measures to protect your personal information while giving you easy access to your accounts. Navigating our platform is user-friendly, ensuring that you can manage your money without any hassle. Whether you're checking an account balance or making a quick payment, you'll appreciate the accessibility and ease-of-use of our digital banking solutions. At Navy Federal Credit Union, we believe that managing your finances should be straightforward and efficient. Explore all these features today by visiting https://www.navyfederal.org/ we're here to make banking work for you!

Financial Strength

A Committed Team

We take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Our staff is dedicated to providing you with the best service possible.

Growing Together

Total Share Accounts: 30,809,321 reflect a strong and growing member base that trusts us with their finances. Our operational efficiency is evident as reflected by our current performance metrics. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 5102 N President George Bush Hwy Garland Tx 75040 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Reinvesting in Member Services

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to support your financial goals effectively.

Secure Savings for Members

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $21,492,783,754, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Needs

Our lending capacity is impressive with $1.3192 trillion in total loans and leases, including $1,023,510 in used auto loans. This robust portfolio reflects our dedication to helping you achieve your dreams whether it's buying a new car or securing funds for other needs.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans that have helped members get on the road confidently. Whether you're interested in financing a brand-new vehicle or a reliable used one, we can assist you every step of the way.

Business Loans

For business owners looking for growth opportunities, our outstanding commercial loans totaling $227,844,936 provide the capital needed to expand your operations. Whether you need funds for equipment purchases or working capital, we've got options available for you. If you're considering refinancing any existing loans or want to learn more about eligibility options for our products, don't hesitate to reach out. You can contact us at 888-842-6328 for personalized assistance or visit us at our branch located at 5102 N President George Bush Hwy Garland Tx 75040. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Navy Federal Credit Union, we're dedicated to supporting our members with comprehensive financial solutions tailored just for them.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096. We aim to make buying or refinancing simple and straightforward. Our experienced team is here to guide you through the process and help you find the right loan that fits your needs.

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans available, our credit cards are designed to help members manage their finances effectively while enjoying various benefits.

Loan Aggregator

Ensuring Accurate Comparisons

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