Navy Federal Credit Union

In the welcoming community of Carlisle, Navy Federal Credit Union at 842 Sumner Rd stands as a trusted financial partner dedicated to supporting military members, veterans, and their families. Open Monday through Friday from 9:00 a.m. to 5:00 p.m. and Saturdays until 2:00 p.m., this branch offers convenient lobby access and an on-site ATM for quick cash withdrawals and balance checks—making everyday banking simple and accessible.
Renowned for some of the best auto loans in Carlisle, Navy Federal makes vehicle financing straightforward with competitive rates and flexible terms tailored to your lifestyle. Homebuyers also benefit from low mortgage rates and refinancing options designed to help you achieve your dream home with confidence. Beyond lending, members enjoy personal banking services including checking and savings accounts crafted for convenience, credit cards packed with rewarding perks, plus business banking solutions such as merchant services and business loans to support local entrepreneurs.
Visit Navy Federal Credit Union at 842 Sumner Rd or call 888-842-6328 today to experience friendly local service. Discover how our exceptional auto loans and mortgage offerings can empower your financial future right here in Carlisle!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

Welcome to Navy Federal Credit Union, your trusted financial partner right here in Carlisle, Pennsylvania. Established in 1947, we have grown alongside our community, now proudly serving over 14 million members with a commitment to excellence. With total assets reaching an impressive $180.81 billion and deposits totaling $2.32 billion, we strive to provide exceptional service tailored to your needs. Located at 842 Sumner Rd, Carlisle, PA 17013, our branch is designed to make banking easy and accessible for everyone. If you need to send official correspondence, please note that our mailing address is the same as our physical location: 842 Sumner Rd, Carlisle, PA 17013. At Navy Federal, we believe in the power of community. Our team of dedicated employees, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., works tirelessly to offer a wide range of services from personal banking and auto loans to mortgages and business banking solutions. We currently hold a net worth of $21.49 billion, ensuring that we have the resources to support your financial journey. We understand the importance of reliability and trust when it comes to managing your finances. With a loan portfolio exceeding 8 million loans and cash reserves of around $2.19 billion, we are well-equipped to assist you with all your financial needs while ensuring your peace of mind. Whether you're looking for a new checking account or considering financing options for your next vehicle, we're here to help every step of the way. Stop by our branch during lobby hours Monday through Friday from 9 AM to 5 PM, and Saturday from 9 AM to 2 PM or give us a call at 888-842-6328. Experience firsthand how Navy Federal Credit Union can help you achieve your financial goals!

Branch History & Mission

Commitment to Innovation

In addition to our traditional services, we embrace technology with features like online and mobile banking. Members can easily manage their accounts anytime and anywhere. Our branch also offers ATM availability for quick cash access, making banking convenient for everyone. With operating hours designed for accessibility Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 2 PM Navy Federal is here when you need us most.

Join Us Today!

Whether you are looking for a new bank or seeking support in achieving your financial goals, we invite you to join Navy Federal Credit Union. Experience firsthand how we prioritize your needs and work tirelessly to help you succeed. Visit us at 842 Sumner Rd in Carlisle or contact us at 888-842-6328 for more information on how you can become part of our thriving community!

Our Mission

At Navy Federal Credit Union, our mission is clear: we strive to serve the financial needs of our members while actively contributing to the well-being of our communities. We offer a wide range of services from personal banking and auto loans to mortgages and business banking solutions. Each service is designed with our members' best interests in mind, ensuring they have access to the resources they need to thrive financially. We believe that supporting our local community is just as important as providing excellent financial products. That's why we engage in various outreach efforts, partnering with local organizations and initiatives to make a positive impact in Carlisle and beyond.

Branch Location & Accessibility

ATM Availability

Need cash on the go? You're in luck! We have an ATM available at our branch, making it easy for you to access your funds anytime.

Call Us Today!

If you have any questions or need assistance before your visit, don't hesitate to call us at 888-842-6328. We look forward to welcoming you at Navy Federal Credit Union soon!

Operating Hours

We're here for you during the week! Visit us from Monday to Friday between 9 AM and 5 PM, and on Saturdays from 9 AM to 2 PM. These hours are designed to fit your busy schedule, allowing you to pop in whenever it's convenient for you.

Parking and Accessibility

We understand that accessibility is key for our members. Our branch offers ample parking, including spots designed for easy access. Inside, you'll find features that comply with ADA standards, ensuring everyone can comfortably navigate our space.

Services Offered

At Navy Federal Credit Union, we offer a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. For those looking into mortgages or personal loans, our knowledgeable staff is ready to assist you.

Member Eligibility

At Navy Federal Credit Union, we believe that everyone deserves a chance to be part of a supportive financial community. Becoming a member is simple and welcoming! If you live, work, or worship in the area, or if you're an immediate family member of someone who already belongs, you're likely eligible to join us at our branch located at 842 Sumner Rd Carlisle Pa 17013. We want to help you achieve your financial goals, whether that's saving for a home, securing a loan for your next vehicle, or just managing your day-to-day banking needs. To find out more about the specific eligibility criteria and to see if you qualify, please visit our website at https://www.navyfederal.org/membership/eligibility.html. Opening an account with us is straightforward and can be done online or by visiting us directly. We're here to guide you through every step of the process! If you have any questions or need assistance, don't hesitate to give us a call at (888) 842-6328. Joining Navy Federal Credit Union means being part of something bigger let's work together towards your financial success!

