Navy Federal Credit Union Newport RI: Best Auto Loans & Mortgage Refinance

Introduction

Welcome to Navy Federal Credit Union, your trusted partner in financial services located at 657 Peary St, Newport, RI 02840. Since our establishment in 1947, we have grown into a vital part of the community, proudly serving over 14 million members with a commitment to help you achieve your financial goals. Whether you're looking for personal banking solutions, auto loans, or business services, we are here to guide you every step of the way. At Navy Federal Credit Union, we understand the importance of community impact and member satisfaction. With total assets exceeding $180.8 billion and deposits amounting to $2.32 billion, our strong financial standing allows us to provide competitive rates and exceptional services tailored just for you. Our dedicated team of over 24,500 employees, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., is always ready to assist you. While members can visit us at our branch location, official correspondence should be sent to 657 Peary Street, Newport, RI 2840. We invite you to explore our comprehensive range of offerings through our website at Navy Federal Credit Union. Ready to take the next step? Give us a call at 888-842-6328, or stop by during our lobby hours from Monday to Friday, 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Let's work together towards your financial success!

Branch History & Mission

Navy Federal Credit Union has been a cornerstone of financial support in Newport, RI, since it opened its doors in 1947. Located at 657 Peary St, Newport, RI 02840, this branch has witnessed significant growth and transformation over the years, proudly serving its community and helping members achieve their financial goals. From its humble beginnings, Navy Federal Credit Union has evolved into a trusted institution with a total membership of over 14 million and assets exceeding $180 billion. Our mission is clear: to empower our members by providing exceptional financial services while fostering a sense of community. We believe that everyone deserves access to affordable banking options that cater to their unique needs. At Navy Federal, we understand that our members are at the heart of what we do. Our commitment goes beyond just financial transactions; we strive to build lasting relationships that enhance lives. Whether you're looking for personal banking services like checking and savings accounts, auto loans, mortgage solutions, or credit cards with rewards, we are here to help you every step of the way. In addition to our core offerings, we emphasize convenience and accessibility. With ATM availability at our branch and operating hours designed for your busy lifestyle Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM we make banking simple and efficient. While members can visit us at 657 Peary St, official correspondence should be sent to 657 Peary Street, Newport, RI 2840 if different. Navy Federal Credit Union also prides itself on being adaptable in today's digital age. We offer online and mobile banking services, enabling our members to manage their finances anytime, anywhere. Our initiatives ensure that everyone can enjoy an inclusive banking experience, including ADA compliance for accessibility. Community support is integral to our mission. We actively engage in partnerships that foster growth and development within Newport. Through various outreach programs, we aim not only to provide financial assistance but also to contribute positively to the local economy. As you consider your financial future, we invite you to join Navy Federal Credit Union and experience the benefits firsthand. Together, let's build a brighter future for you and your community! For more information or assistance, please call us at 888-842-6328 or visit our website at Navy Federal Credit Union.

Branch Location & Accessibility

Call Us Today!

Have questions? Don't hesitate to call us at 888-842-6328! We look forward to welcoming you at our Navy Federal Credit Union branch in Newport. Come see how we can help you achieve your financial goals today!

Operating Hours

We know your time is valuable. That's why our lobby is open Monday through Friday from 9 AM to 5 PM and on Saturday from 9 AM to 1 PM. Feel free to drop by during these hours for personalized assistance or simply to chat with our friendly staff.

Services Offered

At our Navy Federal Credit Union branch, we offer a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have you covered. You can also take advantage of our online and mobile banking services for added convenience. For those who prefer cash transactions, we have an ATM available right at the branch for quick withdrawals and balance checks. While we don't have a drive-thru service here, our team is always ready to help you inside the lobby.

Member Eligibility

At Navy Federal Credit Union, we believe that becoming a member means joining a welcoming community that supports your financial journey. If you're interested in enjoying the benefits of membership, you're in the right place! To be eligible, you can be an active duty or retired member of the military, a family member of someone who is, or even a Department of Defense civilian employee. This means many people can join us and enjoy our range of financial services tailored just for you. You can find more details about eligibility criteria on our website at https://www.navyfederal.org/membership/eligibility.html. Opening an account with us is simple and designed to make your experience as smooth as possible. Whether you want to open a checking account, apply for a loan, or explore our other services, we've got you covered. Just reach out to us at (888) 842-6328 or visit us at our branch located at 657 Peary St Newport Ri 02840. We're here to help you every step of the way!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, our merchant services are designed to help you manage transactions effortlessly. Imagine running your café in Newport, RI, serving customers who appreciate quick and easy payment options. Our services allow you to accept payments seamlessly, giving you more time to focus on what matters most growing your business. At Navy Federal Credit Union, we're here to partner with you every step of the way. Let us help you turn your vision into reality! For more information, visit us at 657 Peary St Newport Ri 02840 or call us at (888) 842-6328.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it easy to hit the road without breaking the bank. With competitive rates, we can help you secure a loan that fits your budget, allowing you to enjoy your new ride sooner rather than later.

