Navy Federal Credit Union El Paso TX: Top Auto Loans & Business Banking

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner in the heart of El Paso, TX. Located at 4717 Hondo Pass Dr Ste A, we have been serving our community since 1947. With over 14 million members and a solid commitment to providing exceptional service, we are here to help you navigate your financial journey. At Navy Federal, our total assets stand impressively at $180.81 billion, reflecting our strong foundation and dedication to member satisfaction. Our total deposits amount to $2.32 billion, ensuring that we have the resources necessary to support your banking needs, whether you're looking for personal loans, auto financing, or a secure place to save. We pride ourselves on being more than just a credit union; we are part of the El Paso community. Under the leadership of our CEO, Dietrich Kuhlmann, and Board President, Edward Cochrane Jr., our team of 24,560 employees is committed to making a positive impact on the lives of our members every day. While members can visit us at our branch location for face-to-face assistance, any official correspondence should be directed to our mailing address: 4717 Hondo Pass Dr Ste A, El Paso, TX 79904. Our extensive range of services includes checking and savings accounts, vehicle loans, mortgage options, and business banking solutions designed with you in mind. With total loans reaching 8,384,529, we're ready to assist you in achieving your financial goals. Ready to take the next step? Give us a call at 888-842-6328 or visit us online at Navy Federal Credit Union today! We're excited to help you thrive financially while being a trusted member of your community.

Branch History & Mission

At Navy Federal Credit Union, we take pride in our rich history and commitment to serving our members. Since our establishment in 1947, we have grown from a small credit union into one of the largest financial institutions dedicated to supporting military families and their communities. Our branch located at 4717 Hondo Pass Dr Ste A, El Paso, TX 79904 is part of this journey, where we strive to provide exceptional financial services tailored to the needs of our members. Over the years, Navy Federal has expanded significantly, now boasting a total membership of over 14 million individuals. We have built a strong foundation with total assets amounting to an impressive $180.8 billion, reflecting our dedication to responsible banking and community support. Each milestone achieved has been fueled by our unwavering mission: to serve those who serve our country. We aim to offer not just financial products but also guidance and support that empower our members to achieve their dreams. Our branch in El Paso is open for business with convenient operating hours: Monday through Thursday from 9:00 AM to 5:00 PM, Friday from 9:00 AM to 5:30 PM, and Saturday from 9:00 AM to 1:00 PM. While we do not currently offer drive-thru services, we do have an ATM available for quick transactions. Members can feel confident knowing they have access to essential banking services right in their community. At Navy Federal Credit Union, we are more than just a financial institution; we are a partner in your success. Our mission is clear: we provide personal banking solutions such as checking and savings accounts, auto loans, mortgages, personal loans, and credit cards with rewards all designed with your best interests in mind. We are committed to making banking accessible through online and mobile platforms while ensuring compliance with ADA standards. In addition to our financial services, we actively engage in community outreach initiatives and partnerships that uplift and support local causes. This commitment strengthens our ties within the community and exemplifies our belief that together we can make a difference. While members can visit us at 4717 Hondo Pass Dr Ste A, official correspondence should be sent to the same address for clarity. We invite you to join us at Navy Federal Credit Union and experience firsthand how we can help you navigate your financial journey effectively. Ready to take the next step? Reach out today at 888-842-6328 or explore more about membership opportunities on our website Navy Federal. Join us and become part of a legacy that truly values service, trust, and community support!

Branch Location & Accessibility

Accessibility Features

At Navy Federal Credit Union, we prioritize accessibility for all members. Our branch complies with ADA standards and features ramps and designated parking spots to ensure everyone can visit us comfortably. Additionally, we have an ATM available for quick cash withdrawals and balance checks when you're on the go.

Operating Hours

Our doors are open at convenient hours to fit your busy schedule. Visit us Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 1 PM. If you have any questions or need assistance outside of these hours, feel free to give us a call at 888-842-6328.

Services Offered

We offer a range of services designed with you in mind. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have everything you need under one roof. Our online and mobile banking services also provide you with flexibility and ease of access anytime, anywhere. We invite you to stop by Navy Federal Credit Union in El Paso today! Our team looks forward to welcoming you and helping you achieve your financial goals.

Member Eligibility

Becoming a member of Navy Federal Credit Union feels like joining a close-knit community that truly cares about your financial well-being. If you live, work, or worship in the El Paso area, or if you're a family member of an existing member, you're likely eligible to join us! Our doors are open to those who share our values and want to benefit from our supportive services. Whether you're looking for checking accounts, loans, or simply a place to grow your savings, we have something for everyone. For detailed eligibility criteria, check out our resource at https://www.navyfederal.org/membership/eligibility.html. Ready to take the next step? Opening an account is simple and straightforward. Just visit us at 4717 Hondo Pass Dr Ste A El Paso Tx 79904 or call us at (888) 842-6328 for any questions you might have. You can also start the process online by visiting https://mymembership.navyfederal.org/#/milestones. We can't wait to welcome you into the Navy Federal Credit Union family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, we offer practical merchant services designed to simplify transactions. Whether you're accepting credit cards or managing payroll, our services can streamline your daily operations, giving you more time to focus on what matters most growing your business. Visit us at 4717 Hondo Pass Dr Ste A El Paso Tx 79904, El Paso, TX or call us at (888) 842-6328 to discover how we can support your business goals!

Comprehensive List Of Services

Business Banking Services

For small business owners, we also offer comprehensive Business Banking solutions. From merchant services that streamline payment processing to business loans designed to support your growth, we're committed to helping local businesses thrive.

Digital Convenience at Your Fingertips

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking features that allow you to manage your accounts anytime, anywhere. With secure access to your accounts through our mobile app and online portal, you can pay bills, transfer funds, and even deposit checks from the comfort of your home. Need cash? Our ATM & Cash Withdrawal Services are readily available, making it easy for you to access your money when needed. You can also enjoy basic ATM access for withdrawals and balance checks without any hassle. Whether you're visiting us in person or using our digital tools, we aim to deliver a banking experience that fits seamlessly into your life. If you're ready to take advantage of all these great services and more at Navy Federal Credit Union, don't hesitate! Call us today at 888-842-6328 or visit our website at navyfcu.org for more information about how we can assist you on your financial journey.

Personal Banking Solutions

We understand that managing your finances can sometimes be overwhelming. That's why we offer Personal Banking services, including checking and savings accounts designed with your needs in mind. Whether you're saving for a rainy day or managing daily expenses, our accounts come with convenient features that simplify banking. If you're looking to purchase a vehicle, our Auto Loans & Vehicle Financing options make it easy for you to drive away in the car of your dreams without breaking the bank. We provide competitive rates and flexible terms to suit your budget. For those considering homeownership or refinancing, our Mortgage Loans provide various options tailored for first-time buyers and seasoned homeowners alike. We're here to help you navigate the process smoothly. Additionally, if you find yourself needing extra cash for unexpected expenses or consolidating debt, our Personal Loans & Debt Consolidation services can offer financial relief and peace of mind.

Rewarding Credit Options

Our Credit Cards with Rewards program allows you to earn points on your everyday purchases. Whether you're planning a vacation or just shopping for groceries, every dollar spent brings you closer to exciting rewards.

Digital & Online Banking

24/7 Access

With 24/7 online banking services available, managing your money has never been easier. Need to check an account balance late at night? Want to make a payment on the go? With Navy Federal Credit Union, you're covered no matter the time or place. Explore the convenience of our digital banking services today and take charge of your financial future!

Key Features

Our mobile application enhances your banking experience by offering features like mobile payments. This means you can make purchases directly from your phone without fumbling for cash or cards. Plus, our person-to-person transfer feature lets you send money to friends and family quickly and easily no need for complicated setups or waiting for checks to clear. We also provide e-statements, which are not only eco-friendly but also a convenient way to keep track of your financial activity without cluttering your mailbox. And if you're looking to sign documents quickly, our electronic signature authorization makes it simple and secure.

Security You Can Trust

Safety is crucial when it comes to handling your finances online. That's why we prioritize security in every aspect of our digital banking services. From encryption technology to multi-factor authentication, you can bank with confidence knowing that your personal information is protected.

Financial Strength

Commitment to Growth

Total Share and Deposit Accounts: 30,809,321, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,127,735,547 further solidifies our commitment to providing you with the best possible services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 4717 Hondo Pass Dr Ste A El Paso Tx 79904 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Focused Savings

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in the Future

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles that can fit various budgets and needs. Plus, if you're interested in refinancing an existing auto loan, we can guide you through that process as well.

Business Financing

For business owners seeking growth opportunities, our outstanding commercial loans totaling $227,844,936 provide the capital needed to expand your operations or invest in new projects. We understand the unique challenges faced by businesses today and are here to support your endeavors. At Navy Federal Credit Union located at 4717 Hondo Pass Dr Ste A El Paso Tx 79904, we're dedicated to helping our members navigate their borrowing options seamlessly. If you're unsure about eligibility for any of our products or want to explore refinancing options further, don't hesitate to reach out at 888-842-6328. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're excited to work with you on achieving your financial goals!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making it easier than ever to invest in your future. Whether you're a first-time buyer or looking to refinance an existing mortgage for better terms, our team is here to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These cards come with competitive interest rates and rewards programs designed to help you save while spending.

Loan Aggregator

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