Navy Federal Credit Union Bensalem PA: Affordable Auto Loans & Business Banking

Introduction

Welcome to Navy Federal Credit Union, where our commitment to serving our members is at the heart of everything we do. Located at 2645 Street Rd, Bensalem, PA 19020, our branch has been a cornerstone of financial support since 1947. With over 14 million members and total assets exceeding $180 billion, we are proud to offer a wide range of financial services tailored to meet your needs. At Navy Federal, we understand that trust is earned through service and reliability. Our dedicated team, led by CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., works tirelessly to ensure that every member feels valued and supported. Whether you're looking for personal banking options like checking and savings accounts, auto loans, or mortgage refinancing, we have you covered. We invite you to visit us in person or reach out via phone at 888-842-6328. While you can come see us at our branch, please note that official correspondence should be directed to our mailing address: 2645 Street Rd, Bensalem, PA 19020. With a solid financial foundation boasting total deposits of $2.32 billion, net worth of $21.49 billion, and cash in hand amounting to $2.19 billion we are well-equipped to assist you with your financial journey. Join us today and discover how Navy Federal Credit Union can help you achieve your financial goals! Visit our website at navyfcu.org for more information on how we can serve you better.

Branch History & Mission

The Navy Federal Credit Union has a rich legacy of service and growth that began in 1947. Established to support the financial needs of military members and their families, this credit union has evolved into one of the largest in the nation, now proudly serving over 14 million members. Located at 2645 Street Rd, Bensalem, PA 19020, our branch is easily accessible for local residents and those in nearby areas. Just a short drive from popular landmarks such as the Neshaminy State Park, we welcome you to visit us during our operating hours: Monday to Friday from 9:00 AM to 6:00 PM, and Saturday from 9:00 AM to 1:00 PM. While members can visit us at this address, official correspondence should be sent to our mailing address at 2645 Street Rd, Bensalem, PA 19020. At Navy Federal, our mission is simple yet impactful: we strive to provide exceptional financial services while fostering community support. Our goal is to empower our members with the resources they need to achieve their financial dreams from personal banking solutions like checking and savings accounts to auto loans and credit cards with rewards. We understand that each member's journey is unique, and we are committed to offering personalized guidance every step of the way. With total assets amounting to an impressive $180.81 billion, we have built a solid foundation that allows us to offer competitive rates and innovative services. Our commitment extends beyond just numbers; it reflects our dedication to nurturing relationships within our community. We actively engage in various outreach efforts and partnerships that benefit local organizations and initiatives. In line with modern advancements, Navy Federal ensures accessibility for all members through ADA-compliant facilities and robust digital banking options. Whether it's online banking or mobile payments, we're here to meet your needs efficiently and conveniently. We invite you to join our growing family at Navy Federal Credit Union. Experience firsthand how we prioritize your financial well-being while making a positive impact in Bensalem and beyond. Together, let's build a brighter financial future! For more information or assistance, please contact us at 888-842-6328 or visit our website at navyfederal.org.

Branch Location & Accessibility

Accessibility Features

We prioritize your convenience and comfort. Our branch is designed with accessibility in mind, featuring ADA-compliant ramps and entrances to ensure everyone can easily access our services. Ample parking is available right outside the entrance, making your visit hassle-free.

Operating Hours

Our lobby hours are designed to fit your busy schedule. We're open Monday through Friday from 9 AM to 6 PM and on Saturday from 9 AM to 1 PM. Whether you need assistance during the week or prefer a weekend visit, we're ready to serve you.

Services Offered

At Navy Federal Credit Union, we offer a wide array of services tailored just for you! From checking and savings accounts to auto loans and mortgages, we've got what you need. Plus, with our convenient ATM services available right at the branch, withdrawing cash is quick and easy. While we do not have drive-thru banking at this location, our friendly staff is always ready to assist you inside. If you're looking for shared service center options, please note that this branch does not offer those services; however, we are fully equipped to handle all your personal banking needs directly. If you have any questions or would like more information about how we can assist you further, feel free to give us a call at 888-842-6328. We look forward to welcoming you soon at Navy Federal Credit Union your trusted partner in financial success!

Member Eligibility

At Navy Federal Credit Union, we believe that becoming a member is like joining a family where everyone supports one another. If you're looking to become part of our community, you'll be glad to know that membership is open to a variety of individuals! You might qualify if you are an active duty or retired member of the military, a family member of someone who is, or even if you work in the defense industry. This means that many people can enjoy the benefits we offer, from competitive loan rates to personalized service that makes banking feel easy and welcoming. For a detailed look at eligibility requirements, check out this link. Once you find out you're eligible, opening an account with us is a breeze! You can get started by visiting our website and following simple steps outlined here: Account Opening Details. If you have any questions or need assistance, feel free to reach out to us at (888) 842-6328. We're excited to welcome you to Navy Federal Credit Union at 2645 Street Rd Bensalem Pa 19020!

Business Banking & Commercial Services

Merchant Services That Make a Difference

Beyond loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine accepting payments seamlessly whether online or in-store allowing you to focus on what you do best: running your business. Our tools help streamline transactions and improve customer satisfaction. Located at 2645 Street Rd Bensalem Pa 19020 in Bensalem, PA, our dedicated team is here to partner with you on your journey to success. For more information or to get started, give us a call at (888) 842-6328. Let's work together to unlock your business's potential!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1,105 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $156 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $227,844,936, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans and Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options can make that dream a reality. With competitive rates and flexible terms, you'll be on the road in no time. Picture yourself driving away in your new vehicle, knowing you've made a smart financial choice with the support of Navy Federal.

Business Banking Services

For small business owners, Navy Federal also offers comprehensive business banking services, including merchant services and business loans. We understand the challenges of running a business and aim to provide solutions that simplify financial management so you can focus on what you do best.

Convenient Digital Banking Features

In today's fast-paced world, convenience matters more than ever. That's why our online and mobile banking platforms allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, or pay bills from the comfort of your home or while on the go. Plus, with ATM access available at various locations, withdrawing cash has never been easier. If you're ready to explore all that Navy Federal Credit Union has to offer or have questions about any of our services, don't hesitate to reach out! Call us at 888-842-6328, visit us at 2645 Street Rd Bensalem Pa 19020, or check out our website at navyfederal.org. We look forward to assisting you with all your banking needs!

Credit Cards with Rewards

Our credit cards with rewards give you more than just a way to make purchases; they reward you for spending! From cash back on everyday purchases to travel rewards for your next vacation, our credit cards are designed with member benefits in mind. It's like getting paid every time you shop!

Mortgage Loans and Refinancing

For those looking to purchase a home or refinance an existing mortgage, our mortgage loans offer competitive rates and personalized service. We know how important homeownership is for our members, so we are committed to providing guidance throughout the entire process. Whether it's your first home or you're refinancing for better terms, we're here to help.

Personal Banking Solutions

We understand that managing personal finances can be challenging, which is why we offer a variety of options tailored to help you achieve your goals. From checking and savings accounts that provide easy access to your funds, to personal loans and debt consolidation services that can help lighten your financial load, we've got you covered. Imagine being able to combine multiple debts into one manageable payment our team is ready to assist you in making that a reality.

Digital & Online Banking

At Navy Federal Credit Union, we understand that managing your finances should be simple and secure, which is why we offer a wide range of digital and online banking services designed for your convenience. Whether you're at home or on the go, our online banking platform provides 24/7 access to your accounts, making it easy to handle your banking needs whenever you need to. With just a few clicks, you can visit us at https://www.navyfederal.org/ to explore all the features available to you. Our mobile application offers a user-friendly experience, allowing you to check balances, make transfers, and pay bills right from your smartphone. Plus, with our mobile payments feature, you can easily make purchases using just your device no wallet needed! We also prioritize security in all our services. You can trust that your information is safe with us. Our electronic signature authorization ensures that all your transactions are secure and verified. For those who prefer going paperless, e-statements are available, providing an eco-friendly way to keep track of your finances while reducing clutter. Need to send money to friends or family? Our person-to-person transfer option makes it effortless. Just a few taps on your screen and the funds are sent directly to their account. Managing your money has never been easier or more accessible than with the digital banking services at Navy Federal Credit Union. Enjoy real-time account management and peace of mind knowing that help is just a click away. We're here for you anytime, anywhere!

Financial Strength

At Navy Federal Credit Union, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining strong financial health so you can trust that your money is in safe hands. With a net worth of $21,492,783,754, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 1181 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $49,466,729,254 in share certificates and $24,197,620,142 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $399,808,576 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; with $1.3192E+11 in total loans and leases including $1,023,510 in used auto loans, we support members' financial goals across various sectors. Our operational efficiency is reflected in our $0 net income, which allows us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 23,925 full-time employees and 635 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Net Shares (Funds available for lending and investments): $1,127,735,547. Total Share Accounts: 30,809,321, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving or borrowing or planning for the future, Navy Federal Credit Union is your trusted partner. Visit us at 2645 Street Rd Bensalem Pa 19020 or call 888-842-6328 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $17,423,226,266 in used vehicle loans and $14,784,600,315 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we have flexible options that can meet your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $227,844,936 provide the capital needed to grow and expand. Whether you need funds for equipment, inventory, or working capital, our team is ready to assist you in finding the right financing solutions. At Navy Federal Credit Union, we're committed to providing transparent and accessible financial services. We invite you to reach out at (888) 842-6328 for more information on any of our loan products or if you have questions about refinancing options. For performance insights and financial data, please visit the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Whether you're looking for an auto loan, mortgage assistance, or a credit card solution, we're here to support you every step of the way!

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $30,452,498,817 in loans helping members manage their finances effectively. These cards can be a great tool for everyday purchases while earning rewards and benefits tailored to your spending habits.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,343,248,096, make buying or refinancing simple. We provide competitive rates and personalized service to guide you through every step of the process. If you're considering refinancing your current mortgage, we can help you explore eligibility options to find the best solution for your situation.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means that users receive fair and transparent offers, ensuring they are comparing options that meet strict regulatory guidelines.