Business Banking

For our business members, we offer comprehensive business banking services, including merchant services and business loans. If you're an entrepreneur looking to grow your company or manage cash flow effectively, our solutions are tailored to support small businesses like yours.

Convenient Access

We know convenience matters. That's why at Navy Federal Credit Union, we provide 24/7 access through our ATMs for cash withdrawals and balance checks. Plus, our digital banking features allow you to manage all of these services from the comfort of your home or on-the-go. Your financial well-being is important to us. For any questions or more information about how we can assist you, don't hesitate to give us a call at (888) 842-6328. Join us at Ns Newport Ri, where together we build brighter financial futures!

Credit Cards with Rewards

Looking for a credit card that gives back? Our credit cards with rewards let you earn points on everyday purchases, which can be redeemed for travel, merchandise, or even cash back. Picture using rewards from everyday shopping for something special it's all within reach!

Mortgage Loans & Refinancing

If homeownership is on your mind, look no further than our mortgage loans and refinancing services. We understand that buying a home is one of the biggest decisions you'll make, which is why we're here to guide you through every step of the process. Imagine lowering your monthly payments or tapping into your home's equity with ease.

Personal Banking

Whether you're opening your first checking account or managing a savings plan, we have you covered. Our personal banking services include checking and savings accounts designed to help you manage your day-to-day finances with ease. Imagine being able to track your spending and save for that dream vacation, all while accessing your funds through our user-friendly online and mobile banking platforms.

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, but our personal loans and debt consolidation options are designed to offer relief when you need it most. Whether you're looking to cover medical bills or consolidate multiple debts into one manageable payment, we're here to help simplify your financial journey.

Digital & Online Banking

Accessibility & Ease-of-Use

Our user-friendly interface ensures that navigating through your account is a breeze. If you ever need help or have questions, our dedicated support team is just a phone call away at (888) 842-6328. We are here to assist you as you explore our online services. With features like mobile payments and person-to-person transfers available at your fingertips, managing finances has never been easier. Join us at Navy Federal Credit Union and experience the future of banking today!

Key Features

Our online banking platform, easily accessible at https://www.navyfederal.org/, offers a variety of features that make managing your finances simpler than ever. Whether you want to check your balance, pay bills, or transfer funds between accounts, everything is just a few clicks away. You'll also have the option to enroll in e-statements, so you can receive your financial documents electronically no more paper clutter! For those on the go, our mobile application puts banking right in the palm of your hand. With this app, you can make mobile payments, send money through person-to-person transfers, and even authorize transactions with electronic signatures all while enjoying peace of mind knowing that we prioritize security at every step.

Financial Strength

Commitment to Service

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Growing Member Base

Total Share and Deposit Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 657 Peary St Newport Ri 02840 or call (888) 842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Reinvestment for Growth

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,023,510 in used auto loans and $131,920,000,000 in total loans and leases.

Secure Savings Opportunities

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. We provide financing options for both new and used vehicles that make it easy for you to hit the ground running.

Commercial Loans

For business owners seeking growth opportunities, our outstanding commercial loans totaling $227,844,936 provide the capital needed to expand your business operations. If you're interested in refinancing any existing loans or want to learn more about eligibility options for our loan products, don't hesitate to reach out. You can call us at 888-842-6328, and our team will be happy to assist you! Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. Explore our loan offerings today and take the first step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making buying or refinancing simple. Our mortgage specialists are here to guide you through the process and help you find a solution that fits your budget.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in unsecured credit card loans helping members manage their finances effectively, our credit cards come with rewards and benefits tailored just for you.

Loan Aggregator

How LendMesh Ensures Accurate Comparisons

LendMesh stands out for its commitment to verified data. Loan offers are sourced exclusively from legitimate financial institutions, ensuring transparency in every comparison. There are no sponsored listings on LendMesh; lenders are not prioritized based on paid promotions. This means you receive unbiased results tailored to your needs. The platform provides real-time rate comparisons from multiple institutions, allowing you to quickly identify the best loan options available. This up-to-date information empowers users to make choices that align with their financial goals. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials underscore the effectiveness and reliability of this tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.