Navy Federal Credit Union Summerville SC: Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial well-being, located at 113 Grandview Dr, Summerville, SC 29483. Established in 1947, we have proudly served our members for over seven decades, building a strong community focused on trust and support. Our commitment is reflected in our robust membership of over 14 million individuals, showcasing the dedication we bring to each member's financial journey. At Navy Federal, we understand that every financial decision matters. With total assets exceeding $180 billion and deposits amounting to $2.3 billion, we are equipped to provide you with competitive loans and services tailored just for you. Whether you're looking for an auto loan or a mortgage, our resources including more than 8 million loans are designed to help you achieve your goals efficiently. Our leadership team, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., embodies our mission to foster a supportive environment where every member feels valued. With a dedicated workforce of over 24,500 employees, we ensure that personalized service is always at the forefront of what we do. While members can visit us at our Summerville branch for all their banking needs, official correspondence should be sent to the same address: 113 Grandview Dr, Summerville, SC 29483. You can reach us anytime at 888-842-6328 or explore more about our offerings at navyfcu.org. Join us today and discover how Navy Federal Credit Union can empower you towards a brighter financial future!

Branch History & Mission

A Legacy of Service

Navy Federal was established with a commitment to serve those who serve our country and their families. Over the decades, we have evolved and expanded our offerings, adapting to the changing needs of our members while remaining grounded in our core mission: to provide exceptional financial services and support the communities we call home. From personal banking and auto loans to mortgage solutions and credit cards, our services are designed with you in mind.

Community Connections

We are proud to foster partnerships within Summerville and surrounding areas. By engaging in local events and initiatives, we strive to make a positive impact where it matters most. Whether it's sponsoring community events or providing educational resources on financial literacy, Navy Federal is dedicated to being more than just a bank; we want to be a true ally for our members. In addition to our robust physical presence, we have embraced technology by offering digital banking options like online banking, mobile payments, and e-statements. Our commitment to accessibility ensures that all members can manage their finances conveniently and securely. As part of Navy Federal Credit Union's family, you gain access not only to comprehensive financial services but also to a supportive community that cares about your success. Join us today and experience the difference for yourself! For more information or assistance, feel free to reach out at 888-842-6328. Together, let's build a brighter financial future!

Our Mission

At Navy Federal Credit Union, our mission is simple yet powerful: We aim to enhance the lives of our members through tailored financial solutions and community outreach. We understand that financial health is not just about numbers; it's about building relationships and supporting one another. This commitment extends beyond banking; we actively engage in local initiatives that uplift our community. While members can visit us at 113 Grandview Dr for all their banking needs, official correspondence should be sent to the same address. Our branch operates with convenience in mind, offering lobby hours from Monday through Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. For those on the go, we also provide drive-thru service during these hours.

Branch Location & Accessibility

Accessibility and Convenience

Our branch is designed with your convenience in mind. We have ample parking available, so you can easily access our services without any hassle. Plus, we prioritize accessibility with features such as ADA-compliant ramps and entryways, ensuring that everyone can visit us comfortably.

Get in Touch

Have questions or want to learn more? We're just a phone call away at 888-842-6328! Our friendly staff is eager to help you with any inquiries or assistance you may need. So why wait? Visit us today at Navy Federal Credit Union on Grandview Drive or give us a call. We look forward to serving you!

Operating Hours

We understand that your time is valuable. That's why our lobby hours are set from Monday to Friday, 9 AM to 6 PM, and on Saturdays from 9 AM to 1 PM. If you're in need of quick services, our drive-thru banking is also open during these hours, allowing you to manage your finances on the go.

Services Offered

At Navy Federal Credit Union, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Additionally, we provide credit cards with rewards and business banking services for our entrepreneurial members. Don't forget about our ATM availability it's a handy option for withdrawals and balance checks!

Member Eligibility

At Navy Federal Credit Union, we believe that everyone deserves a supportive community to help them thrive financially. If you're looking to join us, becoming a member is simple and welcoming! Anyone who is an active duty member of the military, a veteran, or a family member of someone who meets these criteria can easily become part of our credit union family. We also proudly serve members in specific civilian roles associated with the Department of Defense and their families. To get all the details about who can join, feel free to check out our eligibility page at https://www.navyfederal.org/membership/eligibility .html . Once you know you're eligible, opening an account is just as easy! You can start your membership journey by visiting our account opening page at https://mymembership.navyfederal.org/#/milestones . If you have any questions or need assistance, don't hesitate to reach out to us at (888) 842-6328. We're here to support you every step of the way as you take this exciting step towards better financial health at Navy Federal Credit Union, located at 113 Grandview Dr Summerville Sc 29483. Join us today and experience the benefits of being part of a community that truly cares!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In addition to loans, we offer merchant services that simplify payment processing. Imagine having the ability to accept payments seamlessly, whether in-store or online. This not only enhances customer experience but also helps streamline your operations. Our solutions enable you to focus on what truly matters growing your business. Located at 113 Grandview Dr Summerville Sc 29483 in Summerville, SC, we're here to partner with you every step of the way. For more information, feel free to call us at (888) 842-6328. Together, let's turn your business dreams into reality!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs, we provide robust business banking services including merchant services and business loans. We understand the unique challenges businesses face, and we're committed to helping local enterprises thrive.

Convenient Access

With features like ATM and cash withdrawal services, accessing your money is straightforward. You can rely on our drive-thru banking for quick deposits, withdrawals, and other simple transactions without leaving your vehicle. At Navy Federal Credit Union, we prioritize your convenience by offering both in-branch services as well as digital solutions like e-statements and mobile payments. This means you can manage your finances anytime, anywhere. As a member-focused credit union located right in the heart of Summerville, we are here to support all your financial needs. If you're interested in learning more about any of these services or how we can assist you further, please don't hesitate to reach out at 888-842-6328 or visit us today! Your financial journey is important to us.

Credit Cards

Our credit cards come packed with rewards designed to benefit you. Whether you're using them for everyday purchases or special occasions, our cards help you earn points while enjoying the flexibility of credit.

Loans and Financing

When life presents opportunities or challenges that require extra funds, our loan options can help you out. We offer auto loans and vehicle financing that make it easier for you to get on the road. Need a place to call home? Our mortgage loans and refinancing options can guide you through purchasing your dream house or lowering your monthly payments. If you're facing unexpected expenses, our personal loans and debt consolidation services can assist in managing those costs effectively. We believe that financial freedom starts with smart borrowing.

Personal Banking

Managing your finances should be simple and convenient. Our personal banking services include checking and savings accounts designed for various lifestyles. Imagine having easy access to your funds whenever you need them, whether it's for everyday expenses or saving for a big purchase. With our online and mobile banking, you can check balances, transfer money, and pay bills right from your phone or computer.

Digital & Online Banking

Mobile Banking on the Go

For those who prefer managing their finances on their smartphones, our mobile application is here for you. It comes equipped with mobile payments, allowing you to make quick purchases directly from your device. You can even send money to friends and family easily with our person-to-person transfer feature perfect for splitting bills or sending gifts.

Safety First

We prioritize your safety with robust security measures in place to protect your personal information. Our user-friendly interface ensures that managing your money is not only straightforward but also safe. Whether you're logging in from home or while out and about, you can feel confident knowing that your financial data is secure. In summary, Navy Federal Credit Union offers a comprehensive suite of digital banking services tailored to meet the needs of our members. Join us today and experience the convenience of modern banking right at your fingertips!

User-Friendly Features

Our online banking platform provides 24/7 access to your accounts, so you can check balances, pay bills, and transfer funds whenever it suits you. Enjoy the ease of electronic signature authorization when signing important documents, making your transactions quicker and hassle-free. Plus, with e-statements available, you'll have secure access to your account statements without the clutter of paper.

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining a strong financial foundation to support your needs today and in the future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1.3192E+11 in total loans and leases and $1,023,510 in used auto loans. Our operational efficiency is reflected in our $0 net income, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $1,127,735,547. Total Share Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 113 Grandview Dr Summerville Sc 29483 or call 888-842-6328 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options that can be tailored to your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We understand the unique challenges that businesses face and strive to deliver solutions that empower your success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We are committed to guiding you through every step of the mortgage process, ensuring you understand your options and find the best fit for your financial situation.

Refinancing Options

If you're looking to lower your monthly payments or tap into your home's equity, we offer refinancing options across all our loan products. This could save you money and give you more control over your finances. At Navy Federal Credit Union, we are dedicated to offering personalized service that meets your individual needs. If you have any questions about our loan products or would like assistance applying for a loan, please don't hesitate to reach out at (888) 842-6328. Our team is ready to help! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These cards come with benefits like rewards programs and low-interest rates, making it easier for you to use credit wisely.

Loan Aggregator

Benefits of Using LendMesh

Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. You can trust that the information you see is accurate and up-to-date. No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you can find the best loan options without worrying about hidden agendas or advertisements skewing your choices. Real-Time Rate Comparisons: With access to up-to-date loan rates from multiple institutions, users can make informed decisions quickly. The ability to compare rates in real-time empowers consumers to choose the best option for their financial needs. Thousands of users trust LendMesh for their loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback illustrates how effective and user-friendly the platform is. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans