Navy Federal Credit Union Copperas Cove TX: Affordable Auto Loans & Business Banking

Introduction

Welcome to Navy Federal Credit Union in Copperas Cove, TX! Located at 3010 E Business 190, our branch has been serving members since 1947, building a strong foundation of trust and reliability in the community. With a dedicated team of over 24,560 employees, we pride ourselves on delivering personalized service and financial solutions tailored to your needs. At Navy Federal, we understand that every member's financial journey is unique. That's why we offer a wide range of services, including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking solutions. With total assets exceeding $180.81 billion and total deposits amounting to $2.32 billion, we are well-equipped to support your financial goals. While you can visit us at our branch location for all your banking needs, please note that official correspondence should be sent to 3010 E Business 190, Copperas Cove, TX 76522. Our friendly staff is here to help you navigate your options and find the right products that suit your lifestyle. Under the leadership of our CEO, Dietrich Kuhlmann, and Board President Edward Cochrane Jr., we remain committed to making a positive impact in our community while providing exceptional service to our members. Join the growing family of over 14 million members who trust Navy Federal for their financial needs. Feel free to reach out to us at 888-842-6328 or explore more about our offerings by visiting our website. We look forward to welcoming you into our branch soon!

Branch History & Mission

Community Connection

Beyond banking services, Navy Federal is deeply involved in community outreach initiatives. We partner with local organizations to support educational programs and events that benefit families in Copperas Cove. This dedication demonstrates our commitment not just to financial health but also to fostering strong community ties. While members can visit us at 3010 E Business 190, official correspondence should be sent to the same address as our mailing address for convenience. You can reach us at 888-842-6328 for any inquiries or assistance. As we continue to grow and evolve, we invite you to join us at Navy Federal Credit Union. Experience firsthand how we can help you achieve your financial goals while being part of a community that truly cares. Together, let's build a brighter future!

Our Mission

The mission of Navy Federal Credit Union is simple yet profound: to enhance the financial well-being of our members and their families. We believe in providing accessible financial solutions that empower individuals and foster community growth. Whether it's offering personal banking options like checking and savings accounts, auto loans, or mortgages, we are committed to making banking convenient and supportive for everyone. Our branch operates with a member-first philosophy. We offer various services including online and mobile banking, allowing you to manage your finances anytime, anywhere. With an ATM available for easy cash access and lobby hours from Monday to Friday 9 AM - 6 PM and Saturday 9 AM - 2 PM, we ensure that your banking needs are met promptly.

Branch Location & Accessibility

Get in Touch

Have questions? Don't hesitate to reach out! Call us at 888-842-6328. We look forward to welcoming you to the Navy Federal Credit Union in Copperas Cove where your financial journey is our priority!

Operating Hours

We understand that your time is valuable. That's why we offer extended lobby hours: Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 2 PM. Whether you need assistance with personal banking, auto loans, or mortgage services, our team is ready to help during these hours.

Services Offered

While visiting us, enjoy our full range of services including checking and savings accounts, credit cards with rewards, business banking options, and convenient ATM access for cash withdrawals or balance checks. Although we currently do not have drive-thru banking at this location, our friendly staff is eager to assist you inside the branch. For any official correspondence, please send it to the same address: 3010 E Business 190, Copperas Cove, TX 76522.

Visit Us

At our Copperas Cove location, we prioritize accessibility for all members. You'll find ample parking available right outside, ensuring a hassle-free visit. Our branch is designed with ADA compliance in mind, featuring ramps and easy access points for everyone.

Member Eligibility

Joining the Navy Federal Credit Union feels like stepping into a welcoming community where your financial needs are understood and prioritized. To become a member of our Copperas Cove branch at 3010 E Business 190, simply check if you meet our eligibility criteria. We're proud to serve military members, veterans, and their families, making it easy for you to join our supportive family. If you're unsure about your eligibility, feel free to visit our detailed resource at this link for the most accurate and updated information. Once you know you qualify, opening an account is just a few clicks away! You can find everything you need to get started by visiting this page. Our team is here to help, so don't hesitate to reach out at 888-842-6328 if you have any questions. We can't wait to welcome you to the Navy Federal family!

Business Banking & Commercial Services

Financing Your Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Work for You

In addition to our loan options, we offer merchant services that can help streamline your operations. Imagine having a reliable system that allows you to accept payments easily, manage transactions efficiently, and focus on what you do best running your business. At Navy Federal Credit Union, we equip you with tools that enhance your cash flow and simplify payment processing. Visit us at 3010 E Business 190 Copperas Cove Tx 76522 in Copperas Cove, TX to discover how our tailored solutions can help your business thrive. For more information, call us at (888) 842-6328 or explore our offerings online.

Comprehensive List Of Services

Accessibility & Convenience

At Navy Federal Credit Union, we prioritize accessibility. Our branch features convenient lobby hours from Monday through Friday, as well as Saturdays, so you can visit us when it suits you best. Plus, with our online tools available 24/7, managing your finances has never been easier. If you're ready to explore how we can assist you on your financial journey or if you have any questions about our services, don't hesitate to reach out! You can call us at (888) 842-6328 or visit us at 3010 E Business 190 Copperas Cove Tx 76522 in Copperas Cove. Join us today and discover the difference personalized service can make!

Business Banking Services

For local businesses in Copperas Cove, we offer business banking solutions including merchant services and business loans. We understand the unique challenges businesses face and are here to support their growth with tailored financial products.

Financing Options

If you're considering purchasing a new vehicle or refinancing an existing loan, our auto loans and vehicle financing options make the process straightforward. We offer competitive rates to ensure you get the best deal possible. For those looking to own a home, our mortgage loans and refinancing services provide the support you need to navigate the home-buying journey confidently.

Loans for Every Need

Life can throw unexpected expenses your way, which is why we also provide personal loans and debt consolidation options. Whether it's for an emergency expense or consolidating existing debts into one manageable payment, our flexible terms can help ease your financial stress.

Personal Banking Solutions

We understand that everyone has different banking needs. Our personal banking services include checking and savings accounts that help you keep track of your finances effortlessly. With our online and mobile banking options, you can check balances, transfer funds, and pay bills at your convenience from anywhere. You can also take advantage of our ATM services for cash withdrawals and balance checks, making it easy to access your money when you need it most.

Rewarding Credit Cards

Don't forget about our credit cards with rewards! They allow you to earn points on everyday purchases that can be redeemed for travel, merchandise, or cashback. It's a great way to benefit from your spending while enjoying the peace of mind that comes with a reliable credit card.

Digital & Online Banking

Key Features for Your Convenience

With our online banking services, you can easily view your account balances, transfer funds, and pay bills all from the comfort of your own space. You can enjoy the benefit of e-statements, which means no more paper clutter; instead, you get timely access to your financial statements electronically. Plus, with electronic signature authorization available, signing documents is simpler and quicker than ever. Need to send money to a friend or family member? Our person-to-person transfer feature makes it hassle-free. Just a few taps on your device, and you're done! Speaking of devices, don't forget about our mobile application that puts all these services right in your pocket. It's perfect for those moments when you need to manage your finances while out and about.

Security You Can Trust

We prioritize your security with robust measures in place to protect your information while you bank online. Your peace of mind is important to us; that's why we use advanced technology to ensure that every transaction is safe and secure. Whether you're using mobile payments for quick transactions or accessing your accounts through our website, rest assured that we're committed to keeping your data secure. At Navy Federal Credit Union, we're here to make banking easier so you can focus on what matters most in life.

Financial Strength

Growing Membership Base

Total Share and Deposit Accounts stand at 30,809,321, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments) total $1,127,735,547. Our financial strength means we can continue serving you with confidence. Whether you're saving for a rainy day or planning for future investments or purchases like an auto loan or home mortgage Navy Federal Credit Union is your trusted partner. Visit us at 3010 E Business 190 Copperas Cove Tx 76522 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Investing Back into Our Community

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust with $1.3192E+11 in total loans and leases available to support your financial goals across various sectors. Additionally, we have provided $1,023,510 in used auto loans to help our members get the vehicles they need.

Member-Centric Services

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Solid Financial Foundation

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable pre-owned option, our team is here to guide you through the process. We also provide refinancing options for those looking to lower their monthly payments or switch lenders.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand your business. Whether you're starting out or looking to invest in new opportunities, we have financing solutions tailored just for you. At Navy Federal Credit Union, our commitment is to empower our members by providing accessible financial products that help them achieve their dreams. For more information about our loan offerings or how you can get started, feel free to reach out at (888) 842-6328 or visit us at 3010 E Business 190 Copperas Cove Tx 76522 in Copperas Cove, TX. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We aim to support you every step of the way, ensuring you find the right mortgage solution that fits your financial situation.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging, which is why we offer flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans helping members manage their finances effectively, our credit cards come with rewards and benefits that add value to your spending.

Loan Aggregator

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NAVY FEDERAL CREDIT UNION - Copperas Cove, TX

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans