Navy Federal Credit Union Beaufort SC: Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial services located at 203 Robert Smalls Pkwy, Beaufort, SC 29906. With a proud history dating back to 1947, we are dedicated to serving our community and providing exceptional banking solutions tailored to meet your needs. As one of the largest credit unions in the nation, we currently serve over 14 million members, offering a strong commitment to their financial well-being. At Navy Federal, we understand that each member's journey is unique. That's why we provide a wide range of services, including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. Our total assets exceed $180.8 billion, with total deposits reaching an impressive $2.3 billion. This robust financial foundation enables us to support our members effectively while fostering community growth. Our team is led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., who are committed to creating a welcoming environment where you feel valued and understood. With 24,560 employees across the organization, we're here to help you navigate your financial goals with confidence. While members can visit us at 203 Robert Smalls Pkwy, official correspondence should be sent to the same address for convenience. If you're looking for personalized service or need assistance with any of our offerings, feel free to reach out at 888-842-6328. Join us today at Navy Federal Credit Union where your financial success is our mission! Explore more about our services online at Navy Federal. We look forward to welcoming you into our family!

Branch History & Mission

At Navy Federal Credit Union, we are proud of our rich history and unwavering commitment to serving the community in Beaufort, SC. Established in 1947, our branch has grown alongside our members, evolving into a trusted financial partner for over 14 million individuals nationwide. Located at 203 Robert Smalls Pkwy, Beaufort, SC 29906, we are conveniently situated near local landmarks that reflect the vibrant spirit of our community. From the beginning, our mission has been clear: to provide exceptional financial services while fostering a strong sense of community support. We understand that banking is not just about transactions; it's about building relationships and empowering individuals to achieve their financial goals. Whether you're looking for checking and savings accounts, auto loans, mortgage options, or personal loans, we strive to offer services tailored to your needs. Over the years, Navy Federal Credit Union has reached significant milestones. Today, we proudly manage total assets of over $180 billion and serve more than 14 million members. Our success is rooted in our dedication to providing reliable services and creating a welcoming environment where everyone feels valued. While members can visit us at our Beaufort location for their banking needs, official correspondence should be sent to our mailing address at 203 Robert Smalls Pkwy, Beaufort, SC 29906. Our branch features convenient operating hours: Monday and Friday from 9:00 AM to 5:30 PM; Tuesday through Thursday from 9:30 AM to 5:00 PM; and Saturday from 9:00 AM to 1:00 PM. We also offer drive-thru banking for added convenience. In addition to traditional banking services, Navy Federal embraces digital advancements that enhance member experiences. With online banking capabilities, mobile payments, and an accessible ATM network available at our branch, we ensure that you can manage your finances anytime and anywhere. Our commitment extends beyond just financial services. We actively engage with the Beaufort community through various outreach programs and partnerships aimed at uplifting those around us. This dedication reflects our belief that when we support one another, everyone thrives. We invite you to join Navy Federal Credit Union and experience firsthand the benefits of membership personalized service focused on your financial well-being and a supportive community committed to your success. Together, let's build a brighter financial future! For more information or assistance, feel free to reach out at 888-842-6328.

Branch Location & Accessibility

Welcome to Navy Federal Credit Union, located at 203 Robert Smalls Pkwy in Beaufort, SC! Our branch is easily accessible for all your banking needs and is nestled in a vibrant part of town, close to popular local landmarks. Whether you're visiting us after a day at the nearby parks or grabbing a bite from one of the local eateries, you'll find our location convenient and welcoming. While members can visit us at 203 Robert Smalls Pkwy, official correspondence should be sent to the same address. We offer ample parking right at our branch, making it easy to pop in and take care of your financial matters. For those with mobility concerns, our facilities are ADA compliant with ramps and accessible entrances. Our operating hours are designed to fit your busy lifestyle. You can visit us on Mondays and Fridays from 9:00 AM to 5:30 PM, or Tuesday through Thursday from 9:30 AM to 5:00 PM. We also welcome you on Saturdays from 9:00 AM to 1:00 PM for those who need a weekend banking option. At Navy Federal Credit Union, we provide a range of services tailored to meet your financial goals. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we're here to support you every step of the way. If you prefer quick transactions, our drive-thru service is available during regular hours for deposits and withdrawals. Need cash? No problem! Our branch features an ATM for your convenience. Should you have any questions or require assistance, feel free to call us at 888-842-6328. We invite you to stop by our Beaufort branch today! Our friendly team is eager to help you with all your banking needs.

Member Eligibility

Welcome to the friendly world of Navy Federal Credit Union! Becoming a member is like joining a close-knit community where your financial well-being is our priority. If you're wondering whether you qualify, it's simple! Membership at Navy Federal Credit Union is open to anyone who meets certain criteria, including those affiliated with the military, veterans, and their families. You can find all the details about eligibility by visiting our website at https://www.navyfederal.org/membership/eligibility .html . We pride ourselves on being inclusive, so even if you're not sure about your eligibility, we encourage you to reach out. Opening an account with us is an easy process that brings you numerous benefits, such as personalized service and access to a variety of financial products tailored just for you. To start your journey with us, check out the account opening details here: https://mymembership.navyfederal.org/#/milestones . If you have any questions or need assistance, feel free to give us a call at (888) 842-6328. Join us at our branch located at 203 Robert Smalls Pkwy Beaufort Sc 29906, and let's work together towards your financial goals!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to process payments easily, manage cash flow efficiently, and focus on what you do best growing your business. Our merchant services offer just that. From point-of-sale systems to online payment solutions, we provide the tools that help streamline transactions and enhance customer experiences. With a strong presence at 203 Robert Smalls Pkwy Beaufort Sc 29906, located in beautiful Beaufort, SC, we are here to empower your business every step of the way. Reach out today at (888) 842-6328 to learn how we can assist you!

Comprehensive List Of Services

Business Banking Solutions

For our business members, we offer comprehensive business banking services including merchant services and business loans. These tools are essential for entrepreneurs looking to grow their businesses and streamline operations.

Convenience at Your Fingertips

We understand that convenience is key in today's fast-paced world. That's why we provide ATM services and cash withdrawal options, allowing you to access your funds whenever necessary. Our basic drive-thru banking makes simple transactions like deposits or withdrawals quick and easy.

Credit Cards with Benefits

Our credit cards come with rewards that can enhance your purchasing power. Whether you're using them for everyday expenses or special occasions, you'll enjoy benefits that make every transaction rewarding.

Get Started Today!

If you're ready to explore all that Navy Federal Credit Union has to offer, don't hesitate to reach out! Call us at (888) 842-6328 or visit us at 203 Robert Smalls Pkwy Beaufort Sc 29906 in Beaufort. We're here to help you achieve your financial goals with personalized support every step of the way. Join us today and experience the difference!

Loans for Every Need

Need a new car? Our auto loans and vehicle financing options are designed to get you on the road quickly and affordably. If you're dreaming of homeownership, our mortgage loans and refinancing solutions can help make that dream a reality. For those unexpected expenses or consolidating debt, our personal loans provide flexible solutions tailored to your situation.

Personal Banking

When it comes to personal banking, we offer various options including checking and savings accounts that help you manage your money effectively. Imagine having easy access to your funds anytime, anywhere with our online and mobile banking features. You can check balances, transfer funds, and pay bills with just a few taps on your phone!

Digital & Online Banking

Key Services Available

Visit us at https://www.navyfederal.org/ to explore all our online banking features. Our platform offers 24/7 online banking services, allowing you to check balances, pay bills, and transfer funds whenever it suits you. If you prefer using your smartphone, our mobile application is user-friendly and packed with features to help you stay in control of your finances.

Real-Time Account Management

Managing your finances has never been easier. With real-time updates on all transactions and instant notifications for account activity, you'll always know where your money is going. Our online banking services put you in control, ensuring that managing your finances feels effortless. Join us at Navy Federal Credit Union today and experience how our digital banking solutions can simplify your life while keeping your information safe and sound!

Secure and Convenient Features

Security is a top priority for us at Navy Federal Credit Union. You can sign important documents electronically with our electronic signature authorization feature, making transactions quicker and more secure. Plus, with e-statements available, you can view your account statements online without worrying about paper clutter. For those who need to send money quickly to friends or family, our person-to-person transfer service makes it simple. And if you're out shopping, take advantage of our mobile payments feature that lets you pay directly from your phone.

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. Located at 203 Robert Smalls Pkwy, Beaufort, SC, we are dedicated to ensuring that your finances are in good hands. With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases. Our operational efficiency is reflected in our ability to generate $0 in net income while continuing to offer competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at an impressive 30,809,321, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 203 Robert Smalls Pkwy or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, our financing options make it easy for you to drive away with confidence.

Business Loans

For business owners looking to expand or invest in their operations, our outstanding commercial loans totaling $227,844,936 provide the capital needed for growth. We understand the challenges businesses face and strive to support our members with tailored financial solutions. If you're considering refinancing any of these loans or want to learn more about eligibility options, feel free to reach out. You can contact us at 888-842-6328 or visit our website for additional information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Join us today at Navy Federal Credit Union and take the first step toward achieving your financial dreams!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making buying or refinancing simple. We understand that navigating the home loan process can be daunting; that's why our team is here to guide you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These cards come with rewards and benefits that can enhance your purchasing power while keeping your budget in check.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh helps users navigate the often complex world of loans with ease. LendMesh ensures accurate loan comparisons by sourcing its data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to using verified sources guarantees that users receive fair and transparent offers. One of the standout features of LendMesh is its emphasis on verified data. All loan offers come from legitimate financial institutions, ensuring that users can trust the information presented. Additionally, LendMesh does not prioritize lenders based on paid promotions this means there are no sponsored listings. The goal is to provide truly unbiased results that help users make informed decisions. With real-time rate comparisons available from multiple institutions, users can easily see how different offers stack up against each other. This feature empowers individuals to choose the loan that best fits their financial needs without feeling rushed or pressured. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and user satisfaction associated with this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

NAVY FEDERAL CREDIT UNION

Type of Loan Offerings

Home Equity Loans

Personal Loans

Student Loans

Vehicle Loans