Business Banking & Commercial Services

Merchant Services

In addition to loans, our merchant services make it easier for your business to thrive. Imagine processing payments quickly and securely while offering your customers a smooth checkout experience. Our tools can help you manage transactions effortlessly, allowing you to focus more on what matters growing your business. Visit us at 842 Sumner Rd Carlisle Pa 17013, Carlisle, PA or give us a call at (888) 842-6328 to discover how our business banking and commercial services can empower your entrepreneurial dreams!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM Services

We also provide easy access to cash through our ATM & Cash Withdrawal Services. You'll find ATMs conveniently located for quick withdrawals and balance checks whenever you need them. At Navy Federal Credit Union in Carlisle, PA, we strive to create an experience that meets all your financial needs under one roof. Ready to learn more? Call us at 888-842-6328, visit our website at navyfcu.org, or stop by our branch today! Let's work together toward a brighter financial future.

Auto Loans & Vehicle Financing

If you're in the market for a new car, our Auto Loans & Vehicle Financing options make purchasing your dream vehicle simpler than ever. We offer competitive rates and flexible terms that can help ease the stress of buying a car. Picture yourself driving away in a new vehicle while knowing you've made a smart financial decision.

Business Banking

For business owners, we offer comprehensive Business Banking solutions including merchant services and business loans. Your small business deserves the best support possible; let us help you navigate financing options that empower growth and success.

Credit Cards with Rewards

With our Credit Cards featuring Rewards, you can earn points for everyday purchases. Whether it's groceries or gas, every swipe gets you closer to exciting rewards like travel or cash back, making it easier to enjoy the perks of membership.

Mortgage Loans & Refinancing

Thinking about buying a home? Our Mortgage Loans & Refinancing services are tailored to guide you through the process of securing a mortgage that suits your budget. We understand how important it is to find the right loan, whether you're purchasing your first home or refinancing an existing mortgage for better rates.

Online & Mobile Banking

Enjoy the convenience of banking from anywhere with our Online & Mobile Banking services. With features like mobile payments and person-to-person transfers, managing your finances has never been easier. You can bank on-the-go, ensuring that you're always in control of your money.

Personal Banking

Our Personal Banking services include checking and savings accounts designed to fit your lifestyle. Imagine having easy access to your funds with a checking account that offers no monthly fees and convenient online banking features. You can quickly check your balance, pay bills, or transfer money right from your smartphone.

Personal Loans & Debt Consolidation

For those looking to consolidate debt or cover unexpected expenses, our Personal Loans & Debt Consolidation solutions provide quick access to cash with manageable repayment plans. This service can help simplify your finances by combining multiple debts into one monthly payment.

Digital & Online Banking

Key Services

Explore our user-friendly online banking platform at https://www.navyfederal.org/. It offers 24/7 access to your accounts, allowing you to check balances, pay bills, and transfer money with ease. If you're on the go, our mobile application brings all these features right to your fingertips. You can even make mobile payments seamlessly, making shopping simpler than ever.

Real-Time Management

Need to send money to a friend? Our person-to-person transfer feature makes it quick and easy. Whether you're settling a lunch bill or splitting rent, you can do it in real-time right from your mobile app. At Navy Federal Credit Union, we believe that banking should be accessible and straightforward. With our digital services, managing your finances has never been easier!

Security and Accessibility

Your security is our top priority. We provide electronic signature authorization for important documents, ensuring that your transactions are safe and secure. Plus, you can opt for e-statements to keep track of your finances without the clutter of paper statements.

Financial Strength

Community Trust

Total Share and Deposit Accounts stand at 30,809,321, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $1,127,735,547. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 842 Sumner Rd Carlisle Pa 17013 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member Savings and Growth

Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our net income of $0, allowing us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Our Financial Health

With a net worth of $21,492,783,754, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Better Services

With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our capacity to lend is impressive; we have $1.3192E+11 in total loans and leases, which includes $1,023,510 in used auto loans. This robust lending capacity supports your financial goals across various sectors.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans provide some of the lowest rates in the industry. We have already issued over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans to assist our members in getting on the road with confidence. Whether you're purchasing a new or pre-owned vehicle, our competitive interest rates can help make your dream car more affordable.

Business Loans

For business owners looking to expand or invest in new opportunities, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow your business. We are here to support local enterprises and help them thrive. If you're interested in refinancing options or checking your eligibility for any of these products, please visit us online or give us a call at 888-842-6328. Our knowledgeable team is ready to assist you with any questions you may have about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. At Navy Federal Credit Union in Carlisle, PA, we're dedicated to supporting you every step of the way on your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, making buying or refinancing simple and accessible for you. We can guide you through the process of securing a mortgage that fits your budget and lifestyle.

Unsecured Credit Card Loans

Managing day-to-day expenses? We also offer flexible terms on unsecured credit card loans. With a total of $30,452,498,817 in loans helping our members manage their finances effectively, our credit cards come with great rewards and benefits tailored for your spending habits.

Loan Aggregator

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