Navy Federal Credit Union Charleston SC: Affordable Auto Loans & Top Checking Accounts

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner located at 1319 Sam Rittenberg Blvd, Charleston, SC 29407. Since our establishment in 1947, we have been dedicated to serving our community with a personal touch and financial expertise. With over 14 million members and a robust asset base of $180.81 billion, we pride ourselves on offering exceptional banking solutions tailored to your needs. At Navy Federal, we understand that managing your finances is not just about numbers it's about building relationships. Our team is committed to supporting you through every step of your financial journey, whether you're looking for checking and savings accounts, auto loans, mortgages, or business banking services. We currently have $2.32 billion in deposits and an impressive $21.49 billion net worth, ensuring that your money is safe and secure with us. While you can visit us at our branch for all your banking needs, official correspondence should be directed to the same address: 1319 Sam Rittenberg Blvd, Charleston, SC 29407. Our friendly staff is here to assist you Monday through Friday from 9 AM to 6 PM and Saturday from 9 AM to 1 PM. Led by our CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we are dedicated to providing high-quality service and fostering a sense of community among our members. Whether you're seeking financial advice or looking for convenient online banking options, we're here to help. Join us today and discover how Navy Federal Credit Union can make a positive impact on your financial life! For more information or assistance, feel free to call us at 888-842-6328 or visit our website at navyfcu.org. Your financial future begins here!

Branch History & Mission

Join Us

We invite you to experience the benefits of being part of Navy Federal Credit Union. Whether you're looking for a checking account, a loan for your next vehicle, or simply want more information about how we can help you achieve your financial goals, we're here for you. Connect with us today at 888-842-6328 or explore more about our services at Navy Federal. Join our growing family and let us be part of your financial journey!

Our Evolution

From our humble beginnings to becoming one of the largest credit unions in the nation, Navy Federal has always prioritized the needs of its members. Each milestone in our journey reflects our dedication to improving financial well-being through personalized services and innovative solutions. Our branch in Charleston is equipped to serve you with modern amenities while maintaining a friendly atmosphere. Our location is easy to access and conveniently situated near local landmarks, making it simple for members to visit us during our operating hours: Monday through Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. We also offer ATM services for quick cash access.

Our Mission

At Navy Federal, our mission is clear: we are committed to empowering our members by providing exceptional financial products and services while supporting the communities we serve. We believe that every member should have access to reliable banking options tailored to their unique needs. Our focus on customer service includes various offerings such as personal banking, auto loans, mortgage solutions, and business financing. As part of our mission, we engage actively with the Charleston community through outreach programs and partnerships aimed at enhancing financial literacy and supporting local initiatives. We aim not just to serve but to uplift those around us. While members can visit us at 1319 Sam Rittenberg Blvd, official correspondence should be sent to the same mailing address for consistency.

Branch Location & Accessibility

Convenient Operating Hours

We understand that your time is valuable. That's why we offer flexible operating hours to fit your schedule. Our lobby is open Monday through Friday from 9:00 AM to 6:00 PM and on Saturdays from 9:00 AM to 1:00 PM. Whether you're stopping by before work or on a Saturday morning, we're here for you!

Services Tailored Just for You

At Navy Federal Credit Union, we offer a variety of personal banking services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more! Although we do not have a drive-thru at this location, we do have an ATM available for quick cash withdrawals and balance checks. Feel free to reach out to us at 888-842-6328 if you have any questions or need assistance before visiting. We look forward to welcoming you into our branch soon! Come see how we can help you achieve your financial goals today!

Member Eligibility

Joining the Navy Federal Credit Union family at our branch in Charleston is not just about banking; it's about becoming part of a supportive community that truly cares for its members. To be eligible for membership at Navy Federal Credit Union, you simply need to meet a few friendly criteria, such as being an active duty service member, a veteran, or a family member of someone who is. This inclusiveness makes it easy for many individuals to connect and benefit from our services. Plus, once you're in, you'll enjoy great rates on loans, personalized service, and a range of financial products designed with your needs in mind. For more detailed information about eligibility requirements, check out our resource at https://www.navyfederal.org/membership/eligibility .html . Starting your journey with us is simple! You can easily open an account by visiting our website at https://mymembership.navyfederal.org/#/milestones or giving us a call at (888) 842-6328. Our team is here to guide you through the process and answer any questions you may have. We're excited to welcome you to Navy Federal Credit Union, located at 1319 Sam Rittenberg Blvd Charleston Sc 29407, where your financial well-being is our top priority!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Sense

In addition to loans, we offer practical merchant services that streamline payment processing. Picture this: a customer walks into your store and makes a purchase seamlessly with their card. Our solutions simplify transactions, allowing you to focus on what truly matters growing your business. Visit us at 1319 Sam Rittenberg Blvd Charleston Sc 29407 in Charleston, SC, or call us at (888) 842-6328 to discover how our tailored services can empower your business journey today!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new vehicle? Our Auto Loans & Vehicle Financing services can help make that dream a reality. With flexible terms and competitive rates, we'll work with you to find the right loan for your budget. Picture driving off in your new car, knowing you secured an excellent financing deal through Navy Federal Credit Union.

Business Banking Services

We also cater to entrepreneurs and small business owners through our Business Banking services, including Merchant Services and Business Loans. Starting or expanding a business can be daunting; however, with the right financial partner by your side at Navy Federal Credit Union, you can focus more on growth and less on stress.

Convenient Online & Mobile Banking

In today's fast-paced world, convenience matters. Our Online & Mobile Banking services allow you to manage your accounts anytime, anywhere. From checking balances to transferring funds or paying bills all at your fingertips! Plus, if you're ever in need of cash, our ATM & Cash Withdrawal Services are readily available. We invite you to explore all these offerings and more at Navy Federal Credit Union. If you have any questions or want assistance getting started with any of our services, please don't hesitate to reach out at (888) 842-6328. Your financial journey is important to us let's take it together!

Credit Cards with Rewards

For those who enjoy earning rewards while spending, our Credit Cards with Rewards program offers just that! Use your card for everyday purchases and watch the rewards add up whether it's travel points, cash back, or other perks tailored to your lifestyle.

Home Financing Options

If homeownership is on your horizon, consider our Mortgage Loans & Refinancing options. We provide tailored solutions that help you navigate the complexities of buying or refinancing a home. Our experts are ready to guide you through each stage of the process, ensuring you understand all available options.

Personal Banking Solutions

For those managing everyday finances, our Personal Banking options include both Checking and Savings Accounts designed to fit your lifestyle. Imagine having access to your funds when you need them most, whether that's for day-to-day expenses or saving for a special occasion. Our accounts offer competitive rates and easy online banking features that let you manage your money effortlessly.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way. That's where our Personal Loans & Debt Consolidation services come into play. Whether you're dealing with medical bills or planning a major purchase, we offer loans that can help ease financial burdens and consolidate debt into manageable payments.

Digital & Online Banking

24/7 Access

With 24/7 online banking services, you'll have real-time access to your account whenever it suits you. Whether you're at home or out running errands, managing your money has never been more straightforward. At Navy Federal Credit Union, we're committed to making your banking experience as smooth as possible while keeping security front and center. Join us today and discover how our digital banking services can enhance your financial journey!

Key Features

One standout feature is our electronic signature authorization, which means you can complete transactions quickly without needing to visit a branch. If you prefer going paperless, we also offer e-statements to keep your financial documents organized and easily accessible. For those on the go, our mobile application provides all the functionalities of online banking right at your fingertips. You can make mobile payments effortlessly and even send money to friends or family using our person-to-person transfer feature. This makes splitting bills or sending gifts simple and fast.

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health, ensuring that we can continue offering you the best possible services. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.81% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1.3192 trillion in total loans and leases and $1,023,510 in used auto loans. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $1,127,735,547. Total Share Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 1319 Sam Rittenberg Blvd Charleston SC 29407 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles, ensuring you can find the perfect fit for your needs. Our straightforward application process makes it easy to get started.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. We understand that running a business comes with its own set of challenges, which is why we strive to support local entrepreneurs with tailored financial solutions. At Navy Federal Credit Union, we are committed to helping you navigate your financial path with confidence. If you're interested in any of our loan products or have questions about refinancing options, feel free to reach out! You can contact us at (888) 842-6328 or visit us at our branch located at 1319 Sam Rittenberg Blvd Charleston Sc 29407 in Charleston, SC. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Credit Card Loans

Managing day-to-day expenses can be challenging, but our flexible terms on unsecured credit card loans help ease that burden. With a total of $30,452,498,817 in loans, we support our members in effectively managing their finances while enjoying the benefits of rewards programs and low-interest rates.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We offer competitive rates and flexible terms to suit various budgets and preferences. Plus, if you're considering refinancing your current mortgage, we can guide you through the eligibility options available.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to sourcing data from credible institutions ensures that users receive fair and transparent offers without hidden fees or misleading information.

NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans