Navy Federal Credit Union

Navy Federal Credit Union serves Ohio’s military members, veterans, and their families with a full range of financial services designed to support your unique needs statewide. Whether you're managing everyday expenses or planning major purchases, Navy Federal offers convenient ATM and cash withdrawal services across Ohio, making access to your funds simple and hassle-free.
Members in Ohio benefit from competitive auto loans and vehicle financing options tailored to fit diverse budgets. Homebuyers and homeowners can take advantage of flexible mortgage loans and refinancing solutions crafted to help you achieve your homeownership goals. Personal banking is made easy with checking and savings accounts designed for convenience, plus credit cards that offer rewarding perks to enhance your spending power.
For business owners in Ohio, Navy Federal provides comprehensive business banking services including merchant solutions and business loans aimed at helping local enterprises grow. With secure online and mobile banking platforms, you can manage your accounts anytime, anywhere within the state.
Beyond banking products, Navy Federal is deeply committed to strengthening Ohio’s communities through programs supporting military families and local initiatives. Membership means joining a trusted network focused on empowering your financial success while giving back across Ohio. Experience the value of being part of Navy Federal Credit Union today!

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

At Navy Federal Credit Union, our mission is clear: we are dedicated to providing community-focused, member-first service to individuals and families across Ohio. Under the leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we strive to create an inclusive financial environment that caters to the diverse needs of our members. Our commitment to modern convenience is evident through a suite of services designed to enhance your banking experience. From electronic signature authorization and e-statements to mobile payments, a dedicated mobile app, online banking, and person-to-person payment support, we empower our members with tools that simplify their financial lives. Whether you're looking for personal loans, credit cards with rewards, or business banking solutions, you can count on us to be by your side every step of the way. For more information about our services or to get in touch, visit us at https://www.navyfederal.org/ or reach out via fax at nan.

Services & Financial Solutions

At Navy Federal Credit Union, we understand that managing your finances can be a complex task, and we're here to simplify it for our members across Ohio. Whether you're opening a checking or savings account for everyday personal banking, seeking financing for a new car, or planning to buy your dream home through our mortgage options, we've tailored our services to meet your needs. Our personal banking solutions not only help you manage daily expenses but also empower you to save for the future with flexible savings options. Plus, with our credit cards offering rewards, every purchase can contribute towards your financial goals.
For those who own a business, we provide essential support through business banking services such as merchant services and business loans. This allows entrepreneurs in Ohio to focus on growing their ventures without worrying about financial hurdles. In today’s fast-paced world, we ensure that accessing these services is both convenient and efficient. With our online banking platform and user-friendly mobile application, you can handle your finances anytime, anywhere. Enjoy features like mobile payments for quick transactions, person-to-person payments for easy money transfers among friends and family, and electronic statements to keep track of your spending—all at your fingertips. Moreover, our secure electronic signature option makes applying for loans and other services seamless and hassle-free. At Navy Federal Credit Union, we are committed to providing accessible financial solutions that fit into your lifestyle while supporting you every step of the way.

Why Choose Us

At Navy Federal Credit Union in OH, we pride ourselves on making it easy for you to become a member and open an account. With just a few simple steps, you can join our community and start enjoying the benefits of personalized service and financial reliability. To see if you qualify for membership, we invite you to review our eligibility criteria at https://www.navyfederal.org/membership/eligibility.html. Our values are deeply rooted in trust and community engagement; we are dedicated to helping our members achieve their financial goals while fostering a sense of belonging. Whether you're looking for auto loans, personal banking options, or mortgage refinancing, our team is here to guide you every step of the way. Don't forget, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Ready to take the next step? Compare real-time loan offers today at LendMesh and find the best rates for your needs!

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services

Join Our Community

Unlock the power of community with LendMesh! Subscribe for personalized alerts—just tell us your target rate (like 5% or 4%), and we'll notify you the moment offers drop below your threshold. Get weekly or monthly updates with expert insights, rate trends, and hand-picked loan deals—delivered straight to your inbox. Join thousands of smart borrowers who rely on LendMesh to stay ahead of the curve and never miss a great opportunity.