Navy Federal Credit Union

Navy Federal Credit Union plays a vital role in supporting Tennessee’s military members, veterans, and their families with trusted, statewide financial services tailored to your unique needs. Membership offers access to convenient ATM and cash withdrawal services across Tennessee, ensuring you can manage your money anytime with ease. Whether you're financing a new vehicle or refinancing an existing one, Navy Federal provides competitive auto loans and flexible vehicle financing designed to fit your budget.
Tennessee homebuyers benefit from low mortgage rates and refinancing options that help make homeownership more accessible and affordable. Personal banking is simple and effective with checking and savings accounts built for everyday convenience, plus credit cards offering rewarding perks that enhance your spending power. For managing debt or unexpected expenses, personal loans and debt consolidation solutions offer valuable financial flexibility.
Business owners in Tennessee can take advantage of comprehensive business banking services including merchant solutions and business loans aimed at helping local enterprises thrive. Secure online and mobile banking platforms make it easy to manage your accounts anywhere in the state. Beyond banking, Navy Federal actively supports Tennessee communities through programs dedicated to military families—making membership more than just financial services but a partnership focused on your success throughout the Volunteer State.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

At Navy Federal Credit Union, our mission is clear: to provide exceptional, member-focused financial services that strengthen our communities across Tennessee. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we are dedicated to fostering a supportive environment where every member feels valued and empowered. We understand the importance of convenience in today’s fast-paced world, which is why we offer a suite of modern solutions including electronic signature authorization, e-statements, mobile payments, a dedicated mobile app, online banking, and person-to-person payment support. These features ensure that managing your finances is simple and efficient, allowing you to focus on what truly matters. Discover more about how we can serve you by visiting our website at https://www.navyfederal.org/ or reach out via fax for any inquiries. Join us as we work together to build a brighter financial future for all our members!

Services & Financial Solutions

At Navy Federal Credit Union, we understand that managing your finances is a crucial part of daily life, especially for our members across Tennessee. That’s why we offer a comprehensive range of personal banking services designed to meet your everyday needs. Whether you’re looking to open a checking or savings account, finance your next vehicle, or consolidate existing debts, our flexible options are tailored to help you achieve your financial goals. With the convenience of online banking and our user-friendly mobile application, accessing your accounts and managing transactions has never been easier. Plus, features like e-statements and person-to-person payments ensure that you can keep track of your finances anytime, anywhere.
For those considering significant investments like buying a home, our mortgage loans and refinancing options provide competitive rates and personalized support to guide you through the process. We also cater to small business owners with services such as merchant accounts and business loans to help you grow and succeed in today’s market. Our commitment to accessibility means you can complete tasks swiftly with electronic signatures and enjoy the benefits of mobile payments at your fingertips. At Navy Federal Credit Union, we pride ourselves on making banking not just easier but more rewarding for every member in Tennessee.

Why Choose Us

At Navy Federal Credit Union in TN, becoming a member is as easy as it gets! We pride ourselves on providing a seamless account opening experience that welcomes you into our community with open arms. Curious about your eligibility? You can review the requirements at our membership eligibility page. Our core values revolve around trust, community engagement, personalized service, and financial reliability, ensuring that every interaction you have with us is tailored to your needs. Whether you're looking for personal banking options, auto loans, or mortgage refinancing, we’re here to support your financial journey with dedication and care. Compare real-time loan offers today at LendMesh and find the best rates for your needs. And remember, all performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Join us today and experience the difference!

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic Drive-Thru Banking (Deposits, Withdrawals, Simple Transactions)
  • Basic ATM Access (Withdrawals, Balance Checks)

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