Navy Federal Credit Union

Navy Federal Credit Union proudly serves members across New Mexico, providing trusted financial solutions tailored to the unique needs of military members, veterans, and their families statewide. With convenient ATM and cash withdrawal services available throughout New Mexico, managing your everyday banking—like withdrawals and balance checks—is simple and accessible wherever you are.
Whether you're financing your next vehicle with competitive auto loans or exploring mortgage loans and refinancing options, Navy Federal offers personalized lending solutions designed to fit your lifestyle. Enjoy comprehensive personal banking options including checking and savings accounts that make money management effortless. Members also benefit from credit cards loaded with rewarding perks and robust business banking services—such as merchant solutions and business loans—that support entrepreneurs throughout New Mexico.
Statewide online and mobile banking platforms ensure you can bank securely anytime, anywhere. Beyond products, Navy Federal is deeply committed to strengthening New Mexico’s communities through programs that support military families and local initiatives. Membership here means more than banking—it’s joining a supportive network focused on your financial success and community impact across the state. Experience the value of Navy Federal Credit Union in New Mexico and take confident steps toward a stronger financial future.

Type of Loan Offerings

home_equity_loans

Home Equity Loans

Program Name
Loan Type
APR
Term
Max Amount
CLTV
Link
home equity
Fixed-Rate Equity Loan
7.34 %
5 Yrs - 20 Yrs
$500,000
100 %
heloc
Home Equity Line of Credit
7.75 % - 18 %
20 Yrs
$500,000
95 %
mortgage_loans

Mortgage Loans

Loan Type
Product Type
Program Type
Rate
APR
Points
Term
Link
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 %
5.97 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 %
5.98 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 %
5.97 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 %
5.98 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
CONVENTIONAL
FIXED
15 Year
5.375 %
5.569 %
0.25
15.0 Yrs
CONVENTIONAL
ADJUSTABLE
3/5 Conforming ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
CONVENTIONAL
ADJUSTABLE
5/5 Conforming ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
CONVENTIONAL
FIXED
30 Year
6.25 %
6.394 %
0.5
30.0 Yrs
JUMBO
ADJUSTABLE
3/5 Jumbo ARM
5.375 - 5.5 %
5.97 - 6.0 %
0.25
5.0 Yrs
JUMBO
FIXED
15 Year Jumbo
5.625 %
5.82 %
0.25
15.0 Yrs
JUMBO
ADJUSTABLE
5/5 Jumbo ARM
5.625 - 5.75 %
5.98 - 6.028 %
0.25
5.0 Yrs
JUMBO
FIXED
30 Year Jumbo
6.5 - 7.625 %
6.646 - 7.968 %
0.5
30.0 Yrs
VA
FIXED
15 Year
5.25 %
5.941 %
0.5
15.0 Yrs
VA
FIXED
30 Year
5.875 - 7.25 %
6.327 - 7.586 %
0.75
30.0 Yrs
personal_loans

Personal Loans

Program Name
APR
Term
Amount
Link
Personal expense loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
Home improvement loan
8.99 - 18 %
3.1 - 15 Yrs
Debt consolidation loan
8.99 - 18 %
3.1 - 5 Yrs
$50,000
vehicle_loans

Vehicle Loans

Loan Program
Loan Type
APR
Term
Link
Auto
4.09 % - 7.59 %
3 Yrs - 8 Yrs

Introduction

At Navy Federal Credit Union, our mission is to empower our members through community-focused, member-first service across the vibrant state of NM. Under the dedicated leadership of CEO Dietrich Kuhlmann and Board President Edward Cochrane Jr., we strive to create financial solutions that cater specifically to the needs of our members. We understand that modern life demands convenience, which is why we offer a suite of innovative services including electronic signature authorization, e-statements, mobile payments, a dedicated mobile app, online banking, and person-to-person payment support. With these tools at your fingertips, managing your finances has never been easier. For more information about how we can assist you on your financial journey, visit us at https://www.navyfederal.org/ or reach out via fax at nan. We are here to support you every step of the way!

Services & Financial Solutions

At Navy Federal Credit Union, we understand that navigating your financial journey can be both exciting and challenging. That’s why we’re committed to providing a wide range of services designed to meet the needs of our members throughout New Mexico. Whether you’re opening a checking account for everyday transactions or saving for a new home, our personal banking solutions are tailored to help you manage your finances with confidence. With features like online banking and a user-friendly mobile application, you can easily access your accounts anytime, anywhere, making it simpler than ever to keep track of your spending and savings.
When it comes to financing life’s big moments, our loan options offer flexibility and peace of mind. From auto loans that get you on the road to mortgage loans that help you secure your dream home, we strive to make the lending process as straightforward as possible. Our competitive rates and personalized support ensure that whether you're consolidating debt or investing in your business through our merchant services, you have the resources needed to succeed. Plus, with features like electronic signatures and person-to-person payment options, completing transactions is both quick and secure. At Navy Federal, we believe that financial well-being should be accessible to everyone, allowing you to focus on what truly matters in life.

Why Choose Us

At Navy Federal Credit Union in NM, we believe in making your financial journey as smooth and straightforward as possible. Becoming a member and opening an account with us is quick and hassle-free, allowing you to focus on what truly matters—your financial goals. If you're curious about your eligibility, simply visit https://www.navyfederal.org/membership/eligibility.html to review the requirements; we welcome diverse backgrounds and are committed to serving our community. Our core values of trust, community engagement, personalized service, and financial reliability shape everything we do. We pride ourselves on building lasting relationships with our members, ensuring that you receive the support you need every step of the way. So why wait? Compare real-time loan offers today at LendMesh and find the best rates for your needs. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov. Join us at Navy Federal Credit Union, where your financial future is our priority!

Branch Details

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

Services Offered

  • Personal Banking (Checking & Savings Accounts)
  • Auto Loans & Vehicle Financing
  • Mortgage Loans & Refinancing
  • Personal Loans & Debt Consolidation
  • Credit Cards with Rewards
  • Business Banking (Merchant Services & Business Loans)
  • Online & Mobile Banking
  • ATM & Cash Withdrawal Services
  • Basic ATM Access (Withdrawals, Balance Checks)

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